CN104134300A - Intelligent mobile payment system - Google Patents
Intelligent mobile payment system Download PDFInfo
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- CN104134300A CN104134300A CN201410389447.2A CN201410389447A CN104134300A CN 104134300 A CN104134300 A CN 104134300A CN 201410389447 A CN201410389447 A CN 201410389447A CN 104134300 A CN104134300 A CN 104134300A
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Abstract
The invention discloses an intelligent mobile payment system. The intelligent mobile payment system comprises a mobile phone module, an intelligent chip module, a POS machine secret payment platform module, a bar code scanning module and a printer processing module, wherein the mobile phone module comprises an MCU processor which is used for converting I2C signals into UART signals; the MCU processor is connected with the bar code scanning module and the printer processing module through UART data buses; the intelligent chip module is connected with the POS machine secret payment platform module through a UART data bus and conducts communication with a communication interface of a bank card reader through a UART. By the adoption of the intelligent mobile payment system, the transmission advantages of a mobile communication network are fully utilized, the link between the mobile communication network and a financial internet is achieved, and the intelligent mobile payment system is stable, safe and capable of allowing customers to conduct credit-card consumption freely anytime anywhere.
Description
Technical field
The invention belongs to communication technical field, relate to a kind of intelligent movable payment system.
Background technology
POS machine is a kind of multi-functional terminal end, it is arranged on to the franchised business of credit card and accepts in site and be unified into network with computing machine, just can realize electronic funds automatic account transfer, it has the functions such as the consumption of support, pre-authorization, inquiry into balance and account transfer, uses safety, quick, reliable.In block trade, capital management information is difficult to obtain, and importing POS system is mainly to solve retail trade information management blind spot.
POS system ultimate principle is first commodity data to be created in computer documents, see through the online framework of computing machine cashier's machine, bar code on commodity can see through on cash register optical read device directly read in after (or directly inputting code name by keyboard) at once can display of commodity information (unit price, department, discount ...) acceleration cash register speed and correctness.Every detailed data of merchandise sales (price, department, period, visitor's layer) automatically records, then passes computing machine back by online framework.Calculate to process via computing machine and can generate various sale result analytical informations when being operation control foundation.
POS machine is to read the holder's magnetic strip information on bank card by card reader, input dealing money by POS operating personnel, holder inputs personally identifiable information's (being password), POS crosses Unionpay center these information exchanges, Shang Song issuing bank system, complete on-line transaction, provide the information of success or not, and print corresponding bill.The application of POS has realized the online consumption of the bank card such as credit card, debit card, has ensured the safe, quick and accurate of transaction, has avoided manual inquiry blacklist and has pressed numerous and diverse work such as single, has improved work efficiency.
In the market, the type of financial POS machine is mainly fixing POS machine and wireless POS machine, and its major defect is that client uses inconvenience, and communication signal is unstable, and data easily lose, poor safety performance.
Therefore, be necessary to study in fact, provide a kind of convenient and efficient, safe and reliable, convenient and practical technical scheme.
Summary of the invention
For addressing the above problem, the object of the present invention is to provide that a kind of communication signal is stable, performance is high, the reliable intelligent movable payment system of data security.
For achieving the above object, technical scheme of the present invention is:
A kind of intelligent movable payment system, includes mobile module, intelligent chip module, the close payment platform module of POS organizational security and bar code scanning module and printer processes module; Wherein, mobile module includes one for I2C signal being converted to the MCU processor of UART signal; Described MCU processor is by UART data bus connection strap shape code scan module and printer processes module; Described intelligent chip module connects the close payment platform module of POS organizational security by UART data bus, and between described intelligent chip module and bank card card reader, communication interface is to communicate by UART.
Further, described MCU processor is on mobile phone PCB, to increase the MCU processor arranging, it connects intelligent chip module by I2C bus, and MCU processor sends look-at-me to intelligent chip module, and intelligent chip module sends chip selection signal to MCU processing module.
Further, described shape code scan module is provided with bar code scanning software.
Further, the close payment platform module of described POS organizational security includes payment terminal, access server, service front-end processor, management platform, terminal granting interface routine and platform database.
Further, described POS access server is accepted the access of payment terminal, realize the interactive function with payment terminal, and by the business operation request of payment terminal input, convert internal system agreement to, be sent to service front-end processor, service front-end processor is by Unionpay's interface, convert this service request to Unionpay interface protocol bag, deliver to the POS of Unionpay service front-end processor; Bank POS service front-end processor completes practical business function, then former result road is returned.
Compared to prior art, intelligent movable payment system of the present invention takes full advantage of the transmission advantage of mobile communications network, has realized linking of mobile communications network and financial internet, stable, safety, make client can be whenever and wherever possible, follow one's bent and carry out bankcard consumption.
Brief description of the drawings
Fig. 1 is principle module map of the present invention.
Embodiment
In order to make object of the present invention, technical scheme and advantage clearer, below in conjunction with drawings and Examples, the present invention is further elaborated.Should be appreciated that specific embodiment described herein, only in order to explain the present invention, is not intended to limit the present invention.
In description of the invention, it will be appreciated that, term " on ", orientation or the position relationship of the instruction such as D score, 'fornt', 'back', " interior ", " outward " be based on orientation shown in the drawings or position relationship, only the present invention for convenience of description and simplified characterization, instead of indicate or imply that the device of indication or element must have specific orientation, construct and operation with specific orientation, therefore can not be interpreted as limitation of the present invention.
In description of the invention, it should be noted that, unless otherwise clearly defined and limited, term " installation ", " being connected ", " connection " should be interpreted broadly, and for example, can be to be fixedly connected with, connect integratedly, can be also to removably connect; It can be the connection of two element internals; Can be to be directly connected, also can indirectly be connected by intermediary, for the ordinary skill in the art, can concrete condition understand above-mentioned term concrete meaning in the present invention.
Please refer to shown in Fig. 1, intelligent movable payment system of the present invention includes mobile module, intelligent chip module, the close payment platform module of POS organizational security and bar code scanning module and printer processes module.Wherein, mobile module includes a MCU processor, and for I2C signal is converted to UART signal, particularly, in the embodiment of the present invention, this MCU processor is on mobile phone PCB, to increase the MCU processor arranging.Described MCU processor connects intelligent chip module by I2C bus, and MCU processor sends look-at-me to intelligent chip module, and intelligent chip module sends chip selection signal to MCU processing module.Described MCU processor is also by UART data bus connection strap shape code scan module and printer processes module.
Described shape code scan module is provided with bar code scanning software, and this bar code scanning software allows people by commodity bar code is simply scanned, just can inquire about very easily the price and the relevant information that obtain these commodity from network.Commodity have relevant materials for registration on network, thereby are inquired about and just seemed very quick by bar code.
Described intelligent chip module connects the close payment platform module of POS organizational security by UART data bus.Wherein, the close payment platform module of POS organizational security includes payment terminal, access server, service front-end processor, management platform, terminal granting interface routine and platform database.Described POS access server is accepted the access of payment terminal, realize the interactive function with payment terminal, and by the business operation request of payment terminal input, convert internal system agreement to, be sent to service front-end processor, service front-end processor, by Unionpay's interface, converts this service request to Unionpay's interface protocol bag (i.e. 8583 bags), delivers to the POS of Unionpay service front-end processor; Bank POS service front-end processor completes practical business function, then former result road is returned.Particularly, payment terminal provides POS business operation function.
In the embodiment of the present invention, the core of described intelligent chip module is MTK6582 (Quad CA7,1.3MHz) intelligent chip, the major function of intelligent communication that this podium level is integrated, have powerful mobile network GSM, WCDMA information processing capability, is responsible for processing all mobile communication application functions, the secret platform of WISEPOS machine finance, processes all payment system functions.
The present invention will combine mobile communications network and financial payment systems application, it relates to the systems such as software, hardware, mobile communication, financial payment, its standard is different with agreement, in order to address the above problem, between intelligent chip module of the present invention and bank card card reader, communication interface communicates by UART.
The present invention takes full advantage of the transmission advantage of mobile communications network, has realized linking of mobile communications network and financial internet, stable, safety, make client can be whenever and wherever possible, follow one's bent and carry out bankcard consumption, thereby started the New Times of a mobile payment.
The foregoing is only preferred embodiment of the present invention, not in order to limit the present invention, all any amendments of doing within the spirit and principles in the present invention, be equal to and replace and improvement etc., within all should being included in protection scope of the present invention.
Claims (5)
1. an intelligent movable payment system, is characterized in that, includes mobile module, intelligent chip module, the close payment platform module of POS organizational security and bar code scanning module and printer processes module; Wherein, mobile module includes one for I2C signal being converted to the MCU processor of UART signal; Described MCU processor is by UART data bus connection strap shape code scan module and printer processes module; Described intelligent chip module connects the close payment platform module of POS organizational security by UART data bus, and between described intelligent chip module and bank card card reader, communication interface is to communicate by UART.
2. intelligent movable payment system as claimed in claim 1, it is characterized in that: described MCU processor is on mobile phone PCB, to increase the MCU processor arranging, it connects intelligent chip module by I2C bus, MCU processor sends look-at-me to intelligent chip module, and intelligent chip module sends chip selection signal to MCU processing module.
3. intelligent movable payment system as claimed in claim 2, is characterized in that: described shape code scan module is provided with bar code scanning software.
4. intelligent movable payment system as claimed in claim 3, is characterized in that: the close payment platform module of described POS organizational security includes payment terminal, access server, service front-end processor, management platform, terminal and provides interface routine and platform database.
5. intelligent movable payment system as claimed in claim 4, it is characterized in that: described POS access server is accepted the access of payment terminal, realize the interactive function with payment terminal, and by the business operation request of payment terminal input, convert internal system agreement to, be sent to service front-end processor, service front-end processor is by Unionpay's interface, convert this service request to Unionpay interface protocol bag, deliver to the POS of Unionpay service front-end processor; Bank POS service front-end processor completes practical business function, then former result road is returned.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410389447.2A CN104134300A (en) | 2014-08-08 | 2014-08-08 | Intelligent mobile payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410389447.2A CN104134300A (en) | 2014-08-08 | 2014-08-08 | Intelligent mobile payment system |
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| Publication Number | Publication Date |
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| CN104134300A true CN104134300A (en) | 2014-11-05 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201410389447.2A Pending CN104134300A (en) | 2014-08-08 | 2014-08-08 | Intelligent mobile payment system |
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Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2010182105A (en) * | 2009-02-05 | 2010-08-19 | Teraoka Seiko Co Ltd | Pos system and repeater |
| CN201601714U (en) * | 2009-09-25 | 2010-10-06 | 李镇波 | Mobile phone |
| CN102842193A (en) * | 2012-08-31 | 2012-12-26 | 深圳盈烨创新通讯技术有限公司 | Intelligent mobile terminal with on-site payment function |
| CN203217672U (en) * | 2013-03-20 | 2013-09-25 | 贺代荣 | A POS terminal extension module for a mobile phone |
| WO2014032206A1 (en) * | 2012-08-30 | 2014-03-06 | Wong Kamfu | Quick payment system and corresponding method |
-
2014
- 2014-08-08 CN CN201410389447.2A patent/CN104134300A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2010182105A (en) * | 2009-02-05 | 2010-08-19 | Teraoka Seiko Co Ltd | Pos system and repeater |
| CN201601714U (en) * | 2009-09-25 | 2010-10-06 | 李镇波 | Mobile phone |
| WO2014032206A1 (en) * | 2012-08-30 | 2014-03-06 | Wong Kamfu | Quick payment system and corresponding method |
| CN102842193A (en) * | 2012-08-31 | 2012-12-26 | 深圳盈烨创新通讯技术有限公司 | Intelligent mobile terminal with on-site payment function |
| CN203217672U (en) * | 2013-03-20 | 2013-09-25 | 贺代荣 | A POS terminal extension module for a mobile phone |
Non-Patent Citations (1)
| Title |
|---|
| 林逢升: "山东运达公司电话POS支付系统", 《百度文库》, 7 December 2011 (2011-12-07), pages 3 * |
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Application publication date: 20141105 |
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