CN104123156A - Method for realizing local data loading through fixed-line payment - Google Patents
Method for realizing local data loading through fixed-line payment Download PDFInfo
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- CN104123156A CN104123156A CN201410332581.9A CN201410332581A CN104123156A CN 104123156 A CN104123156 A CN 104123156A CN 201410332581 A CN201410332581 A CN 201410332581A CN 104123156 A CN104123156 A CN 104123156A
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- fixed line
- line payment
- payment terminal
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Abstract
The invention discloses a method for realizing local data loading through fixed-line payment. The method comprises the steps that during transaction of a fixed-line payment terminal, version information of table data options is compared, if a new version is released, and the new version is downloaded in an incremental mode and is stored in local flash. In the transaction process of a commercial tenant, the commercial tenant does not need to input the information such as the complex account and the username, instead, the commercial tenant can directly conduct page turning through up and down keys, select the account in need of transfer and input the transaction amount and passwords, and then transaction can be conducted. The method solves the problems of stability and efficiency of the table data options and enables the transferring process of the commercial tenant to be more convenient and faster.
Description
Technical field
The invention belongs to fixed line payment technology field, relate in particular to a kind of method that realizes local data loading that pays by fixed line.
Background technology
At present fixed line pays and carries out the control of transaction flow for the mode of be everlasting line and local prefabricated menu, selection for some table data option, for example payee's register, a row name line number, the basic pattern of the line of being everlasting that adopts is processed, but be subject to the restriction of fixed line bandwidth and communications protocol, there will be the unstable and high problem of line duration long-distance telephone bill of selecting.
Summary of the invention
The object of the invention is to for the deficiencies in the prior art, provide a kind of and pay by fixed line the method that local data loads that realizes.
The object of the invention is to be achieved through the following technical solutions: a kind of method that realizes local data loading that pays by fixed line, the method realizes in fixed line payment system, described fixed line payment system comprises that fixed line payment terminal, CTI access preposition and bank main, it is preposition that the FSK agreement that fixed line payment terminal is crossed UNICOM, movement, communication network is linked into CTI access, and CTI access is preposition to be undertaken alternately by ESB bus mode and bank main; Comprise the following steps:
(1) trade company, by cabinet face, Net silver and the channel adjustment payee of telephone bank register information, sends to bank main by payee's register content by ESB bus; Payee's register content comprises trade company number, account, name in an account book, bank of deposit's line number;
(2) trade company sends payee's register update instruction in fixed line payment terminal, and by CTI, access and preposition update instruction is forwarded to bank main, wherein, each fixed line payment terminal correspondence Yi Ge trade company number;
(3) bank main receives payee's register update instruction that fixed line payment terminal sends, and according to the terminal number of fixed line payment terminal, obtains trade company number; According to trade company number, obtain the accounts information in payee's register;
(4) bank main becomes many finish messages in the payee's register in database the loop-around data message of following form: 1 total number+1, bit flag position+2 current number+2 sequence number+account+space+name in an account book+n+2 position sequence number+account+space+name in an account book;
(5) bank main, according to payee's register update instruction of sending in fixed line payment terminal, is used 0C instruction, loop-around data message is organized into 87 messages and is handed down to fixed line payment terminal, and the accounts information obtaining according to trade company number, repeatedly sends out 87 messages; Fixed line payment terminal judges whether to have accepted according to the total number in loop-around data message, current number and sequence number, if sequence number is less than total number, continues the message of acceptance to be stored in identical flash; Bank main completes after issuing of loop-around data message, issues an on-hook instruction, tells this transaction of fixed line payment terminal to finish;
(6) fixed line payment terminal is received after on-hook instruction, the accounts information of receiving is presented on fixed line payment terminal screen, and the account+name in an account book+carriage return form demonstration according to this of every number, payee's register download transactions is complete;
(7) trade company is when transferring accounts money transfer transactions, fixed line payment terminal is presented at the account and the name in an account book that download to fixed line payment terminal on screen, trade company is carried out page turning and is chosen the account that will transfer accounts by upper and lower key at account display page, and input dealing money is concluded the business.
The invention has the beneficial effects as follows: fixed line payment terminal is compared the version information of table data option in transaction, there is redaction issue to adopt incremental mode to download, be stored in local flash, trade company is in process of exchange, without information such as the complicated account of input, names in an account book, directly by upper and lower key, carried out page turning and chosen the account that will transfer accounts, input dealing money and password can be concluded the business; The invention solves stability and the efficiency of table data option, make trade company's process of transferring accounts more convenient.
Accompanying drawing explanation
Fig. 1 is fixed line payment system structured flowchart of the present invention;
Fig. 2 is payee's register renewal menu;
Fig. 3 is fixed line payment transaction process flow diagram of the present invention.
Embodiment
Below in conjunction with accompanying drawing, the present invention is described in further detail.
As shown in Figures 1 to 3, the present invention is a kind of pays by fixed line the method that local data loads that realizes, the method realizes in fixed line payment system, described fixed line payment system comprises that fixed line payment terminal, CTI access preposition and bank main, it is preposition that the FSK agreement that fixed line payment terminal is crossed UNICOM, movement, communication network is linked into CTI access, and CTI access is preposition to be undertaken alternately by ESB bus mode and bank main; The present invention includes following steps:
(1) trade company, by cabinet face, Net silver and the channel adjustment payee of telephone bank register information, sends to bank main by payee's register content by ESB bus; Payee's register content comprises trade company number, account, name in an account book, bank of deposit's line number; The data layout of payee's register is as follows:
Trade company number | Account | Name in an account book | Bank of deposit's line number |
(2) trade company sends payee's register update instruction in fixed line payment terminal, by CTI, access and preposition update instruction is forwarded to bank main, and wherein, each fixed line payment terminal correspondence Yi Ge trade company number, is stored in the database of bank main;
(3) bank main receives payee's register update instruction that fixed line payment terminal sends, and according to the terminal number of fixed line payment terminal, obtains trade company number; According to trade company number, obtain the accounts information in payee's register;
(4) bank main becomes many finish messages in the payee's register in database the loop-around data message of following form: whether 1 bit flag position (is that I manage it account, 1 I manage it, 0 he manage it)+2 total number+1 current number+2 sequence number (continuous)+account+space+names in an account book+n+2 position sequence number+account+space+name in an account book;
(5) bank main, according to the register update instruction of sending in fixed line payment terminal, is used 0C (self-defined) instruction, loop-around data message is organized into 87 messages and is handed down to fixed line payment terminal; The accounts information obtaining according to trade company number, repeatedly sends out 87 messages; Fixed line payment terminal judges whether to have accepted according to the total number in loop-around data message, current number and sequence number, if sequence number is less than total number, continues the message of acceptance to be stored in identical flash; Bank main completes after issuing of loop-around data message, issues an on-hook instruction, tells this transaction of fixed line payment terminal to finish;
The message format of 87 messages is as shown in the table, comes from < < interchanger accepting terminal using standard > > (Q/CUP009-2012) file.
(6) fixed line payment terminal is received after on-hook instruction, the accounts information of receiving is presented on fixed line payment terminal screen, and the account+name in an account book+carriage return form demonstration according to this of every number, now, payee's register download transactions is complete;
(7) trade company is when transferring accounts money transfer transactions, fixed line payment terminal is used 0C instruction, the account and the name in an account book that download to fixed line payment terminal are presented on screen, and trade company is carried out page turning and is chosen the account that will transfer accounts by upper and lower key at account display page, and input dealing money is concluded the business.
Claims (1)
1. one kind pays by fixed line the method that local data loads that realizes, the method realizes in fixed line payment system, described fixed line payment system comprises that fixed line payment terminal, CTI access preposition and bank main, it is preposition that the FSK agreement that fixed line payment terminal is crossed UNICOM, movement, communication network is linked into CTI access, and CTI access is preposition to be undertaken alternately by ESB bus mode and bank main; It is characterized in that, comprise the following steps:
(1) trade company, by cabinet face, Net silver and the channel adjustment payee of telephone bank register information, sends to bank main by payee's register content by ESB bus; Payee's register content comprises trade company number, account, name in an account book, bank of deposit's line number;
(2) trade company sends payee's register update instruction in fixed line payment terminal, and by CTI, access and preposition update instruction is forwarded to bank main, wherein, each fixed line payment terminal correspondence Yi Ge trade company number;
(3) bank main receives payee's register update instruction that fixed line payment terminal sends, and according to the terminal number of fixed line payment terminal, obtains trade company number; According to trade company number, obtain the accounts information in payee's register;
(4) bank main becomes many finish messages in the payee's register in database the loop-around data message of following form: 1 total number+1, bit flag position+2 current number+2 sequence number+account+space+name in an account book+n+2 position sequence number+account+space+name in an account book;
(5) bank main, according to payee's register update instruction of sending in fixed line payment terminal, is used 0C instruction, loop-around data message is organized into 87 messages and is handed down to fixed line payment terminal, and the accounts information obtaining according to trade company number, repeatedly sends out 87 messages; Fixed line payment terminal judges whether to have accepted according to the total number in loop-around data message, current number and sequence number, if sequence number is less than total number, continues the message of acceptance to be stored in identical flash; Bank main completes after issuing of loop-around data message, issues an on-hook instruction, tells this transaction of fixed line payment terminal to finish;
(6) fixed line payment terminal is received after on-hook instruction, the accounts information of receiving is presented on fixed line payment terminal screen, and the account+name in an account book+carriage return form demonstration according to this of every number, payee's register download transactions is complete;
(7) trade company is when transferring accounts money transfer transactions, fixed line payment terminal is presented at the account and the name in an account book that download to fixed line payment terminal on screen, trade company is carried out page turning and is chosen the account that will transfer accounts by upper and lower key at account display page, and input dealing money is concluded the business.
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CN201410332581.9A CN104123156B (en) | 2014-07-12 | 2014-07-12 | It is a kind of that the method for realizing that local data loads is paid by fixed line |
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CN201410332581.9A CN104123156B (en) | 2014-07-12 | 2014-07-12 | It is a kind of that the method for realizing that local data loads is paid by fixed line |
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CN104123156A true CN104123156A (en) | 2014-10-29 |
CN104123156B CN104123156B (en) | 2017-12-12 |
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Citations (4)
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US20050097015A1 (en) * | 2003-10-30 | 2005-05-05 | Wilkes W. B. | Electronic financial transactions with portable merchant accounts |
CN101377839A (en) * | 2008-09-22 | 2009-03-04 | 中国建设银行股份有限公司 | Method and apparatus for transacting transfer and settlement of accounts through wired network |
CN201893936U (en) * | 2010-07-20 | 2011-07-06 | 北京京福安科技服务有限公司 | Telephone storage agent system |
CN102376134A (en) * | 2010-08-24 | 2012-03-14 | 中兴通讯股份有限公司 | Point of sale (POS) machine, POS machine card-punching system and card-punching transaction method thereof |
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2014
- 2014-07-12 CN CN201410332581.9A patent/CN104123156B/en active Active
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050097015A1 (en) * | 2003-10-30 | 2005-05-05 | Wilkes W. B. | Electronic financial transactions with portable merchant accounts |
CN101377839A (en) * | 2008-09-22 | 2009-03-04 | 中国建设银行股份有限公司 | Method and apparatus for transacting transfer and settlement of accounts through wired network |
CN201893936U (en) * | 2010-07-20 | 2011-07-06 | 北京京福安科技服务有限公司 | Telephone storage agent system |
CN102376134A (en) * | 2010-08-24 | 2012-03-14 | 中兴通讯股份有限公司 | Point of sale (POS) machine, POS machine card-punching system and card-punching transaction method thereof |
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