CN104090910A - Method for online inquiry of loan information, and system for online inquiry of loan information - Google Patents
Method for online inquiry of loan information, and system for online inquiry of loan information Download PDFInfo
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- CN104090910A CN104090910A CN201410252274.XA CN201410252274A CN104090910A CN 104090910 A CN104090910 A CN 104090910A CN 201410252274 A CN201410252274 A CN 201410252274A CN 104090910 A CN104090910 A CN 104090910A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/24—Querying
- G06F16/245—Query processing
- G06F16/2457—Query processing with adaptation to user needs
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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Abstract
The invention provides a method for online inquiry of loan information. The method comprises the following steps: a front-end loan platform monitors an inquiry operation of a user through a page and sends an inquiry request to a corporate credit service procedure management system, and the inquiry request comprises a loan number; the corporate credit service procedure management system inquires loan information corresponding to the loan number in a data sheet with saved loan information according to the loan number; the corporate credit service procedure management system sends the inquired loan information to the front-end loan platform. Correspondingly, the invention further provides a system for online inquiry of the loan information. The invention achieves online and real-time inquiry of the loan information, such as inquiry of a loan schedule, so as to improve the user experience.
Description
Technical field
The present invention relates to the communications field, in particular to a kind of method and system of online query credit information.
Background technology
Along with socioeconomic development, a lot of medium and small sized enterprises need to be by bank's loan of financing.And along with the development of internet, the internet of a large amount of traditional industries changes into the inexorable trend into industry development.
Existing online loan system only provides the approach of apply for loan for client, but client can not understand by existing loan system the examination & approval progress of loan application, and can only wait for customer manager's notice or initiatively seek advice from processing progress to customer manager.So not only increased customer manager's workload, also increased client's behavior cost, customer experience is poor.
Summary of the invention
In order to solve the problems of the technologies described above, the invention provides a kind of method and system of online query credit information, can real-time query credit information (comprising loan progress), reduce human cost, improve customer experience.
The present invention adopts following technical measures to realize:
A kind of method that the invention provides online query credit information, comprising:
Front end loan platform listens to user's query manipulation by the page, to public credit operation process management system is sent to inquiry request, described inquiry request comprises loan numbering;
Described to public credit operation process management system according to described loan numbering inquiry from preserve the tables of data of credit information number corresponding credit information with described loan;
Described public credit operation process management system is sent to described front end loan platform by the credit information inquiring.
Correspondingly, the present invention also provides a kind of system of online query credit information, comprising:
Front end loan platform, for by the query manipulation of page monitoring users, and in the time listening to user's query manipulation to public credit operation process management system is sent to inquiry request, described inquiry request comprises loan numbering;
To public credit operation process management system, for receiving described inquiry request, and number inquiry the tables of data from preserving credit information according to described loan and number corresponding credit information with described loan;
Described front end loan platform also for, receive the described credit information inquiring that public credit operation process management system is sent.
Adopt the method and system of online query credit information provided by the present invention, can understand in real time credit information according to user's request, the progress of for example providing a loan, saves human cost and improves user and experience.
Brief description of the drawings
Fig. 1 is according to the schematic flow sheet of the method for a kind of online query credit information of the embodiment of the present invention;
Fig. 2 is according to the schematic flow sheet of the method for a kind of online query credit information of the embodiment of the present invention;
Fig. 3 is according to the calcspar of the device of a kind of online query credit information of the embodiment of the present invention.
Embodiment
For making object, technical scheme and the advantage of embodiments of the invention clearer, further combined with accompanying drawing, the present invention is described in detail below.
Fig. 1 is according to the schematic flow sheet of the method for a kind of online query credit information of the embodiment of the present invention, and with reference to Fig. 1, described method comprises:
100: front end loan platform listens to user's query manipulation by the page, to public credit operation process management system is sent to inquiry request, described inquiry request comprises loan numbering.
Alternatively, described loan numbering can be the loan numbering that is user assignment to public credit operation process management system.
102: public credit operation process management system is numbered to inquiry the tables of data from preserving credit information according to described loan and number corresponding credit information with described loan.Wherein, in described tables of data, preserve each loan and number corresponding credit information.
Alternatively, in the present embodiment, the credit information inquiring comprises loan progress, described loan progress is in applying for successfully, accepting, in investigation, examination & approval by or any one of examination & approval in not passing through.
104: described public credit operation process management system is sent to described front end loan platform by the credit information inquiring.
Alternatively, in a kind of implementation of the present embodiment, after 104, described front end loan platform can according to storing received to credit information and show by the page.
The online loan method that adopts the present embodiment to provide, makes user to inquire about in real time online credit information, for example, inquire about loan progress, has improved user's experience.
Fig. 2 is according to the schematic flow sheet of the method for a kind of online query credit information of this law embodiment, and with reference to Fig. 2, described method comprises:
200: front end loan platform listens to user's loan operation by the page, to public credit operation process management system is sent to loan requests.Alternatively, sending when loan requests can be to public credit operation process management system being sent for example, by the provide a loan loan requests information of platform submission of front end, required list.
202: public credit operation process management system is generated to loan numbering, and described loan numbering is sent to described front end loan platform.Wherein, can generate loan numbering according to preset rules to public credit operation process management system, the application does not limit create-rule.
204: front end loan platform is stored described loan numbering.
206: front end loan platform listens to user's query manipulation by the page, to public credit operation process management system is sent to inquiry request, described inquiry request comprises loan numbering.
208: public credit operation process management system is numbered to inquiry the tables of data from preserving credit information according to described loan and number corresponding credit information with described loan.
Wherein, the credit information inquiring can be loan progress, for example, in applying for successfully, accepting, in investigation, examination & approval by or any one of examination & approval in not passing through.
210: public credit operation process management system is sent to described front end loan platform by the credit information inquiring.
Alternatively, after 210, can also show the credit information inquiring by the page by the front end platform of providing a loan.
The method of the online query credit information that employing the present embodiment provides, makes user can carry out online loan application, and can inquire about in real time online credit information, for example, inquire about loan progress.
Fig. 3 is according to the system of a kind of online query credit information of the embodiment of the present invention, and with reference to Fig. 3, this system comprises front end loan platform 31 and to public credit operation process management system 32, describes respectively below.
Front end loan platform 31, for by the query manipulation of page monitoring users, and in the time listening to user's query manipulation to public credit operation process management system 32 is sent to inquiry request, described inquiry request comprises loan numbering.
To public credit operation process management system 32, for receiving described inquiry request, and number inquiry the tables of data from preserving credit information according to described loan and number corresponding credit information with described loan.Wherein, in described tables of data, preserve each loan and number corresponding credit information.
Alternatively, in the present embodiment, the credit information inquiring comprises loan progress, described loan progress is in applying for successfully, accepting, in investigation, examination & approval by or any one of examination & approval in not passing through.
Front end loan platform 31 also for, receive the credit information inquiring that public credit operation process management system 32 is sent.
The system that adopts the present embodiment to provide, can be user's online query credit information, for example, inquire about loan progress, improves user and experiences.
Alternatively, in a kind of implementation of the present embodiment, front end loan platform 31 also operates for the loan by page monitoring users, and to described, public credit operation process management system is sent to loan requests in the time listening to described loan operation; Public credit operation process management system 32, also for receiving described loan requests, is generated described loan numbering and described loan numbering is sent to described front end loan platform; Front end loan platform 31 is also for storing described loan numbering.
Alternatively, in a kind of implementation of the present embodiment, front end loan platform 31 is also for showing the credit information inquiring by the page.
By the description to above embodiment, those skilled in the art can be well understood to the present invention and can realize by the mode of software combined with hardware platform, can certainly all implement by hardware.Based on such understanding, what technical scheme of the present invention contributed to background technology can embody with the form of software product in whole or in part, this computer software product can be stored in storage medium, as ROM/RAM, magnetic disc, CD etc., comprise that some instructions (can be personal computers in order to make a computer equipment, server, or the network equipment etc.) carry out the method described in some part of each embodiment of the present invention or embodiment.
Disclosed is above only the specific embodiment of the present invention; only for the present invention is illustrated; can not limit with this protection domain of the present invention; those skilled in the art can carry out various amendments, variation or replacement under the prerequisite that does not depart from essence of the present invention; therefore; the various equivalent variations of doing according to the present invention, still belong to the scope that the present invention is contained.
Claims (8)
1. a method for online query credit information, is characterized in that, described method comprises:
Front end loan platform listens to user's query manipulation by the page, to public credit operation process management system is sent to inquiry request, described inquiry request comprises loan numbering;
Described to public credit operation process management system according to described loan numbering inquiry from preserve the tables of data of credit information number corresponding credit information with described loan;
Described public credit operation process management system is sent to described front end loan platform by the credit information inquiring.
2. the method for claim 1, is characterized in that, the credit information inquiring comprises loan progress, and described loan progress is in applying for successfully, accepting, in investigation, examines by or examine and do not pass through.
3. the method for claim 1, is characterized in that, described method also comprises:
Described front end loan platform listens to user's loan operation by the page, to described, public credit operation process management system is sent to loan requests;
Described public credit operation process management system is generated to described loan numbering, and described loan numbering is sent to described front end loan platform;
Described front end loan platform is stored described loan numbering.
4. the method for claim 1, is characterized in that, described method also comprises:
Described front end loan platform shows the credit information inquiring by the page.
5. a system for online query credit information, is characterized in that, described system comprises:
Front end loan platform, for by the query manipulation of page monitoring users, and in the time listening to user's query manipulation to public credit operation process management system is sent to inquiry request, described inquiry request comprises loan numbering;
To public credit operation process management system, for receiving described inquiry request, and number inquiry the tables of data from preserving credit information according to described loan and number corresponding credit information with described loan;
Described front end loan platform also for, receive the described credit information inquiring that public credit operation process management system is sent.
6. system as claimed in claim 5, is characterized in that, the described credit information that public credit operation process management system is inquired comprises loan progress, and described loan progress is in applying for successfully, accepting, in investigation, examines by or examine and do not pass through.
7. system as claimed in claim 5, is characterized in that,
Described front end loan platform also for, by the loan operation of page monitoring users, and to described, public credit operation process management system is sent to loan requests in the time listening to described loan operation;
Described to public credit operation process management system also for, receive described loan requests, generate described loan numbering and described loan numbering be sent to described front end loan platform;
Described front end loan platform also for, store described loan numbering.
8. system as claimed in claim 5, is characterized in that,
Described front end loan platform also for, show the credit information inquiring by the page.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410252274.XA CN104090910A (en) | 2014-06-09 | 2014-06-09 | Method for online inquiry of loan information, and system for online inquiry of loan information |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410252274.XA CN104090910A (en) | 2014-06-09 | 2014-06-09 | Method for online inquiry of loan information, and system for online inquiry of loan information |
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| CN104090910A true CN104090910A (en) | 2014-10-08 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201410252274.XA Pending CN104090910A (en) | 2014-06-09 | 2014-06-09 | Method for online inquiry of loan information, and system for online inquiry of loan information |
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| CN (1) | CN104090910A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107516271A (en) * | 2016-06-15 | 2017-12-26 | 上海前隆信息科技有限公司 | Electronic equipment and its loaning bill progress display methods and system of application |
| CN107578330A (en) * | 2017-09-11 | 2018-01-12 | 安徽天恩信息科技有限公司 | A kind of business bank provides a loan approval system and its method with no paper at all |
| CN109285068A (en) * | 2018-10-25 | 2019-01-29 | 平安普惠企业管理有限公司 | Online loan inquiry method, apparatus, equipment and storage medium |
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| CN101908194A (en) * | 2010-08-09 | 2010-12-08 | 中国建设银行股份有限公司 | Method for monitoring corporate bank loan |
| CN102033888A (en) * | 2009-09-27 | 2011-04-27 | 上海华燕置业发展有限公司 | Method for operating real estate finance on-line service query system |
| US20120109815A1 (en) * | 2004-02-20 | 2012-05-03 | Horizon Digital Finance, Llc | System and Method for Matching Loan Consumers and Lenders |
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2014
- 2014-06-09 CN CN201410252274.XA patent/CN104090910A/en active Pending
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| US20120109815A1 (en) * | 2004-02-20 | 2012-05-03 | Horizon Digital Finance, Llc | System and Method for Matching Loan Consumers and Lenders |
| CN102033888A (en) * | 2009-09-27 | 2011-04-27 | 上海华燕置业发展有限公司 | Method for operating real estate finance on-line service query system |
| CN101908194A (en) * | 2010-08-09 | 2010-12-08 | 中国建设银行股份有限公司 | Method for monitoring corporate bank loan |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107516271A (en) * | 2016-06-15 | 2017-12-26 | 上海前隆信息科技有限公司 | Electronic equipment and its loaning bill progress display methods and system of application |
| CN107578330A (en) * | 2017-09-11 | 2018-01-12 | 安徽天恩信息科技有限公司 | A kind of business bank provides a loan approval system and its method with no paper at all |
| CN109285068A (en) * | 2018-10-25 | 2019-01-29 | 平安普惠企业管理有限公司 | Online loan inquiry method, apparatus, equipment and storage medium |
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