CN104050747A - Banknote detection device and cash withdrawing method and device - Google Patents

Banknote detection device and cash withdrawing method and device Download PDF

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Publication number
CN104050747A
CN104050747A CN201410283483.0A CN201410283483A CN104050747A CN 104050747 A CN104050747 A CN 104050747A CN 201410283483 A CN201410283483 A CN 201410283483A CN 104050747 A CN104050747 A CN 104050747A
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China
Prior art keywords
cash
enchashment
account
money
banknote
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CN201410283483.0A
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Chinese (zh)
Inventor
郭森
罗巨明
迟琳
彭建强
梅雪峰
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Priority to CN201410283483.0A priority Critical patent/CN104050747A/en
Publication of CN104050747A publication Critical patent/CN104050747A/en
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Abstract

The invention provides a banknote detection device and a cash withdrawing method and device. The banknote detection device comprises a data interface, an induction switch, an infrared laser transmitter and a wavelength detector. The data interface is used for receiving trigger pulses sent by a master control mobile phone; the induction switch is used for starting the infrared laser transmitter and the wavelength detector after inducing that the data interface receives the trigger pulses sent by the master control mobile phone; the infrared laser transmitter is used for transmitting infrared laser and illuminating anti-counterfeit features on a banknote; the wavelength detector is used for detecting the wavelength of the laser produced after the anti-counterfeit features are illuminated by the infrared laser, and the detected wavelength is used for judging the authenticity of the banknote. The banknote detection device and the cash withdrawing method and device solve the technical problem that in the prior art, a banknote detection device depends on the performance of a mobile phone, and accordingly banknote detection accuracy is difficult to guarantee, and the technical effect that the banknote can be accurately detected is achieved.

Description

Banknote tester, enchashment method and device
Technical field
The present invention relates to mobile phone currency examine technical field, particularly a kind of banknote tester, enchashment method and device.
Background technology
Existing mobile phone currency examine, generally by the camera in mobile phone and currency examine application (Application, APP) both modes of mutually combining of software are carried out, utilize after the camera scanning RMB anti-counterfeiting feature of mobile phone, by software analysis, anti-counterfeiting characteristic analysis is provided to true and false conclusion.Currency examine in this way, precisely degree can be subject to the impact of mobile phone camera performance, mobile phone central processing unit (Central Processing Unit, CPU) performance, and currency examine accuracy rate is difficult to guarantee.
Further, if bank-user wants to obtain cash at present, just need to obtain by sales counter or ATM (Automatic Teller Machine) (Automatic Teller Machine, ATM) the self-help drawing money machine of bank.Yet when bank-user is because emergency situations needs cash badly, and periphery is not while having bank there is no ATM self-help drawing money machine yet, will cause great inconvenience and difficulty to user, for above-mentioned these problems, also there is no at present effective solution.
Summary of the invention
The embodiment of the present invention provides a kind of banknote tester, and to reach the object that guarantees currency examine accuracy, this device comprises: data-interface, inductive switch, Infrared laser emission device and wavelength detecting;
Wherein, data-interface, is connected with master control mobile phone, and inductive switch is connected with wavelength detecting with data-interface Infrared laser emission device, and Infrared laser emission device, is connected with inductive switch;
Data-interface, the trigger pulse of sending for receiving master control mobile phone;
Inductive switch, for sensing that described data-interface receives after the trigger pulse that master control mobile phone sends, and opens Infrared laser emission device and wavelength detecting;
Infrared laser emission device, for launching infrared laser, irradiates the anti-counterfeiting characteristic on banknote;
Wavelength detecting, the sharp light wavelength producing under described infrared laser irradiates for detection of described anti-counterfeiting characteristic, wherein, the wavelength detecting is for judging the true and false of banknote.
In one embodiment, described data-interface comprises one of following: USB (universal serial bus) (Universal Serial Bus, USB) interface, earphone interface.
In one embodiment, above-mentioned banknote tester also comprises: alarm lamp, is connected with described wavelength detecting, for showing banknote testing result.
In one embodiment, described alarm lamp comprises: the first pilot lamp and the second pilot lamp, and when banknote being detected and be genuine notes, described the first pilot lamp is bright, and when banknote being detected and be counterfeit money, described the second pilot lamp is bright.
In one embodiment, above-mentioned banknote tester also comprises: battery, and for providing described banknote tester work required power supply.
In one embodiment, described data-interface also obtains power supply for the master control mobile phone from being connected with data-interface, to provide banknote tester work required power supply.
The embodiment of the present invention also provides a kind of enchashment method, and to reach the object of bank-user enchashment at any time, the method comprises:
After cash provider agrees to put up cash, from cash requesting party's account, to third party's account, proceed to the enchashment amount of money;
Cash requesting party, receive after the cash that cash bills provider provides, the cash bills that triggering the banknote tester that is connected with cash requesting party's mobile phone provides cash provider detects, wherein, and the banknote tester that described banknote tester is above-mentioned;
After definite cash bills is genuine notes, by the account of the enchashment amount of money transposition cash provider in described third party's account.
In one embodiment, the enchashment amount of money in described third party's account is proceeded to cash provider's account, comprising:
By solution, pay identifying code and send to described cash provider, wherein, described solution is paid identifying code for the amount of money of third party's account being proceeded to described cash provider's account.
In one embodiment, before the account from cash requesting party proceeds to the enchashment amount of money to third party's account, described method also comprises:
Broadcast enchashment request, wherein, the broadcasting area of described enchashment request is predefined;
Receive to agree to become the acknowledge message that cash provider's user returns.
In one embodiment, after broadcast enchashment request, described method also comprises:
If do not receive in the given time acknowledge message, expand broadcasting area and again broadcast described enchashment request.
In one embodiment, in described enchashment request, carry: the request enchashment amount of money, permission stand-by period, contact method.
The embodiment of the present invention also provides a kind of enchashment device, and to reach the object of bank-user enchashment at any time, the method comprises:
First proceeds to module, for agreeing to cash provider, after cash call, from cash requesting party's account, to third party's account, proceeds to the enchashment amount of money;
Trigger currency checking module, for receiving cash requesting party after the cash that cash bills provider provides, triggering detects with the cash bills that the banknote tester that cash requesting party's mobile phone is connected provides cash provider, and wherein, described banknote tester is above-mentioned banknote tester;
Second proceeds to module, after being genuine notes in definite cash bills, the enchashment amount of money in described third party's account is proceeded to cash provider's account.
In one embodiment, described second proceeds to module sends to described cash provider specifically for paying identifying code by solution, and wherein, described solution is paid identifying code for the amount of money of third party's account being proceeded to described cash provider's account.
In one embodiment, above-mentioned enchashment device also comprises:
Broadcast module, before proceeding to the enchashment amount of money for the account from cash requesting party to third party's account, broadcast enchashment request, wherein, the broadcasting area of described enchashment request is predefined;
Receiver module, agrees to become the acknowledge message that cash provider's user returns for receiving.
In one embodiment, above-mentioned enchashment device also comprises:
Heavy broadcast module, for after broadcast enchashment request, if do not receive in the given time acknowledge message, expands broadcasting area and again broadcasts described enchashment request.
In one embodiment, in described enchashment request, carry: the request enchashment amount of money, permission stand-by period, contact method.
In embodiments of the present invention, in banknote tester, there is a data-interface with handset port compatibility, thereby this banknote tester can be connected with mobile phone, in the concrete process of using, only need this banknote tester to be connected with master control mobile phone, under the triggering of the triggering command sending at master control mobile phone, inductive switch in banknote tester just can be controlled Infrared laser emission device and wavelength detecting and carry out currency examine operation, use more for convenience, solved in prior art, banknote tester need to depend on the performance of mobile phone and the currency examine accuracy that causes is difficult to the technical matters guaranteeing, reached the technique effect of effective assurance currency examine accuracy.
Further, a kind of enchashment method is also provided in the embodiment of the present invention, user can proceed to cash to third party's account by mobile phone, then after receiving the cash bills that cash provider provides, by the banknote tester being connected with mobile phone, check whether cash bills is genuine notes, in the situation that being confirmed to be genuine notes, again the money in third party's account is proceeded to cash provider's account to realize the object of enchashment, thereby solved in prior art, bank-user must arrive in bank counter or ATM just problem that can enchashment, reached the effect of enchashment whenever and wherever possible.
Accompanying drawing explanation
Accompanying drawing described herein is used to provide a further understanding of the present invention, forms the application's a part, does not form limitation of the invention.In the accompanying drawings:
Fig. 1 is the structural representation of the banknote tester of the embodiment of the present invention;
Fig. 2 is the method flow diagram of the enchashment method of the embodiment of the present invention;
Fig. 3 is the withdraw the money flow chart of data processing figure of method of the petty cash of the Mobile banking based on positioning function of the embodiment of the present invention;
Fig. 4 is the schematic diagram of the request message range of transmission of the embodiment of the present invention;
Fig. 5 is the process of the withdrawing the money funds flow schematic diagram of the embodiment of the present invention;
Fig. 6 is the structural representation that the banknote tester of the embodiment of the present invention is connected with mobile phone;
Fig. 7 is the hardware module illustrative view of functional configuration of the banknote tester of the embodiment of the present invention;
Fig. 8 is the module diagram of the internal structure of mobile phone of the embodiment of the present invention;
Fig. 9 is the enchashment apparatus structure schematic diagram of the embodiment of the present invention.
Embodiment
For making the object, technical solutions and advantages of the present invention clearer, below in conjunction with embodiment and accompanying drawing, the present invention is described in further details.At this, exemplary embodiment of the present invention and explanation thereof are used for explaining the present invention, but not as a limitation of the invention.
Inventor considers, continuous increase along with cell-phone function, people gradually can complete a lot of things by mobile phone, therefore consider to complete by mobile phone the function of enchashment, since need to complete enchashment, just need to make mobile phone possess cash examining function, and existing mobile phone currency examine, mostly that camera and currency examine APP software by mobile phone mutually combines, after utilizing the camera scanning RMB anti-counterfeiting feature of mobile phone, by software analysis, provide true and false conclusion, the accurate degree of this mode can be subject to mobile phone camera performance, the impact of the performance of mobile phone CPU, error rate also can be very high.Therefore, inventor considers to make a kind of special banknote tester, then for this device arranges an interface with handset compatibility, in needs currency examine, directly this device is connected with mobile phone, to realize the object of currency examine, the accuracy of currency examine just can not be subject to the impact of mobile phone like this.
In this example, provide a kind of banknote tester, as shown in Figure 1, having comprised: data-interface 101, inductive switch 102, Infrared laser emission device 103 and wavelength detecting 104; Wherein, data-interface 101, is connected with master control mobile phone, and inductive switch 102 is connected with data-interface 101, Infrared laser emission device 102 and wavelength detecting 103;
Data-interface 101, the trigger pulse of sending for receiving master control mobile phone;
Inductive switch 102, for sensing that described data-interface receives after the trigger pulse that master control mobile phone sends, and opens Infrared laser emission device 103 and wavelength detecting 104;
Infrared laser emission device 103, for launching infrared laser, irradiates the anti-counterfeiting characteristic on banknote 105;
Wavelength detecting 104, the sharp light wavelength producing under described infrared laser irradiates for detection of described anti-counterfeiting characteristic, wherein, the wavelength detecting is for judging the true and false of banknote.
In the above-described embodiments, in banknote tester, there is a data-interface with handset port compatibility, thereby this banknote tester can be connected with mobile phone, in the concrete process of using, only need this banknote tester to be connected with master control mobile phone, under the triggering of the triggering command sending at master control mobile phone, inductive switch in banknote tester just can be controlled Infrared laser emission device and wavelength detecting and carry out currency examine operation, use more for convenience, solved in prior art, banknote tester need to depend on the performance of mobile phone and the currency examine accuracy that causes is difficult to the technical matters guaranteeing, reached the technique effect of effective assurance currency examine accuracy.
Concrete, in the process realizing, after getting the sharp light wavelength of pseudo-characteristic generation under described infrared laser irradiates, can determine whether as genuine notes by the built-in controller of banknote tester, also can be to be sent to master control mobile phone to determine whether, into genuine notes, to be embodied in this and not limit.
For above-mentioned data-interface 101, can be USB interface, also can be earphone interface, if adopt can with the interface of handset compatibility, concrete interface shape is not construed as limiting in this example.
In order to make user can be clear that testing result, in above-mentioned banknote tester, can also comprise: alarm lamp, be used for showing wavelength testing result, concrete, this alarm lamp can be comprised of two pilot lamp, when banknote being detected and be genuine notes, described the first pilot lamp is bright, when banknote being detected and be counterfeit money, described the second pilot lamp is bright, can also indicate whether banknote is genuine notes by the different flicker frequencies of a pilot lamp.
Because currency examine process need to consume electric energy, in this example, provide two kinds of power supply modes:
1) banknote tester self power supply: install in above-mentioned banknote tester: battery, for providing described device work required power supply.
2) by mobile phone, power, above-mentioned interface also obtains power supply to provide described device work required power supply for the master control mobile phone from being connected with described interface.
Consider existing withdrawing the money in technology, user need to arrive bank counter or ATM just can be carried out enchashment operation, in this example, also provides a kind of method that realizes enchashment function by mobile phone, as shown in Figure 2, comprises the following steps:
Step 201: after cash provider agrees to put up cash, proceed to the enchashment amount of money from cash requesting party's account to third party's account;
Step 202: receive after the cash that cash bills provider provides cash requesting party, the cash bills that triggering the banknote tester that is connected with cash requesting party's mobile phone provides cash provider detects;
Step 203: after definite cash bills is genuine notes, the cash in described third party's account is proceeded to cash provider's account.
In this example, user can proceed to cash to third party's account by mobile phone, then after receiving the cash bills that cash provider provides, by the banknote tester being connected with mobile phone, check whether cash bills is genuine notes, in the situation that being confirmed to be genuine notes, again the money in third party's account is proceeded to cash provider's account to realize the object of enchashment, thereby solved in prior art, bank-user must arrive in bank counter or ATM just problem that can enchashment, has reached the effect of enchashment whenever and wherever possible.
For obtaining of cash provider, can be to broadcast a request by cash requesting party, if then there is people to agree to carry out cash payment, can return to an acknowledge message to requesting party so, thereby two people arrange the three unities, carry out cash payment, concrete, before the account from cash requesting party proceeds to the enchashment amount of money to third party's account, said method also comprises: broadcast enchashment request, and wherein, the broadcasting area of described enchashment request is predefined; Receive to agree to become the acknowledge message that cash provider's user returns.In the time of specific implementation, because consider the reason of distance location, broadcast request is set in preset range, for example, take requesting party position as the center of circle, scope in 20 meters is broadcast radius, and namely only the talent within the scope of such can receive request message.
Further, consider sometimes all not to have personnel to reply in preset range, in order to improve, reply successful possibility, can expand again the broadcasting area of request message, for example, by 20 meters, extend to 30 meters,, after broadcast enchashment request, said method can also comprise: if do not receive in the given time acknowledge message, expand broadcasting area preset range, again broadcast described enchashment request.
In above-mentioned each embodiment, in enchashment request, can carry: the request enchashment amount of money, permission stand-by period, contact method, make the people who receives enchashment request can effectively determine whether to provide enchashment service like this.
Below in conjunction with a specific embodiment, above-mentioned banknote tester and enchashment method are specifically described, yet it should be noted that this specific embodiment is only for the present invention being described better, not forming inappropriate limitation of the present invention.
In this example, provide a kind of mobile phone banknote tester, an a kind of method that the artificial ATM carrier that flows is concluded the business to have carried full-amount cash in specified scope and to be ready transaction is provided simultaneously.Need in this example to utilize the positioning function of mobile phone, the client of periphery Mobile banking is sent to the small amount request of withdrawing the money, when certain client carries full-amount cash and is ready to provide transaction, just to requesting party, return to an acknowledges requests, both sides contact and complete transaction, when having overcome in this way periphery and there is no bank outlets or ATM, the shortcoming that cannot put up cash and support for client in time.
This routine banknote tester is based on infrared currency examine principle, and interface standard adopts mobile phone charging interface standard, built-in controller module, Infrared laser emission module, wavelength detecting module, genuine note wavelength data library module and warning indicating module.Because this banknote tester is independent of outside mobile phone, therefore can not be subject to the impact of mobile phone self performance, accuracy is high, and processing speed is fast, and highly versatile and feedback result are directly perceived.
In this example, a kind of system and method for withdrawing the money is proposed, this system and method is based on Mobile banking's petty cash module of withdrawing the money, by built-in GPS locating module, the client of periphery Mobile banking is sent to the small amount request of withdrawing the money, when certain client carries full-amount cash and is ready to provide transaction, acknowledges requests, both sides contact and complete transaction.
The withdraw the money flow chart of data processing of method of a kind of petty cash of the Mobile banking based on positioning function as shown in Figure 3: when certain client P1 withdraws the money demand, by the petty cash of Mobile banking modules A (message sending/receiving module) the broadcast request information of withdrawing the money, the distance range location that module B (GPS locating module) sets according to P1, P2 client in orientation range receives after informational message, by module C (trading object information inquiry module), check the person's of withdrawing the money personal information and credit grade, and determine whether to conclude the business with it.If disagree with transaction to money person P2, P1 sends a request message by modules A again, find other clients, if client P2 agrees to transaction, both sides meet, the person of withdrawing the money P1 is squeezed into fund to treat the solution family of paying a bill to money person P2 by D module (fund allocation module), P1 obtains to separate by module E (separate and pay code acquisition module) and pays code simultaneously, P2 checks and treats the solution family of paying a bill, after fully funded, put up cash, P1 is by module F (currency checking module) the checking cash true and false, after errorless, by solution, pay code and inform P2, Transaction Success, if currency examine failure, P2 cannot obtain to separate and pay code, fund rollback is to P1 account, the person of withdrawing the money P1 reselects trading object.
For above-mentioned both sides, meet process, can be that the client A of Mobile banking is badly in need of petty cash, periphery geographic position is without outlet and ATM cash dispenser, client A sends message by the petty cash of the Mobile banking module (need bank exploitation) of withdrawing the money, message content comprises needs cash amount, be ready stand-by period and contact method etc., nigh client X receives the cash demand that client A sends, and when having carried full-amount cash and being ready to help A client, client X returns to response message, both sides get in touch, agreement loco, as nobody replys, A can select expanded scope, wait for cash supplier, also can select independently to drop the business, concrete, the scope that message sends can preset in mobile phone location, for example: 50 meters of distance A clients, 100 meters etc.As shown in Figure 4, may predefined distance be L, but in the scope of L, nobody replys, this time can be by apart from being extended to S.
The link of withdrawing the money, funds flow can be as shown in Figure 5: after client X and A link up, in order to guarantee the security of cash of client X, client A first utilizes the function of transferring accounts of Mobile banking to treat to the Mobile banking of client X that solution is paid a bill in family and squeezes into fund, the fund state that now client X receives is Dai Xiefu state, simultaneously client A receives that the solution that bank provides pays password, client A inquires this fund and enters and treat that the solution backward A in family that pays a bill puts up cash, the cash that A checking B provides, based on client to the identification of true and false coin difference to some extent, for guaranteeing transaction security, adopt mobile phone banknote tester to check cash bills, confirm errorless after (for example: quantity is errorless, without counterfeit money etc.), by solution, pay password and inform client B, client B input is separated and is paid password, fund state is normal, Transaction Success.If the fund that client X provides existing problems (number not to or have situations such as counterfeit money), client A can refuse transaction.Meanwhile, system stipulates that the solution that client X must input client A and provides within the time of appointment pays password, otherwise fund imports the account of client A at the appointed time again, because the solution that X cannot obtain A and provides is paid password, Fail Transaction.Now A can select continue to send the Messages-Waiting next one and is ready client with its transaction.
Concrete, in the process realizing, client handles while opening mobile banking service at sales counter, need to sign the petty cash agreement of withdrawing the money with bank, get the currency examine hardware unit that bank provides simultaneously, just can use after this petty cash of the Mobile banking function of withdrawing the money, the message in just can sending and receiving specialized range after opening this this function.Based on safety factor consider and the fund provider of considering to carry a large amount of cash possibilities also little, therefore, bank can set the withdraw the money upper limit of the amount of money of small amount.Simultaneously because cash demand person's much-needed money, and providers of funds replaces bank to exercise the function of interim ATM, enthusiasm for the person that improves capital supply, bank can consider to collect the suitable service charge of party in request, after Transaction Success, the account that bank proceeds to providers of funds using a part for service charge is as thanking with a gift, and remaining part is included bank self intermediary service income in.For example: when client A needs 1000 yuan of cashes, bank can collect 30 yuan of service charges, if Transaction Success, by 15 yuan of remittance providers of funds accounts, remains 15 yuan as intermediary service income, if Fail Transaction, the account of service charge being return to client A.
Above-mentioned banknote tester can be as shown in Figure 6, be connected with mobile phone, its hardware interface standard can adopt mobile phone charging interface standard, or standard USB interface type, this banknote tester built-in infrared generating laser, wavelength detecting, alarm lamp, banknote tester obtains electric power supply after connecting mobile phone by USB interface, guarantees working power.Infrared laser emission device transmitting infrared laser, wavelength detecting is surveyed feedback wavelength, and alarm lamp is according to detecting feedback result, if green light flicker of genuine note, if counterfeit money blinking red lamp.
Be mobile phone currency examine hardware module illustrative view of functional configuration as shown in Figure 7, comprise: controller module, Infrared laser emission module, wavelength detecting module, genuine note wavelength data library module and warning indicating module, and powered by standard USB interface.Currency examine process has been coordinated by software and hardware, and wherein currency examine software module is built in Mobile banking, and workflow is as follows:
The person of withdrawing the money has currency examine demand, currency examine hardware module is connected to mobile phone and opens currency examine software, controller receives instruction and opens Infrared laser emission module, Infrared laser emission device transmitting infrared laser, the person of withdrawing the money aims at infrared laser by RMB anti-counterfeiting feature, wavelength detecting detects the wavelength data producing and is transferred in genuine note wavelength data storehouse, genuine note wavelength data storehouse carries out, after data screening comparison, assay is fed back to controller, the instruction that warning indicator sends according to controller shows assay, and true and false information is fed back to the person of withdrawing the money.
Both sides client concludes the business by the module of withdrawing the money of the petty cash in Mobile banking, its inner structure is as shown in Figure 8: by message sending/receiving module, GPS locating module, trading object information inquiry module, fund allocation module, separate and pay code acquisition module and currency checking module composition, below these modules are specifically described:
1) message sending/receiving module, mainly sends cash demand for the person of withdrawing the money, and receives solicited message to money person, wherein, can include: the contents such as the amount of money, orientation range, contact method and stand-by period of withdrawing the money in the cash demand that the person of withdrawing the money sends.Receiving request to money person comprises: feedback trading information etc.
2) GPS locating module mainly positions according to the orientation range of message transmission module setting, determines the scope that message can send.
3) trading object information inquiry module is mainly to supply with the money person inquiry person's of withdrawing the money personal information, understand the user's that withdraws the money credit grade etc. and determine whether conclude the business with it, as agree to transaction, by message sending/receiving module feedback trading information, disagree with refusal.
4) fund allocation module is the withdraw the money nucleus module of module of petty cash, the person of withdrawing the money is squeezed into owner's capital to treat the solution family of paying a bill to money person by this module, by this module, can view and wait to separate a pair account fund to money person, after Transaction Success, the solution of can provide according to the person of withdrawing the money to money person is paid code and is paid use by fund solution simultaneously.
5) separating a pair code acquisition module provides solution to pay an identifying code, when the person of withdrawing the money squeezes into fund to can obtaining after solution is paid a bill family of money person and separates and pay identifying code, it is in genuine situation that the person of withdrawing the money has at checking currency again, just to the person of withdrawing the money, provide to separate and pay code, in fund allocation module solution, pay fund, Transaction Success to money person.
For example: in certain tourist attractions, the flow of the people of playing every day is large, client A takes a fancy to a fancy goods in these tourist attractions, there is purchase plan, but while preparing to buy, client finds that the cash oneself carrying has been used up but these part commodity are only supported to pay in cash, and periphery is without ATM and bank outlets, under traditional mode, client A can only abandon purchase plan.The method providing by this example, client A can send the petty cash request of withdrawing the money, now in message range of transmission, have a client X tourism to finish to prepare to exit, owing to not consuming at this sight spot, its cash carrying is failed to use and may also will after going home, again be deposited bank in.After client X has received the request of client A transmission, agree to conclude the business with it, the contact of both sides' phone, determines loco, and after a few minutes, both sides conclude the business smoothly.
The method that provides by this example has solved that client needs cash badly and the difficult problem of periphery during without ATM and outlet, positioning function based on Mobile banking, an artificial potential airborne body of ATM cash withdrawal that flows with periphery, client in scope sends cash demand, if near client is ready to offer help, conclude the business in both sides' relationship trading place, having overcome traditional ATM position fixes, the defect of poor fluidity, met centered by client geographic position, obtain at any time the demand of petty cash, be with a wide range of applications, bank also can be by providing service to collect intermediary service simultaneously.Meanwhile, for the small amount system of withdrawing the money provides the person's of withdrawing the money personal identification and credit grade inquiry, in process of exchange, adopt pre-paid mode to pay the bill in this example, guaranteed the security of transaction simultaneously.
Based on same inventive concept, in the embodiment of the present invention, also provide a kind of enchashment device, as described in the following examples.Because the principle that enchashment device is dealt with problems is similar to enchashment method, so the enforcement of enchashment device can, referring to the enforcement of enchashment method, repeat part and repeat no more.Following used, term " unit " or " module " can realize the combination of software and/or the hardware of predetermined function.Although the described device of following examples is preferably realized with software, hardware, or the realization of the combination of software and hardware also may and be conceived.Fig. 9 is a kind of structured flowchart of the enchashment device of the embodiment of the present invention, as shown in Figure 9, comprising: first proceed to module 901, trigger currency checking module 902, second and proceed to module 903, below this structure is described.
First proceeds to module 901, for agreeing to cash provider, after cash call, from cash requesting party's account, to third party's account, proceeds to the enchashment amount of money;
Trigger currency checking module 902, for receiving cash requesting party after the cash that cash bills provider provides, trigger that the cash bills that the banknote tester that is connected with cash requesting party's mobile phone provides cash provider detects;
Second proceeds to module 903, after being genuine notes in definite cash bills, the enchashment amount of money in described third party's account is proceeded to cash provider's account.
In one embodiment, second proceeds to module 903 sends to described cash provider specifically for paying identifying code by solution, and wherein, described solution is paid identifying code for the amount of money of third party's account being proceeded to described cash provider's account.
In one embodiment, above-mentioned enchashment device also comprises: broadcast module, and before proceeding to the enchashment amount of money for the account from cash requesting party to third party's account, broadcast enchashment request, wherein, the broadcasting area of described enchashment request is predefined; Receiver module, agrees to become the acknowledge message that cash provider's user returns for receiving.
In one embodiment, above-mentioned enchashment device also comprises: heavy broadcast module, for after broadcast enchashment request, if do not receive in the given time acknowledge message, expands broadcasting area and again broadcast described enchashment request.
In one embodiment, in enchashment request, carry: the request enchashment amount of money, permission stand-by period, contact method.
In another embodiment, also provide a kind of software, the technical scheme that this software is described for carrying out above-described embodiment and preferred implementation.
In another embodiment, also provide a kind of storage medium, stored above-mentioned software in this storage medium, this storage medium includes but not limited to: CD, floppy disk, hard disk, scratch pad memory etc.
From above description, can find out, the embodiment of the present invention has realized following technique effect: in banknote tester, have a data-interface with handset port compatibility, thereby this banknote tester can be connected with mobile phone, in the concrete process of using, only need this banknote tester to be connected with master control mobile phone, under the triggering of the triggering command sending at master control mobile phone, inductive switch in banknote tester just can be controlled Infrared laser emission device and wavelength detecting and carry out currency examine operation, use more for convenience, solved in prior art, banknote tester need to depend on the performance of mobile phone and the currency examine accuracy that causes is difficult to the technical matters guaranteeing, reached the technique effect of effective assurance currency examine accuracy.Further, a kind of enchashment method is also provided in the embodiment of the present invention, user can proceed to cash to third party's account by mobile phone, then after receiving the cash bills that cash provider provides, by the banknote tester being connected with mobile phone, check whether cash bills is genuine notes, in the situation that being confirmed to be genuine notes, again the money in third party's account is proceeded to cash provider's account to realize the object of enchashment, thereby solved in prior art, bank-user must arrive in bank counter or ATM just problem that can enchashment, reached the effect of enchashment whenever and wherever possible.
Obviously, those skilled in the art should be understood that, each module of the above-mentioned embodiment of the present invention or each step can realize with general calculation element, they can concentrate on single calculation element, or be distributed on the network that a plurality of calculation elements form, alternatively, they can be realized with the executable program code of calculation element, thereby, they can be stored in memory storage and be carried out by calculation element, and in some cases, can carry out shown or described step with the order being different from herein, or they are made into respectively to each integrated circuit modules, or a plurality of modules in them or step are made into single integrated circuit module to be realized.Like this, the embodiment of the present invention is not restricted to any specific hardware and software combination.
The foregoing is only the preferred embodiments of the present invention, be not limited to the present invention, for a person skilled in the art, the embodiment of the present invention can have various modifications and variations.Within the spirit and principles in the present invention all, any modification of doing, be equal to replacement, improvement etc., within all should being included in protection scope of the present invention.

Claims (16)

1. a banknote tester, is characterized in that, comprising: data-interface, inductive switch, Infrared laser emission device and wavelength detecting;
Wherein, data-interface, is connected with master control mobile phone, and inductive switch is connected with wavelength detecting with data-interface, Infrared laser emission device;
Data-interface, the trigger pulse of sending for receiving master control mobile phone;
Inductive switch, for sensing that described data-interface receives after the trigger pulse that master control mobile phone sends, and opens Infrared laser emission device and wavelength detecting;
Infrared laser emission device, for launching infrared laser, irradiates the anti-counterfeiting characteristic on banknote;
Wavelength detecting, the sharp light wavelength producing under described infrared laser irradiates for detection of described anti-counterfeiting characteristic, wherein, the wavelength detecting is for judging the true and false of banknote.
2. banknote tester as claimed in claim 1, is characterized in that, it is one of following that described data-interface comprises: USB interface, earphone interface.
3. banknote tester as claimed in claim 1, is characterized in that, also comprises: alarm lamp, is connected with described wavelength detecting, for showing banknote testing result.
4. banknote tester as claimed in claim 3, is characterized in that, described alarm lamp comprises: the first pilot lamp and the second pilot lamp, and when banknote being detected and be genuine notes, described the first pilot lamp is bright, and when banknote being detected and be counterfeit money, described the second pilot lamp is bright.
5. banknote tester as claimed in claim 1, is characterized in that, also comprises: battery, and for providing described banknote tester work required power supply.
6. banknote tester as claimed in claim 1, is characterized in that, described data-interface also obtains power supply for the master control mobile phone from being connected with data-interface, to provide banknote tester work required power supply.
7. an enchashment method, is characterized in that, comprising:
After cash provider agrees to put up cash, from cash requesting party's account, to third party's account, proceed to the enchashment amount of money;
Cash requesting party, receive after the cash that cash bills provider provides, triggering detects with the cash bills that the banknote tester that cash requesting party's mobile phone is connected provides cash provider, wherein, described banknote tester is the banknote tester described in any one in claim 1 to 6;
After definite cash bills is genuine notes, the enchashment amount of money in described third party's account is proceeded to cash provider's account.
8. method as claimed in claim 7, is characterized in that, the enchashment amount of money in described third party's account is proceeded to cash provider's account, comprising:
By solution, pay identifying code and send to described cash provider, wherein, described solution is paid identifying code for the amount of money of third party's account being proceeded to described cash provider's account.
9. method as claimed in claim 7, is characterized in that, before the account from cash requesting party proceeds to the enchashment amount of money to third party's account, described method also comprises:
Broadcast enchashment request, wherein, the broadcasting area of described enchashment request is predefined;
Receive to agree to become the acknowledge message that cash provider's user returns.
10. method as claimed in claim 9, is characterized in that, after broadcast enchashment request, described method also comprises:
If do not receive in the given time acknowledge message, expand broadcasting area and again broadcast described enchashment request.
11. methods as claimed in claim 9, is characterized in that, in described enchashment request, carry: the request enchashment amount of money, permission stand-by period, contact method.
12. 1 kinds of enchashment devices, is characterized in that, comprising:
First proceeds to module, for agreeing to cash provider, after cash call, from cash requesting party's account, to third party's account, proceeds to the enchashment amount of money;
Trigger currency checking module, for receiving cash requesting party after the cash that cash bills provider provides, triggering detects with the cash bills that the banknote tester that cash requesting party's mobile phone is connected provides cash provider, wherein, described banknote tester is the banknote tester described in any one in claim 1 to 6;
Second proceeds to module, after being genuine notes in definite cash bills, the enchashment amount of money in described third party's account is proceeded to cash provider's account.
13. devices as claimed in claim 12, it is characterized in that, described second proceeds to module sends to described cash provider specifically for paying identifying code by solution, and wherein, described solution is paid identifying code for the amount of money of third party's account being proceeded to described cash provider's account.
14. devices as claimed in claim 12, is characterized in that, also comprise:
Broadcast module, before proceeding to the enchashment amount of money for the account from cash requesting party to third party's account, broadcast enchashment request, wherein, the broadcasting area of described enchashment request is predefined;
Receiver module, agrees to become the acknowledge message that cash provider's user returns for receiving.
15. devices as claimed in claim 14, is characterized in that, also comprise:
Heavy broadcast module, for after broadcast enchashment request, if do not receive in the given time acknowledge message, expands broadcasting area and again broadcasts described enchashment request.
16. devices as claimed in claim 14, is characterized in that, in described enchashment request, carry: the request enchashment amount of money, permission stand-by period, contact method.
CN201410283483.0A 2014-06-23 2014-06-23 Banknote detection device and cash withdrawing method and device Pending CN104050747A (en)

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US20240273497A1 (en) * 2013-12-18 2024-08-15 PayRange Inc. Refund Centers For Processing And Dispensing Vending Machine Refunds Via An MDB Router
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CN106023411A (en) * 2016-05-06 2016-10-12 苏州格兰斯柯光电科技有限公司 Light-sensing banknote detector with image identification function
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