CN103854365A - Verification method for implementing identity verification on bank card holder based on hand geometry verification - Google Patents

Verification method for implementing identity verification on bank card holder based on hand geometry verification Download PDF

Info

Publication number
CN103854365A
CN103854365A CN201210513106.2A CN201210513106A CN103854365A CN 103854365 A CN103854365 A CN 103854365A CN 201210513106 A CN201210513106 A CN 201210513106A CN 103854365 A CN103854365 A CN 103854365A
Authority
CN
China
Prior art keywords
bank card
verification
card holder
payment terminal
coupling
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201210513106.2A
Other languages
Chinese (zh)
Inventor
林延坤
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
DALIAN HONGYU TECHNOLOGY Co Ltd
Original Assignee
DALIAN HONGYU TECHNOLOGY Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by DALIAN HONGYU TECHNOLOGY Co Ltd filed Critical DALIAN HONGYU TECHNOLOGY Co Ltd
Priority to CN201210513106.2A priority Critical patent/CN103854365A/en
Publication of CN103854365A publication Critical patent/CN103854365A/en
Pending legal-status Critical Current

Links

Images

Landscapes

  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a verification method for implementing identity verification on a bank card holder based on hand geometry verification, comprising the following steps that hand geometry information of the bank card holder is extracted and stored in a bank system database; when the bank card holder pays through a bank card, a payment terminal extracts the hand geometry information of the bank card holder, and sends the hand geometry information of the bank card holder to a bank system center; the bank system center implements matching verification on the hand geometry information of the bank card holder and the hand geometry information, stored in the bank system database, of the bank card holder; after the completion of matching verification, the bank system center sends verification result information to the payment terminal; when the verification result information is successful matching verification, the payment terminal supports payment through the bank card. The verification method implementing the technical scheme of the invention has the following beneficial effects that the hand geometry information is unlikely to crack as the verification information for payment through the bank card, and no password forgetting occurs.

Description

Verify based on the palm shape verification method that bank card holder is carried out to authentication
Technical field
The present invention relates to a kind of bank card payment verification method, more particularly, relate to a kind of based on the palm shape verify the verification method that bank card holder is carried out to authentication.
Background technology
Along with the development of world economy, science and technology, people more and more carry out reimbursement of expense by modes such as bank card, credit card, debit cards, replace paying in cash in the past.Adopt the card forms such as bank card, credit card, debit card to pay and exist very big convenience.But while adopting at present card to pay, all verify by input password form, there is following defect in password authentification: (1) is easily cracked; (2) need not easily forget for a long time; (3) password of multiple cards is easily obscured.And, once card is picked up by other people, can there is the situation of card consumption.
Summary of the invention
The present invention is directed to the proposition of above problem, and develop a kind of based on the palm shape verify the verification method that bank card holder is carried out to authentication.
Verify based on the palm shape verification method that bank card holder is carried out to authentication, it is characterized in that, comprise the steps:
S1, in the time handling bank card, possessory bank card palm shape information is extracted, and is stored in banking system database;
S2, in the time that bank card holder pays the bill by bank card, payment terminal is extracted bank card holder's palm shape information, and bank card holder's palm shape information is sent to banking system center;
S3, banking system center are mated checking by bank card holder's palm shape information with the possessory palm of the bank card shape information of storing in banking system database;
After S4, coupling have been verified, the result information is sent to payment terminal by banking system center;
S5, when the result information is for coupling is while being proved to be successful, payment terminal supports bank card to pay the bill, otherwise, execution step S6;
S6, when the result information is for coupling is when authentication failed, payment terminal refusal bank card is paid the bill.
Preferably, the verification method that based on the checking of palm shape, bank card holder is carried out to authentication also comprises the steps:
Set coupling checking number of times, in the time that coupling checking number of times reaches predetermined coupling checking number of times and coupling is not proved to be successful, payment terminal sends warning message to banking system.
Implement technical scheme of the present invention, there is following beneficial effect: solved the defect that prior art exists, the authorization information that palm shape information is paid as bank card, be not easy to be cracked, there is not situation about forgetting Password yet, even in the situation that bank card is lost, can there is not the situation of card consumption yet.
Brief description of the drawings
Fig. 1 is method flow diagram of the present invention.
Embodiment
The invention provides a kind of operating system based on palm shape and log in verification method, below in conjunction with accompanying drawing to the technical scheme of the present invention book that is elaborated.
Fig. 1 is method flow diagram of the present invention, as shown in the figure.Verify based on the palm shape verification method that bank card holder is carried out to authentication, it is characterized in that, comprise the steps:
S1, in the time handling bank card, possessory bank card palm shape information is extracted, and is stored in banking system database;
S2, in the time that bank card holder pays the bill by bank card, payment terminal is extracted bank card holder's palm shape information, and bank card holder's palm shape information is sent to banking system center;
S3, banking system center are mated checking by bank card holder's palm shape information with the possessory palm of the bank card shape information of storing in banking system database;
After S4, coupling have been verified, the result information is sent to payment terminal by banking system center;
S5, when the result information is for coupling is while being proved to be successful, payment terminal supports bank card to pay the bill, otherwise, execution step S6;
S6, when the result information is for coupling is when authentication failed, payment terminal refusal bank card is paid the bill.
The verification method that bank card holder is carried out to authentication based on the checking of palm shape also comprises the steps:
Set coupling checking number of times, in the time that coupling checking number of times reaches predetermined coupling checking number of times and coupling is not proved to be successful, payment terminal sends warning message to banking system.
The above; it is only preferably embodiment of the present invention; but protection scope of the present invention is not limited to this; any be familiar with those skilled in the art the present invention disclose technical scope in; be equal to replacement or changed according to technical scheme of the present invention and inventive concept thereof, within all should being encompassed in protection scope of the present invention.

Claims (2)

1. verify based on the palm shape verification method that bank card holder is carried out to authentication, it is characterized in that, comprise the steps:
S1, in the time handling bank card, possessory bank card palm shape information is extracted, and is stored in banking system database;
S2, in the time that bank card holder pays the bill by bank card, payment terminal is extracted bank card holder's palm shape information, and bank card holder's palm shape information is sent to banking system center;
S3, banking system center are mated checking by bank card holder's palm shape information with the possessory palm of the bank card shape information of storing in banking system database;
After S4, coupling have been verified, the result information is sent to payment terminal by banking system center;
S5, when the result information is for coupling is while being proved to be successful, payment terminal supports bank card to pay the bill, otherwise, execution step S6;
S6, when the result information is for coupling is when authentication failed, payment terminal refusal bank card is paid the bill.
2. the operating system based on palm shape according to claim 1 logs in verification method, it is characterized in that, also comprises the steps:
Set coupling checking number of times, in the time that coupling checking number of times reaches predetermined coupling checking number of times and coupling is not proved to be successful, payment terminal sends warning message to banking system.
CN201210513106.2A 2012-11-30 2012-11-30 Verification method for implementing identity verification on bank card holder based on hand geometry verification Pending CN103854365A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201210513106.2A CN103854365A (en) 2012-11-30 2012-11-30 Verification method for implementing identity verification on bank card holder based on hand geometry verification

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201210513106.2A CN103854365A (en) 2012-11-30 2012-11-30 Verification method for implementing identity verification on bank card holder based on hand geometry verification

Publications (1)

Publication Number Publication Date
CN103854365A true CN103854365A (en) 2014-06-11

Family

ID=50861971

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201210513106.2A Pending CN103854365A (en) 2012-11-30 2012-11-30 Verification method for implementing identity verification on bank card holder based on hand geometry verification

Country Status (1)

Country Link
CN (1) CN103854365A (en)

Similar Documents

Publication Publication Date Title
CN103854179A (en) Authentication method for carrying out identity authentication on bank card holder on basis of fingerprint verification
CN106462853A (en) Card settlement terminal and card settlement system
WO2011021868A3 (en) Mobile card/account transaction system and transaction method employing the same
WO2011153355A3 (en) Electronic credit card with fraud protection
CN102194178A (en) Payment processing system, method and device
CN103942899A (en) Fingerprint pos machine and fingerprint payment system
US20190220881A1 (en) Systems, methods and computer readable media for creating and processing a digital voucher
CN104715372A (en) Card swiping transaction method
CN102131164A (en) System for performing loan transaction service based on mobile phone short message
EP2613287B1 (en) Computer system and method for initiating payments based on cheques
CN104867009A (en) Intelligent card, quota control system thereof, and quota control method thereof
CN110751474A (en) Capital payment management system based on electronic commerce
CN102930670A (en) Intelligent financial card-reading system
CN103854176A (en) Face verification-based verification method for verifying identity of bank card holder
CN103854364A (en) Verification method for performing authentication on bank card holder based on voice verification
CA2997635C (en) Online payment verification method and online payment verification system
CN105303703A (en) Fingerprint payment method based on application of charging pile
CN103854178A (en) Vein verification-based verification method for verifying identity of bank card holder
EP1970848A1 (en) Internet business security method
CN103854368A (en) Verification method for performing authentication on bank card holder based on retina verification
CN103854362A (en) Iris-verification-based verifying method for authenticating of bank card owner
WO2015167780A3 (en) Method and system for preventing fraud
CN103854365A (en) Verification method for implementing identity verification on bank card holder based on hand geometry verification
KR20160149596A (en) Method for providing financial service using virtual account
CN104599407A (en) Fingerprint money withdrawing and card swiping system

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
C02 Deemed withdrawal of patent application after publication (patent law 2001)
WD01 Invention patent application deemed withdrawn after publication

Application publication date: 20140611