CN103854364A - Verification method for performing authentication on bank card holder based on voice verification - Google Patents
Verification method for performing authentication on bank card holder based on voice verification Download PDFInfo
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- CN103854364A CN103854364A CN201210506333.2A CN201210506333A CN103854364A CN 103854364 A CN103854364 A CN 103854364A CN 201210506333 A CN201210506333 A CN 201210506333A CN 103854364 A CN103854364 A CN 103854364A
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- bank card
- card holder
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- verification
- voice
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Abstract
The invention discloses a verification method for performing authentication on a bank card holder based on voice verification. The method includes the following steps: extracting voice of the bank card holder and storing the voice in a bank system database; when the bank card holder performs payment through a bank card, extracting the voice of the bank card holder through a payment terminal, and sending the voice of the bank card holder to a bank system center; performing matching and verification on the voice of the bank card holder and the voice, stored in the bank system database, of the bank card holder; after matching and verification, sending verification result information to the payment terminal through the bank system center; when verification result information shows that matching and verification are successful, supporting the bank card to pay through the payment terminal. The method has the advantages that defects in the prior art are overcome, the voice is taken as verification information of bank card payment and is not easy to crack, and the situation of password forgetting is avoided.
Description
Technical field
The present invention relates to a kind of bank card payment verification method, more particularly, relate to a kind of verification method that bank card holder is carried out to authentication of verifying based on sound.
Background technology
Along with the development of world economy, science and technology, people more and more carry out reimbursement of expense by modes such as bank card, credit card, debit cards, replace paying in cash in the past.Adopt the card forms such as bank card, credit card, debit card to pay and exist very big convenience.But while adopting at present card to pay, all verify by input password form, there is following defect in password authentification: (1) is easily cracked; (2) need not easily forget for a long time; (3) password of multiple cards is easily obscured.And, once card is picked up by other people, can there is the situation of card consumption.
Summary of the invention
The present invention is directed to the proposition of above problem, and develop a kind of verification method that bank card holder is carried out to authentication of verifying based on sound.
Verify the verification method that bank card holder is carried out to authentication based on sound, it is characterized in that, comprise the steps:
S1, in the time handling bank card, possessory bank card sound is extracted, and stores in banking system database;
S2, in the time that bank card holder pays the bill by bank card, payment terminal is extracted bank card holder's sound, and bank card holder's sound is sent to banking system center;
S3, banking system center are mated checking by bank card holder's sound with the possessory sound of bank card of storing in banking system database;
After S4, coupling have been verified, the result information is sent to payment terminal by banking system center;
S5, when the result information is for coupling is while being proved to be successful, payment terminal supports bank card to pay the bill, otherwise, execution step S6;
S6, when the result information is for coupling is when authentication failed, payment terminal refusal bank card is paid the bill.
Preferably, the verification method that checking is carried out authentication to bank card holder based on sound also comprises the steps:
Set coupling checking number of times, in the time that coupling checking number of times reaches predetermined coupling checking number of times and coupling is not proved to be successful, payment terminal sends warning message to banking system.
Implement technical scheme of the present invention, there is following beneficial effect: solved the defect that prior art exists, the authorization information paying sound as bank card, be not easy to be cracked, there is not situation about forgetting Password yet, even in the situation that bank card is lost, can there is not the situation of card consumption yet.
Brief description of the drawings
Fig. 1 is method flow diagram of the present invention.
Embodiment
The invention provides a kind of operating system based on sound and log in verification method, below in conjunction with accompanying drawing to the technical scheme of the present invention book that is elaborated.
Fig. 1 is method flow diagram of the present invention, as shown in the figure.Verify the verification method that bank card holder is carried out to authentication based on sound, it is characterized in that, comprise the steps:
S1, in the time handling bank card, possessory bank card sound is extracted, and stores in banking system database;
S2, in the time that bank card holder pays the bill by bank card, payment terminal is extracted bank card holder's sound, and bank card holder's sound is sent to banking system center;
S3, banking system center are mated checking by bank card holder's sound with the possessory sound of bank card of storing in banking system database;
After S4, coupling have been verified, the result information is sent to payment terminal by banking system center;
S5, when the result information is for coupling is while being proved to be successful, payment terminal supports bank card to pay the bill, otherwise, execution step S6;
S6, when the result information is for coupling is when authentication failed, payment terminal refusal bank card is paid the bill.
The verification method that checking is carried out authentication to bank card holder based on sound also comprises the steps:
Set coupling checking number of times, in the time that coupling checking number of times reaches predetermined coupling checking number of times and coupling is not proved to be successful, payment terminal sends warning message to banking system.
The above; it is only preferably embodiment of the present invention; but protection scope of the present invention is not limited to this; any be familiar with those skilled in the art the present invention disclose technical scope in; be equal to replacement or changed according to technical scheme of the present invention and inventive concept thereof, within all should being encompassed in protection scope of the present invention.
Claims (2)
1. verify based on sound the verification method that bank card holder is carried out to authentication, it is characterized in that, comprise the steps:
S1, in the time handling bank card, possessory bank card sound is extracted, and stores in banking system database;
S2, in the time that bank card holder pays the bill by bank card, payment terminal is extracted bank card holder's sound, and bank card holder's sound is sent to banking system center;
S3, banking system center are mated checking by bank card holder's sound with the possessory sound of bank card of storing in banking system database;
After S4, coupling have been verified, the result information is sent to payment terminal by banking system center;
S5, when the result information is for coupling is while being proved to be successful, payment terminal supports bank card to pay the bill, otherwise, execution step S6;
S6, when the result information is for coupling is when authentication failed, payment terminal refusal bank card is paid the bill.
2. the operating system based on sound according to claim 1 logs in verification method, it is characterized in that, also comprises the steps:
Set coupling checking number of times, in the time that coupling checking number of times reaches predetermined coupling checking number of times and coupling is not proved to be successful, payment terminal sends warning message to banking system.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210506333.2A CN103854364A (en) | 2012-11-30 | 2012-11-30 | Verification method for performing authentication on bank card holder based on voice verification |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210506333.2A CN103854364A (en) | 2012-11-30 | 2012-11-30 | Verification method for performing authentication on bank card holder based on voice verification |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103854364A true CN103854364A (en) | 2014-06-11 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201210506333.2A Pending CN103854364A (en) | 2012-11-30 | 2012-11-30 | Verification method for performing authentication on bank card holder based on voice verification |
Country Status (1)
| Country | Link |
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| CN (1) | CN103854364A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106022765A (en) * | 2016-05-20 | 2016-10-12 | 中山市厚源电子科技有限公司 | Online payment device based on headset microphoning |
| CN107248999A (en) * | 2017-07-04 | 2017-10-13 | 北京汽车集团有限公司 | The processing method of internet financial business, device, storage medium, electronic equipment |
| CN108830604A (en) * | 2018-05-17 | 2018-11-16 | 东莞市华睿电子科技有限公司 | A kind of transaction payment method based on voice authentication |
-
2012
- 2012-11-30 CN CN201210506333.2A patent/CN103854364A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106022765A (en) * | 2016-05-20 | 2016-10-12 | 中山市厚源电子科技有限公司 | Online payment device based on headset microphoning |
| CN107248999A (en) * | 2017-07-04 | 2017-10-13 | 北京汽车集团有限公司 | The processing method of internet financial business, device, storage medium, electronic equipment |
| CN108830604A (en) * | 2018-05-17 | 2018-11-16 | 东莞市华睿电子科技有限公司 | A kind of transaction payment method based on voice authentication |
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| C06 | Publication | ||
| PB01 | Publication | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20140611 |