CN103679440B - Financial receipt and payment method with two-dimension code being used as carrier - Google Patents
Financial receipt and payment method with two-dimension code being used as carrier Download PDFInfo
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- CN103679440B CN103679440B CN201310678557.6A CN201310678557A CN103679440B CN 103679440 B CN103679440 B CN 103679440B CN 201310678557 A CN201310678557 A CN 201310678557A CN 103679440 B CN103679440 B CN 103679440B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
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Abstract
The invention relates to a financial receipt and payment method with a two-dimension code being used as a carrier. A two-dimension code payment platform is provided, and the two-dimension code payment platform comprises a user APP service, a merchant APP service, a service logic system and a financial mechanism interface. The user APP service acquires basic money amount service by reading the two-dimension code of a user or a merchant to conduct payment and by acquiring special offers in real time, and the user is provided with convenient and quick mobile on-line payment service or service for conveniently acquiring special offers. The merchant APP service receives the on-line real-time payment of a client, pushes marketing and generation of the two-dimension code and payment order view, and provides merchant with on-line marketing service. The service logic system provides the supporting of the entire platform through two-dimension code management, order management and pushing and a safety module. The financial mechanism interface is used for achieving butt joint of the two-dimension code payment platform and a bank financial mechanism interface. According to the financial receipt and payment method with the two-dimension code being used as the carrier, quick and convenient mobile on-line payment and accurate marking are achieved by using the two-dimension code as the inlet of payment and pushing marketing.
Description
Technical field
The present invention relates to a kind of financial receipt and payment method with Quick Response Code as carrier.
Background technology
Epoch business background is, the on-line payment being core driving factors with electricity business, just flourish.This block business,
Especially with the Third-party payment group that Alipay is leading, in China also at Fast Growth.So, the most actively innovate, to scheme
Outside policy superiority, with technological innovation or model innovation or utilize leading advantage, positive layout and seize highland.
Epoch technical background is, along with technology of Internet of things, cloud computing technology, smart mobile phone, 3G and 4G are the movement relied on
The fast development of communication technology is with universal, and the explosion type bringing Quick Response Code to apply is grown up, and pays for Quick Response Code and creates enforcement
Community network technological accumulation and inheritance.
Summary of the invention
In view of this, it is an object of the invention to provide a kind of financial receipt and payment method with Quick Response Code as carrier.
The present invention uses below scheme to realize: a kind of financial receipt and payment method with Quick Response Code as carrier, it is characterised in that: carry
For a Quick Response Code payment platform, described Quick Response Code payment platform includes user APP service, trade company APP service, business logic systems
With financial institution's interface, user APP service is paid by the barcode scanning of the Quick Response Code to trade company or commodity and obtains preferential letter in real time
The acquisition base amount service of breath, provides the user the payment services of fast and convenient Mobile Online or the preferential clothes of convenient acquisition
Business；Trade company APP service by trade company's Quick Response Code, accepts the online of client and pays in real time, and push marketing and Quick Response Code generate with
Pay invoice is checked, it is provided that trade company's on-line marketing service；Business logic systems, by Quick Response Code management, order management, propelling movement and
Security module, it is provided that the support of whole platform；Financial institution's interface, for Quick Response Code payment platform and bank finance actuator interface
Docking.
In an embodiment of the present invention, user carries out the main flow of platform registration and includes: user is taken by described user APP
Business input handset number also obtains check code, is submitted to business logic systems after check code input is correct, and business logic systems obtains
The log-on message returned, is stored in data base and returns described user APP service by this log-on message.
In an embodiment of the present invention, the main flow of trade company's importing generation Quick Response Code includes: trade company manager is by described
Trade company APP service login business logic systems also uploads merchant data file, and business logic systems generates unique mark trade company
UID code also generates trade company's Quick Response Code and the key of encryption, read simultaneously also import according to the field defined in configuration file described
Merchant data file is in data base.
In an embodiment of the present invention, user carries out the main flow of barcode scanning payment and includes: user uses described use after logging in
Trade company's Quick Response Code of family APP service scan encryption is also sent in described business logic systems, and business logic systems resolves and shows
Show the content of trade company's Quick Response Code of described encryption, under user is according to whether carry out after confirmation for trade company's Quick Response Code of the band amount of money
Order is also paid the bill by preposition, finally preserves and returns payment result and service to described user APP.
In an embodiment of the present invention, the main flow that trade company's Quick Response Code of the described band amount of money generates includes: trade company manager
Input trade name, commercial specification and amount information after logging in trade company APP service and upload to described business logic systems, business
Logical system preserves and generates unique UID code identifying trade company according to those information, then generates and return the band amount of money of encryption
Trade company's Quick Response Code to trade company APP service.
In an embodiment of the present invention, preferential Quick Response Code generates and propelling movement main flow includes: trade company manager logs in trade company
Inputting favor information after APP service and upload to described business logic systems, business logic systems preserves also according to those information
Generate unique preferential UID code identifying trade company, then generate preferential Quick Response Code acquisition and this trade company has occurred the user of transaction
Data carries out preferential Quick Response Code propelling movement.
The present invention is with Quick Response Code for paying and the entrance of propelling movement marketing, it is achieved quick Mobile Online the most easily pays and accurate
Marketing, relies on and existing payment plug-in unit, completes to pay, and integrates basis financial service, payment, Mobile banking, tourism, medical treatment
Etc. being served by, form the financial service entrance with portal concept, there is simplicity, robustness, technical advance and high property
The advantages such as energy.
For making the purpose of the present invention, technical scheme and advantage clearer, below will be by specific embodiment and phase
Close accompanying drawing, the present invention is described in further detail.
Accompanying drawing explanation
Fig. 1 is present system platform main frame figure.
Fig. 2 is the main flow chart that user of the present invention carries out platform registration.
Tu3Shi trade company of the present invention imports the main flow chart generating Quick Response Code.
Fig. 4 is the main flow chart that user of the present invention carries out barcode scanning payment.
Fig. 5 is the main flow chart of trade company's Quick Response Code generation of the band amount of money of the present invention.
Fig. 6 is that the preferential Quick Response Code of the present invention generates and pushes main flow chart.
The main flow chart of Tu7Shi Mobile banking of the present invention door entrance.
Fig. 8 is the main flow chart of pay invoice of the present invention transaction reconciliation.
Detailed description of the invention
The present invention provides a kind of financial receipt and payment method with Quick Response Code as carrier, it is provided that a Quick Response Code payment platform, such as Fig. 1
Shown in, described Quick Response Code payment platform includes that user APP service, trade company APP service, business logic systems and financial institution connect
Mouthful, user APP service pays and obtains in real time the acquisition basis of favor information by the barcode scanning of the Quick Response Code to trade company or commodity
The amount of money services, and provides the user the payment services of fast and convenient Mobile Online or the preferential service of convenient acquisition；Trade company APP services
By trade company's Quick Response Code, accept the online of client and pay in real time, and push marketing and Quick Response Code generates and checks with pay invoice, carry
For trade company's on-line marketing service (including generation and the propelling movement etc. of preferential Quick Response Code)；Business logic systems, managed by Quick Response Code,
Order management, propelling movement and security module, it is provided that the support of whole platform；Financial institution's interface, for Quick Response Code payment platform with
Bank finance actuator interface docks.
As in figure 2 it is shown, the main flow that user carries out platform registration includes: user is by described user's APP import of services hands
Plane No. also obtains check code, is submitted to business logic systems after check code input is correct, and business logic systems obtains the note returned
Volume information, is stored in data base and returns described user APP service by this log-on message.
As it is shown on figure 3, the main flow that trade company imports generation Quick Response Code includes: trade company manager is taken by described trade company APP
Business registering service logical system also uploads merchant data file, and business logic systems generates UID code the life of unique mark trade company
Become trade company's Quick Response Code and the key of encryption, read simultaneously and import described merchant data literary composition according to the field defined in configuration file
Part is in data base.
As shown in Figure 4, user carries out the main flow of barcode scanning payment and includes: user uses described user APP to service after logging in
Scanning trade company's Quick Response Code of encryption and be sent in described business logic systems, business logic systems resolves and shows described encryption
The content of trade company's Quick Response Code, user is according to whether place an order after carrying out confirmation for trade company's Quick Response Code of the band amount of money and pass through
Preposition pay the bill, finally preserve and return payment result and service to described user APP.Can also push according to trade company number and pay
Successful information is to described trade company APP.
As it is shown in figure 5, the main flow that trade company's Quick Response Code of the described band amount of money generates includes: trade company manager logs in trade company
Input trade name, commercial specification and amount information after APP service and upload to described business logic systems, business logic systems
Preserve and generate unique UID code identifying trade company according to those information, then generate and return the trade company two of the band amount of money of encryption
Dimension code services to trade company APP.
As shown in Figure 6, preferential Quick Response Code generates and propelling movement main flow includes: after trade company manager logs in trade company APP service
Input favor information also uploads to described business logic systems, and business logic systems preserves and generate unique mark according to those information
Know the preferential UID code of trade company, then generate preferential Quick Response Code acquisition and this trade company has occurred the subscriber data of transaction to carry out excellent
Favour Quick Response Code pushes.
Preferably, described favor information includes active title, activity time, activity description and activity detailed description etc.；Institute
Stating preferential Quick Response Code is to generate according to preferential UID code；Described acquisition and this trade company have occurred the subscriber data of transaction to be by transaction
Amount seniority among brothers and sisters, issuing bank, time bracket etc. carry out screening user；There is the subscriber data of transaction in described acquisition and this trade company
It is accurately to search user by cell-phone number；Customer administrator can select user to be pushed to push as required；User connects
Checking after receiving the preferential Quick Response Code of propelling movement, show this preferential Quick Response Code when needing to obtain preferential, trade company's scanning validation should
Exchange after the effectiveness of preferential Quick Response Code；The effectiveness of described preferential Quick Response Code includes exchanging with out of date (s).
As it is shown in fig. 7, the main flow of Mobile banking's door entrance includes: obtain and preserve Ge great Mobile banking download link
The information such as address and icon in the data base of local APP, enter Mobile banking interface and show each big bank enter oral thermometer, sentence
The most installing on the mobile phone of disconnected user, if not installing, user clicks on and downloads corresponding Mobile banking's client and install successfully
After open Mobile banking's client.
As shown in Figure 8, the main flow of pay invoice transaction reconciliation includes: timing acquisition transaction record every day file also reads
Resolve transaction content, the most identical with transaction record with the order in Transaction Identification Number verification payment system according to order number, if different
Order transaction information in then renewal system also checks whether order status (has the order display state of transaction record for not prop up
Pay).
System architecture is introduced:
The framework of Quick Response Code payment platform is that the structure of the J2EE multistory frame n-tier of employing standard designs.
Client layer: Quick Response Code mobile phone with payment function client.Later stage, the most compatible any webpage scanned device, and other move and set
Standby etc..
Represent layer: serve the data Layer of client.
Data-pushing, forwarding: be pushed to client after being responsible for reading data from data queue.
Operation layer: Batch Processing functional module.
Data Layer: data memory interface is responsible for the reading of data, stores and updates.
Use multi-tier systematic structure can make the separation between logic, service logic and data base logic, and have following
The benefit of some keys:
1) ease of manageability/maintainability: the extension that each layer can be independent, safeguards and upgrades.
2) extensibility: according to concrete demand, each layer can be carried out independent hardware dilatation.
In addition to above construction characteristic, system for the specific demand of Quick Response Code payment platform made following setting
Meter:
The data pushing the message-driven with data queue of asynchronous data are transmitted.
The data of Quick Response Code payment platform are the data of real-time payment and order, to the real-time of the process of data and can
Requirement by property is the highest.The source of data, terminal and operation flow are difficult to accomplish to accomplish in same transaction simultaneously.
And this mode should be based on asynchronous and things trigger mechanism.For above feature, platform uses things to trigger as number
According to the starting point processed, use the agreement of non-blocking I/O Request, data are stored with data queue and forwards.By and data
The combination pushed, meets the system requirement to performance to greatest extent.
SSL network layer encryption:
The interface of all of client (user APP or trade company APP) peace you (operation system) all uses 128bit's
The SSL network transmission protocol.SSL ensure that safety and the data integrity in the transmission of data.
Certification user and server, it is ensured that data are sent to correct client-server；Encryption data is to prevent number
It is stolen according to midway；Safeguard the integrity of data, it is ensured that data are not changed in transmitting procedure.
The generation of key, manages and updates:
The generation of symmetric key and algorithm:
IAIK PKI user key generates and storage 192 bit Triple DES keys.
The algorithm of the symmetric cryptography that platform is supported: DES, Triple-DES (3DES), IDEA, CAST5, BLOWFISH,
TWOFISH。
BASE64 generates symmetrical key file to key coding.
The user key file of platform end can leave in file system or data base.
The key of user side is safeguarded by user mobile phone end, updates and downloads and is automatically pushed to client by platform end and has come
Become.
The generation of unsymmetrical key:
IAIK PKCS private key for user and the generation of PKI and storage 2048 bit RSA keys.
BASE64 generates symmetrical key file to key coding.
The user key file of platform end can leave in file system or data base.
The private cipher key of user side is safeguarded by user mobile phone end, update and download by platform end be automatically pushed to client come
Complete.
Service data request is with request key symmetric cryptography.
Response key symmetric cryptography is used when business datum responds.
The safety of business datum: the encryption of important business data, in data base, important business data table encryption uses close
Key is to the data encryption in data base.
Any output of the hiding of account and password-system, all can not occur about data in communication and daily record is bright
Literary composition.Special data form should be used such as: 62XXXXXXXXXX2234.
The authentication of user and control of authority:
The checking of user account.
The identification of multifactor authentication (the MFA)-identity of user identity, specific question and the check and correction of answer, history number
According to acquisition and verification etc..User cipher, the preservation of information, update and safeguard.Control of authority.
The preventing malicious attack of platform and code security mechanism:
Prevent the mechanism of network attack.Malicious code, the identification of script and strick precaution.Prevent SQL injection etc..
System alarm, recovers and platform warning function:
By the monitoring mechanism of the JMX that program realizes, the virtual machine environment of the JAVA that system is run can be carried out in real time
Monitoring and warning.Monitoring content includes: the service condition of internal memory, the service condition etc. of CPU.
The scanning logging tools exception to program during backstage, the scanning of the different stage of mistake and warning.
The log processing of platform uses the general utility tool bag slf4j of JAVA to be uniformly processed, the day of the java of compatible universal
Will interface such as common-logging, log4j, logback etc..
The monitoring to each servicing communications layer of platform of the heartbeat tool on backstage, web server, data queue services, number
According to Push Service, database.
Alarm parameters is configured by the configuration of system.
The warning of platform service data, configuration.For the needs of different business, to dealing money, account, suspicious data enters
Row is reported to the police.Configurable warning means.Mailbox/note etc..
System alarm software:
Alarm software uses monitoring to protect software and realizes regularly inquiring about the stability of server, it is possible to by note and mail
Remind operation maintenance personnel, and realize server no shutdown by relevant professional software.
The backup of system and recovery:
Backup and recover to use buying professional software and oneself write the mode that script cooperates automatically that data are standby
Part to above backup server, recover to carry out error free recovery according to time point when of data.
It is a framework based on Java/Ajax/Mobile Apps that UID pushes framework, utilizes this framework to facilitate
, quickly develop independent service propelling module.The interface of this framework is that the service being main with RESTFul resource connects
Mouthful, the most all of transmission service module is all to be present in UID with the resource of RESTFul to push in frame container.
The client supported: various WEB scan device/ANDROID/IOS etc..
The agreement (synchronizing and asynchronous) supported: HTTP/DataStreaming/LongPolling/WebSocket.
The application server of the J2EE supported: TOMCAT/JBoss/Jetty/WebSphere etc..
Pushing module below defined in UID propelling movement framework:
Pay propelling movement resource module to be responsible for pushing about the information paid to client.
2 D code information pushes the resource module-responsible propelling movement information about Quick Response Code to client.
Platform response/system information pushes the relevant payment result of resource module-be responsible for pushing, transaction results, and some
The information of system refer to relevant flow process and design data to client, concrete operation flow and data model.
Data above pushes resource and will monitor and process the data of data below queue respectively.
Pay invoice data queue Transaction Queue, 2 D code information data queue QRCode Queue, be
System response data queue Response Queue.
The object, technical solutions and advantages of the present invention are further described by above-listed preferred embodiment, are answered
It is understood by, the foregoing is only presently preferred embodiments of the present invention, not in order to limit the present invention, all essences in the present invention
Within god and principle, any modification, equivalent substitution and improvement etc. made, should be included within the scope of the present invention.
Claims (1)
1. the financial receipt and payment method with Quick Response Code as carrier, it is characterised in that: a Quick Response Code payment platform is provided, described
Quick Response Code payment platform includes user APP service, trade company APP service, business logic systems and financial institution's interface, user APP
Service to be paid by the barcode scanning of the Quick Response Code to trade company or commodity and service with the acquisition base amount obtaining favor information in real time, for
User provides the payment services of fast and convenient Mobile Online or the preferential service of convenient acquisition；Trade company is passed through in trade company's APP service
Quick Response Code, accepts the online of client and pays in real time, and pushes marketing and Quick Response Code generates and checks with pay invoice, it is provided that trade company exists
Line marketing service；Business logic systems, by Quick Response Code management, order management, propelling movement and security module, it is provided that whole platform
Support；Financial institution's interface, docks with bank finance actuator interface for Quick Response Code payment platform；
User carries out the main flow of platform registration and includes: user is by described user's APP import of services cell-phone number and obtains school
Testing code, be submitted to business logic systems after check code input is correct, business logic systems obtains the log-on message returned, by this note
Volume information is stored in data base and returns described user APP service；
Trade company imports the main flow of generation Quick Response Code and includes: trade company manager is patrolled by described trade company APP service login business
The system of collecting also uploads merchant data file, and business logic systems generates the UID code of unique mark trade company and generates the business of encryption
Family Quick Response Code and key, read simultaneously and import described merchant data file to data base according to the field defined in configuration file
In；
User carries out the main flow of barcode scanning payment and includes: user uses the business that described user's APP service scan is encrypted after logging in
Family Quick Response Code is also sent in described business logic systems, and business logic systems resolves and shows trade company's Quick Response Code of described encryption
Content, user is according to whether place an order after carrying out confirmation for trade company's Quick Response Code of the band amount of money and pass through preposition carrying out and pay
Money, finally preserves and returns payment result and service to described user APP；
The main flow that trade company's Quick Response Code with the amount of money generates includes that trade company manager inputs trade name after logging in trade company APP service
Title, commercial specification and amount information also upload to described business logic systems, and business logic systems preserves also according to those information
Generating unique UID code identifying trade company, trade company's Quick Response Code of the band amount of money then generating and returning encryption takes to trade company APP
Business；
Preferential Quick Response Code generates and pushes main flow and includes: trade company manager inputs favor information after logging in trade company APP service
And uploading to described business logic systems, business logic systems preserves and generates the preferential of unique mark trade company according to those information
UID code, then generates preferential Quick Response Code acquisition and this trade company and has occurred the subscriber data of transaction to carry out preferential Quick Response Code to push away
Send；
Described favor information includes active title, activity time, activity description and movable detailed description；Described preferential Quick Response Code is
Generate according to preferential UID code；Described acquisition and this trade company have occurred the subscriber data of transaction to be by trading volume seniority among brothers and sisters, hair fastener silver
User is screened by row and time bracket, and accurately searches user by cell-phone number；The effectiveness of described preferential Quick Response Code
Including exchanging with out of date；
The main flow of Mobile banking's door entrance includes: obtain and preserve each Mobile banking's download link address and icon to this
In the data base of ground APP, enter Mobile banking interface and show the entrance icon of each bank, it is judged that on the mobile phone of user whether
Installing, if not installing, user clicks on after downloading corresponding Mobile banking's client and installing successfully and opens Mobile banking client
End；
The main flow of pay invoice transaction reconciliation includes: timing acquisition transaction record every day file also reads parsing transaction content,
The most identical with transaction record with the order in Transaction Identification Number verification payment system according to order number, if it is different, in then renewal system
Order transaction information and check order status；
The framework of the Quick Response Code payment platform used is the structure of the J2EE multistory frame n-tier of employing standard, following institute
Show:
Client layer: Quick Response Code mobile phone with payment function client；Later stage also can scan device by compatible any webpage, other mobile devices；
Represent layer: serve the data Layer of client；
Data-pushing, forwarding: be pushed to client after being responsible for reading data from data queue；
Operation layer: Batch Processing functional module；
Data Layer: data memory interface is responsible for the reading of data, stores and updates；
For the data of the payment in real time of data in Quick Response Code payment platform with order, and with asynchronous and things trigger mechanism it is
Main processing mode, uses the data pushing the message-driven with data queue of asynchronous data to transmit, and uses things to trigger and is
The starting point that data process, uses the agreement of non-blocking I/O Request, data is stored with data queue and forward；Pass through sum
According to the combination pushed, meet the system requirement to performance to greatest extent；
SSL network layer encryption:
The interface of all of client peace you all uses the SSL network transmission protocol of 128bit；SSL ensure that the peace of data
Complete and data integrity in the transmission；
Certification user and server, it is ensured that data are sent to correct client-server；Encryption data is to prevent in data
Way is stolen；Safeguard the integrity of data, it is ensured that data are not changed in transmitting procedure；
The generation of key, manages and updates；
The generation of symmetric key and algorithm:
IAIK PKI user key generates and storage 192 bit Triple DES keys；
The algorithm of the symmetric cryptography that platform is supported: DES, Triple-DES (3DES), IDEA, CAST5, BLOWFISH,
TWOFISH；
BASE64 generates symmetrical key file to key coding；
The user key file of platform end leaves in file system or data base；
The key of user side is safeguarded by user mobile phone end, updates and downloads and is automatically pushed to client by platform end and completes；
The generation of unsymmetrical key:
IAIK PKCS private key for user and the generation of PKI and storage 2048 bit RSA keys；
BASE64 generates symmetrical key file to key coding；
The user key file of platform end leaves in file system or data base；
The private cipher key of user side is safeguarded by user mobile phone end, updates and downloads and is automatically pushed to client by platform end and has come
Become；
Service data request request key symmetric cryptography；
At business datum response response key symmetric cryptography；
The safety of business datum: the encryption of important business data, in data base, important business data table encryption uses double secret key
Data encryption in data base；
, all can not there is the plaintext about data in any output of the hiding-system of account and password in communication and daily record；Should
The data form 62XXXXXXXXXX2234 that this employing is special；
The authentication of user and control of authority:
The checking of user account；
The identification of multifactor authentication (the MFA)-identity of user identity, specific question and the check and correction of answer, historical data
Obtain and verification；
User cipher, the preservation of information, update and safeguard；Control of authority；
The preventing malicious attack of platform and code security mechanism:
Prevent the mechanism of network attack；Malicious code, the identification of script and strick precaution；Prevent SQL from injecting；
System alarm, recovers and platform warning function:
By the monitoring mechanism of the JMX that program realizes, the virtual machine environment of the JAVA that system is run is carried out real-time monitoring and
Report to the police；Monitoring content includes: the service condition of internal memory, the service condition of CPU；
The scanning logging tools exception to program during backstage, the scanning of the different stage of mistake and warning；
The log processing of platform uses the general utility tool bag slf4j of JAVA to be uniformly processed, and the daily record of the java of compatible universal connects
Mouth is such as common-logging, log4j, logback；
The monitoring to each servicing communications layer of platform of the heartbeat tool on backstage, web server, data queue services, and data push away
Take business, data base；
Alarm parameters is configured by the configuration of system；
The warning of platform service data, configuration；For the needs of different business, to dealing money, account, suspicious data is reported
Alert；Configurable warning means；
Mailbox/note；
System alarm software:
Alarm software uses monitoring to protect software and realizes regularly inquiring about the stability of server, and by note and mail reminder O&M
Personnel, and logical realize server no shutdown；
The backup of system and recovery:
Backup and the mode recovering to use software and script to cooperate back up data to above backup server automatically, recover
Error free recovery is carried out according to time point when of data；
It is a framework based on Java/Ajax/Mobile Apps that UID pushes framework, and the interface of this framework is with RESTFul
Resource is main service interface, and all of transmission service module is all to be present in UID with the resource of RESTFul to push framework appearance
In device；
The client supported: various WEB scan device/ANDROID/IOS；
The agreement (synchronizing and asynchronous) supported: HTTP/DataStreaming/LongPolling/WebSocket；
The application server of the J2EE supported: TOMCAT/JBoss/Jetty/WebSphere；
Pushing module below defined in UID propelling movement framework:
Pay propelling movement resource module to be responsible for pushing about the information paid to client；
2 D code information pushes the resource module-responsible propelling movement information about Quick Response Code to client；
Platform response/system information pushes resource module-be responsible for pushing relevant payment result, and transaction results is, and the carrying of system
Show that information is to client；
Data above pushes resource and will monitor and process the data of data below queue respectively；
Pay invoice data queue Transaction Queue, 2 D code information data queue QRCode Queue, system is rung
Answer data queue Response Queue.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310678557.6A CN103679440B (en) | 2013-12-14 | 2013-12-14 | Financial receipt and payment method with two-dimension code being used as carrier |
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| Application Number | Priority Date | Filing Date | Title |
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| WO2015156828A1 (en) * | 2014-04-07 | 2015-10-15 | Wayne Steidle | System and method for embedding dynamic marks into visual images in a detectable manner |
| CN104376101A (en) * | 2014-11-24 | 2015-02-25 | 联想(北京)有限公司 | Information processing method and electronic equipment |
| CN104519067A (en) * | 2014-12-25 | 2015-04-15 | 南京泽本信息技术有限公司 | Method for achieving multi-tenant model through enterprise mobile cloud application |
| CN104915704A (en) * | 2015-06-26 | 2015-09-16 | 吕效明 | Generation method of commodity two-dimensional code and application of commodity two-dimensional code |
| CN105096115B (en) * | 2015-06-29 | 2020-04-03 | 深圳市可秉资产管理合伙企业（有限合伙） | Electronic payment transaction method without point-of-sale terminal and mobile device |
| WO2017015893A1 (en) * | 2015-07-29 | 2017-02-02 | 深圳市华阳信通科技发展有限公司 | Mobile payment and marketing system and method |
| TWI601079B (en) * | 2015-09-16 | 2017-10-01 | 康太數位整合股份有限公司 | Mobile payment system and its implementing method |
| CN105894266A (en) * | 2015-12-04 | 2016-08-24 | 乐视网信息技术（北京）股份有限公司 | Two-dimensional code generation method, information processing method and device and information system |
| CN107451813B (en) * | 2016-06-01 | 2021-05-18 | 华为终端有限公司 | Payment method, payment device and payment server |
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| CN110166427B (en) * | 2019-04-11 | 2020-06-02 | 口碑(上海)信息技术有限公司 | Security processing method, device and system used by merchant management equipment |
| CN111160884B (en) * | 2019-11-29 | 2021-06-11 | 中国建设银行股份有限公司四川省分行 | Aggregated payment method, system, server and storage medium |
| CN112529554A (en) * | 2020-12-14 | 2021-03-19 | 贵州电网有限责任公司 | Design method for offline popularization and aggregation of two-dimensional codes |
| CN113592118A (en) * | 2021-06-21 | 2021-11-02 | 浙江易港通电子商务有限公司 | Foreign trade operation operating system and operating method thereof |
| CN113868618B (en) * | 2021-09-03 | 2022-04-26 | 浙江创建科技有限公司 | Multi-code collaborative fusion and authentication system based on multiple two-dimensional code standards |
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