CN103500201A - Self-service machine for individual credit report - Google Patents
Self-service machine for individual credit report Download PDFInfo
- Publication number
- CN103500201A CN103500201A CN201310449957.XA CN201310449957A CN103500201A CN 103500201 A CN103500201 A CN 103500201A CN 201310449957 A CN201310449957 A CN 201310449957A CN 103500201 A CN103500201 A CN 103500201A
- Authority
- CN
- China
- Prior art keywords
- industrial control
- control host
- credit report
- self
- personal credit
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/25—Integrating or interfacing systems involving database management systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
Landscapes
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Physics & Mathematics (AREA)
- General Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Databases & Information Systems (AREA)
- Computer Hardware Design (AREA)
- Software Systems (AREA)
- Data Mining & Analysis (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention relates to a self-service machine for an individual credit report. The self-service machine for the individual credit report comprises an industrial control host, an identity information reading device, an identity information identifying device, a first video camera, an identity information presetting module, a hard disk video and a display screen, wherein the identity information reading device, the identity information identifying device, the first video camera, the identity information presetting module, the hard disk video and the display screen are respectively connected with the industrial control host. The hard disk video comprises a second video camera. The self-service machine for the individual credit report further comprises a printer, a sound producing device and an operation panel. The sound producing device and the display screen are respectively arranged on the operation panel. The self-service machine for the individual credit report has the advantages of being convenient to use, safe, rapid, practical and capable of being used for inquiring and printing the individual credit report.
Description
Technical field
The present invention relates to a kind of Self-Service machine for the personal credit report.
Background technology
Follow e-finance, IT wave, Possum commercial bank at home has multiplely, and representational have: ATM (automatic teller machine) (ATM), automatic cash dispenser (CDM), currency circulator (CRS), passbook update machine, foreign exchange machine (FEM), Coffers at night, enquiry machine.
Possum is that the best of the individual business of bank counter tradition substitutes channel, is also the strong behave of alleviating counter service pressure, improving business handling efficiency.At present, people are more and more urgent to the demand of credit report inquiry, if public's active inquiry credit report, could only be by the report of making a credit inquiry in the special Counter service arranged in various places the People's Bank service hall.The inquiry pressure ratio that various places the People's Bank especially economizes now, municipality directly under the Central Government the People's Bank serves hall in lines is larger, and order inquiry the previous day amount approaches at most thousand, causes the workload in various places the People's Bank service hall larger; Simultaneously the public make a credit inquiry report consuming time long, the stream of people is comparatively concentrated, artificial sales counter pressure is very large, many aspects problem and potential safety hazard have been brought, therefore how can be in the situation that guarantee safe, not by artificial, directly by self-help inquiry apparatus, allowing the inquirer remove self-service query, is the problem that remains to be needed badly solution in prior art.
Summary of the invention
In view of the above-mentioned problems in the prior art, the object of the invention is to address the deficiencies of the prior art, a kind of convenience, safe, the quick and practical Self-Service machine for the personal credit report for the querying individual credit report are provided.
The invention provides a kind of Self-Service machine for the personal credit report, comprising: industrial control host, the control to the described Self-Service machine for the personal credit report in the process of carrying out personal credit report inquiry for personnel query; The identity information reading device, be connected with described industrial control host, for the identity information that reads personnel query, the described identity information read sent to described industrial control host simultaneously; The identity information identification device, be connected with described industrial control host, for differentiating described identity information reading device, sends to the true and false of identity information of the described personnel query of described industrial control host, identification result fed back to described industrial control host simultaneously; The first camera head, be connected with described industrial control host, for the human face photo of taking described personnel query, described human face photo sent to described industrial control host simultaneously, is kept in described industrial control host; Default identity information module, be connected with described industrial control host, is built-in with photographic intelligence for described the first camera head, sending to the described human face photo of described industrial control host to compare, and comparison result fed back to described industrial control host simultaneously; DVR, comprise the second camera head, described DVR is connected with described industrial control host, by described the second camera head, described personnel query is being carried out during the omnidistance video recording of personal credit report query script is kept at described DVR by video recording simultaneously; Display screen, be connected with described industrial control host, for for described personnel query, in querying individual credit report process, carrying out aforesaid operations.
The present invention have the following advantages and beneficial effect in one or several:
1, Self-Service machine for the personal credit report provided by the invention, be provided with Identity-card identifier, can effectively identify personnel query the true and false of accredited, confirm the authenticity of personnel query identity information by the identity information of storing in default identity information module simultaneously, further guarantee authenticity and the validity of identity information, the first camera head can obtain a human head picture photo more clearly simultaneously, photo by employing people face head portrait eigenwert comparison technology comparison personnel query in default identity information module and the individual human head picture photo of shooting, ensured the unification of holder's testimony of a witness,
2, the Self-Service machine for the personal credit report provided by the invention, can effectively alleviate the present situation that bank's artificial sales counter inquiry pressure is large, the inquiry of public's credit report is difficult to and the queuing people is many, can be the public a kind of convenience, safe, the quick and practical Self-Service machine for the personal credit report are provided;
3, the Self-Service machine for the personal credit report provided by the invention, the personal credit reporting printing that can personnel query be inquired about by printer out, convenient and swift.
The accompanying drawing explanation
The structural representation of a kind of Self-Service machine for the personal credit report that Fig. 1 is the present embodiment.
Embodiment
With specific embodiment, the present invention is further illustrated below with reference to accompanying drawings.
As shown in Figure 1: a kind of Self-Service machine for the personal credit report of the embodiment of the present invention comprises:
Industrial control host 1, the control to the described Self-Service machine for the personal credit report in the process of carrying out personal credit report inquiry for personnel query;
Identity information reading device 2, be connected with described industrial control host 1, for the identity information that reads personnel query, the described identity information read sent to described industrial control host 1 simultaneously;
Identity information identification device 3, be connected with described industrial control host 1, for differentiating described identity information reading device 2, sends to the true and false of identity information of the described personnel query of described industrial control host 1, identification result fed back to described industrial control host 1 simultaneously;
The first camera head 8; Be connected with described industrial control host 1, for the human face photo of taking described personnel query, described human face photo sent to described industrial control host 1 simultaneously, be kept in described industrial control host 1;
Default identity information module 6, with described industrial control host 1, be connected, be built-in with photographic intelligence for described the first camera head 8, sending to the described human face photo of described industrial control host 1 to compare, comparison result is fed back to described industrial control host 1, described default identity information module 6 can be Ministry of Public Security's identity information system simultaneously;
DVR 5, comprise the second camera head 51, described DVR 5 is connected with described industrial control host 1, by 51 pairs of described personnel queries of described the second camera head, is carrying out the omnidistance video recording of personal credit report query script, video recording is kept to described hard disc recording, in 5 simultaneously;
As the preferred implementation of above-described embodiment, the described Self-Service machine for the personal credit report also comprises printer 4, and described printer 4 is connected with described industrial control host 1, for printing the personal credit report of described personnel query inquiry.
As the preferred implementation of above-described embodiment, the described Self-Service machine for the personal credit report also comprises guidance panel 9, and described display screen 93 is arranged on described guidance panel 9.
As the preferred implementation of above-described embodiment, also be provided with sound-producing device 91 on described guidance panel 9, described sound-producing device 91 is connected with described industrial control host 1, for described personnel query in the prompting of carrying out personal credit report query script.
As the preferred implementation of above-described embodiment, described display screen 93 is touch LCD screen, for carry out the touch inquiry of personal credit report for personnel query.
As the preferred implementation of above-described embodiment, described sound-producing device 91 is two loudspeaker devices, is separately positioned on the both sides, top of described guidance panel 9.
As the preferred implementation of above-described embodiment, described industrial control host 1 is provided with 4 or 4 above USB interface devices.
As the preferred implementation of above-described embodiment, described printer 4 is connected with described industrial control host 1 by described USB interface device, is convenient to the installation of printer and the maintenance in later stage, has improved convenience.
As the preferred implementation of above-described embodiment, described the first camera head 8 can be high-definition camera, can take the head portrait of personnel query comparatively clearly, and described the second camera head 51 is pinhole cameras, can shoot with video-corder clearly video recording and being convenient to the later stage and checking.
Preferred implementation as above-described embodiment, the described Self-Service machine for the personal credit report also comprises attaching plug device 10, be connected with described industrial control host 1, powered to the described Self-Service machine for the personal credit report for being connected with external power supply
The workflow of a kind of Self-Service machine for the personal credit report of the present embodiment is:
(1). personnel query is by reading the identity information of personnel query on the described identity information reading device 2 arranged for the Self-Service machine of personal credit report at this, described identity information comprises the information such as name, ID (identity number) card No., this identity information can be the information comprised in the I.D. of personnel query or comprises information in the identity information chip etc., and described industrial control host 1 receives the identity information of the personnel query that described identity information reading device 2 sends;
(2). described industrial control host 1 is according to the identity information of the personnel query got, discriminating by the identity information identification device 3 that arranges is for really talking about, described industrial control host 1 is submitted to default identity information module 6 by the identity information of personnel query, the identity information of online checking personnel query, to guarantee authenticity and the validity of personnel query identity, described industrial control host 1 is obtained the human face photo that is kept at the personnel query in described default identity information module 6 simultaneously;
(3) if. in step 2 through the discriminating of the described identity information identification device 3 that arranges, the identity information that verification is arrived is for really talking about, 1 control of described industrial control host is arranged on the first camera head 8 for the Self-Service machine of personal credit report, carries out the shooting, collecting of the human face photo of on-the-spot personnel query;
(4). people's face biological characteristic value that described industrial control host 1 will collect is kept at the human face photo of human face photo in described default identity information module 6 and above-mentioned shooting is carried out face characteristic and is compared, if the face characteristic comparison result does not reach the comparison threshold values of setting, return to step (1);
(5) if the middle face characteristic comparison result of step (4) reaches the comparison threshold values of setting, industrial control host 1 enters into the interface of law Requisition Validation, carries out the confirmation of law acknowledge, as the personnel query refusal, confirms law acknowledge, returns to step (1);
(6) whether the Self-Service machine of reporting for personal credit that described industrial control host 1 detects the present embodiment is connected to personal credit system, if connect prompting query personnel typing application information of normal personal credit system, comprise the phone number of personnel query and the selection of inquiry format, described personal credit system can be People's Bank of China's reference center;
(7) after typing application information, personnel query is clicked approve button, personal credit system shows the personal credit report of personnel query, for personnel query inquiry and printing, the Self-Service machine auto-returned homepage for the personal credit report that finishes rear the present embodiment is printed in inquiry, wait for the inquiry of next bit personnel query, repeat above step.
The aforesaid operations process, recorded a video by connected the second camera head 51 by the DVR 5 be arranged in described industrial control host 1, and simultaneously video record is kept in DVR 5 and is convenient to the later stage and calls and check
Finally it should be noted that: above-described each embodiment, only for technical scheme of the present invention is described, is not intended to limit; Although with reference to previous embodiment, the present invention is had been described in detail, those of ordinary skill in the art is to be understood that: its technical scheme that still can put down in writing previous embodiment is modified, or to wherein partly or entirely technical characterictic be equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution break away from the scope of various embodiments of the present invention technical scheme.
Claims (10)
1. the Self-Service machine for the personal credit report, is characterized in that, comprising:
Industrial control host, the control to the described Self-Service machine for the personal credit report in the process of carrying out personal credit report inquiry for personnel query;
The identity information reading device, be connected with described industrial control host, for the identity information that reads personnel query, the described identity information read sent to described industrial control host simultaneously;
The identity information identification device, be connected with described industrial control host, for differentiating described identity information reading device, sends to the true and false of identity information of the described personnel query of described industrial control host, identification result fed back to described industrial control host simultaneously;
The first camera head; Be connected with described industrial control host, for the human face photo of taking described personnel query, described human face photo sent to described industrial control host simultaneously, be kept in described industrial control host;
Default identity information module, be connected with described industrial control host, is built-in with photographic intelligence for described the first camera head, sending to the described human face photo of described industrial control host to compare, and comparison result fed back to described industrial control host simultaneously;
DVR, comprise the second camera head, described DVR is connected with described industrial control host, by described the second camera head, described personnel query is being carried out during the omnidistance video recording of personal credit report query script is kept at described DVR by video recording simultaneously;
Display screen, be connected with described industrial control host, for for described personnel query, in querying individual credit report process, carrying out aforesaid operations.
2. the Self-Service machine for the personal credit report according to claim 1, is characterized in that, also comprise printer, described printer is connected with described industrial control host, for printing the personal credit report of described personnel query inquiry.
3. the Self-Service machine for the personal credit report according to claim 1, is characterized in that, also comprise guidance panel, described display screen is arranged on described guidance panel.
4. the Self-Service machine for personal credit report according to claim 3, it is characterized in that, also be provided with sound-producing device on described guidance panel, described sound-producing device is connected with described industrial control host, for described personnel query in the prompting of carrying out personal credit report query script.
5. the Self-Service machine for the personal credit report according to claim 3, is characterized in that, described display screen is touch LCD screen, for carry out the touch inquiry of personal credit report for personnel query.
6. the Self-Service machine for the personal credit report according to claim 4, is characterized in that, described sound-producing device is two loudspeaker devices, is separately positioned on the both sides, top of described guidance panel.
7. the Self-Service machine for the personal credit report according to claim 1, is characterized in that, described industrial control host is provided with 4 or 4 above USB interface devices.
8. the Self-Service machine for the personal credit report according to claim 7, is characterized in that, described printer is connected with described industrial control host by described USB interface device.
9. according to the described Self-Service machine for the personal credit report of claim l, it is characterized in that, described the second camera head is pinhole cameras.
10. the Self-Service machine for the personal credit report according to claim 1, is characterized in that, also comprises the attaching plug device, with described industrial control host, is connected, for being connected with external power supply to the described power supply of the Self-Service machine for the personal credit report.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310449957.XA CN103500201A (en) | 2013-09-29 | 2013-09-29 | Self-service machine for individual credit report |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310449957.XA CN103500201A (en) | 2013-09-29 | 2013-09-29 | Self-service machine for individual credit report |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103500201A true CN103500201A (en) | 2014-01-08 |
Family
ID=49865411
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201310449957.XA Pending CN103500201A (en) | 2013-09-29 | 2013-09-29 | Self-service machine for individual credit report |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN103500201A (en) |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104200580A (en) * | 2014-08-29 | 2014-12-10 | 中国农业银行股份有限公司 | Intelligent counter |
| CN108765679A (en) * | 2018-09-08 | 2018-11-06 | 电子科技大学中山学院 | Intelligent entrance guard system of testimony of a witness unification |
| CN111368313A (en) * | 2020-02-27 | 2020-07-03 | 上海资信有限公司 | Method for information subject to participate in credit activity on Internet platform by using credit report |
| CN112036340A (en) * | 2020-09-03 | 2020-12-04 | 北京盛华聚龙科技有限公司 | Enterprise credit report query method and device |
| CN112581699A (en) * | 2020-12-23 | 2021-03-30 | 华言融信科技成都有限公司 | Credit report self-service interpretation equipment |
| CN114219437A (en) * | 2021-12-14 | 2022-03-22 | 中国建设银行股份有限公司 | Credit report query method, device, server and storage medium |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2000028492A1 (en) * | 1998-11-11 | 2000-05-18 | Ncr International. Inc. | Terminal with biometric identity check |
| CN101452555A (en) * | 2008-12-31 | 2009-06-10 | 中国建设银行股份有限公司 | Method for enquiring personal credit information, system and personal credit enquiring system |
| CN101819698A (en) * | 2009-09-28 | 2010-09-01 | 周建军 | Self-service voucher printing equipment |
| CN101887600A (en) * | 2009-05-14 | 2010-11-17 | 汉王科技股份有限公司 | Identity authentication method and device |
-
2013
- 2013-09-29 CN CN201310449957.XA patent/CN103500201A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2000028492A1 (en) * | 1998-11-11 | 2000-05-18 | Ncr International. Inc. | Terminal with biometric identity check |
| CN101452555A (en) * | 2008-12-31 | 2009-06-10 | 中国建设银行股份有限公司 | Method for enquiring personal credit information, system and personal credit enquiring system |
| CN101887600A (en) * | 2009-05-14 | 2010-11-17 | 汉王科技股份有限公司 | Identity authentication method and device |
| CN101819698A (en) * | 2009-09-28 | 2010-09-01 | 周建军 | Self-service voucher printing equipment |
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104200580A (en) * | 2014-08-29 | 2014-12-10 | 中国农业银行股份有限公司 | Intelligent counter |
| CN108765679A (en) * | 2018-09-08 | 2018-11-06 | 电子科技大学中山学院 | Intelligent entrance guard system of testimony of a witness unification |
| CN111368313A (en) * | 2020-02-27 | 2020-07-03 | 上海资信有限公司 | Method for information subject to participate in credit activity on Internet platform by using credit report |
| CN111368313B (en) * | 2020-02-27 | 2023-09-01 | 上海资信有限公司 | Method for information body to participate in credit activities by using credit report on Internet platform |
| CN112036340A (en) * | 2020-09-03 | 2020-12-04 | 北京盛华聚龙科技有限公司 | Enterprise credit report query method and device |
| CN112581699A (en) * | 2020-12-23 | 2021-03-30 | 华言融信科技成都有限公司 | Credit report self-service interpretation equipment |
| CN114219437A (en) * | 2021-12-14 | 2022-03-22 | 中国建设银行股份有限公司 | Credit report query method, device, server and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN103500201A (en) | Self-service machine for individual credit report | |
| US8510221B2 (en) | Intelligent ATM check image deposit engine | |
| CN101165726B (en) | Method and system for preventing credit card embezzlement | |
| CN203786752U (en) | Bank remote virtual service business hall terminal | |
| CN201477678U (en) | Self-help check machine | |
| CN105631500A (en) | Intelligent self-service terminal, intelligent self-service system and transaction request processing method | |
| CN203055018U (en) | Remote service business hall terminal | |
| JP2015515697A (en) | Public bill self-service system with blank bill issue and bill temporary storage function | |
| CN106934713B (en) | Financial transaction risk management and control system and method for quickly identifying and positioning stored files thereof | |
| CN102831391B (en) | Method and system for recording and recognizing signature of electronic passport | |
| CN103136551A (en) | Second-generation citizen identification card information verification instrument and identification card and fingerprint verification system | |
| CN205581878U (en) | Two camera cabinet -type air conditioner testimony of a witness recognition device | |
| WO2013159474A1 (en) | Corporate check vending system having anti-counterfeit verification | |
| CN201518138U (en) | Identification authentication terminal unit for public services | |
| CN201477679U (en) | Video character overlay device of bill counter and card swiping device | |
| CN202282029U (en) | Self-service device with long-distance identity verification and contract signing functions | |
| CN202472697U (en) | Second generation citizen ID card information verification device, and ID card and fingerprint verification system | |
| CN104392561A (en) | Pre-input account bank card, information input device and using methods thereof | |
| CN208737602U (en) | A kind of personal credit report self-service machine for supporting offline electronic payment | |
| CN204759569U (en) | Atm | |
| CN210203855U (en) | Intelligent integrated interrogation station | |
| CN202816046U (en) | Multifunctional self-service integrated machine | |
| CN202548973U (en) | Bank card security certification system for replacing password authentication mode | |
| CN205375694U (en) | Self -service paper machine is used to finance | |
| CN201345129Y (en) | Novel cipher input device and corresponding POS machine |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C41 | Transfer of patent application or patent right or utility model | ||
| CB03 | Change of inventor or designer information |
Inventor after: Zhang Yongfu Inventor after: Yao Qian Inventor before: Liu Haijun Inventor before: Li Qianshu |
|
| COR | Change of bibliographic data | ||
| TA01 | Transfer of patent application right |
Effective date of registration: 20151021 Address after: 100162 software development center, people's Bank of Xihongmen Town, Beijing, Daxing District Applicant after: China financial electronic company Address before: 100102, room 3309, block A, East Asia Wangjing center, Chaoyang District, Beijing Applicant before: The vertical wound Information Technology Co., Ltd of closing of Beijing letter |
|
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20140108 |
|
| WD01 | Invention patent application deemed withdrawn after publication |