CN103473852A - Method of preventing bank card from being embezzled - Google Patents
Method of preventing bank card from being embezzled Download PDFInfo
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- CN103473852A CN103473852A CN2013104583137A CN201310458313A CN103473852A CN 103473852 A CN103473852 A CN 103473852A CN 2013104583137 A CN2013104583137 A CN 2013104583137A CN 201310458313 A CN201310458313 A CN 201310458313A CN 103473852 A CN103473852 A CN 103473852A
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Abstract
The invention relates to a method of preventing a bank card from being embezzled. At present, various credit cards, debit cards, financial management cards, pay cards and the like facilitate the life of people, and simultaneously bring trouble for people. Due to the forced enforcement of various real-name systems, the random checkout of identity cards and other actions, personal information is easily revealed. Bank accounts are often stolen, especially in recent years, the credit cards are frequently embezzled, register and investigation are very difficult, individuals are subjected to disastrous loss, banks suffer from large loss, and police have uninterrupted trouble. The technical problem of how the bank card can be prevented from being embezzled is always unsolved. The method of preventing the bank card from being embezzled comprises the step that a cell phone card is taken as a key to send a message and the control on locking or unlocking the bank card is realized. The method is used for preventing the bank card from being embezzled.
Description
technical field:
the present invention relates to a kind of bank card anti-theft brush method.
background technology:
present various credit card, credit card, debit card, financing card, wage card ... be convenient for people to life, also to the people, bring worry simultaneously.The compulsory execution of various systems of real name, then add a random check I.D. etc., make the leakage of personal information nothing left.Bank account is often stolen, and credit card mad stolen brush is in recent years particularly put on file for investigation and prosecution extremely difficultly, and the individual suffers heavy loss, and bank suffers huge loss, and public security is constantly worried.How just can prevent that bank card from stealing brush, this has been to hang and the technical barrier do not separated all the time.
summary of the invention:
the object of the present invention is to provide a kind of bank card anti-theft brush method.
the object of the present invention is achieved like this:
a kind of bank card anti-theft brush method, be used as key with Mobile phone card and send information, and bank is locked to the control that release is unblanked.
described bank card anti-theft brush method, described locking is controlled concrete operations and is: send " lock " and lock an account rapidly 48 hours, in propria persona handle to sales counter, with default mobile phone dialing bank phone, send Personal Unlocking Key; Call bank to the self-service feedback information of Mobile phone card horse back, determine it is user's operation release, it is not to require in person bank's release that the user finds, to bank, replys any information, and account thoroughly locks, and must in propria persona arrive the sales counter release; Three releases of key failure, must in propria persona arrive the sales counter release.
described bank card anti-theft brush method, described locking is controlled concrete operations and is: the user sends " key XXX " to bank, and " whether locking ... " replied by bank if lock an account, please replys " key XXX " again; The user replys " key XXX ", and " whether locking ... " replied by bank, please replying " key XXX " if lock an account; Whether the user replys " key XXX " bank and finally replys " XXX success " or " XXX failure ", to determine account, lock.
described bank card anti-theft brush method, described release control operation step is: the user sends " key XXX " to bank, and whether XXX replys in bank needs release, is R. S. V. P. " key XXX "; The user replys " key XXX ", and " whether release, be please again to reply key XXX " replied by bank; The user replys " key XXX ", and bank is replied, and whether release, be please again to reply " key XXX "; The user replys " key XXX ", and " whether release, be please finally to reply key XXX " replied by bank; The user replys " key XXX ", and " success " or " failure ... .. " replied by bank, to determine the release situation of account; The single job mistake just can not release, thoroughly locks 24 hours, could again operate, and operation failure, thoroughly lock an account again, need in propria persona arrive the sales counter release.
described bank card anti-theft brush method, during described locking, the concrete operations of locking amount are: locked user, transmission " key XXX " adds number sign key and adds amount of money number to bank; The success of locking amount is replied by bank, once just locks amount, can in specifying amount, conclude the business, and does not need checking; The non-locking account user, transmission " key XXX " adds number sign key and adds amount of money number to bank, and bank recovers whether lock amount, is please again to reply " key XXX adds number sign key and adds amount of money number "; The user replys " key XXX adds number sign key and adds amount of money number ", and bank is replied, and again replys " key XXX adds number sign key and adds amount of money number ", and the user replys " key XXX adds number sign key and adds amount of money number ", and " XXX success " or " XXX failure " replied by bank; The misoperation of locking amount, not pintle hook lock.
described bank card anti-theft brush method, the described concrete operations of unblanking are: the account of key is set, and while accessing to your account, bank send information to mobile phone, " whether XXX unblanks, be, R. S. V. P. ' key XXX ' "; The user replys " key XXX ", and whether bank replys XXX and unblank, and is please again to reply " key XXX "; The user replys " key XXX ", and whether bank replys XXX and unblank, and is please again to reply " key XXX "; The user replys " key XXX ", and " XXX success " or " XXX failure ... " replied if the single job mistake occurs by bank, and thoroughly locking, need me to bank's release in person; If this user accesses to your account in person, the identity of assaying is consistent with me, and without unblanking, direct dealing, after transaction, automatically lock; Key is only accurate in the sales counter release, does not allow to set up at sales counter; The setup times lock function, after arranging, anyone can not operate the release unlocking function by Mobile phone card.
described bank card anti-theft brush method, the concrete operations of described change key are: Personal Unlocking Key arranges, and after release, still is defaulted as the key arranged; The change key,, to bank, bank replys whether change key to send " change key XXX ", is R. S. V. P. new " key XXX "; The user replys " key XXX ", and bank replys again whether confirm to change key, and newly " key XXX " please replied in change again; The user replys newly " key XXX ", and bank replys confirmation change key and please finally replys newly " key XXX "; The user replys newly " key XXX ", and " XXX success " or " XXX failure ... " replied by bank; The single job mistake, thoroughly lock an account, and need in propria persona arrive the sales counter release.
beneficial effect:
1. the present invention completes the locking to bank card by operation, guarantees that property do not suffer a loss.
2. the present invention completes the release to bank card by unlocking operation, guarantees the normal use of property.
3. the present invention has operated the amount locking to bank card by the locking amount, guarantees that bank card continues to use in the amount of locking; By the time period lock operation, guarantee that anyone can't the hijack accounts fund when I can't take precautions against.
embodiment:
embodiment 1:
a kind of bank card anti-theft brush method, be used as key with mobile phone and send information, and bank is locked to the control that release is unblanked.
embodiment 2:
according to the described bank card anti-theft brush method of embodiment 1, described locking is controlled concrete operations and is: send " lock " and lock an account rapidly 48 hours, in propria persona handle to sales counter, with default mobile phone dialing bank phone, send Personal Unlocking Key; Call bank to the self-service feedback information of Mobile phone card horse back, determine it is user's operation release, it is not to require in person bank's release that the user finds, to bank, replys any information, and account thoroughly locks, and must in propria persona arrive the sales counter release; Three releases of key failure, must in propria persona arrive the sales counter release.
embodiment 3:
according to the described bank card anti-theft brush method of embodiment 1 or 2, described locking is controlled concrete operations and is: the user sends " key XXX " to bank, and " whether locking ... " replied by bank if lock an account, please replys " key XXX " again; The user replys " key XXX ", and " whether locking ... " replied by bank, please replying " key XXX " if lock an account; Whether the user replys " key XXX " bank and finally replys " XXX success " or " XXX failure ", to determine account, lock.
embodiment 4:
according to the described bank card anti-theft of embodiment 1-3 brush method, described release control operation step is: the user sends " key XXX " to bank, " whether XXX needs release " replied by bank, " R. S. V. P. key XXX ", the user replys " key XXX " to bank, " whether release, be R. S. V. P. key XXX " replied by bank; The user replys " key XXX ", and the user replys " key XXX " to bank, and " whether release, be please finally to reply key XXX " replied by bank; The user replys " key XXX " to bank, and " success " or " failure ... " replied to determine the release situation of account by bank; In three times, again operating mistake can not release, thoroughly locks 24 hours, could again operate, and operation failure, thoroughly lock an account again, need in propria persona arrive the sales counter release.
embodiment 5:
according to the described bank card anti-theft of embodiment 1-4 brush method, during described locking, the concrete operations of locking amount are: locked user, and transmission " key XXX " adds number sign key and adds amount of money number to bank; The success of locking amount is replied by bank, once just locks amount, can in specifying amount, conclude the business, and does not need checking; The non-locking account user, transmission " key XXX " adds number sign key and adds amount of money number to bank, and bank recovers whether lock amount, is please again to reply " key XXX adds number sign key and adds amount of money number "; The user replys " key XXX adds number sign key and adds amount of money number ", and bank is replied, and again replys " key XXX adds number sign key and adds amount of money number ", and the user replys " key XXX adds number sign key and adds amount of money number ", and " XXX success " or " XXX failure " replied by bank; The misoperation of locking amount, not pintle hook lock.
embodiment 6:
according to the described bank card anti-theft of embodiment 1-5 brush method, the described concrete operations of unblanking are: the account of key is set, and while accessing to your account, bank send information to mobile phone, " whether XXX unblanks, be, R. S. V. P. ' key XXX ' "; The user replys " key XXX ", and whether bank replys XXX and unblank, and is please again to reply " key XXX "; The user replys " key XXX ", and whether bank replys XXX and unblank, and is please again to reply " key XXX "; The user replys " key XXX ", and " XXX success " or " XXX failure ... " replied if the single job mistake occurs by bank, and thoroughly locking, need me to bank's release in person; If this user accesses to your account in person, the identity of assaying is consistent with me, and without unblanking, direct dealing, after transaction, automatically lock; Key is only accurate in the sales counter release, does not allow to set up at sales counter; The setup times lock function, after arranging, anyone can not operate the release unlocking function by Mobile phone card.
embodiment 7:
according to the described bank card anti-theft of embodiment 1-6 brush method, the concrete operations of described change key are: Personal Unlocking Key arranges, and after release, still is defaulted as the key arranged; The change key,, to bank, bank replys whether change key to send " change key XXX ", is R. S. V. P. new " key XXX "; The user replys " key XXX ", and bank replys whether to confirm to change that key, change please reply newly " key XXX " again; The user replys newly " key XXX ", and bank replys confirmation change key and please finally replys newly " key XXX "; The user replys newly " key XXX ", and " XXX success " or " XXX failure ... " replied by bank; The single job mistake, thoroughly lock an account, and need in propria persona arrive the sales counter release.
embodiment 8
according to the described bank card anti-theft of embodiment 1-7 brush method, be applicable to the Internet bank, POS machine, the various account tradings such as cash dispenser and sales counter, safety with this guarantee account fund, thereby solve to steal the problem of brush, method is that bank opens a kind of function of controlling bank account by Mobile phone card transmission information and implements.
Claims (7)
1. a bank card anti-theft brush method, is characterized in that: be used as key with Mobile phone card and send information, bank account is locked to the control that release is unblanked.
2. bank card anti-theft brush method according to claim 1, it is characterized in that: described locking is controlled concrete operations and is: send by " lock ", lock an account rapidly 48 hours, need in propria persona handle to sales counter, dial bank's phone with default Mobile phone card, send three kinds of mode releases of Personal Unlocking Key; Call, bank, to the self-service feedback information of Mobile phone card horse back, determines whether that the user operates release, and it is not to require in person bank's release that the user finds, to bank, replys any information, and account thoroughly locks, and must in propria persona arrive the sales counter release; Three releases of key failure, must in propria persona arrive the sales counter release.
3. bank card anti-theft brush method according to claim 1 and 2, it is characterized in that: described locking is controlled concrete operations and is: the user sends " key XXX " to bank, " whether locking ... " replied by bank if lock an account, please replys " key XXX " again; The user replys " key XXX ", and " whether locking ... " replied by bank, please reply again " key XXX " if lock an account; Whether the user replys " key XXX " bank and finally replys " XXX success " or " XXX failure ", to determine account, lock.
4. according to the described bank card anti-theft of claim 1-3 brush method, it is characterized in that: described release control operation step is: the user sends " key XXX " to bank, and whether XXX replys in bank needs release, is R. S. V. P. " key XXX "; The user replys " key XXX ", and " whether release, be please again to reply key XXX " replied by bank; The user replys " key XXX ", and bank is replied, and whether release, be please again to reply " key XXX "; The user replys " key XXX ", and " whether release, be please finally to reply key XXX " replied by bank; The user replys " key XXX ", and " success " or " failure ... .. " replied to determine the release situation of account by bank; The single job mistake just can not release, thoroughly locks 24 hours, could again operate, and operation failure, thoroughly lock an account again, need in propria persona arrive the sales counter release.
5. according to the described bank card anti-theft of claim 1-4 brush method, it is characterized in that: the concrete operations of described locking amount are: locked user, and transmission " key XXX " adds number sign key and adds amount of money number to bank; Bank's reply " .... the success of locking amount ", expendable locked amount can be concluded the business in specifying amount, does not need checking; The non-locking account user, transmission " key XXX " adds number sign key and adds amount of money number to bank, and bank recovers whether lock amount, is please again to reply " key XXX adds number sign key and adds amount of money number "; " key XXX adds number sign key and adds amount of money number " replied at family, and bank is replied, and please again replys " key XXX adds number sign key and adds amount of money number "; The user replys " key XXX adds number sign key and adds amount of money number ", and " XXX success " or " XXX failure " replied by bank; The misoperation of locking amount, not pintle hook lock.
6. according to the described bank card anti-theft of claim 1-5 brush method, it is characterized in that: the described concrete operations of unblanking are: the account of key is set, and while accessing to your account, bank send information to mobile phone, " whether XXX unblanks, be, R. S. V. P. ' key XXX ' "; The user replys " key XXX ", and whether bank replys XXX and unblank, and is please again to reply " key XXX "; The user replys " key XXX ", and whether bank replys XXX and unblank, and is please again to reply " key XXX "; The user replys " key XXX ", and " XXX success " replied by bank, " XXX failure ... " if the single job mistake occurs, thoroughly locking, need me to bank's release in person; If this user accesses to your account in person, the identity of assaying is consistent with me, and without unblanking, direct dealing, after transaction, automatically lock; Key is only accurate in the sales counter release, does not allow to set up at sales counter; The setup times lock function, after arranging, anyone can not operate the release unlocking function by Mobile phone card.
7. according to the described bank card anti-theft of claim 1-6 brush method, it is characterized in that: the concrete operations of described change key are: Personal Unlocking Key arranges, and after release, still is defaulted as the key arranged; The change key,, to bank, bank replys whether change key to send " change key XXX ", is R. S. V. P. new " key XXX "; The user replys " key XXX ", and bank replys whether to confirm to change that key, change please reply newly " key XXX " again; The user replys newly " key XXX ", and bank replys confirmation change key and please finally replys newly " key XXX "; The user replys newly " key XXX ", and " XXX success " or " XXX failure ... " replied by bank; The single job mistake, thoroughly lock an account, and need in propria persona arrive the sales counter release.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013104583137A CN103473852A (en) | 2013-10-01 | 2013-10-01 | Method of preventing bank card from being embezzled |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013104583137A CN103473852A (en) | 2013-10-01 | 2013-10-01 | Method of preventing bank card from being embezzled |
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| Publication Number | Publication Date |
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| CN103473852A true CN103473852A (en) | 2013-12-25 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2013104583137A Pending CN103473852A (en) | 2013-10-01 | 2013-10-01 | Method of preventing bank card from being embezzled |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN106603738A (en) * | 2016-11-23 | 2017-04-26 | 济南中维世纪科技有限公司 | Method for preventing regional commodity confusion via monitoring equipment |
| CN108205756A (en) * | 2017-12-28 | 2018-06-26 | 新开普电子股份有限公司 | The information interacting method of all-purpose card and intelligent mobile terminal |
| CN110503424A (en) * | 2019-08-23 | 2019-11-26 | 中国联合网络通信集团有限公司 | A kind of method and device of quick lock in bank card |
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| CN101043561A (en) * | 2007-04-25 | 2007-09-26 | 雷体文 | Bank accounting system and method for performing bankroll safe paying using telephone lock |
| CN101431561A (en) * | 2007-11-05 | 2009-05-13 | 中国移动通信集团公司 | Account locking method, system and correlated apparatus |
| CN101441785A (en) * | 2008-12-29 | 2009-05-27 | 包国文 | Self-service bank card anti-theft data processing method |
| CN101789149A (en) * | 2009-01-24 | 2010-07-28 | 中兴通讯股份有限公司 | Method and device for locking electronic payment application |
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2013
- 2013-10-01 CN CN2013104583137A patent/CN103473852A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101043561A (en) * | 2007-04-25 | 2007-09-26 | 雷体文 | Bank accounting system and method for performing bankroll safe paying using telephone lock |
| CN101431561A (en) * | 2007-11-05 | 2009-05-13 | 中国移动通信集团公司 | Account locking method, system and correlated apparatus |
| CN101441785A (en) * | 2008-12-29 | 2009-05-27 | 包国文 | Self-service bank card anti-theft data processing method |
| CN101789149A (en) * | 2009-01-24 | 2010-07-28 | 中兴通讯股份有限公司 | Method and device for locking electronic payment application |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106603738A (en) * | 2016-11-23 | 2017-04-26 | 济南中维世纪科技有限公司 | Method for preventing regional commodity confusion via monitoring equipment |
| CN108205756A (en) * | 2017-12-28 | 2018-06-26 | 新开普电子股份有限公司 | The information interacting method of all-purpose card and intelligent mobile terminal |
| CN110503424A (en) * | 2019-08-23 | 2019-11-26 | 中国联合网络通信集团有限公司 | A kind of method and device of quick lock in bank card |
| CN110503424B (en) * | 2019-08-23 | 2022-03-18 | 中国联合网络通信集团有限公司 | Method and device for rapidly locking bank card |
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Application publication date: 20131225 |