Summary of the invention
The shortcoming of prior art in view of the above, the system and method that the object of the present invention is to provide a kind of rapid payment to be open to the custom is used for solving the problem crowded, that the stand-by period is long of queuing up in the payment process of prior art shopping place.
Reach for achieving the above object other relevant purposes, the invention provides the system that a kind of rapid payment is open to the custom, be applied to dispose on commodity the shopping place of sign, described sign is set up related with commodity price and pay status; The system that described rapid payment is open to the custom comprises: be equipped with the handheld terminal of payment application, be used for gathering the sign that configures on commodity; Described payment application and payment account binding; The server end that is connected by wireless network with handheld terminal, be used for to receive the sign of the commodity that handheld terminal sends and transmit the corresponding commodity price of sign to handheld terminal, the corresponding commodity of sign that gather for the payment account payment with the payment application binding; The recognizer that be placed on the exit, is connected with server end, be used for obtaining the sign of commodity to be open to the custom, and inquire about the pay status of commodity corresponding to described sign according to described sign to described server end, and after the described commodity of server end acknowledgment of your inquiry have been completed payment, be open to the custom.
Preferably, the sign that configures on described collection commodity comprises that the camera function by handheld terminal carries out the image extraction to sign, and payment application obtains identification information by image is decoded.
Preferably, pre-set the server address of server end in described handheld terminal.
Preferably, described bar code, two-dimension code or the RFID electronic tag of being designated.
Preferably, described payment account is bank account, prepaid card account or Alipay account.
The invention provides simultaneously a kind of method that rapid payment of using the rapid payment clearance system is open to the custom, be included as the commodity configuration identifier, described sign and commodity price and pay status are set up relatedly in server end, the method that described rapid payment is open to the custom comprises the steps:
Step 1, assembling is used for gathering the payment application of the sign that configures on commodity in handheld terminal;
Step 2 is set up binding with described payment application and payment account;
Step 3, gather the sign that configures on commodity by handheld terminal, and with server end that handheld terminal is connected by wireless network in inquire the corresponding commodity price of described sign, afterwards by with handheld terminal in the payment account bound of payment application to the sign that gathers in described payment handheld terminal corresponding and determined that the commodity of buying pay;
Step 4 in the exit, is obtained the sign of commodity to be open to the custom, and inquires about the pay status of commodity corresponding to described sign according to described sign to described server end, and after the described commodity of server end acknowledgment of your inquiry have been completed payment, is open to the custom.
Preferably, the sign that configures on described collection commodity comprises that the camera function by handheld terminal carries out the image extraction to sign, and payment application obtains identification information by image is decoded.
Preferably, pre-set the server address of server end in described handheld terminal.
Preferably, described bar code, two-dimension code or the RFID electronic tag of being designated.
Preferably, described payment account is bank account, prepaid card account or Alipay account.
As mentioned above, the system and method that a kind of rapid payment of the present invention is open to the custom has following beneficial effect:
1, payment link the most consuming time in cash register operation is distributed in each user's hand, is carried out in picking commodities by the user completing as required payment, thereby reduced on average consuming time at cashier of every user;
2, because the payment link is completed, the designated lane that need not to configure the equipment such as cash box, cashier's machine, financial POS machine can be set up in the shopping place.Only need the recognizer of a connection server end on designated lane, be used for the recognition commodity sign, determine whether commodity have completed payment, its configuration total cost is more much lower than traditional cashier;
3, payment account is bound by the payment application of special use, and the user can bind various account as required neatly, and the prepaid card of each commercial bank's account, trade company distribution for example is so that payment account etc. on the line that online payment is used; The user need not to carry various cards again, as long as with handheld terminal, for example mobile phone or Pad can use various accounts to pay.
Embodiment
Below by specific instantiation explanation embodiments of the present invention, those skilled in the art can understand other advantages of the present invention and effect easily by the disclosed content of this instructions.The present invention can also be implemented or be used by other different embodiment, and the every details in this instructions also can be based on different viewpoints and application, carries out various modifications or change under spirit of the present invention not deviating from.
See also Fig. 1 to Fig. 2, the system that is shown as the system and method that a kind of rapid payment of the present invention is open to the custom consists of and the schematic diagram of the flow process of method, need to prove, the diagram that provides in the present embodiment only illustrates basic conception of the present invention in a schematic way, satisfy only show in graphic with the present invention in relevant assembly but not component count, shape and size drafting when implementing according to reality, during its actual enforcement, kenel, quantity and the ratio of each assembly can be a kind of random change, and its assembly layout kenel also may be more complicated.
The invention provides the system and method that a kind of rapid payment is open to the custom, be applied to each large shopping place, payment link the most consuming time in the cash register operation is distributed in each user's hand, can complete as required payment by the user in picking commodities, thereby reduce the time of waiting in line to pay, reach the purpose that speeds passage through customs.By the present embodiment, elaborate principle and the embodiment of the system and method that rapid payment of the present invention is open to the custom, make those skilled in the art not need creative work can understand the system and method that rapid payment of the present invention is open to the custom.
As shown in Figure 1, the invention provides the system that a kind of rapid payment is open to the custom, the system 1 that described rapid payment is open to the custom comprises: handheld terminal 11, server end 12 and recognizer 13.
Described handheld terminal 11, be equipped with payment application, a application program that this payment application can be issued for being exclusively used in rapid payment, be used for gathering the sign 2 that configures on commodity, with inquiry commodity price and pay status, in advance for commodity stick unique sign 2, sign 2 can be bar code, two-dimension code or RFID electronic tag by the staff of shopping place, and the needs that businessman can basis and the cost consideration of various signs are selected; Described payment application and payment account 3 bindings, with the corresponding commodity of sign 2 that gathered in payment handheld terminal 11, payment account 3 can be bank account, prepaid card account or Alipay account, after the hand-held terminal 11, the consumer can complete payment to selected commodity with this payment account 3 in commodity price that server end 12 sends sign 2 correspondences; Handheld terminal 11 can be mobile phone, all kinds of panel computers that can surf the Net, gathers described sign 2 by handheld terminal and comprises that camera function by mobile phone carries out image to sign and extracts, and handheld terminal 11 obtains identification information by image is decoded; Described handheld terminal 11 is connected with the server end 12 of shopping place, the server address of the server end 12 of built-in this shopping place in handheld terminal 11, handheld terminal 11 can pass through WIFI, the wireless networks such as GPRS are connected to the server end 12 of shopping place, and sign 2 is sent in server end 12.
in the present embodiment, the staff of shopping place sticks unique two-dimension code in advance as sign on the packing of commodity, the consumer downloads this shopping place on the net and is used for the payment application of rapid payment to the mobile phone of oneself, and prepaid card account (as the OK card) binding of payment application and the distribution of this shopping place, enter the shopping place and find the commodity of buying after wanting, open the camera function of mobile phone, take and configure the two-dimension code of pasting above commodity packaging body, make two-dimension code enter this mobile phone, at this of particular note, in order to make the mobile phone can be to the efficient correct image decoding of completing of image, reduce the error rate of identification marking, in the process of the pickup image of two-dimension code being taken pictures with mobile phone, the two-dimension code that should make falls in camera watch region fully, make two-dimension code be in the center of camera watch region as far as possible, and can the complete two-dimension code of clear demonstration, after guaranteeing that mobile phone is connected into wireless network, connect the server end 12 of shopping place, and two-dimension code is sent in server end 12 afterwards.
Described server end 12, be connected with handheld terminal 11 by wireless network, server end 12 can be arranged in the computer of shopping place, arrange in server end 12 in advance and respectively identify 2 corresponding commodity prices, 12 pairs of commodity of described server end and sign thereof manage, and comprise that the identification 2, the inquiry that receive handheld terminal 11 and send identify 2 corresponding commodity prices, transmit the commodity price of sign 2 correspondences and the pay status of inquiry commodity to handheld terminal 11; Inquire sign 2 corresponding commodity prices at server end 12, and after the commodity price that sends sign 2 correspondences is sent to handheld terminal 11, the consumer can complete payment to selected commodity with payment account 3, after payment is completed, the signal that handheld terminal 11 transmission payments are completed is in server end 12, commodity pay status in server end 12 becomes pay status, if server end 12 receives the signal completed of payment, the commodity pay status is pay status not.
in the present embodiment, after server end receives by wireless network the two-dimension code that handheld terminal 11 sends over, inquire about the pre-stored corresponding commodity price of this two-dimension code, after inquiring commodity price, send the corresponding commodity price of this two-dimension code in consumer's mobile phone, send to server end 12 two-dimension code that enters in handheld terminal 11, after server end 12 receives this two-dimension code, two-dimension code is identified, find commodity price corresponding to this two-dimension code that pre-sets in system, and this commodity price is sent back in handheld terminal 11, and can see the pay status of the commodity that this two-dimension code is corresponding in server end 12, consumer's mobile phone is receiving after server end 12 sends the corresponding commodity price of two-dimension code, select this prepaid card account to pay, after payment, the signal that handheld terminal 11 transmission payments are completed is in server end 12, commodity pay status in server end 12 becomes pay status.
Described recognizer 13, be placed on the exit, described exit is cashier or designated lane, designated lane need not to configure the equipment such as cash box, cashier's machine, financial POS machine, described recognizer 13 is connected with server end 12, is used for obtaining the sign 2 of commodity to be open to the custom, and according to the commodity pay status of described sign 2 described sign 2 correspondences of inquiry to the described server end 12, and after the server end 12 described commodity of acknowledgment of your inquiry have been completed payment, can be open to the custom.
In the present embodiment, after the consumer has paid selected commodity with the payment account 3 of binding in handheld terminal 11, to designated lane, the shopping place operator uses recognizer 13 items scanning two-dimension code one by one, and can see the pay status of commodity from recognizer 13, if after determining that commodity have been completed payment, the consumer can be open to the custom.
The invention provides a kind of method that rapid payment of using the rapid payment clearance system is open to the custom, as shown in Figure 2, described method comprises the steps:
At first execution in step S11, businessman is the unique sign of commodity configuration by the identity management of server end, the corresponding commodity price of this sign is set in server end simultaneously, and sign is configured on commodity, be used for inquiry commodity price and pay status, sign can be bar code, two-dimension code or RFID electronic tag, and the needs that the shopping place can basis and the cost consideration of various signs are selected; In the present embodiment, businessman is the unique two-dimension code of commodity configuration, simultaneously the corresponding commodity price of this two-dimension code is set in server end, and two-dimension code is configured on commodity; Follow execution in step S12.
In step S12, the consumer downloads the payment application of the sign that configures for recognition value in handheld terminal, handheld terminal can be mobile phone, all kinds of panel computers that can surf the Net, described payment application is to aim at this shopping place to be used for a application program that rapid payment is issued, this handheld terminal is connected with the server end of shopping place, the server address of the server end of built-in this shopping place in handheld terminal, handheld terminal 11 can pass through WIFI, and the wireless networks such as GPRS are connected to the server end of shopping place; In the present embodiment, the consumer downloads the payment application that is exclusively used in this shopping place in mobile phone; Follow execution in step S13.
In step S13, the consumer is with payment application and payment account binding, and payment account can be bank account, prepaid card account or Alipay account; In the present embodiment, the prepaid card account (as the OK card) of payment application and the distribution of this shopping place is bound; Follow execution in step S14.
In step S14, the consumer gathers described sign by handheld terminal, comprise that the camera function by handheld terminal carries out the image extraction to sign, payment application obtains identification information by image is decoded, and with server end that handheld terminal is connected in inquire the corresponding commodity price of this sign, the corresponding commodity of the payment account above-mentioned sign of payment of binding by payment application simultaneously; Particularly, handheld terminal can be connected to by wireless network the server end of shopping place, and the sign that collects is sent in server end, after server end receives this sign, sign is identified, find commodity price corresponding to this sign that pre-sets in system, and this commodity price is sent it back handheld terminal, the payment account that the consumer binds with payment application is completed the payment to selected commodity, after payment was completed, the signal that handheld terminal transmission payment is completed was in server end; In the present embodiment, camera function by handheld terminal carries out the image extraction to two-dimension code, payment application obtains 2 D code information by image is decoded, handheld terminal can be connected to by wireless network the server end of shopping place, and the two-dimension code that collects is sent in server end, after receiving that server end sends this two-dimension code institute corresponding goods price of returning, pay with the prepaid card account, after payment was completed, the signal that handheld terminal transmission payment is completed was in server end; Follow execution in step S15.
In step S15, in the exit, the shopping place operator is the items scanning sign one by one, server end is inquired about automatically, after determining that commodity have been completed payment, the consumer can be open to the custom, and described exit is cashier or designated lane, and designated lane need not to configure the equipment such as cash box, cashier's machine, financial POS machine; In the present embodiment, the shopping place operator is scanned commodity two-dimension code to be open to the custom one by one, and cocoa sees the pay status of commodity, if after determining that commodity have been completed payment, the consumer can be open to the custom.
Want to buy to the supermarket cola as example take the consumer, further set forth the system and method that a kind of rapid payment of the present invention is open to the custom.
At first, the salesman in this supermarket pastes one and has the uniquely identified two-dimension code on the bottle of cola, and sets the price of the corresponding cola of this two-dimension code institute in the server end in supermarket; The consumer downloads the payment application that this supermarket is used for rapid payment in mobile phone before entering the supermarket, and with the own prepaid card account in this supermarket of payment application binding; After the consumer enters the supermarket and finds this cola, camera function by mobile phone is made a video recording to the two-dimension code on laughable bottle, two-dimension code is entered in handheld terminal, in the situation that mobile phone is connected into wireless network, the server end that connects this supermarket, and two-dimension code is sent in server end, server end returns to laughable price in payment application after identifying this two-dimension code, the user sees this price in handheld terminal after, pay with the prepaid card account, after payment, send signal that a payment completes in server end; The consumer holds this cola to the designated lane in supermarket afterwards, and the supermarket operator is with the laughable two-dimension code of recognizer scanning, and can see the state that payment that cola is in is completed from recognizer, can allow the consumer be open to the custom, and the consumer completes whole purchasing process.
In sum, the system and method that rapid payment provided by the invention is open to the custom has following beneficial effect:
At first, payment link the most consuming time in cash register operation is distributed in each user's hand, is carried out in picking commodities by the user completing as required payment, thereby reduced on average consuming time at cashier of every user;
Secondly, because the payment link is completed, the designated lane that need not to configure the equipment such as cash box, cashier's machine, financial POS machine can be set up in the shopping place.Only need the recognizer of a connection server end on designated lane, be used for the recognition commodity sign, determine whether commodity have completed payment, its configuration total cost is more much lower than traditional cashier;
Again, payment account is bound by the payment application of special use, and the user can bind various account as required neatly, and the prepaid card of each commercial bank's account, trade company distribution for example is so that payment account etc. on the line that online payment is used; The user need not to carry various cards again, as long as with handheld terminal, for example mobile phone or Pad can use various accounts to pay.
So the present invention has effectively overcome various shortcoming of the prior art and the tool high industrial utilization.
Above-described embodiment is illustrative principle of the present invention and effect thereof only, but not is used for restriction the present invention.Any person skilled in the art scholar all can under spirit of the present invention and category, modify or change above-described embodiment.Therefore, have in technical field under such as and know that usually the knowledgeable modifies or changes not breaking away from all equivalences of completing under disclosed spirit and technological thought, must be contained by claim of the present invention.