CN103106607A - Financial certificate processing system and method thereof - Google Patents
Financial certificate processing system and method thereof Download PDFInfo
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- CN103106607A CN103106607A CN2012103009422A CN201210300942A CN103106607A CN 103106607 A CN103106607 A CN 103106607A CN 2012103009422 A CN2012103009422 A CN 2012103009422A CN 201210300942 A CN201210300942 A CN 201210300942A CN 103106607 A CN103106607 A CN 103106607A
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Abstract
The invention discloses a financial certificate processing system and a method thereof. The system comprises a customer transaction data storage device, a financial certificate server and a financial certificate data processing device. According to the financial certificate processing system and the method thereof, a customer can conduct self-service operation and query, and print a needed financial certificate, and the financial certificate processing system ensures authenticity and uniqueness of the financial certificate by means, like backtracing, greatly improves working efficiency, is not limited by business hours of a financial certificate provider, can provide all-day service, and therefore, greatly improves service quality.
Description
Technical field
The present invention relates to technical field of data processing, more specifically, the present invention relates to a kind of financial instruments disposal system and method thereof.
Background technology
In actual life, there is a large amount of bargain links in business activity, in several thousand, people have formed the control method of bargain link gradually in the past, to guarantee the true generation of business, guarantee the information such as counterparty, time, the amount of money by clear and definite record and can repeatedly be reviewed, inquire about.Some mechanisms, the mechanism of one-to-many particularly, such as bank to client, securities broker company to client, commmunication company, insurance company, credit card company, social security center, water, electricity, gas business company etc. even, needing often provides financial instruments to the client, as statement and receipt.The most basic voucher that the business financial instruments produce when being bank and corporate client generation business.After corporate client is handled a transaction, finance of colleges and universities must carry out by means of the financial instruments (as receipt) that bank provides the account registration.It is responsibility, the obligation of these mechanisms that financial instruments such as statement and receipt etc. are provided, and is also the part that they serve, and simultaneously, these mechanisms also need authenticity and the accuracy of the strict reconciliation of their client to guarantee to serve.
Raising along with the bank electronic level, between every profession and trade, the mutual efficient of clearing is also more and more higher, has therefore stimulated the flourish of a large amount of new business, yet, in the service for corporate customers field, traditional business financial instruments still adopt traditional craft, and the mode of papery is processed, and perhaps use electronic receipt box, perhaps with manual transmission, inefficiency, hysteresis electronic data 2-3 days, even longer.This still can not in time do account concerning most of enterprises of doing account according to financial instruments, and no matter the mode that exchanges by receipt box at financial instruments is in efficient, and all there are problems in the risk equal angles.In addition, if corporate client in the other places form by e-bank conclude the business, still need go to specific financial grid point to get financial instruments, greatly increased and done the account cost.Also might there be the problem of false claiming voucher and adulterated accounting documents in traditional manual disposal route in addition, and along with the growth of banking amount, these problems become increasingly conspicuous.
Summary of the invention
For solving the problems of the technologies described above, according to an aspect of the present invention, provide a kind of financial instruments disposal system, described system comprises client trading data storage device, financial instruments server, financial instruments data processing equipment; Wherein: the client trading data storage device is used for storage from the client trading data of one or more site of concluding the business of one or more financial institution; The financial instruments server is used for obtaining described client trading data and generating the financial instruments data and described financial instruments data are encrypted from described client trading data storage device; The financial instruments data processing equipment is used for obtaining financial instruments data after described encryption according to the client's who receives request from described financial instruments server, and described financial instruments data is decrypted.
According to a further aspect in the invention, provide a kind of financial instruments disposal route, be applied to above-mentioned financial instruments disposal system, described method comprises: obtain the client trading data; Generate the financial instruments data according to described client trading data; Described financial instruments data are encrypted; Financial instruments data after described encryption are decrypted; Financial instruments data after described deciphering are sent to client.
Compared with prior art, financial instruments disposal route of the present invention and financial instruments querying method have been adopted, but the inquiry of client's self-help operation, the required financial instruments of printing, greatly improved work efficiency, and be not subjected to the restriction of financial instruments provider business hours, the all-weather service can be provided, thereby greatly improve the quality of service.This has changed the processing mode of original financial instruments, save financial instruments provider staff and printed client's financial instruments, as statement, receipt etc., then add a cover bank's special seal, sorting, artificial insert the special-purpose multi-job links such as financial instruments cabinet, integrated system, make the financial instruments provider problem of staff, increase office space can not occur needing constantly to increase because of the continuous increase of customer quantity.Simultaneously, because the financial instruments that the present invention relates to can be recalled, when guaranteeing service security, increase the examination means of financial instruments authenticity, thereby changed the drawback that financial instruments can't be confirmed the true and false after the cabinet, possessed false proof function, made the auditor can confirm the authenticity of financial instruments the very first time when carrying out audit work, changed auditor's work habit.
Description of drawings
Fig. 1 is the structural representation of financial instruments disposal system of the present invention.
Fig. 2 is the structural representation of financial instruments server of the present invention.
Fig. 3 is the structural representation of financial instruments treating apparatus of the present invention.
Fig. 4 is the workflow diagram of financial instruments disposal route of the present invention.
Fig. 5 is the workflow diagram of benefit of the present invention financial instruments processed.
Fig. 6 is workflow diagram of recalling financial instruments of the present invention.
Fig. 7 is the receipt disposal system structural drawing according to one embodiment of the invention.
Fig. 8 is the schematic flow sheet according to the receipt generation of one embodiment of the invention.
Fig. 9 is the schematic flow sheet according to the benefit receipt processed of one embodiment of the invention.
Figure 10 is the schematic flow sheet of recalling according to the receipt of one embodiment of the invention.
Figure 11 is receipt type style schematic diagram according to an embodiment of the invention.
Embodiment
Describe in detail with reference to the accompanying drawings according to each embodiment of the present invention.Here, it should be noted that in the accompanying drawings, identical Reference numeral is given basically had ingredient identical or similar structures and function, and will omit being repeated in this description about them.
With reference to the accompanying drawings 1 to 6, financial instruments disposal system of the present invention and method thereof are described.
At first referring to figs. 1 through Fig. 3, financial instruments disposal system of the present invention is introduced.
Fig. 1 is the structural representation of financial instruments disposal system of the present invention.
As shown in Figure 1, financial instruments disposal system of the present invention this system comprises client trading data storage device 1, financial instruments server 2, financial instruments data processing equipment 3, client 4 and recalls equipment 5; Wherein:
Client trading data storage device 1 is used for storage from the client trading data of one or more site of concluding the business of one or more financial institution; Financial instruments server 2 is used for obtaining described client trading data and generating the financial instruments data and described financial instruments data are encrypted from described client trading data storage device; Financial instruments data processing equipment 3 is used for obtaining financial instruments data after described encryption according to the client's who receives request from described financial instruments server, and described financial instruments data is decrypted; Client 5 comprises data receiver unit and print unit, the financial instruments data after the described deciphering that the described data transmission unit of data receiver unit reception sends; Print unit can respond user's request and print described financial instruments; Recall equipment 4 and be used for recalling the authenticity of financial instruments, when the described client requests that receives when recalling the financial instruments request, describedly recall equipment 4 and read the financial instruments that described client holds, the described financial instruments data that acquisition reads, and with the described financial instruments data upload that reads to described financial instruments server 2; 2 pairs of described financial instruments data of uploading of described financial instruments server are encrypted, and in the financial instruments data after encrypting and described financial instruments data storage cell 23 storage corresponding financial instruments data compare, recall result to obtain one; Recall result and send to client 5 described.
Fig. 2 is the structural representation of financial instruments server of the present invention.As shown in Figure 2, this financial instruments server comprises financial instruments data generating unit 21, financial instruments DEU data encryption unit 22 and financial instruments data storage cell 23, wherein, financial instruments data generating unit 21 is used for the client trading data are generated as the financial instruments data of predetermined format, financial instruments DEU data encryption unit 22 is used for utilizing the first encryption method that the financial instruments data of described predetermined format are encrypted, financial instruments data storages is single, and 23 are used for storing the financial instruments data after described encryption.
Above-mentioned financial instruments data generating unit 21 generates one or more financial instruments data in following form with the client trading data: XML file layout, pdf document form, JPG file layout, gif file form, DOC file layout.
Above-mentioned the first encryption method includes but not limited to following encryption method: two-dimension code is encrypted, bar code is encrypted, HASH encrypts.
Fig. 3 is the structural representation of financial instruments treating apparatus of the present invention.As shown in Figure 3, financial instruments data processing equipment 3 comprises decryption unit 31, transmitting element 32, authentication unit 33 and mends unit 34 processed.Next, the unit in financial instruments data processing equipment 3 is described in detail.
In Fig. 3, the financial instruments data after to described encryption are decrypted according to the first decryption method corresponding with above-mentioned the first encryption method for decryption unit 31, form the financial instruments data after deciphering;
Transmitting element 32 is used for sending the financial instruments data to client 4, be specially: when printing the financial instruments request, the financial instruments data after with above-mentioned deciphering send to client 4 in Fig. 1 to the financial instruments data processing equipment via data transmission unit 32 when the client requests that receives;
Whether the financial instruments that authentication unit 33 is used for the printing of checking request are printed, be specially: when the client requests that receives is when printing the financial instruments request, whether the financial instruments that authentication unit 33 checkings are asked once were printed, and obtain the first the result, to show that the financial instruments of asking once were printed out-of-date when the first the result, financial instruments data processing equipment 3 does not send financial instruments data after deciphering to client 4, and only sending prompting message to client 4, described prompting message is used for reminding user and mends the described financial instruments of system.
Above-mentioned financial instruments are one or more in following financial instruments: bank receipt, statement, loan voucher, paying voucher.
Next, below with reference to Fig. 4 to Fig. 6, financial instruments disposal route of the present invention is introduced.
Fig. 4 is the workflow diagram of financial instruments disposal route of the present invention.As shown in Figure 4, described financial instruments disposal route comprises:
In step S110, utilize described financial instruments disposal system to obtain the client trading data;
In step S120, generate the financial instruments data according to described client trading data;
In step S130, described financial instruments data are encrypted;
In step S140, the financial instruments data after described encryption are decrypted;
In step S150, the financial instruments data after described deciphering are sent to client;
In step S160, described client end response user's request is with financial instruments data-printing after described deciphering.
In above-mentioned steps S120, be the client trading data to be generated the financial instruments data of predetermined format, wherein said predetermined format is selected from one or more in following form: XML file layout, pdf document form, JPG file layout, gif file form, DOC file layout.
In above-mentioned steps S130, adopt the first encryption method that described financial instruments data are encrypted.
Above-mentioned financial instruments disposal route also further comprises mends financial instruments step S170 processed and recalls financial instruments S180.Fig. 5 is the workflow diagram of benefit of the present invention financial instruments processed.As shown in Figure 5, described benefit step financial documents processed is specially:
In step S1701, the described financial instruments request of the client's of reception benefit system;
In step S1702, utilize the second encryption method that described financial instruments data are encrypted;
In step S1703, the financial instruments data after utilizing the second decryption method to described encryption are decrypted;
In step S1704, the financial instruments data after deciphering are carried out the processing of copy signization, form the financial instruments copy data;
In step S1705, send to client for printing described financial instruments copy data.
Fig. 6 is workflow diagram of recalling financial instruments of the present invention.As shown in Figure 6, describedly recall
The step of step financial documents is specially:
In step S1801, the client of reception recalls the financial instruments request;
In step S1802, read the financial instruments data that described client holds;
In step S1803, with the described financial instruments data upload that reads to the financial instruments server;
In step S1804, the described financial instruments data of uploading are encrypted;
In step S1805, the corresponding financial instruments data of storing in the financial instruments data after encrypting and described financial instruments server are compared, obtain one and recall result;
In step S1806, recall result and send to client described.
Above-mentioned financial instruments are one or more in following financial instruments: bank receipt, statement, loan voucher, paying voucher.
Below, in one embodiment of this invention, take bank receipt as example, financial instruments disposal route of the present invention is applied in generation to bank receipt, mends in system and trace-back process and describe.
Need to prove, although herein by will according to financial instruments disposal system of the present invention and financial instruments disposal route be applied to bank receipt generation, mend in system and trace-back process the present invention be described, but those skilled in the art can be understood that, the invention is not restricted to this.But, can also apply the present invention in the various processing procedures of other financial instruments (for example, statement, loan voucher, paying voucher etc.).
Fig. 7 is the receipt disposal system structural drawing according to one embodiment of the invention, Fig. 8 is the schematic flow sheet according to the receipt generation of one embodiment of the invention, Fig. 9 is the schematic flow sheet according to the benefit receipt processed of one embodiment of the invention, Figure 10 is the schematic flow sheet of recalling according to the receipt of one embodiment of the invention, and Figure 11 is receipt type style schematic diagram according to an embodiment of the invention.
Below in conjunction with Fig. 7 to 11, financial instruments disposal system of the present invention and method thereof are applied in embodiments of the present invention and describe.
As shown in Figure 7, similar to Fig. 1 according to the financial instruments system of one embodiment of the invention, comprise at least data storage device 10, receipt server 20, receipt disposal system 30, recall equipment 40, client 50.Wherein receipt server 20 comprises not shown receipt generation unit, receipt ciphering unit and receipt storage unit, and receipt disposal system 30 comprises that not shown receipt decryption unit, receipt transmitting element, receipt authentication unit and receipt mend unit processed.
Below in conjunction with Fig. 8, the receipt product process of embodiments of the invention is described.As shown in Figure 8, the receipt product process of embodiment of the present invention is as follows:
In step S210, described data storage device 10 obtains the client trading data according to the business that occurs in the receipt memory storage;
In step S220, described receipt server 20 is according to the business that occurs, the receipt data of Mass production predetermined format in the receipt generation system;
particularly, bank is by inner receipt server 20, according to the transaction data that obtains from data storage device 10, the time that can occur according to each client's business is the correct electronic receipt data of the generation of the receipt generation unit in the receipt server in order, as the XML file layout, the pdf document form, the JPG file layout, the receipt data of any form in gif file form or DOC file layout, the electronic receipt that generates like this will be lined up in order, this is all very easily for bank's inquiry or client's reconciliation etc., according to sequential receipt, the client can clearly know business, and a situation arises, saved the step of browsing back and forth historical transaction record, to save material resources.That is to say, if there are large batch of financial instruments to be printed, system can be that the financial instruments automatic powder adding is paginated according to the exchange hour order, to prevent that financial instruments from too much produce the user and obscuring, certainly, the foundation of sequence is exchange hour not just, can also be dealing money, handler etc., no matter be the foundation of which kind of sequence, all can be by user's self-defining.
Simultaneously, in this process, the electronic receipt data that generate comprise various Transaction Informations, as account, bank of deposit, the amount of money, printing people, the time-write interval of beneficiary and paying party, make a call to number, date, voucher numbering, encryption method data, title, address, postcode etc., and can automatically add a cover bank's chapter, the receipt data of generation as shown in figure 11.
In step S230, the receipt that described receipt server 20 generates the receipt generation unit by the receipt ciphering unit is with being encrypted as the first adding methods such as two-dimension code encryption, bar code encryption, HASH encryptions, every receipt is corresponding with one group of numerical value, every group of numerical value is corresponding with an encrypted code, wherein ciphering process can be stored in the receipt storage unit, and the receipt of storage can be recalled, and next trace-back process will be introduced.
In this process, due to the corresponding encrypted code of a receipt, in addition because ciphering process is preserved and can recall, thereby can effectively guarantee the authenticity of receipt.For example, there is doubt in accounting firm to certain Zhang Huidan of certain company of verification, need to check its authenticity, can be by the system login inquiry system of the said firm, examine the authenticity of the receipt that has doubt by the input encrypted code, this will omit verified the receipt authenticity in the past and need go to the step that bank verifies, and had saved a large amount of time and manpower.
In step S240, described receipt server is decrypted the receipt of encrypting through the receipt encryption system;
Particularly, first deciphering corresponding with above-mentioned the first encrypted code of the receipt decryption unit utilization in the receipt server is decrypted receipt, and the receipt after deciphering will be stored in the database of receipt transmitting element temporarily.
In step S250, the receipt after described receipt server will be deciphered sends client;
Particularly, the receipt server can send to client with receipt by the deciphering order with after receipt deciphering, and the receipt that is stored in after the deciphering of client can directly be printed by the client.
In step S260, described client end response client's request prints the receipt data after deciphering.
Particularly, if the client need to print receipt, can log in client, carry out authentication, input logs in password, enters receipt printing system, check receipt and send the request of printing, client can be according to client's transmission request, and the receipt data after deciphering are sent in the printer that the client connected, treats that the client prints.
in this process, the printing request that client sends the client sends to the authentication unit in the receipt server, whether the receipt that authentication unit checking client requests is printed is printed, and obtain the first the result, when showing the receipt of asking, the result once was printed, the receipt that transmitting element in the receipt server will can not send after deciphering is printed for the client to client, and the information of only send to need mending receipt processed, receipt by benefit system will generate corresponding printing times automatically according to the number of times of the printing of system log (SYSLOG), and demonstration " copy, prevent from repeating to keep accounts " sign, next concrete benefit receipt flow process processed will be introduced.
If receipt is not printed, the receipt that can send after deciphering is printed for the client to client, will automatically generate the sign of printing for the first time after printing first on receipt, as shown in figure 11.
Print by the receipt that system of the present invention carries out, can not be subjected to the restriction in time and space, as long as the client joins the Internet net, use client to log in financial instruments disposal system of the present invention, carry out information interaction with server, when and where can login system carry out the printing of receipt, but and the number of times of client's Lookup protocol time-write interval and printing, simultaneously type information can have demonstration on receipt.By printing times is set, just can avoid many receipt to repeat and can not confirm to be as the criterion with that and do the problem of account, does the account record as long as be as the criterion with the receipt of printing for the first time simultaneously, remaining follow-up printing just can avoid repeating to do the variety of issues such as account as a reference.Also be pointed out that, in order further to increase security, the client needs key authentication when logging in client by web browser, further, can also require to carry out the physiological characteristic authentication as fingerprint, palmmprint, iris etc., this key or physiological characteristic information are stored in advance in the financial instruments server, only have been verified, and the client can use financial instruments disposal system of the present invention.
Next with reference to Fig. 9, the receipt of embodiment of the present invention is mended flow process processed describe.As shown in Figure 9, the receipt of embodiment of the present invention benefit flow process processed is as follows:
In step S2701 step, the client logs in customer terminal webpage, and receipt processed is mended in application;
Particularly, due to the various clients that need to mend receipt processed, utilize self authority to log in client, receipt in receipt disposal system 30 is mended to fill in unit processed and is mended receipt request processed and submit to, the information that client will be filled according to the client, select to accept receipt request processed of satisfactory benefit, and will mend simultaneously receipt request processed and send to receipt generation unit in receipt server 20, with generation benefit receipt data processed;
In step S2702 step, utilize the second encryption method to be encrypted mending receipt data processed;
Particularly, the benefit that generates in receipt generation unit receipt data processed will be sent in the receipt ciphering unit, the receipt ciphering unit mends according to receipt the encryption indication that unit processed sends, utilize the second encryption method that the benefit receipt data processed that the receipt generation unit generates are encrypted, the second encryption method herein can adopt but be not limited to the cipher mode that two-dimension code is encrypted, bar code is encrypted, HASH encrypts, but is different from the first above-mentioned encryption method.Mending receipt data processed after encrypting will be stored in receipt storage unit in receipt server 20.The first different encryption methods and the second encryption method are set, can further increase security, the encryption that makes the receipt data is more diversified and be not easy to be cracked by the hacker.
In step S2703 step, the benefit receipt data processed after utilizing the second decryption method to described encryption are decrypted;
Particularly, the receipt data after the second encryption method is encrypted that are stored in the receipt storage unit are sent in receipt disposal system 30, the utilization of receipt decryption unit and the second decryption method in receipt disposal system 30 is decrypted the receipt data at this moment, and the second decryption method herein is different from the first decryption method in the receipt generative process.
In step S2704 step, the benefit receipt data processed after deciphering are carried out the processing of copy signization, form the receipt copy data;
Particularly, the benefit receipt data processed after the deciphering of receipt decryption unit are sent in mending unit 304 processed, then mend unit processed receipt is carried out the processing of copy signization, form the receipt copy data.This receipt copy data is with Display and Print number of times and copy sign (as showing " copy prevents from repeating to keep accounts "), to be different from the receipt of printing for the first time.
In step S2705, will mend receipt copy data processed and send to client for printing
Particularly, the client selects instant printing or setting time-write interval that the receipt copy of the system of mending is printed, and can set umber according to self needs.
Next, with reference to Figure 10, the receipt trace-back process of embodiment of the present invention is described.
Figure 10 is the workflow diagram that the receipt of embodiments of the present invention is recalled.
As shown in figure 10, described receipt is recalled step and is specially:
In step S2801, the client of reception recalls the receipt request;
Particularly, if the client need to verify the authenticity of certain Zhang Huidan, but login system sends the request of recalling receipt, and this request can be sent to receipt and recall in equipment 50 to be read.
In step S2802, read the receipt data that the client holds.
Particularly, be formed with two-dimension code on receipt, what easily learn is that two-dimension code can in horizontal and vertical two orientation while expressing information, therefore can express a large amount of information in very little area, so two-dimension code can comprise all receipt data.Recalling equipment 50, as the two-dimension code reader, can be hand-held, as perhaps fixed in Symbol DS6707, can be, recalls equipment 50 and spends and be included in above-mentioned two-dimension code corresponding receipt data.It is pointed out that recalling equipment 50 can be common two-dimension code reader, also can in order to increase security, adopt the special two-dimension code reader with encryption key of bank.
In step S2803, with the receipt data upload that reads to the receipt server;
Particularly, by recalling receipt data upload that equipment 50 reads to receipt server 20, for further processing.
In step S2804, the receipt data of uploading are encrypted;
Particularly, similar with receipt generative process and receipt benefit process processed, by the receipt ciphering unit in receipt server 20, the receipt data are encrypted, encryption format and encryption method are similar to the above, herein no longer repeat specification.
In step S2805, the corresponding receipt data of storing in the receipt data after encrypting and receipt server are compared, obtain one and recall result;
Particularly, to compare by the receipt data after encrypting and the receipt data that are stored in receipt storage unit 203, this comparison process is system's automatic comparison, it is based on the entrained information of receipt encrypted code, in case find that the receipt data message of preserving with system is inconsistent, the information that " this information is invalid " just can occur if consistent, can be given with one and recall result.
In step S2806, will recall result and send to client;
Particularly, by recalling result and can be back to client 50 by receipt server 20 after recalling, the client just can see in client 50 and recalls result, can print voluntarily as required and recall result.
Need to prove, the printing of above steps, the client can arrange automatic identification printer, and preferred printer is the printer of enough resolution.When financial instruments disposal system of the present invention is used by bank simultaneously, can be used as the part of Web bank, identify key with the Network Bank security key as the client; When being used by other industry, can be used as dedicated web pages, with password or other keys key as the identification client.
In summary, adopt financial instruments disposal system of the present invention and method thereof, advantage is as follows:
(1) promptness of customer acquisition financial instruments improves greatly
Because financial instruments disposal system backstage gathers the financial instruments data automatically from each system, omitted the link of the system print financial instruments such as manual entry, also omitted the link that the background process receipt need to be delivered to the foreground, omitted simultaneously the financial instruments arrangement, affixed one's seal, the manual processing links such as input, make the promptness of customer acquisition financial instruments greatly improve.
(2) the corporate client self-help print is convenient and swift
But the client is convenient and swift at office's self-help print financial instruments just, causes client's financial instruments of high traffic also can print in a short period of time.If process with traditional approach, client's financial instruments amount large warehouse that may storage financial instruments fails to lay down, and is required to be it and distributes a plurality of preservations warehouses, and the client takes financial instruments also inconvenient simultaneously.
(3) the financial instruments error rate reduces greatly
Financial instruments processing mode of the present invention need not manual intervention, has stopped that client's financial instruments are wrong to be taken and the phenomenon such as loss, has not only reduced customer complaint, and the client mends also simplification greatly of financial instruments flow process processed, and customer satisfaction is further improved.
(4) control risk
Self-service financial instruments disposal system can be avoided intermediate link contact financial instruments, guarantees authenticity and the validity of financial instruments.And because financial instruments possess back track function, can verify very simply the authenticity of financial instruments.
(5) reduce service cost
Self-service financial instruments disposal system effectively substitutes some expensive service items in the past with cheap cost of serving.Traditional financial instruments processing cost is quite expensive, and self-service financial instruments processing mode can reduce at many-sided costs such as artificial treatment, places.Take bank as example, if subbranch saves 1 personnel and calculates by the printing type of self-help print receipt, the expense of saving on human resources in a year so will be up to 8-15 ten thousand.
No matter whether the client gets financial instruments to traditional financial voucher processing mode, all will and be placed in corresponding storage box its printing, and some client does not get for a long time, take for a long time the space of storage box, waste paper and printed cost, after using native system, can save operating cost.
(6) assist the client to carry out the sequential organization work of financial instruments
Traditional financial instruments be scattered, do not have sequentially, its main cause is that various financial instruments are made channels and caused, as remittance use what be that mail transfer voucher, charge that remittance voucher, mail transfer are used use is charge voucher etc.The financial instruments that new financial instruments system generates are sequential and are single, namely carry out layout according to time of origin and the order of financial instruments, and the financial instruments uniform format is convenient to client's reconciliation, is done account and use.
The explanation of more than just the part of the preferred embodiment that can be realized by the present invention being carried out, but, scope of the present invention should not be interpreted as being limited by as above embodiment, and technological thought of the present invention as above should be included in scope of the present invention as its all basic technological thoughts.
Claims (23)
1. a financial instruments disposal system, is characterized in that, this system comprises client trading data storage device, financial instruments server, financial instruments data processing equipment; Wherein:
The client trading data storage device is used for storage from the client trading data of one or more site of concluding the business of one or more financial institution;
The financial instruments server is used for obtaining described client trading data and generating the financial instruments data and described financial instruments data are encrypted from described client trading data storage device;
The financial instruments data processing equipment is used for obtaining financial instruments data after described encryption according to the client's who receives request from described financial instruments server, and described financial instruments data is decrypted.
2. financial instruments disposal system according to claim 1, it is characterized in that: described financial instruments server comprises financial instruments data generating unit and financial instruments DEU data encryption unit; Described financial instruments data generating unit is used for described client trading data are generated as the financial instruments data of predetermined format; Described financial instruments DEU data encryption unit is used for utilizing the first encryption method that the financial instruments data of described predetermined format are encrypted.
3. financial instruments disposal system according to claim 2, it is characterized in that: described predetermined format is selected from one or more in following form: XML file layout, pdf document form, JPG file layout, gif file form, DOC file layout.
4. financial instruments disposal system according to claim 2, it is characterized in that: described the first encryption method includes but not limited to following encryption method: two-dimension code is encrypted, bar code is encrypted, HASH encrypts.
5. financial instruments disposal system according to claim 1, it is characterized in that: described financial instruments server also further comprises the financial instruments data storage cell, described financial instruments data storage cell is used for storing the financial instruments data after described encryption.
6. financial instruments disposal system according to claim 1, it is characterized in that: described financial instruments data processing equipment comprises decryption unit, the financial instruments data after to described encryption are decrypted according to the first decryption method corresponding with described the first encryption method for described decryption unit, form the financial instruments data after deciphering.
7. financial instruments disposal system according to claim 1, it is characterized in that: described financial instruments data processing equipment also comprises data transmission unit; When printing the financial instruments request, the financial instruments data after with described deciphering send to client to described financial instruments data processing equipment via described data transmission unit when the described client requests that receives.
8. financial instruments disposal system according to claim 7, it is characterized in that: described client comprises data receiver unit and print unit, described data receiver unit receives the financial instruments data after the described deciphering that described data transmission unit sends; Described print unit can respond user's request and print described financial instruments.
9. financial instruments disposal system according to claim 1, it is characterized in that: described financial instruments data processing equipment also comprises authentication unit; When the described client requests that receives was the request of printing financial instruments, whether the described financial instruments of described authentication unit checking once were printed, and obtained the first the result; To show that described financial instruments once were printed out-of-date when described the first the result, described financial instruments data processing equipment does not send financial instruments data after deciphering to client, and only sending prompting message to client, described prompting message is used for reminding user and mends the described financial instruments of system.
10. financial instruments disposal system according to claim 9, it is characterized in that: to show that described financial instruments be not printed out-of-date when described the first the result, described financial instruments data processing equipment obtains financial instruments data and deciphering after described encryption from described financial instruments server, and the financial instruments data after deciphering send to client.
11. financial instruments disposal system according to claim 2, it is characterized in that: described financial instruments data processing equipment also comprises mends unit processed, when the described client requests that receives is made the request of described financial instruments for benefit, the request of the described financial instruments of the described benefit system of described benefit cell response processed, send the re-encrypted instruction to described financial instruments DEU data encryption unit, described financial instruments DEU data encryption unit is used for utilizing the second encryption method that described financial instruments data are encrypted, and described the second encryption method is different from described the first encryption method.
12. financial instruments disposal system according to claim 11, it is characterized in that: described financial instruments data processing equipment comprises decryption unit, the financial instruments data after to described encryption are decrypted according to the second decryption method corresponding with described the second encryption method for described decryption unit, and the financial instruments Data Concurrent that forms after deciphering gives described benefit unit processed.
13. financial instruments disposal system according to claim 12 is characterized in that: described benefit unit processed financial instruments data after to described deciphering are carried out the processing of copy signization, form the financial instruments copy data; Described financial instruments copy data is sent to client for printing.
14. financial instruments disposal system according to claim 5 is characterized in that: described financial instruments disposal system also comprises recalls equipment; When the described client requests that receives when recalling the financial instruments request, describedly recall equipment and read the financial instruments that described client holds, the described financial instruments data that acquisition reads, and with the described financial instruments data upload that reads to described financial instruments server; Described financial instruments server is encrypted the described financial instruments data of uploading, and the corresponding financial instruments data of storing in the financial instruments data after encrypting and described financial instruments data storage cell compare, and recalls result to obtain one; Recall result and send to client described.
15. the described financial instruments disposal system of any one to the claim 14 according to claim 1, it is characterized in that: described financial instruments are one or more in following financial instruments: bank receipt, statement, loan voucher, paying voucher.
16. a financial instruments disposal route is applied to the financial instruments disposal system; It is characterized in that, described method comprises:
Obtain the client trading data;
Generate the financial instruments data according to described client trading data;
Described financial instruments data are encrypted;
Financial instruments data after described encryption are decrypted;
Financial instruments data after described deciphering are sent to client.
17. financial instruments disposal route according to claim 16 is characterized in that: the step of described generation financial instruments data is specially: the financial instruments data that described client trading data are generated as predetermined format.
18. financial instruments disposal route according to claim 17 is characterized in that: described predetermined format is selected from one or more in following form: XML file layout, pdf document form, JPG file layout, gif file form, DOC file layout.
19. financial instruments disposal route according to claim 16 is characterized in that: also further comprising the steps: described client end response user's request, with financial instruments data-printing after described deciphering.
20. financial instruments disposal route according to claim 16 is characterized in that: the step that described financial instruments data are encrypted is specially: adopt the first encryption method that described financial instruments data are encrypted.
21. financial instruments disposal route according to claim 16 is characterized in that: also further comprise and mend financial instruments step processed, described benefit step financial instruments processed are specially:
The client's who receives the described financial instruments request of benefit system;
Utilize the second encryption method that described financial instruments data are encrypted;
Financial instruments data after utilizing the second decryption method to described encryption are decrypted;
Financial instruments data after deciphering are carried out the processing of copy signization, form the financial instruments copy data;
Send to client for printing described financial instruments copy data.
22. financial instruments disposal route according to claim 16 is characterized in that: also further comprise and recall the financial instruments step, the described step of recalling financial instruments is specially:
The client who receives recalls the financial instruments request;
Read the financial instruments data that described client holds;
With the described financial instruments data upload that reads to the financial instruments server;
The described financial instruments data of uploading are encrypted;
The corresponding financial instruments data of storing in the financial instruments data after encrypting and described financial instruments server are compared, obtain one and recall result;
Recall result and send to client described.
23. according to claim 16 to the described financial instruments disposal route of any one in 22, it is characterized in that: described financial instruments are one or more in following financial instruments: bank receipt, statement, loan voucher, paying voucher.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012103009422A CN103106607A (en) | 2012-08-22 | 2012-08-22 | Financial certificate processing system and method thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012103009422A CN103106607A (en) | 2012-08-22 | 2012-08-22 | Financial certificate processing system and method thereof |
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| Publication Number | Publication Date |
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| CN103106607A true CN103106607A (en) | 2013-05-15 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2012103009422A Pending CN103106607A (en) | 2012-08-22 | 2012-08-22 | Financial certificate processing system and method thereof |
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| CN (1) | CN103106607A (en) |
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Application publication date: 20130515 |