CN103034958A - Mobile phone terminal and money withdrawing system based on mobile phone terminal and method - Google Patents

Mobile phone terminal and money withdrawing system based on mobile phone terminal and method Download PDF

Info

Publication number
CN103034958A
CN103034958A CN2011103021970A CN201110302197A CN103034958A CN 103034958 A CN103034958 A CN 103034958A CN 2011103021970 A CN2011103021970 A CN 2011103021970A CN 201110302197 A CN201110302197 A CN 201110302197A CN 103034958 A CN103034958 A CN 103034958A
Authority
CN
China
Prior art keywords
terminal
money
cashing
withdrawing
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN2011103021970A
Other languages
Chinese (zh)
Inventor
郭漫雪
王萍
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
China Mobile Communications Group Co Ltd
Original Assignee
China Mobile Communications Group Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by China Mobile Communications Group Co Ltd filed Critical China Mobile Communications Group Co Ltd
Priority to CN2011103021970A priority Critical patent/CN103034958A/en
Publication of CN103034958A publication Critical patent/CN103034958A/en
Pending legal-status Critical Current

Links

Images

Landscapes

  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides a money withdrawing system based on a mobile phone terminal. The system comprises a first terminal used for sending out money withdrawing request, a second terminal which is used for verifying the money withdrawing request and generating cash business request based on the money withdrawing request for the first terminal after verification succeeds, and a business processing center which confirms that the second terminal is a legal cash terminal according to the cash business request and sends out response that cash is allowed to the second terminal after confirming that the first terminal is provided with enough cash limits based on stored account information.

Description

Mobile phone terminal, based on the system and method for withdrawing the money of mobile phone terminal
Technical field
The application relates to mobile phone terminal, based on the system and method for withdrawing the money of mobile phone terminal.
Background technology
Along with the development of e-finance, various financial services are arisen at the historic moment.The remittance business is to realize a kind of common financial service form of Capital Flow in the society.
At present bank, postal service all provides remittance professional.Wherein, no matter be that bank or the postal remittance that provides are professional, when the user gets remittance, all must reach to bank's cabinet face or the post business Room.This is for the rural area, because financial service is universal, it is relatively inconvenient that the peasant withdraws the money.And in the existing operation of withdrawing the money, must be equipped with PC when withdrawing the money, so that equipment cost height and systems operational requirement are high.When withdraw the money in the site, also must be equipped with monitoring environment and ensure the security that the user withdraws the money, these require all greatly to have increased operation cost.In addition, the user is passive when withdrawing the money operation, and all information of withdrawing the money all is to input at operator's operating equipment, has security risk.Therefore, need a kind of more convenient, more low-cost and safer novel pattern of withdrawing the money, this has great meaning for the financial service environment that improves the rural area.
Summary of the invention
According to the application's one side, a kind of system that withdraws the money based on mobile phone terminal is provided, comprise first terminal, send the request of withdrawing the money; The second terminal is verified the described request of withdrawing the money, and after checking is passed through, cashes service request based on the described request of withdrawing the money for described first terminal generates; And business processing center, cashing service request to determine described the second terminal be the legal terminal of cashing according to described, and based on the accounts information of first terminal determine described first terminal have enough cash amount after, send to described the second terminal and to allow the response of cashing, wherein, the accounts information of first terminal can for example be stored in business processing center.
According to the application on the other hand, provide a kind of user mobile phone terminal, having comprised: first communication module receives the request of withdrawing the money of user's input, and sends the described request of withdrawing the money to commission merchant's mobile phone terminal; The safe handling module is encrypted the described request of withdrawing the money with the PKI of business processing center, and described the withdrawing the money after will encrypting with the private key of user mobile phone terminal asks for an autograph; Cash the validation of information module, be used for the described correctness of cashing information that affirmation receives from described commission merchant's mobile phone terminal; Second communication module is used for communicating by letter with described business processing center by mobile communications network.According to the application's embodiment, the PKI of business processing center and the private key information of user mobile phone terminal can be stored in the safe handling module.
According to the application on the other hand, provide a kind of commission merchant's mobile phone terminal, having comprised: first communication module receives the request of withdrawing the money that user mobile phone terminal sends; Authentication module, whether the described request of withdrawing the money that checking receives is effective; The safe handling module is cashed service request based on the described request of withdrawing the money after verifying effectively for described user mobile phone terminal generates, and with the private key of commission merchant's mobile phone terminal the described service request of cashing is signed; Second communication module is used for sending described behind the signature by mobile communications network to described business processing center and cashes service request and receive described business processing center sends cash response and cash successfully notice.According to the application's embodiment, the private key information of commission merchant's mobile phone terminal can be stored in the safe handling module.
According to the application on the other hand, also provide a kind of method of withdrawing the money based on mobile phone terminal, comprising: first terminal sends the request of withdrawing the money to the second terminal; Described the second terminal is verified the described request of withdrawing the money, and after checking is passed through, cashes service request based on the described request of withdrawing the money for described first terminal generates; Described business processing center is cashed service request to determine described the second terminal is the legal terminal of cashing according to described, and based on the accounts information of first terminal determine described first terminal have enough cash amount after, send to described the second terminal and to allow the response of cashing.
Description of drawings
Fig. 1 illustrates the block scheme based on the system that withdraws the money of mobile phone terminal according to an embodiment of the application;
Fig. 2 illustrates the block scheme according to the first terminal of an embodiment of the application;
Fig. 3 illustrates the block scheme according to the second terminal of an embodiment of the application;
Fig. 4 illustrates according to the first terminal of an embodiment of the application processing flow chart to the information of withdrawing the money; And
Fig. 5 illustrates the business processing flow figure according to the second terminal of an embodiment of the application.
Embodiment
In conjunction with exemplary embodiment the application is described with reference to the accompanying drawings.
Fig. 1 shows the block scheme based on the system that withdraws the money of mobile phone terminal according to an embodiment of the application.As shown in Figure 1, the system that withdraws the money 1000 based on mobile phone terminal comprises first terminal 100, the second terminal 200 and business processing center 300.
First terminal 100 can for example be user mobile phone terminal, is used for sending withdrawing the money request, and withdraw the money user's the operation of withdrawing the money of realization.The user that withdraws the money can send the solicited message of withdrawing the money to the second terminal 200 by user mobile phone terminal 100.The solicited message of withdrawing the money can for example comprise remittee's name, the amount of money of withdrawing the money, remittee's cell-phone number, cash one or more in the password.
The second terminal 200 for example is commission merchant's mobile phone terminal, is used for the request of withdrawing the money is verified.After checking was passed through, the second terminal 200 was cashed service request based on the request of withdrawing the money for first terminal 100 generates.The service request of cashing that the second terminal 200 will generate is sent to business processing center 300.Cash service request and can for example comprise one or more in numbering of the request of withdrawing the money and commission merchant.
In one embodiment, business processing center 300 can determine whether the second terminal 200 is the legal terminal of cashing according to the service request of cashing that receives, and based on the accounts information of first terminal 100 determine first terminal 100 whether have enough cash amount after, if so, then send to the second terminal 200 and allow the response of cashing.The accounts information of first terminal 100 can for example be stored in the business processing center 300.
The below is described further first terminal 100, the second terminal 200 and business processing center 300 respectively.
First terminal 100
Fig. 2 shows the block scheme according to the first terminal 100 of an embodiment of the application.As shown in Figure 2, first terminal 100 comprises: first communication module 101, safe handling module 102, cash validation of information module 103 and second communication module 104.
First communication module 101 can comprise RFID, bluetooth or infrared etc., is used for realizing the point-to-point communication with the second terminal 200.For example, first communication module 101 can receive the request of withdrawing the money of user's input and send the request of withdrawing the money to the second terminal 200.First communication module 101 also can receive the information of cashing that the second terminal 200 is returned.As mentioned above, first communication module 101 receives the information of withdrawing the money of user's input, then generates the request of withdrawing the money.
Safe handling module 102 utilizes the public key information of business processing center 300 to encrypt the request of withdrawing the money, and by the private key information of first terminal 100 request of withdrawing the money after encrypting is signed.In one embodiment, above-mentioned public key information and private key information can be pre-stored in the safe handling module 102.First communication module 101 can be sent to the second terminal 200 with the request of withdrawing the money behind safe handling module 102 signatures.
After cashing successfully, the second terminal 200 will be returned the information of cashing to first terminal 100.The first communication module 101 of first terminal 100 receives the information of cashing of returning.Whether correct, if correct then the information of cashing through confirming is sent to second communication module 104 if cashing the information of cashing that validation of information module 103 is used for confirming that first communication module 101 receives.In one embodiment, cashing the validation of information module can be for example for being installed in the hardware ACK button of user mobile phone.The information of cashing after second communication module 104 can will be confirmed by mobile communications network is sent to business processing center 300.
The second terminal 200
Fig. 3 illustrates the block scheme according to the second terminal 200 of an embodiment of the application.As shown in Figure 3, the second terminal 200 can comprise and cashes information generating module 201, third communication module 202, authentication module 203, safe handling module 204, four-way letter module 205 and cash voucher generation module 206.
Cash information generating module 201 and generate the information of cashing based on the response of cashing that receives from business processing center 300.
Third communication module 202 can comprise RFID, bluetooth, infrared etc., is used for realizing the point-to-point communication with first terminal 100.For example third communication module 202 can receive the request of withdrawing the money that first terminal 100 sends, and the information of cashing that will generate is sent to first terminal 100.
Whether authentication module 203 is used for withdrawing the money of checking third communication module 202 receptions asks effective.If checking effectively, authentication module 203 request of will withdrawing the money is sent to safe handling module 204, otherwise third communication module 202 is returned in this invalid request of withdrawing the money, and returns first terminal 100 by third communication module 202.
The request of withdrawing the money after safe handling module 204 is effective based on checking is cashed service request for first terminal 100 generates.Safe handling module 204 also can utilize the private key information of the second terminal 200 to sign to cashing service request.In one embodiment, above-mentioned private key information can be pre-stored in the safe handling module 204.
Four-way letter module 205 is used for sending through the service request of cashing behind safe handling module 204 signatures to business processing center 300, and receives the response of cashing of business processing center 300 transmissions.
After cashing successfully, cash voucher generation module 206 and cash voucher based on the successfully notice generation of cashing that receives from business processing center 300.Cash credential information and can comprise the numbering of withdrawing the money, remittee's name, remittee's phone number, commission merchant's numbering, cash the amount of money, cash one or more in the date, what then will generate cashes the voucher private key signature.205 of above-mentioned four-way letter modules will be sent to business processing center 300 through the voucher of cashing behind the signature.
Business processing center 300
According to the application's embodiment, business processing center 300 can for example be mobile phone remittance business processing center 300.As mentioned above, the accounts information that business processing center 300 can be by first terminal 100 also verify the request of cashing of being sent by the second terminal 200, cashes commission merchant's numbering in the solicited message, remittee's cell-phone number etc. such as checking.In one embodiment, the accounts information of first terminal 100 can be stored in the business processing center 300.
In one embodiment, business processing center 300 receives by what the second terminal 200 was sent and cashes solicited message.Cash that solicited message can for example comprise remittee's name, the amount of money of withdrawing the money, remittee's cell-phone number, cashes password, one or more in commission merchant's numbering.After utilizing the second terminal 200 public key informations will cash solicited message deciphering, business processing center 300 can be determined the validity of agential signing messages and commission merchant's numbering, commission merchant's phone number, and can determine user's the validity of cashing amount etc.The second terminal 200 public key informations can be stored in the business processing center 300.
Determining the second terminal 200 and be the legal terminal of cashing according to cashing service request, and based on the accounts information of storage determine first terminal 100 have enough cash amount after, business processing center 300 is sent to the second terminal 200 and is allowed the response of cashing, and notification agent merchant is to the user's payment of withdrawing the money.
In addition, cash successfully after, the user that withdraws the money can cash information by 100 pairs of first terminals and confirm, and the information exchange of cashing after will confirming is crossed the mobile network and fed back to business processing center 300.Business processing center 300 receive the user that withdraws the money cash confirmation after, send to the second terminal 200 and to cash successfully notice.200 successfully notice generations of cashing based on reception of the second terminal are cashed voucher and are back to business processing center 300.Business processing center 300 receive from the second terminal 200 cash voucher after, carry out account change, the amount of money of will withdrawing the money puts under among the commission merchant account from drawing account.
In addition, as shown in Figure 1, system 1000 can comprise that also CA center 400 is used to business processing center 300, the second terminal 200 and first terminal 100 to provide certificate of certification.For example, in one embodiment, the CA center is respectively above-mentioned public key information and provides certificate of certification, to prove that these public key informations are as legal information.
For purposes of illustration, the below is respectively user mobile phone terminal and commission merchant's mobile phone terminal take first terminal 100 and the second terminal 200 and the process of withdrawing the money based on mobile phone terminal is described as example, but the present invention is not limited to this.
In one embodiment, when withdrawing the money, the user that withdraws the money sends the request of withdrawing the money by user mobile phone terminal 100 to commission merchant's mobile phone terminal 200.Wherein, as shown in Figure 4, the processing procedure 4000 of 100 pairs of the user mobile phone terminal request of withdrawing the money can be as follows.
In step 401, user mobile phone terminal 100 receives the information of withdrawing the money of user's input and generates the request of withdrawing the money.In step 402, safe handling is carried out in user mobile phone terminal 100 request of will withdrawing the money, and for example utilizes the PKI request of will withdrawing the money of business processing center 300 to encrypt.In one embodiment, the PKI of business processing center 300 can be stored in the user mobile phone terminal 100.In step 403, user mobile phone terminal 100 utilizes its private key that the request of withdrawing the money after encrypting is signed.In step 404, the request of withdrawing the money after user mobile phone terminal 100 will be signed is sent to commission merchant's mobile phone terminal 200.
Commission merchant's mobile phone terminal 200 obtains this request and the request of withdrawing the money is verified.Wherein, as shown in Figure 5, the business processing flow 5000 in commission merchant's mobile phone terminal 200 is as follows.
The request of withdrawing the money that commission merchant's mobile phone terminal 200 receives from user mobile phone terminal 100 in step 501.The validity of the solicited message of withdrawing the money that 200 pairs of commission merchant's mobile phone terminals receive in step 502 is verified, if checking effectively, then in step 503, generate based on the request of effectively withdrawing the money and cash service request, otherwise will verify that withdrawing the money of not passing through ask to return user mobile phone terminal 100.Then, commission merchant's mobile phone terminal 200 utilizes its private key that the service request of cashing that generates is signed in step 504.The service request of cashing after commission merchant's mobile phone terminal 200 will be signed in step 505 is sent to business processing center 300.
As mentioned above, business processing center 300 can be determined agential validity by the accounts information of user mobile phone terminal 100, that is, determine agential signing messages and commission merchant numbering, whether commission merchant's phone number legal, and whether the amount of determining to withdraw the money is effective.If determine the request of cashing effectively, then business processing center 300 sends to commission merchant's mobile phone terminal 200 and cashes response message, and notification agent merchant is to the user's payment of withdrawing the money.
But commission merchant's mobile phone terminal 200 also service based processing enter 300 response of cashing of sending generates and to cash information, and the information of will cashing is sent to user mobile phone terminal 100.After user mobile phone terminal 100 was received information, whether prompting user confirmed that this pen cashes.After cashing successfully, the user that withdraws the money cashes information by 100 pairs of user mobile phone terminal and confirms, and the information exchange of cashing after will confirming is crossed the mobile network and fed back to business processing center 300.Business processing center 300 receive the user that withdraws the money cash confirmation after, send to commission merchant's mobile phone terminal 200 and to cash successfully notice.Commission merchant's mobile phone terminal 200 is cashed voucher based on the successfully notice generation of cashing that receives, and is back to business processing center 300.Business processing center 300 receive from commission merchant's mobile phone terminal 200 cash voucher after, carry out account change, the amount of money of will withdrawing the money puts under among the commission merchant account from drawing account.
The above only is some concrete embodiments; be not to limit claim of the present invention; every equivalent transformation that utilizes present specification and accompanying drawing content to do; or the equivalent technologies feature that directly or indirectly is used in other relevant technical fields modification that the disclosed technical scheme of present specification is carried out, include in protection scope of the present invention.

Claims (23)

1. system that withdraws the money based on mobile phone terminal comprises:
First terminal sends the request of withdrawing the money;
The second terminal is verified the described request of withdrawing the money, and after checking is passed through, cashes service request based on the described request of withdrawing the money for described first terminal generates; And
Business processing center, described business processing center is being cashed service request to determine described the second terminal is being the legal terminal of cashing according to described, and based on the accounts information of storage determine described first terminal have enough cash amount after, send to described the second terminal and to allow the response of cashing.
2. the system that withdraws the money as claimed in claim 1 also comprises:
Certificate of certification is provided for described business processing center, described the second terminal and described first terminal in the CA center, be used for described the second terminal and carry out described checking processing, and described business processing center is carried out described definite processing.
3. the system that withdraws the money as claimed in claim 1, wherein, described the second terminal generates and cashes information based on the described response of cashing that allows to cash, and the described information of cashing is sent to described first terminal.
4. the system that withdraws the money as claimed in claim 1, wherein, described first terminal confirms the described information of cashing afterwards cashing successfully, and described business processing center is then cashed the account that information puts the corresponding amount of money under the account of described first terminal under described the second terminal based on described after confirming.
5. the system that withdraws the money as claimed in claim 4, wherein, described business processing center is cashed successfully notice based on the described Information generation of cashing after confirming; Described the second terminal is cashed voucher and is returned described business processing center based on the successfully notice generation of cashing that generates; And described business processing center is cashed the account that voucher puts the corresponding amount of money under the account of described first terminal under described the second terminal based on described.
6. the system that withdraws the money as claimed in claim 1, wherein said first terminal is user mobile phone terminal, described the second terminal is commission merchant's mobile phone terminal.
7. the system that withdraws the money as claimed in claim 1, wherein, described first terminal comprises:
First communication module sends the described request of withdrawing the money to described the second terminal, and receives the information of cashing from described the second terminal;
The safe handling module is used for storing the private key information of PKI and the described first terminal of described business processing center, wherein, will describedly withdraw the money with described PKI and to ask encryption, and described the withdrawing the money after will encrypting with described private key asks for an autograph;
Cash the validation of information module, be used for confirming the described correctness of cashing information; And
Second communication module is sent to described business processing center for the information of cashing after will confirming by mobile communications network;
Wherein, the described system that withdraws the money will send to described the second terminal through the request of withdrawing the money behind the signature by described first communication module.
8. the system that withdraws the money as claimed in claim 7, wherein, described first communication module comprise RFID, bluetooth or infrared at least a.
9. the system that withdraws the money as claimed in claim 1, wherein, described the second terminal comprises:
Third communication module receives the described request of withdrawing the money that described first terminal sends, and sends the information of cashing to described first terminal;
Authentication module, whether the described request of withdrawing the money that checking receives is effective;
The safe handling module for the private key information of storing described the second terminal, is cashed service request based on the described request of withdrawing the money after verifying effectively for described first terminal generation, and with described private key the described service request of cashing is signed; And
Four-way letter module is used for sending the described service request of cashing behind the signature by mobile communications network to described business processing center, and receives described business processing center sends cash response and cash successfully notice.
10. the system that withdraws the money as claimed in claim 9, wherein, described the second terminal further comprises: cash the voucher generation module, the described notice of cashing successfully that receives based on described four-way letter module generates and cashes voucher.
11. the system that withdraws the money as claimed in claim 9, wherein, described the second terminal further comprises: cash information generating module, based on the described information of cashing that generates that responds of cashing.
12. the system that withdraws the money as claimed in claim 9, wherein, described third communication module comprise RFID, bluetooth or infrared at least a.
13. a user mobile phone terminal comprises:
First communication module receives the request of withdrawing the money of user's input, and sends the described request of withdrawing the money to commission merchant's mobile phone terminal;
The safe handling module, the PKI by business processing center is encrypted the described request of withdrawing the money, and the withdraw the money request of the private key information by described user mobile phone terminal after to described encryption signed; And
Second communication module is used for communicating by letter with described business processing center by mobile communications network,
Wherein, described user mobile phone terminal will send to described commission merchant's mobile phone terminal through the request of withdrawing the money of signature by described first communication module.
14. user mobile phone terminal as claimed in claim 13, wherein, described first communication module also is configured to receive the information of cashing from commission merchant's terminal, and described user mobile phone terminal also comprises be used to what confirm the described correctness of cashing information cashes the validation of information module.
15. user mobile phone terminal as claimed in claim 13, wherein, described first communication module comprise RFID, bluetooth or infrared at least a.
16. commission merchant's mobile phone terminal comprises:
First communication module receives the request of withdrawing the money that user mobile phone terminal sends;
Authentication module, whether the request of withdrawing the money that checking receives is effective;
The safe handling module is cashed service request based on the described request of withdrawing the money after verifying effectively for described user mobile phone terminal generates, and with the private key information of described commission merchant's mobile phone terminal the described service request of cashing is signed;
Second communication module is used for sending described behind the signature by mobile communications network to described business processing center and cashes service request and receive described business processing center sends cash response and cash successfully notice.
17. commission merchant's mobile phone terminal as claimed in claim 16 also comprises:
Cash the voucher generation module, successfully notify generation to cash voucher based on described the cashing that described business processing center sends.
18. commission merchant's mobile phone terminal as claimed in claim 16 also comprises:
Cash information generating module, based on the described information of cashing that generates that responds of cashing.
19. commission merchant's mobile phone terminal as claimed in claim 16, wherein, described first communication module comprise RFID, bluetooth or infrared at least a.
20. the method for withdrawing the money based on mobile phone terminal comprises:
First terminal sends the request of withdrawing the money to the second terminal;
Described the second terminal is verified the described request of withdrawing the money, and after checking is passed through, cashes service request based on the described request of withdrawing the money for described first terminal generates;
Described the second terminal is sent the described service request of cashing to business processing center; And
Described business processing center is cashed service request to determine described the second terminal is the legal terminal of cashing according to described, and based on the accounts information of storage determine described first terminal have enough cash amount after, send to described the second terminal and to allow the response of cashing.
21. the method for withdrawing the money as claimed in claim 20 also comprises:
Described the second terminal is cashed information based on the described response generation of cashing that allows to cash, and the described information of cashing is sent to described first terminal.
22. the method for withdrawing the money as claimed in claim 20 also comprises:
Described first terminal confirms the described information of cashing afterwards cashing successfully, and described business processing center is then cashed the account that information puts the corresponding amount of money under the account of described first terminal under described the second terminal based on described after confirming.
23. the method for withdrawing the money as claimed in claim 22, wherein, described business processing center comprises the step that the corresponding amount of money puts the account of described the second terminal under based on the described information of cashing after confirming:
Described business processing center is cashed Information generation based on described after confirming and is cashed and successfully notify and be sent to described the second terminal;
Described the second terminal successfully notifies generation to cash voucher and return described business processing center based on described cashing; And
Described business processing center is carried out the account change based on the described voucher of cashing that receives, and the corresponding amount of money is put under the account of described the second terminal.
CN2011103021970A 2011-10-09 2011-10-09 Mobile phone terminal and money withdrawing system based on mobile phone terminal and method Pending CN103034958A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN2011103021970A CN103034958A (en) 2011-10-09 2011-10-09 Mobile phone terminal and money withdrawing system based on mobile phone terminal and method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN2011103021970A CN103034958A (en) 2011-10-09 2011-10-09 Mobile phone terminal and money withdrawing system based on mobile phone terminal and method

Publications (1)

Publication Number Publication Date
CN103034958A true CN103034958A (en) 2013-04-10

Family

ID=48021827

Family Applications (1)

Application Number Title Priority Date Filing Date
CN2011103021970A Pending CN103034958A (en) 2011-10-09 2011-10-09 Mobile phone terminal and money withdrawing system based on mobile phone terminal and method

Country Status (1)

Country Link
CN (1) CN103034958A (en)

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103312511A (en) * 2013-05-31 2013-09-18 金硕澳门离岸商业服务有限公司 Information confirming system and information confirming method
CN103745346A (en) * 2013-12-27 2014-04-23 郑志豪 Method and system for implementing mobile bank service
CN103955827A (en) * 2014-04-15 2014-07-30 平安付智能技术有限公司 Money withdrawing method based on mobile phone terminal
CN104361677A (en) * 2014-11-07 2015-02-18 中国建设银行股份有限公司 Non-contact money withdrawing method and self-service equipment
CN104636924A (en) * 2013-11-15 2015-05-20 腾讯科技(深圳)有限公司 Safe payment method, server and system
WO2016188272A1 (en) * 2015-05-27 2016-12-01 中国银联股份有限公司 Proxy payment method, device and electronic device
WO2017186136A1 (en) * 2016-04-28 2017-11-02 腾讯科技(深圳)有限公司 System, method, and device for supporting cash currency exchange

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1501300A (en) * 2002-11-13 2004-06-02 黄金富 Method for acquiring cash at substitute payer outside bank system
CN1987939A (en) * 2005-12-22 2007-06-27 天码软件开发(深圳)有限公司 Method and system for withdrawing cash from bank special business account by mobile phone conferming mode
CN101916407A (en) * 2010-08-16 2010-12-15 中国电信股份有限公司 Mobile payment platform, terminal, method and system

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1501300A (en) * 2002-11-13 2004-06-02 黄金富 Method for acquiring cash at substitute payer outside bank system
CN1987939A (en) * 2005-12-22 2007-06-27 天码软件开发(深圳)有限公司 Method and system for withdrawing cash from bank special business account by mobile phone conferming mode
CN101916407A (en) * 2010-08-16 2010-12-15 中国电信股份有限公司 Mobile payment platform, terminal, method and system

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103312511A (en) * 2013-05-31 2013-09-18 金硕澳门离岸商业服务有限公司 Information confirming system and information confirming method
CN103312511B (en) * 2013-05-31 2017-04-26 金硕澳门离岸商业服务有限公司 Information confirming system and information confirming method
CN104636924A (en) * 2013-11-15 2015-05-20 腾讯科技(深圳)有限公司 Safe payment method, server and system
WO2015070597A1 (en) * 2013-11-15 2015-05-21 Tencent Technology (Shenzhen) Company Limited Method,server and system for secure payment
CN103745346A (en) * 2013-12-27 2014-04-23 郑志豪 Method and system for implementing mobile bank service
CN103955827A (en) * 2014-04-15 2014-07-30 平安付智能技术有限公司 Money withdrawing method based on mobile phone terminal
CN104361677A (en) * 2014-11-07 2015-02-18 中国建设银行股份有限公司 Non-contact money withdrawing method and self-service equipment
CN104361677B (en) * 2014-11-07 2017-06-16 中国建设银行股份有限公司 It is non-to access money method and self-service device
WO2016188272A1 (en) * 2015-05-27 2016-12-01 中国银联股份有限公司 Proxy payment method, device and electronic device
WO2017186136A1 (en) * 2016-04-28 2017-11-02 腾讯科技(深圳)有限公司 System, method, and device for supporting cash currency exchange
US11379911B2 (en) 2016-04-28 2022-07-05 Tencent Technology (Shenzhen) Company Limited System, method, and apparatus for supporting cash currency exchange

Similar Documents

Publication Publication Date Title
CN104838629B (en) Use mobile device and the method and system that are authenticated by means of certificate to user
JP5601729B2 (en) How to log into a mobile radio network
CN103034958A (en) Mobile phone terminal and money withdrawing system based on mobile phone terminal and method
US20110103586A1 (en) System, Method and Device To Authenticate Relationships By Electronic Means
US20110213711A1 (en) Method, system and apparatus for providing transaction verification
CN106209383B (en) A kind of method and device of mobile payment security certification
CN102789607A (en) Network transaction method and system
CN103714639A (en) Method and system enabling safe operation of POS terminal to be achieved
CN110073387A (en) Confirm being associated between communication equipment and user
CN103873244A (en) Identity authentication method and system in mobile payment based on fingerprint identification
CN105308898B (en) For executing system, the method and apparatus of password authentification
CN103123706A (en) Management method, device and system of bill payment for another
CN103632436B (en) A kind of method of the withdrawal based on terminal
CN102801710A (en) Networked transaction method and system
CN104301110A (en) Authentication method, authentication device and system applied to intelligent terminal
CA2355928C (en) Method and system for implementing a digital signature
CN101236675A (en) Method for checking bank terminal equipment legitimacy by user mobile phones SMS
CN102722816A (en) Mobile payment method, system and device
CN106096947A (en) Half off-line anonymous method of payment based on NFC
CN101790166A (en) Digital signing method based on mobile phone intelligent card
CN101841417A (en) Electronic signature device supporting short-distance wireless communication technology and method for ensuring safety of electronic transaction by applying same
CN101882343A (en) Method, system and equipment for cardless operation of automatic teller machine
CN103139210A (en) Method of safety authentication
CN105635164B (en) The method and apparatus of safety certification
CN101478547A (en) Apparatus for trustable digital signature to intelligent cipher key and working method thereof

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
RJ01 Rejection of invention patent application after publication

Application publication date: 20130410

RJ01 Rejection of invention patent application after publication