CN102956013A - Debit card system with bar code, and method integrating functions of debit card and membership card - Google Patents

Debit card system with bar code, and method integrating functions of debit card and membership card Download PDF

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Publication number
CN102956013A
CN102956013A CN2011102498658A CN201110249865A CN102956013A CN 102956013 A CN102956013 A CN 102956013A CN 2011102498658 A CN2011102498658 A CN 2011102498658A CN 201110249865 A CN201110249865 A CN 201110249865A CN 102956013 A CN102956013 A CN 102956013A
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China
Prior art keywords
bar code
holder
debit card
trade company
card
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Pending
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CN2011102498658A
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Chinese (zh)
Inventor
宋清然
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Individual
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Individual
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Priority to CN2011102498658A priority Critical patent/CN102956013A/en
Publication of CN102956013A publication Critical patent/CN102956013A/en
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Abstract

The invention discloses a debit card system with a bar code, comprising the bar code, a database system and merchant member management systems, and further discloses a method integrating the functions of a debit card and a membership card. The method comprises the following steps of: (1) setting the bar code on the newly-issued debit card; (2) applying to the database system for registration by a cardholder, and inputting the information of the cardholder via the database system after the registration is succeeded; (3) inputting the bar code information of the cardholder in the database system, and inputting a merchant list in the database system; (4) choosing merchants on the database system by the cardholder and enabling the cardholder to become the member of the merchants; (5) conveying the bar code information of the cardholder to the merchants selected by the cardholder in the step (4) by the database system; (6) inputting the bar code information of the cardholder in the member management systems by the merchants in the step (5); and (7) providing a membership service for the cardholder by a merchant terminal.

Description

A kind of provided with bar code debit card system and a kind of method that integrates debit card, member card function
Technical field
The present invention relates to a kind of provided with bar code debit card system and a kind of method that integrates debit card, member card function.
Background technology
Member card is made a general reference common identification card, comprises the member authentication in the consumption places such as market, hotel, fitness center, wineshop.Their purposes is very extensive, and all places that needs the identification identity that relates to all may be used on identification card, such as school, and club, company, office, group etc.Member card and detailed description membership-based services also are a kind of Service Management patterns of current trend, and it can improve client's turn-head-rate, improve client to enterprise's loyalty.A lot of service industries all takes such service mode, and the form majority of member system all shows as member card.The member card of company distribution is equivalent to the business card of company, and sign or pattern that can printing firm on member card for corporate image publicizes, be the ideal carriers that company carries out advertising.Issuing simultaneously member card and can also play and attract new client, keep the patron here, strengthen the effect of customer loyalty, can also realize the functions such as discounting, integration, customer account management, is a kind of approach of truly feasible increase benefit.
But existing member card all is the member card of single trade company, can't use in other trade companies; Now also have debit card to can be used as the member card of a certain trade company, but still only limit to use at a trade company place, and do not have bar code on the debit card, trade company's input membership number efficient is very low.Because the not versatility of member card, the membership service that member card could be enjoyed corresponding trade company is much opened in the individual demand application, and this can waste the plenty of time of individual and trade company; The more important thing is, because member card spreads unchecked, wasted valuable resource, also environmental protection is caused very large harm.
Summary of the invention
The present invention is directed to above-mentioned member card and do not possess versatility, and can not with the common defective of using of debit card, a kind of provided with bar code debit card system and a kind of method that integrates debit card, member card function are provided, concrete scheme is as follows:
A kind of provided with bar code debit card system, comprise debit card and banking system, described debit card is bank's debit card, described banking system is debit card credit card issuer debit card system, also comprise: bar code, described bar code is located on the debit card, and the number that described bar code is corresponding also is the member card number simultaneously; Database Systems, described Database Systems store bar code information, i.e. debit card cardholder information, described Database Systems also store trade company's list; The membership management system of trade company, the described membership management system of trade company is located in each trade company, store member's bar code information, and accept holder's membership service application, provide membership service to the holder, described Database Systems also comprise Accreditation System, and the bar code information on the debit card of newly providing is stored to described Database Systems.
Preferably, the described membership management system of trade company also comprises member's recognition system, described member's recognition system is when accepting the application of holder's membership service, holder's bar code number information is retrieved in described membership management system, when described holder's bar code information has been stored in the described membership management system of trade company, for the holder provides membership service.
Preferably, the described membership management system of trade company also comprises member's integrating system, described member's integrating system increases membership service record and holder's bar code information integration to described Database Systems after the described membership management system of trade company provides membership service to the holder.
And a kind of method that integrates debit card, member card function, comprise the steps:
(1), establishes bar code on the debit card that will newly provide;
(2), the holder applies for the registration of to Database Systems, the rear described Database Systems that succeed in registration are with the cardholder information typing;
(3), with holder's bar code information input database system;
With list input database system of trade company;
(4), the holder selects trade company and becomes the member of described trade company in Database Systems;
(5), Database Systems are sent to the trade company that the holder selects in the step (4) with holder's bar code information;
(6), the trade company in the step (5) is entered into the membership management system with holder's bar code information;
(7), merchant tenninal provides membership service to the holder.
Preferably, in step (7) before, also comprise the steps:
Merchant tenninal judges that whether the cardholder information of downloading has been the member of this trade company, and provide membership service to the member.
Preferably, in step (7) afterwards, also comprise the steps:
Member's integrating system increases described holder's bar code information membership service record and integration to Database Systems.
Use technical scheme of the present invention, increased the bar code with uniqueness on the basis of original debit card, make debit card possess debit card, the member card dual-use function, and pass through Database Systems, to having the bar code unified management of uniqueness, be applicable to the holder in the different membership management systems' of trade company identification, by technical scheme of the present invention, debit card functionality and member card function are concentrated on the debit card, the holder only need to carry the member system that a card can use debit card system of bank and different trade companies, greatly degree has made things convenient for the holder, bank and trade company, and saved social resources.
Embodiment
The below will describe the present invention in detail with specific embodiment, be used for explaining the present invention in this illustrative examples of the present invention and explanation, but not as a limitation of the invention.
Below former debit card magnetic stripe, be pasted with bar code, this bar code is a plurality of secret notes and the blank that comprises that width does not wait, and arranges according to certain coding rule, carries the graphical identifier of one group of information;
Database Systems, described Database Systems store bar code information, and namely the debit card cardholder information comprises holder's bar code number, holder name, date of birth, home address, telephone number and membership service record; Simultaneously, in Database Systems, also store trade company's list.
The membership management system of trade company, the described membership management system of trade company is member management software, is installed in the system terminal of each trade company, the membership management system of this trade company accepts holder's membership service application, provides membership service to the holder.
In above-described embodiment, when the holder uses debit card at banking terminal, use the magnetic stripe on the debit card to identify, debit card used and used identical with common debit card this moment;
The holder is in trade company's chien shih time spent, and merchant tenninal reads bar code number on the debit card with scanner, generates the membership service application, provides membership service to the holder.
Described Database Systems also comprise Accreditation System, the holder is behind the debit card of newly being provided, with the bar code information on the debit card, together with holder's personal information, comprise that bar code number, name, date of birth, home address and telephone number are stored to Database Systems.
As improvement of the technical scheme, the described membership management system of trade company also comprises member's recognition system, described member's recognition system is when accepting holder's member subscription, retrieval holder's bar code number information, when holder's bar code number is this trade company membership number, automatic lifting is for membership service, and increase membership service record; Otherwise will not provide membership service.
As improvement of the technical scheme, the described membership management system of trade company also comprises member's integrating system, described member's integrating system is after the described membership management system of trade company provides membership service to the holder, add consumer record at holder's bar code information, the bar code information integration that increases the holder to described Database Systems adds 1.
Also comprise a kind of method that integrates debit card, member card function, comprise the steps:
(1), establishes bar code on the debit card that will newly provide;
(2) holder applies for the registration of to bar code data storehouse system, and the rear described bar code data storehouse system that succeeds in registration is with the cardholder information typing.
(3), with holder's bar code information input database system;
With list input database system of trade company;
(4), the holder selects trade company and becomes the member of described trade company in Database Systems;
(5), Database Systems are sent to the trade company that the holder selects in the step (4) with holder's bar code information;
(6), the trade company in the step (5) is entered into the membership management system with holder's bar code information;
(7), merchant tenninal provides membership service to the holder.
As the improvement of above-described embodiment scheme, in step (7) before, also comprise the steps:
Merchant tenninal judges whether cardholder information has been the member of this trade company, and provides membership service to the member.
As the improvement of above-described embodiment scheme, in step (7) afterwards, also comprise the steps:
Member's integrating system adds 1 to bar code information membership service record and the integration that Database Systems increase described holder.
Above-described embodiment scheme is preserved cardholder information with the electronics message form, reduces the time that the individual fills out data application member card to a plurality of trade companies; And can accomplish that a member card is general at a plurality of trade companies place, exempt the worry that many member cards are carried in individual demand; And enough improved the efficient that trade company reads membership number; The present invention can reduce the issued volume of member card in a large number, saves social resources, also can contribute environmental protection.
The above technical scheme that the embodiment of the invention is provided is described in detail, used specific case herein principle and the embodiment of the embodiment of the invention are set forth, the explanation of above embodiment is only applicable to help to understand the principle of the embodiment of the invention; Simultaneously, for one of ordinary skill in the art, according to the embodiment of the invention, all will change on embodiment and range of application, in sum, this description should not be construed as limitation of the present invention.

Claims (6)

1. a provided with bar code debit card system comprises debit card and banking system, and described debit card is bank's debit card, and described banking system is debit card credit card issuer debit card system, characterized by further comprising:
Bar code, described bar code is located on the debit card, and the number that described bar code is corresponding also is the member card number simultaneously;
Database Systems, described Database Systems store bar code information, i.e. the debit card cardholder information;
Described Database Systems also store trade company's list;
The membership management system of trade company, the described membership management system of trade company is located in each trade company, stores member's bar code information, and accepts holder's membership service application, provides membership service to the holder;
Described Database Systems also comprise Accreditation System, and the bar code information on the debit card of newly providing is stored to described Database Systems.
2. provided with bar code debit card as claimed in claim 1 system is characterized in that:
The described membership management system of trade company also comprises member's recognition system, described member's recognition system is when accepting the application of holder's membership service, holder's bar code number information is retrieved in described membership management system, when described holder's bar code information has been stored in the described membership management system of trade company, for the holder provides membership service.
3. provided with bar code debit card as claimed in claim 1 system is characterized in that:
The described membership management system of trade company also comprises member's integrating system, and described member's integrating system increases membership service record and holder's bar code information integration to described Database Systems after the described membership management system of trade company provides membership service to the holder.
4. a method that integrates debit card, member card function is characterized in that comprising the steps:
(1), establishes bar code on the debit card that will newly provide;
(2), the holder applies for the registration of to Database Systems, the rear described Database Systems that succeed in registration are with the cardholder information typing;
(3), with holder's bar code information input database system;
With list input database system of trade company;
(4), the holder selects trade company and becomes the member of described trade company in Database Systems;
(5), Database Systems are sent to the trade company that the holder selects in the step (4) with holder's bar code information;
(6), the trade company in the step (5) is entered into the membership management system with holder's bar code information;
(7), merchant tenninal provides membership service to the holder.
5. the method that integrates debit card, member card function as claimed in claim 4 is characterized in that step (7) before, also comprises the steps:
Merchant tenninal judges that whether the cardholder information of downloading has been the member of this trade company, and provide membership service to the member.
6. the method that integrates debit card, member card function as claimed in claim 4 is characterized in that step (7) afterwards, also comprises the steps:
Member's integrating system increases described holder's bar code information membership service record and integration to Database Systems.
CN2011102498658A 2011-08-26 2011-08-26 Debit card system with bar code, and method integrating functions of debit card and membership card Pending CN102956013A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN2011102498658A CN102956013A (en) 2011-08-26 2011-08-26 Debit card system with bar code, and method integrating functions of debit card and membership card

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN2011102498658A CN102956013A (en) 2011-08-26 2011-08-26 Debit card system with bar code, and method integrating functions of debit card and membership card

Publications (1)

Publication Number Publication Date
CN102956013A true CN102956013A (en) 2013-03-06

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Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1700222A (en) * 2004-09-21 2005-11-23 陈澍 Open type multiple merchant shared member card system and construction method thereof
US20070119918A1 (en) * 2005-07-15 2007-05-31 Hogg Jason J System and method for new execution and management of financial and data transactions
CN101009006A (en) * 2004-10-15 2007-08-01 李京海 Method for auto-retrieval payment by bankcard
CN101174320A (en) * 2004-09-21 2008-05-07 陈澍 Opened multi-merchant sharing member card system, terminal interactive method and merchant machine
CN101299245A (en) * 2008-06-20 2008-11-05 王立国 Bar code false proof card

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1700222A (en) * 2004-09-21 2005-11-23 陈澍 Open type multiple merchant shared member card system and construction method thereof
CN101174320A (en) * 2004-09-21 2008-05-07 陈澍 Opened multi-merchant sharing member card system, terminal interactive method and merchant machine
CN101009006A (en) * 2004-10-15 2007-08-01 李京海 Method for auto-retrieval payment by bankcard
US20070119918A1 (en) * 2005-07-15 2007-05-31 Hogg Jason J System and method for new execution and management of financial and data transactions
CN101299245A (en) * 2008-06-20 2008-11-05 王立国 Bar code false proof card

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Application publication date: 20130306