CN102385775A - Debit card system with bar code and method for integrating functions of debit card and membership card into one whole body - Google Patents

Debit card system with bar code and method for integrating functions of debit card and membership card into one whole body Download PDF

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Publication number
CN102385775A
CN102385775A CN2010102674424A CN201010267442A CN102385775A CN 102385775 A CN102385775 A CN 102385775A CN 2010102674424 A CN2010102674424 A CN 2010102674424A CN 201010267442 A CN201010267442 A CN 201010267442A CN 102385775 A CN102385775 A CN 102385775A
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system
cardholder
membership
debit card
bar code
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CN2010102674424A
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Chinese (zh)
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宋清然
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宋清然
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Priority to CN2010102674424A priority Critical patent/CN102385775A/en
Publication of CN102385775A publication Critical patent/CN102385775A/en

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Abstract

The invention discloses a debit card system with a bar code, which comprises the bar code, a database system and a business member management system. The invention also discloses a method for integrating functions of a debit card and a membership card into one whole body, which comprises the following steps that 1, the bar code is arranged on the newly issued debit card; 2, information of the bar code of a card holder is input into the database system and a commercial tenant list is input into the database system; 3, the card holder selects a commercial tenant on the database system and becomes a member of the commercial tenant; 4, the database system transmits the information of the bar code of the card holder to the commercial tenant selected by the card holder in the step 3; 5, the commercial tenant in the step 4 inputs the information of the bar code of the card holder into the member management system; and 6, a commercial tenant terminal provides a member service for the card holder.

Description

一种带条形码借记卡系统及一种集借记卡、会员卡功能于 A tape barcode debit card system and a set of debit cards, membership cards-in

一体的方法 One way

技术领域 FIELD

[0001] 本发明涉及一种带条形码借记卡系统及一种集借记卡、会员卡功能于一体的方法。 [0001] The present invention relates to a bar code with a debit card system and a set of debit cards, membership cards method functions in one.

背景技术 Background technique

[0002] 会员卡泛指普通身份识别卡,包括商场、宾馆、健身中心、酒家等消费场所的会员认证。 [0002] membership card refers to common identification card, including shopping malls, hotels, fitness center, restaurant and other consumer sites certified member. 它们的用途非常广泛,凡涉及到需要识别身份的地方,都可应用到身份识别卡,如学校,俱乐部,公司,机关,团体等。 They are very versatile, all related to the need to identify local identity, can be applied to the identification card, such as schools, clubs, companies, institutions, organizations and so on. 会员卡及详细说明会员制服务也是现在流行的一种服务管理模式,它可以提高顾客的回头率,提高顾客对企业忠诚度。 Membership card and a detailed description membership service is now popular as a service management model, which can increase customer retention rates, improve customer loyalty to the enterprise. 很多的服务行业都采取这样的服务模式,会员制的形式多数都表现为会员卡。 Many service industries have adopted this mode of service, membership in the form of most of them showed a membership card. 一个公司发行的会员卡相当于公司的名片,在会员卡上可以印刷公司的标志或者图案,为公司形象作宣传,是公司进行广告宣传的理想载体。 The company issued a membership card is equivalent to the company's business cards, membership cards can be printed on the company logo or a pattern, for the company's image for publicity, advertising is the ideal vehicle for the company. 同时发行会员卡还能起到吸引新顾客,留住老顾客,增强顾客忠诚度的作用,还能实现打折、积分、客户管理等功能,是一种确实可行的增加效益的途径。 Will also be issued membership cards can also serve to attract new customers, retain old customers, and enhance the role of customer loyalty, but also to achieve discounts, integration, customer management and other functions, is a real viable way to increase efficiency.

[0003] 但是,现有的会员卡都是单一商户的会员卡,无法在其他商户使用;现在也有借记卡可以作为某一商户的会员卡,但仍然仅限于在一个商户处使用,而且借记卡上没有条形码,商户输入会员号码效率很低。 [0003] However, the existing membership card is a single merchant membership cards can not be used in other businesses; now there can be used as a debit card merchant membership cards, but still only use one merchant, but also by no bar code on note cards, merchants enter the membership number is very low efficiency. 由于会员卡的不通用性,个人需要申请很多张会员卡才能享受相应商户的会员服务,这会浪费个人和商户的大量时间;更重要的是,由于会员卡泛滥,浪费了宝贵的资源,也对环保造成很大的危害。 Due to the versatility of membership cards, individuals need to apply a lot of Zhang membership card to enjoy the corresponding merchant service members, this wastes individuals and businesses a lot of time; more importantly, because the membership card flooding, a waste of valuable resources, cause great harm to the environment.

发明内容 SUMMARY

[0004] 本发明针对上述会员卡不具备通用性,且不能和借记卡共同使用的缺陷,提供了一种带条形码借记卡系统及一种集借记卡、会员卡功能于一体的方法,具体方案如下: [0004] The present invention addresses the above membership card does not have the versatility and debit cards can not be used in common defect, there is provided a method of bar code with a debit card system and a set of debit cards, membership cards in one of the function specific programs as follows:

[0005] 一种带条形码借记卡系统,包括借记卡及银行系统,所述借记卡为银行借记卡,所述银行系统为借记卡发卡行借记卡系统,还包括:条形码,所述条形码设于借记卡上,所述条形码对应的号码同时也是会员卡号码;数据库系统,所述数据库系统存储有条形码信息,即借记卡持卡人信息,所述数据库系统还存储有商户名单;商户会员管理系统,所述商户会员管理系统设于各商户内,存储有会员的条形码信息,并受理持卡人的会员服务申请,向持卡人提供会员服务。 [0005] A bar code with a debit card system, including debit cards and banking system, a debit card is a debit card, a debit card system is a banking debit card issuer system, further comprising: a barcode the bar code is provided on the debit card, the bar code number is also corresponding to card number; database system, the database system stores information about the barcode, i.e., debit card cardholder information, said database system further stores there merchant list; merchant membership management system, the merchant membership management system located in various businesses, stores members of the bar code information, and accept the cardholder's membership application services, to provide membership services to cardholders.

[0006] 优选的,所述数据库系统还包括注册系统,将新发放的借记卡上的条形码信息存储至所述数据库系统。 [0006] Preferably, the system further comprises a registration database system, the barcode information stored on a new debit card issued to the database system.

[0007] 优选的,所述商户会员管理系统还包括会员识别系统,所述会员识别系统在接受持卡人会员服务申请时,将持卡人的条形码号码信息在所述会员管理系统内检索,当所述持卡人的条形码信息已经存储于所述商户会员管理系统时,为持卡人提供会员服务。 [0007] Preferably, the system further comprises a merchant member management system member identification, members of the identification system in an application service members cardholder, the cardholder information retrieval barcode number in the member management system, when the cardholder bar code information has been stored in the merchant membership management system, for the cardholder to provide membership services.

[0008] 优选的,所述商户会员管理系统还包括会员积分系统,所述会员积分系统在所述商户会员管理系统向持卡人提供会员服务后,向所述数据库系统增加会员服务记录及持卡人条形码信息积分。 [0008] Preferably, the system further comprises a merchant member management system integral member, the member integral system to provide members on the cardholder after the merchant member management system, to increase the recording member services and database support system people barcode card information integration.

[0009] 以及一种集借记卡、会员卡功能于一体的方法,包括如下步骤: [0009] and a set of debit cards, membership functions in one card, comprising the steps of:

[0010] (1)、将新发放的借记卡上设条形码; [0010] (1), the bar code provided on the newly issued debit cards;

[0011] (2)、将持卡人的条形码信息录入数据库系统; [0011] (2), the cardholder barcode information entered into the database system;

[0012] 将商户名单录入数据库系统; [0012] The list of businesses entered into the database system;

[0013] (3)、持卡人在数据库系统上选择商户并成为所述商户的会员; [0013] (3), selected by the cardholders and merchants on the database system to become a member of the merchant;

[0014] (4)、数据库系统将持卡人条形码信息传送至步骤(3)中持卡人选择的商户; [0014] (4), the database system cardholder information to the bar code in step (3) is selected by the cardholders merchants;

[0015] (5)、步骤中的商户将持卡人条形码信息录入到会员管理系统; [0015] (5), the business cardholder step barcode information entered into the member management system;

[0016] (6)、商户终端向持卡人提供会员服务。 [0016] (6), the merchant terminal provides membership services to the cardholder.

[0017] 优选的,在步骤(¾之前,还包括如下步骤: [0017] Preferably, prior to step (¾, further comprising the steps of:

[0018] 持卡人向数据库系统申请注册,注册成功后所述数据库系统将持卡人信息录入。 [0018] cardholder registration request to the database system, the database system after the successful registration information into the cardholder.

[0019] 优选的,在步骤(6)之前,还包括如下步骤: [0019] Preferably, prior to step (6), further comprising the steps of:

[0020] 商户终端判断下载的持卡人信息是否已经为本商户会员,并向会员提供会员服务。 [0020] cardholder information the merchant terminal to determine whether to download business-oriented members, and provide member services member.

[0021] 优选的,在步骤(6)之后,还包括如下步骤: [0021] Preferably, after step (6), further comprising the steps of:

[0022] 会员积分系统向数据库系统增加所述持卡人的条形码信息会员服务记录及积分。 [0022] membership points system to increase the barcode information cardholder records and membership services integral to the database system.

[0023] 应用本发明的技术方案,在原有借记卡的基础上增加了具有唯一性的条形码,使借记卡具备了借记卡、会员卡双重功能,并且通过数据库系统,对具有唯一性的条形码统一管理,适用于持卡人在不同商户会员管理系统的识别,通过本发明的技术方案,将借记卡功能与会员卡功能集中在一张借记卡上,持卡人只需要携带一张卡即可使用银行借记卡系统及不同商户的会员系统,极大程度的方便了持卡人、银行及商户,并且节省了社会资源。 [0023] The technical solution of the present invention, in the original debit card adds a unique bar code that includes a debit card debit cards, membership cards dual function, and by the database system, unique bar code unified management for cardholder identification in different shops membership management system, through the technical aspect of the invention, the debit card function and membership card function focused on a debit card, the cardholder only need to bring a card you can use bank debit card systems and different shops membership system to facilitate the cardholders, merchants and banks to a great extent, and saving social resources.

具体实施方式 Detailed ways

[0024] 下面将结合附图以及具体实施例来详细说明本发明,在此本发明的示意性实施例以及说明用来解释本发明,但并不作为对本发明的限定。 [0024] and the following with reference to specific embodiments of the present invention will be described in detail, in this exemplary embodiment of the present invention serve to explain and illustrate the present invention but are not intended to limit the present invention.

[0025] 在原借记卡磁条下方,贴附有条形码,该条形码是包括宽度不等的多个黑条和空白,按照一定的编码规则排列,携带一组信息的图形标识符; [0025] Below the original debit magnetic stripe card, attached with a bar code comprising a plurality of unequal width of black bars and spaces, arranged according to certain encoding rules, carrying a set of pattern identifier information;

[0026] 数据库系统,所述数据库系统存储有条形码信息,即借记卡持卡人信息,包括持卡人条形码号码、持卡人姓名、出生年月、家庭地址、联系电话及会员服务记录;同时,在数据库系统内还存储有商户名单。 [0026] database system, the database system stores the bar code information, that is, debit cardholders, including cardholder bar code number, cardholder name, date of birth, home address, telephone number and member service records; Meanwhile, in the database system also stores a merchant list.

[0027] 商户会员管理系统,所述商户会员管理系统为会员管理软件,安装于各商户的系统终端内,该商户会员管理系统受理持卡人的会员服务申请,向持卡人提供会员服务。 [0027] The merchant member management system, the management system member merchant member management software, the system is attached to each terminal of the merchant, the merchant receives the cardholder's membership membership management system service application, providing services to members of the cardholder.

[0028] 上述实施例中,持卡人在银行终端上使用借记卡时,使用借记卡上的磁条进行识别,此时借记卡使用与普通借记卡使用相同; [0028] The above-described embodiment, when the cardholder in debit card bank terminal, a magnetic stripe on the debit card identification, this time using a debit card and a debit card using the same general;

[0029] 持卡人在商户间使用时,商户终端用扫描枪读取借记卡上的条形码号码,生成会员服务申请,向持卡人提供会员服务。 [0029] When cardholders use among merchants, merchant terminal reads the bar code scanner with a number on debit cards, membership services generate application to provide membership services to cardholders.

[0030] 作为上述技术方案的改进,所述数据库系统还包括注册系统,持卡人在得到新发放的借记卡后,将借记卡上的条形码信息,连同持卡人个人信息,包括条形码号码、姓名、出生年月、家庭地址及联系电话存储至数据库系统。 [0030] As an improvement of the above-described aspect, the database system further includes a registration system, the cardholder after obtaining the new debit card issued, the barcode information on the debit card, the cardholder along with personal information including barcodes number, name, date of birth, home address and telephone number stored in the database system. [0031] 作为上述技术方案的改进,所述商户会员管理系统还包括会员识别系统,所述会员识别系统在接受持卡人会员申请时,检索持卡人的条形码号码信息,当持卡人条形码号码为本商户会员号码时,自动提供会员服务,并增加会员服务记录;否则不予提供会员服务。 [0031] As an improvement of the above-described aspect, the system further comprises a merchant member management system member identification, members of the identification system, the bar code number information retrieval cardholder when accepting membership application cardholder, when the cardholder barcode when the number-oriented business membership number, automatically provide membership services, and increase membership service record; otherwise does not provide membership services.

[0032] 作为上述技术方案的改进,所述商户会员管理系统还包括会员积分系统,所述会员积分系统在所述商户会员管理系统向持卡人提供会员服务后,在持卡人条形码信息添加消费记录,向所述数据库系统增加持卡人的条形码信息积分加1。 [0032] As an improvement of the above-described aspect, the system further comprises a merchant member management system integral member, the member integral system provides services to members of the cardholder merchant member management system and then adding the barcode information cardholder consumer records, increasing the barcode information cardholder integral plus 1 to the database system.

[0033] 还包括一种集借记卡、会员卡功能于一体的方法,包括如下步骤: [0033] The method further comprises a set of debit cards, membership functions in one card, comprising the steps of:

[0034] (1)、将新发放的借记卡上设条形码; [0034] (1), the bar code provided on the newly issued debit cards;

[0035] (2)、将持卡人的条形码信息录入数据库系统; [0035] (2), the cardholder barcode information entered into the database system;

[0036] 将商户名单录入数据库系统; [0036] The list of businesses entered into the database system;

[0037] (3)、持卡人在数据库系统上选择商户并成为所述商户的会员; [0037] (3), selected by the cardholders and merchants on the database system to become a member of the merchant;

[0038] (4)、数据库系统将持卡人条形码信息传送至步骤(3)中持卡人选择的商户; [0038] (4), the database system cardholder information to the bar code in step (3) is selected by the cardholders merchants;

[0039] (5)、步骤中的商户将持卡人条形码信息录入到会员管理系统; [0039] (5), the business cardholder step barcode information entered into the member management system;

[0040] (6)、商户终端向持卡人提供会员服务。 [0040] (6), the merchant terminal provides membership services to the cardholder.

[0041] 作为上述实施例方案的改进,在步骤(2)之前,还包括如下步骤: [0041] As an improvement of the solutions of the above-described embodiments, prior to step (2), further comprising the steps of:

[0042] 持卡人向条形码数据库系统申请注册,注册成功后所述条形码数据库系统将持卡人信息录入。 [0042] cardholder registration application to the bar code database system, after successful registration of the bar code information into the cardholder database system.

[0043] 作为上述实施例方案的改进,在步骤(6)之前,还包括如下步骤: [0043] As an improvement of the solutions of the above-described embodiments, prior to step (6), further comprising the steps of:

[0044] 商户终端判断持卡人信息是否已经为本商户会员,并向会员提供会员服务。 [0044] the merchant terminal to determine whether cardholder information is already business-oriented members, and provide member services member.

[0045] 作为上述实施例方案的改进,在步骤(6)之后,还包括如下步骤: [0045] As an improvement of the solutions of the above-described embodiment, after step (6), further comprising the steps of:

[0046] 会员积分系统向数据库系统增加所述持卡人的条形码信息会员服务记录及积分加1。 [0046] membership points system to increase the barcode information cardholder service records and integral members plus 1 to the database system.

[0047] 上述实施例方案,用电子信息形式保存持卡人信息,减少个人到多个商户填资料申请会员卡的时间;且能够做到一张会员卡在多个商户处通用,免除了个人需要携带多张会员卡的烦恼;并够提高了商户读取会员号码的效率;本发明能够大量减少会员卡的发卡量,节约社会资源,也能够对环保作贡献。 [0047] the embodiments described above scheme, cardholder information stored electronically in the form of information, reduce the time to fill personal information to multiple businesses apply for membership card; and be able to do a membership card at multiple merchants at GM, eliminating the personal the need to carry multiple trouble membership card; and enough to increase the number of members of the merchant reading efficiency; the invention can significantly reduce the amount of issuing membership cards, save social resources, can contribute to environmental protection.

[0048] 以上对本发明实施例所提供的技术方案进行了详细介绍,本文中应用了具体个例对本发明实施例的原理以及实施方式进行了阐述,以上实施例的说明只适用于帮助理解本发明实施例的原理;同时,对于本领域的一般技术人员,依据本发明实施例,在具体实施方式以及应用范围上均会有改变之处,综上所述,本说明书内容不应理解为对本发明的限制。 Described in detail describes the technical solution provided in [0048] the above embodiment of the present invention herein apply the principle of specific examples of embodiments of the present invention and embodiments are set forth in the above embodiments apply only to aid in understanding the present invention the principles of the embodiment; the same time, those of ordinary skill in the art, according to embodiments of the present invention, may make modifications at specific embodiments and application scope, Therefore, the specification shall not be construed as the present invention limits.

Claims (8)

1. 一种带条形码借记卡系统,包括借记卡及银行系统,所述借记卡为银行借记卡,所述银行系统为借记卡发卡行借记卡系统,其特征在于还包括:条形码,所述条形码设于借记卡上,所述条形码对应的号码同时也是会员卡号码;数据库系统,所述数据库系统存储有条形码信息,即借记卡持卡人信息;所述数据库系统还存储有商户名单;商户会员管理系统,所述商户会员管理系统设于各商户内,存储有会员的条形码信息,并受理持卡人的会员服务申请,向持卡人提供会员服务。 A bar code with a debit card system, including debit cards and banking system, a debit card is a debit card, a debit card system is a banking debit card issuer system, characterized by further comprising : bar code, the bar code provided on the debit card, the bar code number is also corresponding to card number; database system, the database system stores information about the barcode, i.e., debit card cardholder information; said database system there are also stores a list of businesses; merchant membership management system, the merchant membership management system located in various businesses, stores members of the bar code information, and accept the cardholder's membership application services, to provide membership services to cardholders.
2.如权利要求1所述的带条形码借记卡系统,其特征在于:所述数据库系统还包括注册系统,将新发放的借记卡上的条形码信息存储至所述数据库系统。 2. barcoded debit card system according to claim 1, wherein: said database system further comprises a registration system, the barcode information stored on a new debit card issued to the database system.
3.如权利要求1所述的带条形码借记卡系统,其特征在于:所述商户会员管理系统还包括会员识别系统,所述会员识别系统在接受持卡人会员服务申请时,将持卡人的条形码号码信息在所述会员管理系统内检索,当所述持卡人的条形码信息已经存储于所述商户会员管理系统时,为持卡人提供会员服务。 3. barcoded debit card system according to claim 1, wherein: said system further comprises a merchant member management system member identification, members of the identification system in an application service members cardholder, the cardholder people barcode number information retrieval within the membership management system, the cardholder when the bar code information has been stored in the merchant membership management system, for the cardholder to provide membership services.
4.如权利要求1所述的带条形码借记卡系统,其特征在于:所述商户会员管理系统还包括会员积分系统,所述会员积分系统在所述商户会员管理系统向持卡人提供会员服务后,向所述数据库系统增加会员服务记录及持卡人条形码信息积分。 4. barcoded debit card system according to claim 1, wherein: said system further comprises a merchant loyalty member integral management system, the system provides a member integral members of the merchant to the cardholder in the member management system after the service, increase membership and service records integrating barcode information cardholder to the database system.
5. 一种集借记卡、会员卡功能于一体的方法,其特征在于包括如下步骤:(1)、将新发放的借记卡上设条形码;(2)、将持卡人的条形码信息录入数据库系统;将商户名单录入数据库系统;(3)、持卡人在数据库系统上选择商户并成为所述商户的会员;G)、数据库系统将持卡人条形码信息传送至步骤(3)中持卡人选择的商户;(5)、步骤中的商户将持卡人条形码信息录入到会员管理系统;(6)、商户终端向持卡人提供会员服务。 A set of debit cards, membership cards functions in one method, comprising the steps of: (1), the bar code provided on the newly issued debit card; (2), the barcode information cardholder entered into the database system; the merchant list entered into the database system; (3), selected by the cardholders and merchants on the database system to become a member of the merchant; in G), the database system cardholder information to the bar code in step (3) cardholder selected merchants; (5), the business cardholder step barcode information entered into the member management system; (6), members of the merchant terminal provides services to the cardholder.
6.如权利要求5所述的集借记卡、会员卡功能于一体的方法,其特征在于步骤(2)之前,还包括如下步骤:持卡人向数据库系统申请注册,注册成功后所述数据库系统将持卡人信息录入。 Cardholder application registered with the database system, the registration is successful: 6. Set debit card according to claim 5, membership card function in one of the methods, wherein prior to step (2), further comprising the steps of the cardholder information into the database system.
7.如权利要求5所述的集借记卡、会员卡功能于一体的方法,其特征在于步骤(6)之前,还包括如下步骤:商户终端判断下载的持卡人信息是否已经为本商户会员,并向会员提供会员服务。 7. Set debit card according to claim 5, membership functions in one card, characterized in that prior to step (6), further comprising the steps of: determining whether the merchant terminal cardholder information has been downloaded present merchants Member to Member offers membership services.
8.如权利要求5所述的集借记卡、会员卡功能于一体的方法,其特征在于步骤(6)之后,还包括如下步骤:会员积分系统向数据库系统增加所述持卡人的条形码信息会员服务记录及积分。 8. After collection of the debit card as claimed in claim 5, membership functions in one card, characterized in that the step (6), further comprising the step of: increasing said member integral system to the barcode database system cardholder Member service records and information integration.
CN2010102674424A 2010-08-30 2010-08-30 Debit card system with bar code and method for integrating functions of debit card and membership card into one whole body CN102385775A (en)

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