CN102799985A - Mobile payment system and method - Google Patents
Mobile payment system and method Download PDFInfo
- Publication number
- CN102799985A CN102799985A CN201210235676XA CN201210235676A CN102799985A CN 102799985 A CN102799985 A CN 102799985A CN 201210235676X A CN201210235676X A CN 201210235676XA CN 201210235676 A CN201210235676 A CN 201210235676A CN 102799985 A CN102799985 A CN 102799985A
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- terminal
- cash register
- bank card
- mobile phones
- remote
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Abstract
The invention discloses a mobile payment system which comprises a remote bank transaction center, a cashier terminal and a mobile payment terminal, wherein both the cashier terminal and mobile terminal are provided with a wireless communication device; the wireless communication devices communicate with each other; the remote bank transaction center is connected with the cashier terminal through a communication line; and a key module is installed in the mobile payment terminal. The key module in the mobile payment terminal of the mobile payment system stores the information of all bank cards of the user, so that the mobile phone of the user is integrated with the bank card functions, and the user can implement the function of bank card payment anytime and anywhere by taking the mobile phone; and the mobile payment system is convenient to use and easy to realize and popularize.
Description
Technical field
The present invention relates to a kind of electronic fare payment system and method, specifically, is a kind of payment system and method for payment of utilizing mobile phone to realize remote payment.
Background technology
Present popularization along with banking; The bank card of similar credit card and so on has obtained application more and more widely in consumer's current transaction; The consumer gos out and needn't carry buckets of cash; Only need to use bank card just can consume clearing,, reduced the stolen risk of cash for the consumer provides greatly easily simultaneously in the market that banking terminal is installed.Use the bank card clearing that many inconvenience are still arranged at present; The consumer consumes clearing and still has potential safety hazard on existing banking terminal, and much consumer wants carries the bank card of how tame bank, carries inconvenience; The possibility that bank card is lost increases, and use is still convenient inadequately.
Summary of the invention
The present invention is directed to present use bank card and settle accounts and still have potential safety hazard, carry inconvenience, lose easily, use shortcoming such as facility inadequately, proposed a kind of hand call payment system and method for payment.
Hand call payment system of the present invention; Comprise remote banking transaction center, cash register terminal, mobile phones payment terminal; Cash register terminal and mobile phone terminal all are provided with radio communication device; Communication each other between the radio communication device, the remote banking transaction center is connected with the cash register terminal through connection, and key module is installed in the mobile phones payment terminal.
Preferably, described cash register terminal is provided with one at least.
Preferably, described mobile phones payment terminal is provided with one at least.
A kind of hand set paying method, step is following:
1) mobile phones payment terminal connects through radio communication device and cash register terminal, and the key module of mobile phones payment terminal sends bank card account number information to the cash register terminal through radio communication device;
2) the cash register terminal sends to remote bank card trade center with the bank card account number information that receives, and sends transaction request to remote bank card trade center;
3) remote bank card trade center is handled transaction request, and sends the requirement of input password to the cash register terminal;
4) user is through mobile phones payment terminal input password, and password sends to remote bank card trade center by mobile phones payment terminal through the cash register terminal, and password passes through, and accomplishes transaction.
The invention has the beneficial effects as follows: the information that the key module in the hand call payment system mobile phones payment terminal has been stored all bank cards of user; Make user's mobile phone integrated bank card functionality; Carry mobile phone and can accomplish the function of bank card payment whenever and wherever possible; Easy to use, realize easily, be easy to popularize.
Description of drawings
Accompanying drawing 1 is the system chart of hand call payment system of the present invention.
Embodiment
Hand call payment system of the present invention; As shown in Figure 1; Comprise remote banking transaction center, cash register terminal, mobile phones payment terminal, cash register terminal and mobile phone terminal all are provided with radio communication device, communication each other between the radio communication device; The remote banking transaction center is connected with the cash register terminal through connection, and key module is installed in the mobile phones payment terminal.
Cash register terminal and mobile phones payment terminal all are provided with one at least.
The key module stored of mobile phones payment terminal has the information of all bank cards of user; Mobile phones payment terminal connects through radio communication device and cash register terminal; The key module of mobile phones payment terminal sends bank card account number information to the cash register terminal through radio communication device, and the cash register terminal sends to remote bank card trade center with the bank card account number information that receives, and sends transaction request to remote bank card trade center; Remote bank card trade center is handled transaction request; And send input password requirement to the cash register terminal, and the user is through mobile phones payment terminal input password, and password sends to remote bank card trade center by mobile phones payment terminal through the cash register terminal; Password passes through, and accomplishes transaction.
Claims (4)
1. hand call payment system; It is characterized in that; Comprise remote banking transaction center, cash register terminal, mobile phones payment terminal, cash register terminal and mobile phone terminal all are provided with radio communication device, communication each other between the radio communication device; The remote banking transaction center is connected with the cash register terminal through connection, and key module is installed in the mobile phones payment terminal.
2. hand call payment system according to claim 1 is characterized in that, described cash register terminal is provided with one at least.
3. hand call payment system according to claim 1 is characterized in that, described mobile phones payment terminal is provided with one at least.
4. hand set paying method based on the described hand call payment system of claim 1 is characterized in that step is following:
1) mobile phones payment terminal connects through radio communication device and cash register terminal, and the key module of mobile phones payment terminal sends bank card account number information to the cash register terminal through radio communication device;
2) the cash register terminal sends to remote bank card trade center with the bank card account number information that receives, and sends transaction request to remote bank card trade center;
3) remote bank card trade center is handled transaction request, and sends the requirement of input password to the cash register terminal;
4) user is through mobile phones payment terminal input password, and password sends to remote bank card trade center by mobile phones payment terminal through the cash register terminal, and password passes through, and accomplishes transaction.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210235676XA CN102799985A (en) | 2012-06-29 | 2012-06-29 | Mobile payment system and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210235676XA CN102799985A (en) | 2012-06-29 | 2012-06-29 | Mobile payment system and method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN102799985A true CN102799985A (en) | 2012-11-28 |
Family
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201210235676XA Pending CN102799985A (en) | 2012-06-29 | 2012-06-29 | Mobile payment system and method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN102799985A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2014094577A1 (en) * | 2012-12-17 | 2014-06-26 | Jiang Hongming | Mobile payment system and connection device thereof |
-
2012
- 2012-06-29 CN CN201210235676XA patent/CN102799985A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2014094577A1 (en) * | 2012-12-17 | 2014-06-26 | Jiang Hongming | Mobile payment system and connection device thereof |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| DD01 | Delivery of document by public notice |
Addressee: Qingdao United Innovation Technology Service Platform Co., Ltd. Document name: Notification of before Expiration of Request of Examination as to Substance |
|
| DD01 | Delivery of document by public notice |
Addressee: Qingdao United Innovation Technology Service Platform Co., Ltd. Document name: Notification that Application Deemed to be Withdrawn |
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| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20121128 |