CN102708482A - Interface method for trading with merchant system in digital television online payment system - Google Patents
Interface method for trading with merchant system in digital television online payment system Download PDFInfo
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- CN102708482A CN102708482A CN201210109719XA CN201210109719A CN102708482A CN 102708482 A CN102708482 A CN 102708482A CN 201210109719X A CN201210109719X A CN 201210109719XA CN 201210109719 A CN201210109719 A CN 201210109719A CN 102708482 A CN102708482 A CN 102708482A
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Abstract
The invention discloses an interface method for trading with a merchant system in a digital television online payment system. The interface method comprises the following steps: the merchant system submits the user order information to a payment system, and provides a payment interface of the online payment service to the digital television user through the payment system; user confirms the order paid online through the payment system, wherein the confirm operation comprises two states of payment (agree to pay) and drawback (not agree to pay); the payment system actively informs the merchant system of a payment confirming interface and a drawback processing interface of the order confirming state of the user; the payment system automatically scans the order at a fixed time, processes the order without being confirmed by the user at overtime, and simultaneously informs the merchant system of the system confirming interface; the merchant system checks an account checking interface according to the bill of the payment system everyday. Meanwhile, the invention also discloses a communication method and a safety specification of a trading interface. By using the interface method for trading with the merchant system in the digital television online payment system, the realizing cost of the digital television online payment system is reduced; and the interface method is beneficial for popularization and spreading.
Description
Technical field
The present invention relates to communication field, particularly relate to the interface method of a kind of and merchant transaction in the digital television on-line payment system.
Background technology
Along with the development of digital TV network, operator is also corresponding to have released increasing two-way value-added service.Wherein the TV store is a typical value-added service; The user buys on TV and how to pay behind the commodity is the difficult problem that current operator runs into, and the user removes operator's sales counter or can not satisfy the demand of these value-added services through traditional way of paying that bank withholds.Digital television on-line payment provides a self-service passage of paying easily to the user, and will promote the development of value-added service in the Cable Network network.
Country quickens to advance the process of the integration of three networks in the recent period; Various places operator in digital television bidirectional network, carried out TV store, TV small amount payment, etc. the value-added service of online paying; Also introduce simultaneously the increasing trade company that content service can be provided; As the online trading system of operator's core system and commerce system between when carrying out exchanges data, it is important that the standardization of communication interface also more and more seems.
Summary of the invention
Technical matters to be solved by this invention provides a kind of interface method of concluding the business with commerce system in the digital television on-line payment system; Interface communication mode with standard online trading system and merchant system; Make interface and flow process standardization; Multipotency provides content service trade company to have made things convenient for operator to introduce more, thereby is beneficial to operator's developing value-added services on TV.
For realizing the foregoing invention purpose; The present invention is provided at a kind of interface method of concluding the business with commerce system in the digital television on-line payment system; Comprise that a kind of and commerce system carry out transaction interface, the affirmation interface that a kind of user operates the order status of purchase commodity, a kind of system handles the overtime order of not doing affirmation of user; Notify the system validation interface of commerce system simultaneously, also have a kind of reconciliation interface that supplies commerce system and payment system that order is proofreaded;
Said payment interface is used for: commerce system is submitted user's order (payment) information to payment system, to pass through the payment system platform, for digital cable customers provides online payment services;
Digital cable customers has a payment system account; On commerce system, order (payment) transaction; After the user selects payment system to pay the bill, jump to the page of payment system through commerce system, payment account and password that the user inputs payment system begin payment; If user's disbursement account has enough this transactions of remaining sum payment, the user can accomplish the transaction payment fast so; If user's disbursement account does not have the remaining sum of enough this transactions, commerce system will cancelled and return to this this transaction.
Said payment affirmation interface and reimbursement interface; Be used for: the user is through the payment system payment, after receiving commodity (perhaps dissatisfied to commodity, as perhaps to want to Cancel Transaction); Pay through DTV login payment system and to confirm operation; Payment system proactive notification commerce system, can be paid trade company the order amount of money or return the user for user's reimbursement operation about user's affirmation situation according to the situation of consulting.
Payment affirmation comprises following two states:
Payment (agreeing payment)---under this state, payment system is squeezed into merchant account with the order amount of money
Reimbursement application (disagreeing with payment)---under this state, the payment system order status is set to the reimbursement application, and at this time the user need get in touch the contact staff of digital-tv operator, unifies the processing of holding consultation of contact user and trade company by the contact staff.This state places an order temporarily preserving the reimbursement treatment state, and after consulting, by handling (through the payment system background management system) by the contact staff according to negotiation result, as not holding consultation, order will keep the reimbursement state always.
Said system validation interface is used for: the user is through the payment system payment, and after receiving commodity, the user is overtime not to do any operation (payment/reimbursement) to order.Under this state, payment system is carried out handled according to previous agreement with the order amount of money, and order status is set to " system validation ", the commerce system of proactive notification simultaneously.
Described reconciliation interface is used for: payment system every day is placed on the FTP catalogue of prior agreement with all (payment) trading order form information on the same day with the form of text, and commerce system every day obtains trading order form information in the FTP catalogue of correspondence and checks.Different as finding with payment system, be as the criterion with payment system trading order form information and carry out the sequence information modification.
A kind of interface communication mode with the commerce system transaction adopts the list way of submission in the digital television on-line payment system: HTTP POST, and coded system is all used the GBK coding;
In order to guarantee data data validity and integrality in transmission course; Commerce system and payment system can communication the both sides system need carry out digital signature to the transaction message data; Verification need be done to the signature of transaction message by the both sides system after receiving the data that the opposite end sends.
Here the digital signature of mentioning is meant the parameter that will send, according to designated parameters and order, is linked to be character string successively, and in the end appends new string of key formation prior and that merchant system is appointed.Sign=MD5 (key of transaction journal number+number of set-top box+O/No.+order time+amount of money+Notification URL+both sides' agreement) for example.
After this new string carried out md5 encryption, convert the result 16 system numbers of small letter into, give peer-to-peer system as the value of a sign parameter of transaction message; After peer-to-peer system receives the message of transaction request, at first message signature sign parameter is done verification, verification is through then doing subsequent treatment to message, otherwise returns miscue to the other side.
With the payment interface is example, and interface definition is following:
Can find out by such scheme, provide the implementation method of on-line payment system and commerce system transaction interface among the present invention.Under the prerequisite that guarantees user's on-line payment safety, standard the interface of payment system with commerce system, reduce commerce system and the integrated difficulty of business system, the cost of introducing content supplier of saving operator.And simple in structure being convenient to of interface method disposed, and is easy to realize.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art; To do simple the introduction to the accompanying drawing of required use in embodiment or the description of the Prior Art below; Obviously, the accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills; Under the prerequisite of not paying creative work property, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is a system architecture synoptic diagram in the embodiment of the invention one;
Fig. 2 is a payment interface operation flow flow graph in the embodiment of the invention one;
Fig. 3 is payment affirmation interface business flow process figure in the embodiment of the invention one;
Fig. 4 is reimbursement interface business flow process figure in the embodiment of the invention one;
Fig. 5 is payment system interface business flow process figure in the embodiment of the invention one;
Fig. 6 is trade company's order status migration synoptic diagram in the embodiment of the invention one.
Embodiment
For make above-mentioned purpose of the present invention, feature and advantage can be more obviously understandable, below in conjunction with accompanying drawing and embodiment the present invention done further detailed explanation.Obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills are not making the every other embodiment that is obtained under the creative work prerequisite, all belong to the scope of the present invention's protection.
Embodiment one, referring to Fig. 1, and Fig. 2, Fig. 3, Fig. 4, Fig. 5, Fig. 6.
The present invention is provided at a kind of interface method of concluding the business with commerce system in the digital television on-line payment system; Saidly comprise first kind of payment interface; Be used for: commerce system is submitted user's order (payment) information to payment system; To pass through the payment system platform, for digital cable customers provides online payment services;
The operation flow of above-mentioned interface specifically comprises step referring to Fig. 2:
1) user is through DTV login commerce system, and Payment Request is initiated in the free choice of goods;
2) commerce system generates order;
3) commerce system is submitted to payment system with sequence information and total expenses;
4) legitimacy of payment system authentication order;
5) if information is legal, payment system represents the account number cipher inputting interface;
6) user imports account number cipher information;
7) payment system checking user profile, and represent sequence information;
8) user's information that confirms an order;
9) the payment system delivery operation (in payment account, withholing) of being correlated with;
10) system that pays returns the order processing result to commerce system.
11) commerce system is accomplished respective operations, and shows payment result to the user.
Said payment affirmation interface; Be used for: the user is through the payment system payment, after receiving commodity (perhaps dissatisfied to commodity, as perhaps to want to Cancel Transaction); Pay through DTV login payment system and to confirm operation, payment system proactive notification commerce system is about user's affirmation situation.
The operation flow of above-mentioned interface specifically may further comprise the steps referring to Fig. 3:
1) user is through DTV login payment system, and selection needs the order of confirming and confirms operation;
2) payment system is handled user's affirmation operation accordingly;
3) payment system proactive notification commerce system is about user's payment affirmation situation;
4) payment system shows the result of payment affirmation to the user;
5) commerce system receives correspondence is carried out in the back to respective orders operation; If user's affirmation state that commerce system receives is " reimbursement "; Commerce system must be pointed out " user's refusal to pay "; Trade company needs initiatively contact operation to go up the contact staff in addition, cooperates contact staff and the user processing of holding consultation.
Pay the bill through the on-line payment mode for the user, after receiving commodity, to commodity dissatisfied (perhaps wanting to Cancel Transaction); Carry out the reimbursement operation through DTV login payment system; Can hold consultation through customer service staff contact user and trade company, after negotiation, the contact staff handles order according to negotiation result to reimbursement and handles: pay trade company or rollback is given the user with the order amount of money; Can decide according to negotiation result, the operation flow of reimbursement interface is referring to Fig. 4.
Said system validation interface is used for: the user is through the payment system payment, and after receiving commodity, the user is overtime not to do any operation (payment/reimbursement) to order.Under this state, payment system is carried out handled according to previous agreement with the order amount of money, and order status is set to " system validation ", the commerce system of proactive notification simultaneously.
The course of work of above-mentioned interface specifically may further comprise the steps referring to Fig. 5:
1) payment system regularly scans order;
2) payment system is carried out system validation to the overtime order of not doing affirmation of user;
3) payment system proactive notification commerce system is about the Confirmation of Orders state, if after the notice of the payment system that commerce system receives, commerce system must be pointed out the user treatment state about order.
Said reconciliation interface is used for: payment system every day is placed on the FTP catalogue of prior agreement with all (payment) trading order form information on the same day with the form of text, and commerce system every day obtains trading order form information in the FTP catalogue of correspondence and checks.Different as finding with payment system, be as the criterion with payment system trading order form information and carry out the sequence information modification.
Trade company's order has five kinds of states, is respectively: original state, user confirm state, reimbursement treatment state, user's disarmed state, system validation state.Trade company's order status transition process is referring to Fig. 6, and the explanation of concrete state is following:
0: original state: refer to be submitted to the virgin state (original state after the on-line payment) after the payment system from commerce system.
1: the user confirms state: refer to that the user takes the commodity of approval, sign in to payment system do confirm delivery operation after, the state of order.Under this state, system can squeeze into the order amount of money in the corresponding merchant account.
2: the system validation state: after referring to that the user takes commodity; Do not sign in to payment system and do affirmation or refusal to pay operation; Time, payment system changed order status into the system validation state automatically, the order of this state above behind the duration of appointment; System can be according to the order processing type, and judgement is the order amount of money to be squeezed into merchant account or rollback give the user.
3: user's disarmed state: refer to that the user takes commodity and do not approve; Sign in to after payment system does reimbursement operation; After holding consultation through user and trade company, trade company agrees according to circumstances to determine to give the user with amount of money rollback for user or client service center amount of money rollback, and client service center's login payment system is carried out order processing; After the amount of money returned to the user, the state of order.
4: the reimbursement application status: after referring to that the user takes commodity, think not symbol or do not want to buy of commodity, sign in to after payment system does the reimbursement operation state of order.Under this state; System not just amount of money rollback give the user; But needing contact client service center of user or trade company to carry out Coordination Treatment, client service center can login payment system according to coordinating the result, and order is carried out corresponding operating: pay trade company or rollback is given the user with the order amount of money.
The reconciliation interface definition is following
Wherein the definition of the information content is following:
| Title | Explanation |
| bizID | The ID of trade company |
| orderFLOW | Trade company's order serial number, the overall situation is unique |
| stbID | Sequence number (can be STB numbering, intelligent card numbers etc., decide) according to professional |
| amt | The order amount of money, unit: divide |
| orderTime | Order time, form: YYYYMMDDHHMMSS |
Therefore the interface method of a kind of and commerce system transaction in the digital television on-line payment system provided by the invention has following advantage.
(1) the interface flow process is simple, is beneficial to realization, reduces cost
The present invention provides the overall process that has contained online transaction with the interface of commerce system, and flow process is simple to be realized easily, and standardized interface is beneficial to run to go up introduces trade company, also is that system integration exploitation is practiced thrift cost with enforcement between operator and the trade company.
(2) interface communication is simple and safe strides
Adopt the mode of Http list submission to realize easily, can be cross-platform, through the tupe of message encryption signature, guarantee the information security of interface communication.
The above only is an embodiment of the present invention; Should be pointed out that for those skilled in the art, under the prerequisite that does not break away from the principle of the invention; Can also make some improvement and retouching, these improvement and retouching also should be regarded as protection scope of the present invention.
Claims (6)
1. the interface method of a kind of and commerce system transaction in the digital television on-line payment system is characterized in that, comprised payment system to commerce system like lower interface: a kind of is the interface that receives outside commerce system Payment Request, is called payment interface; A kind of be payment system proactive notification commerce system about the user to the Confirmation of Orders interface operable, be called the payment affirmation interface; Payment system is paid the order amount of money trade company or is returned the user according to the negotiation situation behind a kind of user's of being reimbursement; A kind of is that payment system regularly scans order, carries out system validation for the overtime order of not doing affirmation of user and handles, and is called the system validation interface; A kind of commerce system every day is as the criterion all (payment) trading order form information on the same day and does check and correction with the information that payment system was provided, be referred to as the reconciliation interface;
Said pair of interface is used for: commerce system is submitted user's order (payment) information to payment system, to pass through the payment system platform, for digital cable customers provides online payment services;
Said payment affirmation interface; Be used for: the user passes through payment system; To the operation that the order of on-line payment is confirmed, comprise payment (agreeing payment) and reimbursement (disagreeing with payment) two states, payment system proactive notification commerce system user's order confirmation operations state;
Said reimbursement interface is used for: the user pays the bill through the on-line payment mode, after receiving commodity; To commodity dissatisfied (perhaps wanting to Cancel Transaction); Carry out the reimbursement operation through DTV login payment system, can hold consultation through contact staff's contact user and trade company, after negotiation; The contact staff handles order according to negotiation result to reimbursement and handles: pay trade company or rollback is given the user with the order amount of money, decide according to negotiation result;
Said system validation interface is used for: payment system is regularly carried out autoscan to order, the overtime order of not doing affirmation of user is carried out system validation handle, and notifies commerce system simultaneously;
Said reconciliation interface is used for: payment system every day is placed on the FTP catalogue of prior agreement with all (payment) trading order form information on the same day with the form of text, and commerce system every day obtains trading order form information in the FTP catalogue of correspondence and checks.Different as finding with payment system, be as the criterion with payment system trading order form information and carry out the sequence information modification.
2. a kind of interface communication mode of concluding the business with commerce system in the digital television on-line payment system is characterized in that, the communication interface employing list way of submission of commerce system and payment system: HTTP POST, and coded system is all used the GBK coding;
In order to guarantee data data validity and integrality in transmission course, commerce system and payment system can need be carried out digital signature to data by communication two party, after receiving signed data, carry out signature check.
3. method according to claim 1 is characterized in that, also comprises: described payment interface is meant that digital cable customers has a payment system account; On commerce system, order (payment) transaction; After the user selects payment system to pay the bill, jump to the page of payment system through commerce system, payment account and password that the user inputs payment system begin payment; If user's disbursement account has enough this transactions of remaining sum payment, the user can accomplish the transaction payment fast so; If user's disbursement account does not have the remaining sum of enough this transactions, commerce system will cancelled and return to this this transaction.
4. method according to claim 1; It is characterized in that; Also comprise: said trade confirmation interface is meant that the user passes through the payment system payment, after receiving commodity (perhaps dissatisfied to commodity, as perhaps to want to Cancel Transaction); Pay through DTV login payment system and to confirm operation, payment system proactive notification commerce system is about user's affirmation situation;
Payment affirmation comprises following two states:
Payment (agreeing payment)---under this state, payment system is squeezed into merchant account with the order amount of money
Reimbursement application (disagreeing with payment)---under this state, the payment system order status is set to the reimbursement application, and at this time the user need get in touch the contact staff of digital-tv operator, unifies the processing of holding consultation of contact user and trade company by the contact staff.This state places an order temporarily preserving the reimbursement treatment state, and after consulting, by handling (through the payment system background management system) by the contact staff according to negotiation result, as not holding consultation, order will keep the reimbursement state always.
5. method according to claim 1 is characterized in that, also comprises: described system validation interface is meant that the user passes through the payment system payment, and after receiving commodity, the user is overtime not to do any operation (payment/reimbursement) to order.Under this state, payment system is carried out handled according to previous agreement with the order amount of money, and order status is set to " system validation ", the commerce system of proactive notification simultaneously.
6. method according to claim 2; It is characterized in that, also comprise: described digital signature is to the parameter that will send, according to designated parameters and order; Be linked to be character string successively, and in the end append new string of key formation prior and that merchant system is appointed;
After this new string carried out md5 encryption, convert the result 16 system numbers of small letter into, deliver to peer-to-peer system as the value of a sign parameter of communication packet;
After peer-to-peer system receives the message of transaction request, at first message signature sign parameter is done verification, verification is through then doing subsequent treatment to message, otherwise returns miscue to the other side.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201210109719XA CN102708482A (en) | 2012-04-11 | 2012-04-11 | Interface method for trading with merchant system in digital television online payment system |
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| CN201210109719XA CN102708482A (en) | 2012-04-11 | 2012-04-11 | Interface method for trading with merchant system in digital television online payment system |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN104038337A (en) * | 2014-06-20 | 2014-09-10 | 上海动联信息技术股份有限公司 | Data encryption method based on AES128 |
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| CN101207789A (en) * | 2007-12-25 | 2008-06-25 | 深圳市同洲电子股份有限公司 | Server, transport operation system and paying method using digital television system |
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Application publication date: 20121003 |