CN102592215A - Rapid online payment method and server - Google Patents
Rapid online payment method and server Download PDFInfo
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- CN102592215A CN102592215A CN2011104607132A CN201110460713A CN102592215A CN 102592215 A CN102592215 A CN 102592215A CN 2011104607132 A CN2011104607132 A CN 2011104607132A CN 201110460713 A CN201110460713 A CN 201110460713A CN 102592215 A CN102592215 A CN 102592215A
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Abstract
The invention provides a rapid online payment method, which comprises the following steps of: receiving a payment query request from a user by using a searching engine; performing matching searching according to the payment query request to acquire a payment portal by using the searching engine; embedding the payment portal into a searching result page, and providing the searching result page for the user; and receiving the operation behavior of the user for the payment portal in the searching result page, and realizing a payment function corresponding to the payment query request by calling a corresponding asynchronous calling interface according to the operation behavior. Correspondingly, the invention also provides a rapid online payment server. By the method and the server, the operation efficiency of the user can be improved, the user can be prevented from the fraud and infringement of a phishing website, and the security of online payment is ensured.
Description
Technical field
The present invention relates to computer network field, relate in particular to a kind of method and server of quick online payment.
Background technology
The online service of supplementing with money is convenient and swift, and the user uses the terminal can accomplish the process of supplementing with money, and can remove from needs special trouble to the payment of related entities payment window, so the on-line payment service is accepted by increasing netizen.
In the existing payment transaction, the user need at first find third party's web portal of payment in search engine, clicks that this inlet back gets into payment page and accomplishes step by step according to prompting and supplement with money.Its defective is: the first, and the fake site is a lot, and for example user easier receives the swindle of fishing website and causes damage; The second, what each supplemented the page with money supplements the step difference with money, is unfavorable for that the user efficiently accomplishes payment glibly; The 3rd, the user also needs to return the third-party website of supplementing with money of click entering the page or leaf from search engine, also needs user's own to carry out artificial screening simultaneously, has therefore increased operation steps, promotes misuse rate and lowers efficiency.
Summary of the invention
The object of the present invention is to provide a kind of method and server of quick online payment, can simplify the operation steps of user's on-line payment, and improve operating efficiency.
On the one hand, the invention provides a kind of method of quick online payment, this method comprises:
Search engine receives user's payment query requests;
Said search engine carries out match search according to this payment query requests, to obtain the payment inlet;
Should pay inlet and be embedded in the result of page searching, and this result of page searching was offered said user;
Receive user's operation behavior to said payment inlet in said result of page searching, call corresponding asynchronous call interface according to this operation behavior and realize and the corresponding payment function of said payment query requests.
On the other hand, the present invention also provides a kind of server of quick online payment, and this server comprises:
Search engine module is used to receive user's payment query requests, and carries out match search according to this payment query requests, to obtain the payment inlet;
Output module is used for said payment inlet is embedded in result of page searching, and this result of page searching is offered said user;
The payment function module is used for receiving the user in the operation behavior of said result of page searching to said payment inlet, calls corresponding asynchronous call interface according to this operation behavior and realizes and the corresponding payment function of said payment query requests.
The method of quick online payment provided by the invention and server; Be embedded in the result of page searching and be sent to the user through paying inlet; Make this user under the situation of not leaving result of page searching, just can accomplish payment process; Promote user's operating efficiency, and avoided user's mistake encroached on by the swindle of fishing website, guaranteed the safety of online payment.
Description of drawings
Through reading the detailed description of doing with reference to following accompanying drawing that non-limiting example is done, it is more obvious that other features, objects and advantages of the present invention will become:
Fig. 1 is the process flow diagram according to a kind of embodiment of the method for quick online payment of the present invention;
Fig. 2 to Fig. 4 is the synoptic diagram of the several operational instances of method shown in Fig. 1;
Fig. 5 is the structural representation according to a kind of embodiment of the server of quick online payment of the present invention;
Same or analogous Reference numeral is represented same or analogous parts in the accompanying drawing.
Embodiment
For making the object of the invention, technical scheme and advantage clearer, will combine accompanying drawing that embodiments of the invention are described in detail below.
Please refer to Fig. 1, Fig. 1 is the process flow diagram according to a kind of embodiment of the method for quick online payment of the present invention, and this method comprises:
Step S100, search engine receives user's payment query requests;
Step S200, said search engine carries out match search according to this payment query requests, to obtain the payment inlet;
Step S300 should pay inlet and be embedded in the result of page searching, and this result of page searching was offered said user;
Step S400 receives user's operation behavior to said payment inlet in said result of page searching, calls corresponding asynchronous call interface according to this operation behavior and realizes and the corresponding payment function of said payment query requests.
Particularly; In step S100; Search engine receives the user about inquiring about the query requests of said payment inlet; Typically in the B/S pattern, this query requests is to be sent by the web browser that user terminal uses, and the method that the user triggers this query requests can be the search of directly importing key word, pulling generation self defining keywords or the clickthrough triggering search key word of asking.The keyword message that comprises the payment inlet of requirement inquiry in the said payment query requests that to be the user send through browser; This key word is Chinese character, English character, numeral, symbol, Latin character, Greek character, hebrew alphabet or its combination normally, and for example said keyword message is " telephone expenses are supplemented China Mobile with money " or " Beijing pays water rate ".Preferably; Search engine is after the payment query requests that receives the user; Can pay the identity that said user is confirmed in unique identify label of carrying in the query requests according to this; Said user's identity is confirmed with this in ID number or the login IP address of non-registered users that for example said unique identify label is the registered user, its purpose be with search engine in the user's that write down historical operation behavior mate; So that, for example fill in payment number or payment account commonly used automatically for the user for the active user provides the data of filling in a form automatically.
In step S200, search engine is inquired about on the backstage according to said key word, to obtain the payment inlet corresponding with this key word.Next in step S300, should pay inlet and be embedded in the result of page searching.Particularly, said payment inlet can be set to be embedded in the control window on the said result of page searching, and it comprises some input frames that are used to collect the payment critical data that the user fills in.Alternatively; Said payment inlet can also be an independent html document; This html document is embedded on the said result of page searching and independent displaying; For example can make the html document of the digest form url list that shows in the result of page searching and the html document of this payment inlet in browser, show that with the screen apportion promptly both occupy the left and right sides of browser display area respectively.Handle through this, the result of page searching that has embedded said payment inlet is sent to said user.Preferably; After if said user's identity is confirmed in this unique identify label of basis; After said user uses browser to open said result of page searching,, and in said payment inlet, add this user's general information automatically according to said user's historical behavior generation user general information.For example, when said payment query requests was the prepaid mobile phone recharging query requests, what then search engine inquiry returned was the payment inlet of prepaid mobile phone recharging, and in this payment inlet, adds the user's who identifies the cell-phone number of supplementing with money commonly used automatically; When said payment query requests was water rate payment query requests, what then search engine inquiry returned was the payment inlet that water rate is paid, and the user's that annex identifies in this payment inlet automatically the water table number of paying the fees commonly used.
In step S400, after the user uses browser to open said result of page searching, can operate to the inlet of the payment in this result of page searching.Receive user's operation behavior to said payment inlet in said result of page searching, call corresponding asynchronous call interface according to this operation behavior and realize and the corresponding payment function of said payment query requests.Particularly, the purpose of calling said asynchronous call interface is to supplement server communication with money with the third party, for example communicates with the financial sector paying server.Typically, said payment query requests comprises prepaid mobile phone recharging query requests, credit card refund query requests or the online query requests of paying the fees.Correspondingly, inquiring about the said payment of returning enters the mouth corresponding with the type of said payment query requests.
Alternatively; Can also write down said user operation behavior to said payment inlet in said result of page searching; Can keep on the one hand the data result that operation behavior that this user uses always produces; Can obtain user's the behavior of supplementing with money on the other hand, do data for the holistic approach user behavior and prepare.
In order to further specify the implementation of above-mentioned steps S100 to step S400, please refer to Fig. 2 to Fig. 4, Fig. 2 to Fig. 4 is the synoptic diagram of the several operational instances of method shown in Fig. 1.As shown in Figure 2, supplement with money with the user inquiring telephone expenses and to be example, typically in the B/S pattern, the user at first uses the homepage of browser access search engine, and the key word " telephone expenses are supplemented with money " inquired about is wanted in input in the query frame 10 of this homepage.Browser carries out communication on backstage and search engine server then, and the query requests that will carry this key word " telephone expenses are supplemented with money " is sent to said search engine server.Need to prove that this search engine server is the server that is independent of the third-party server in the embodiment shown in Fig. 1, its comprehensive function is the corresponding webpage of the various key words of inquiry, online application, picture, data file etc.
Next with reference to figure 3; Said search engine server is after receiving said query requests; At first carry out match search according to the key word that carries in this query requests; To obtain suitable payment inlet, should pay inlet then and be embedded in the result of page searching, and this result of page searching was sent to said user.It is as shown in Figure 3 that this user uses browser to open the situation of said result of page searching; Comprise in this result of page searching that one is used for the payment inlet 20 of prepaid mobile phone recharging; The control form that this payment inlet 20 is set on the page; It comprises that some being used for supplement mutual button of behavior and input frame with money with the user, for example is used to fill in the input frame 21 of supplementing cell-phone number with money and supplements button 22 with money.In the present embodiment; Search engine server has identified this user's identity in face of said user sends this search results pages; Then according to this user's the historical operation record of storage; That has added in the input frame 21 in payment inlet 20 that this user uses always supplements phone number " 13800138000 " with money, certainly this supplement phone number with money also can be by manually input of user.
When said user verify the preliminary information that tops up errorless after; Button 22 is supplemented in click with money, under the situation of not leaving the current search page, shows acknowledgement window 30; Further; The user can send operation behavior to this acknowledgement window, for example selects recharge method, continues to verify and supplement phone number etc. with money, clicks " supplementing with money the immediately " button in the acknowledgement window 30 then; Can call the asynchronous call interface corresponding, carry out communication with completion bill payment function with the server that telephone expenses are supplemented with money subsequently with said payment inlet 20.
Correspondingly, the present invention also provides a kind of server of quick online payment, please refer to Fig. 5, and Fig. 5 is the structural representation according to a kind of embodiment of the server of quick online payment of the present invention, and this server 500 comprises:
Particularly, output module 520 offers said user with said result of page searching and refers to this result of page searching is sent on the browser of installation and operation on the employed terminal 600 of user and show.Correspondingly, said payment query requests also is that the user uses terminal 600 to trigger.Search engine module 510 is also confirmed said user's identity according to unique identify label of carrying in this payment query requests after the payment query requests that receives the user.For the registered user, this unique identify label is ID normally; For nonregistered user, the IP address is logined in this unique identify label normally user.Alternatively, after search engine module 510 was confirmed said user's identity, also the historical behavior according to said user generated user's general information, and in said payment inlet, added this user's general information automatically.Its purpose is to mate with the user's who is write down historical operation behavior, so that for the active user provides the data of filling in a form automatically, for example fill in payment number or payment account commonly used automatically for the user.
In the present embodiment; Output module 520 comprises the method that said payment inlet is embedded in the result of page searching: output module 520 should be paid to enter the mouth and be set to be embedded in the control window on the said result of page searching, and it comprises some input frames that are used to collect the payment critical data that the user fills in this control window.In another embodiment; Output module 520 comprises the method that said payment inlet is embedded in the result of page searching: output module 520 should pay to enter the mouth and be set to be embedded on the said result of page searching the also html document of independent displaying; Wherein said payment inlet is an independent html document; This html document is embedded on the said result of page searching and independent displaying; For example can make the html document of the digest form url list that shows in the result of page searching and the html document of this payment inlet in browser, show that with the screen apportion promptly both occupy the left and right sides of browser display area respectively.
Typically, said payment query requests comprises prepaid mobile phone recharging query requests, credit card refund query requests or the online query requests of paying the fees.Correspondingly, inquiring about the said payment of returning enters the mouth corresponding with the type of said payment query requests.
Particularly; Payment function module 530 is called corresponding asynchronous call interface according to this operation behavior and realized comprising with the corresponding payment function of said payment query requests: payment function module 530 is called corresponding asynchronous call interface and the third party supplements server communication with money, and accomplishes said payment function according to said operation behavior.
Alternatively, server 500 also comprises historical behavior database 540, is used for writing down said user in the operation behavior of said result of page searching to said payment inlet.Work and be: can keep on the one hand the data result that operation behavior that this user uses always produces, the behavior of supplementing with money that can obtain the user is on the other hand done data for the holistic approach user behavior and is prepared.
Need to prove, the term that occurs in this embodiment specify all can referring to figs. 1 among each embodiment shown in Fig. 4 for the explanation of same term.Server 500 may be embodied as server cluster or the matrix form server that a plurality of servers are formed.
The method of quick online payment provided by the invention and server; Be embedded in the result of page searching and be sent to the user through paying inlet; Make this user under the situation of not leaving result of page searching, just can accomplish payment process; Promote user's operating efficiency, and avoided user's mistake encroached on by the swindle of fishing website, guaranteed the safety of online payment.
The method of quick online payment provided by the invention can use PLD to combine to realize; Also may be embodied as computer software; Can be a kind of computer program for example, move this program product and make the computing machine execution be used for institute's exemplary method according to embodiments of the invention.Said computer program comprises computer-readable recording medium, comprises computer program logic or code section on this medium, is used to realize the method for said quick online payment.Said computer-readable recording medium can be that the built-in medium that is installed in the computing machine perhaps can be from the removable medium (for example hot-plugging technology memory device) of basic computer dismounting.Said built-in medium includes but not limited to rewritable nonvolatile memory, for example RAM, ROM, flash memory and hard disk.Said removable medium includes but not limited to: optical storage media (for example CD-ROM and DVD), magneto-optic storage media (for example MO), magnetic recording medium (for example tape or portable hard drive), have the medium (for example storage card) of built-in rewritable nonvolatile memory and have the medium (for example ROM box) of built-in ROM.
Above disclosedly be merely a kind of preferred embodiment of the present invention, can not limit the present invention's interest field certainly with this, the equivalent variations of therefore doing according to claim of the present invention still belongs to the scope that the present invention is contained.
Claims (18)
1. the method for a quick online payment, this method comprises:
Search engine receives user's payment query requests;
Said search engine carries out match search according to this payment query requests, to obtain the payment inlet;
Should pay inlet and be embedded in the result of page searching, and this result of page searching was offered said user;
Receive user's operation behavior to said payment inlet in said result of page searching, call corresponding asynchronous call interface according to this operation behavior and realize and the corresponding payment function of said payment query requests.
2. method according to claim 1, after the payment query requests that receives the user, this method also comprises:
Confirm said user's identity according to unique identify label of carrying in this payment query requests.
3. method according to claim 2, wherein, said unique identify label comprises:
ID and/or user login the IP address.
4. method according to claim 2, confirm said user's identity after, this method also comprises:
Historical behavior according to said user generates user's general information, and in said payment inlet, adds this user's general information automatically.
5. method according to claim 1, wherein, should pay enters the mouth to be embedded in the result of page searching comprises:
This payment inlet is set to be embedded in the control window on the said result of page searching.
6. method according to claim 1, wherein, should pay enters the mouth to be embedded in the result of page searching comprises:
This payment inlet is set to be embedded on the said result of page searching and the html document of independent displaying.
7. method according to claim 1 and 2, wherein, said payment query requests comprises:
Prepaid mobile phone recharging query requests, credit card refund query requests or the online query requests of paying the fees.
8. method according to claim 1, wherein, call corresponding asynchronous call interface according to this operation behavior and realize comprising with the corresponding payment function of said payment query requests:
Call corresponding asynchronous call interface and third party and supplement server communication with money, and accomplish said payment function according to said operation behavior.
9. method according to claim 1, this method also comprises:
Write down said user operation behavior to said payment inlet in said result of page searching.
10. the server of a quick online payment, this server comprises:
Search engine module is used to receive user's payment query requests, and carries out match search according to this payment query requests, to obtain the payment inlet;
Output module is used for said payment inlet is embedded in result of page searching, and this result of page searching is offered said user;
The payment function module is used for receiving the user in the operation behavior of said result of page searching to said payment inlet, calls corresponding asynchronous call interface according to this operation behavior and realizes and the corresponding payment function of said payment query requests.
11. server according to claim 10, wherein:
Said search engine module is also confirmed said user's identity according to unique identify label of carrying in this payment query requests after the payment query requests that receives the user.
12. server according to claim 11, wherein, said unique identify label comprises:
ID and/or user login the IP address.
13. server according to claim 11, wherein:
After said search engine module was confirmed said user's identity, also the historical behavior according to said user generated user's general information, and in said payment inlet, added this user's general information automatically.
14. server according to claim 10, wherein, said output module is embedded in said payment inlet in the result of page searching and comprises:
Said output module should be paid inlet and be set to be embedded in the control window on the said result of page searching.
15. server according to claim 10, wherein, said output module is embedded in said payment inlet in the result of page searching and comprises:
Said output module should pay that inlet is set to be embedded on the said result of page searching and the html document of independent displaying.
16. according to claim 10 or 11 described servers, wherein, said payment query requests comprises:
Prepaid mobile phone recharging query requests, credit card refund query requests or the online query requests of paying the fees.
17. server according to claim 10, wherein, said payment function module is called corresponding asynchronous call interface according to this operation behavior and is realized comprising with the corresponding payment function of said payment query requests:
Corresponding asynchronous call interface of said payment function module invokes and third party supplement server communication with money, and accomplish said payment function according to said operation behavior.
18. server according to claim 10, this server also comprises:
The historical behavior database is used for writing down said user in the operation behavior of said result of page searching to said payment inlet.
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| CN201110460713.2A CN102592215B (en) | 2011-12-31 | 2011-12-31 | A kind of method of quick online payment and server |
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| CN201110460713.2A CN102592215B (en) | 2011-12-31 | 2011-12-31 | A kind of method of quick online payment and server |
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| CN104219648A (en) * | 2014-08-27 | 2014-12-17 | 小米科技有限责任公司 | Method and device for prompting top-up information |
| CN105607910A (en) * | 2015-12-22 | 2016-05-25 | 北京奇虎科技有限公司 | Method and apparatus for realizing universal payment front-end service |
| CN105976175A (en) * | 2016-04-12 | 2016-09-28 | 珠海市魅族科技有限公司 | Recharging method and terminal |
| CN106850563A (en) * | 2016-12-28 | 2017-06-13 | 百富计算机技术（深圳）有限公司 | Access the method and device of payment terminal |
| CN107193823A (en) * | 2016-03-14 | 2017-09-22 | 阿里巴巴集团控股有限公司 | The page provides method and apparatus, third-party platform and service providing apparatus |
| CN113268685A (en) * | 2021-03-26 | 2021-08-17 | 深圳九星互动科技有限公司 | Skip control method, device, system and medium for webpage aggregate payment |
| CN114282973A (en) * | 2021-12-24 | 2022-04-05 | 河南汇银丰投资管理有限公司 | Electronic commerce payment system and method based on mobile terminal |
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Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN104219648A (en) * | 2014-08-27 | 2014-12-17 | 小米科技有限责任公司 | Method and device for prompting top-up information |
| CN104219648B (en) * | 2014-08-27 | 2018-02-23 | 小米科技有限责任公司 | Prompt the method and device of charging information |
| CN105607910A (en) * | 2015-12-22 | 2016-05-25 | 北京奇虎科技有限公司 | Method and apparatus for realizing universal payment front-end service |
| CN107193823A (en) * | 2016-03-14 | 2017-09-22 | 阿里巴巴集团控股有限公司 | The page provides method and apparatus, third-party platform and service providing apparatus |
| CN105976175A (en) * | 2016-04-12 | 2016-09-28 | 珠海市魅族科技有限公司 | Recharging method and terminal |
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| CN113268685A (en) * | 2021-03-26 | 2021-08-17 | 深圳九星互动科技有限公司 | Skip control method, device, system and medium for webpage aggregate payment |
| CN114282973A (en) * | 2021-12-24 | 2022-04-05 | 河南汇银丰投资管理有限公司 | Electronic commerce payment system and method based on mobile terminal |
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