CN102446335A - Capital allocation method and system - Google Patents
Capital allocation method and system Download PDFInfo
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- CN102446335A CN102446335A CN201010505961XA CN201010505961A CN102446335A CN 102446335 A CN102446335 A CN 102446335A CN 201010505961X A CN201010505961X A CN 201010505961XA CN 201010505961 A CN201010505961 A CN 201010505961A CN 102446335 A CN102446335 A CN 102446335A
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- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02P—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN THE PRODUCTION OR PROCESSING OF GOODS
- Y02P80/00—Climate change mitigation technologies for sector-wide applications
- Y02P80/10—Efficient use of energy, e.g. using compressed air or pressurized fluid as energy carrier
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Abstract
The invention discloses a capital allocation method comprising the following steps: reading automatic allocation setting preset and stored in a storage device; judging whether the time is automatic allocation time; and if the time is the automatic allocation time, automatically triggering to generate an allocation list. The allocation list containing preset information is generated through automatically triggering according to the read automatic allocation setting, thus, the allocation list can be generated immediately, rapidly and efficiently, the workload is remarkably reduced, and the efficiency is increased. In addition, the invention provides a capital allocation system.
Description
[technical field]
The present invention relates to computer technology, particularly relate to a kind of allocation of the funds method and system.
[background technology]
The allocation of the funds all can frequently take place every day in conglomerate's fund activity, and the business personnel now need be based on the credit requirement situation of each member unit, repeats the manual newly-increased list of transferring in system every day.The unit number of the account of female number of the account of female unit that manual selection fund collects and corresponding subordinate unit of female unit generates the list of transferring, and manual more single bank of submitting to that will transfer handles.When more female number of the account and unit number of the account were arranged, the number of times hand-manipulated that need carry out was very many.
The female number of the account of the individual palpation of transferring generates and submits bank to, and under a lot of situation of female number of the account, workload is very big, need operate by each female number of the account; The credit requirement of each member unit is different, needs the manual unit number of the account of selecting participation to transfer, and under a lot of situation of unit number of the account, workload is very big, need select by each unit number of the account; Manual operations is difficult to accomplish in time, when the level of transferring is a lot, occurs easily in the process of transferring step by step lagging behind, and influences the operational paradigm of group capital.
[summary of the invention]
Based on this, being necessary provides a kind of allocation of the funds method to traditional problem that allocation of the funds mode workload is big, operational paradigm is low.
A kind of allocation of the funds method may further comprise the steps: read the setting of transferring automatically that is provided with in advance and is stored in the memory storage; Judge whether time for transferring automatically; If be the time of transferring automatically, then trigger automatically and generate the list of transferring.
In preferred embodiment, the setting of transferring between the unit number of the account of said transfer the automatically female number of the account that is set to female unit and subordinate unit of female unit.
In preferred embodiment, comprise that also receiving the user is provided with the instruction of transferring automatically and stores the step of transferring automatically and being provided with through what input media was imported.
In preferred embodiment, also comprise and judge single success and step of notifying the result that transfers of whether generating of transferring.
In preferred embodiment,, then, said notice needs further to judge whether automatic submission bank interconnected before transferring result's step if transfer single the generation successfully; If desired; Then submit the interconnected and reception bank return message of bank to, if do not need, the then temporary list of transferring.
In preferred embodiment, the said step that is provided with of transferring automatically that is provided with in advance and is stored in the memory storage that reads comprises:
Set a property according to transferring automatically and to find the satisfactory scheme of transferring;
The scheme of transferring according to obtaining is saved in the corresponding relation of female unit and subordinate unit in the Hash table, sets up the mapping of female unit and subordinate unit;
Unit relationship between superior and subordinate according to being kept in the Hash table is obtained superior unit; Obtain all subordinate units of this superior unit, transfer single female unit and subordinate unit are set respectively;
The allocation of the funds scheme corresponding according to subordinate unit generates the fund that each subordinate unit should transfer automatically.
In addition, also be necessary a kind of money transfer system to be provided to traditional problem that allocation of the funds mode workload is big, operational paradigm is low.
A kind of money transfer system comprises:
Memory storage is stored the setting of transferring automatically;
Treating apparatus links to each other with said memory storage, reads said transferring automatically and is provided with and judges whether the time for transferring automatically, if the time for transferring automatically then triggers automatically and generates the list of transferring.
In preferred embodiment; Also comprise input media; Said input media links to each other with said treating apparatus; Receive instruction that being provided with of user's input transfer automatically and said instruction is transferred to said treating apparatus, said treating apparatus will be transferred automatically to be provided with according to said instruction and be stored in the said memory storage.
In preferred embodiment; Said money transfer system also comprises output unit and the Network Interface Unit that links to each other with said treating apparatus respectively; Said treating apparatus is used for judging transferring singly whether generate success and through the said output unit notice result that transfers, if transfer single the generation successfully, then said treating apparatus need further to judge whether automatic submission bank interconnected before notice is transferred the result; If desired; Then said treating apparatus submits to bank interconnected and receive bank's return message through said Network Interface Unit through said Network Interface Unit, if do not need, then said treating apparatus is temporary to be transferred singly in said memory storage.
In preferred embodiment, said treating apparatus finds the satisfactory scheme of transferring according to transferring to set a property automatically; The scheme of transferring according to obtaining is saved in the corresponding relation of female unit and subordinate unit in the Hash table, sets up the mapping of female unit and subordinate unit; Unit relationship between superior and subordinate according to being kept in the Hash table is obtained superior unit; Obtain all subordinate units of this superior unit, transfer single female unit and subordinate unit are set respectively; Automatically generate fund that each subordinate unit should transfer and the setting of transferring automatically of reading according to the corresponding allocation of the funds scheme of subordinate unit according to institute's basis; Automatically trigger and generate the list of transferring that comprises the information that is provided with in advance; Can generate the list of transferring immediately fast and effectively; Reduce workload significantly, improved efficient.The fund of stating generates the list of transferring.
Above-mentioned allocation of the funds method and system according to the setting of transferring automatically of reading, trigger automatically and generate the list of transferring that comprises the information that is provided with in advance, can generate the list of transferring immediately fast and effectively, have reduced workload significantly, have improved efficient.
[description of drawings]
Fig. 1 is the process flow diagram of the allocation of the funds method of an embodiment;
Fig. 2 is the process flow diagram of the allocation of the funds method of an embodiment;
Fig. 3 is the module map of the money transfer system of an embodiment.
[embodiment]
As shown in Figure 1, the allocation of the funds method of an embodiment may further comprise the steps:
Step S102 reads the setting of transferring automatically that is provided with in advance and is stored in the memory storage.Owing to be to transfer automatically; Usually be applied between the comparatively frequent group of treasury trade and subordinate enterprise or the unit; Therefore, preferred embodiment in, the setting of transferring between the unit number of the account of the female number of the account that is set to female unit transferred automatically and subordinate unit of female unit.Automatically transfer to be provided with and set in advance and be stored in the storage device.Automatically transfer and way of allocation can be set in being provided with, the cycle of transferring, the time of transferring, the amount of money of transferring peek source, the rule of transferring, account information, bank information etc.Wherein way of allocation can be that amount that constant amount is set aside, calculated by relational expression is set aside etc.; The cycle of transferring is the interval time of at every turn transferring, can be every month, weekly, every day etc.; The time of transferring is the concrete time of transferring at every turn and carrying out, and can be 2:00 AM etc.; The amount of money of transferring peek source can be bank's peek of appointment etc.; The rule of transferring of the unit's of transferring number of the account comprises the overdraw strategy of unit number of the account, the regular corresponding account number transferred tabulation: the overdraw strategy comprises not to be controlled operation overdraw (the amount scope is set) in overdraw, the amount, forbids overdraw, and which this rule of transferring of Bank Account Number use the regular corresponding account number tabulation of transferring refers to; Can carry out summary description to this number of the account in the account information, the corresponding name in an account book full name of number of the account for example, account information can also comprise the incidence relation of unit number of the account of female number of the account and the subordinate unit of female unit of female unit; Bank information is single relevant information of submitting to bank to need of transferring, like receiving bank's title, place provinces and cities of receiving bank etc.Can read the setting of transferring automatically that is provided with in advance and is stored in the storage device based on predeterminated frequency, for example per hour, per five minutes etc.
Step S104 judges whether the time for transferring automatically.The setting of transferring automatically according to reading among the step S102 judges whether the time for transferring automatically, promptly judges whether and transfer automatically at this moment.For example, if the time of transferring that in step S102, is provided with is 2:00 AM,, judge whether to have arrived 2:00 AM in conjunction with the current time.
Step S106, if the time for transferring automatically, then triggering generates the list of transferring automatically.If be judged as the time of transferring automatically through step S104, then according to the setting of transferring automatically of reading, trigger automatically and generate the list of transferring that comprises the information that is provided with in advance, can generate the list of transferring immediately fast and effectively, reduced workload significantly, improved efficient.If be judged as the non-automatic time of transferring through step S104, then can return step S102, wait for that next cycle reads the setting of transferring automatically that is provided with in advance and is stored in the memory storage.
As shown in Figure 2, in embodiment more specifically, this allocation of the funds method comprises the steps:
Step S202 receives the user and the instruction of transferring automatically is set and stores the setting of transferring automatically through what input media was imported.The user can transfer through newly-built automatically, and the field that need be provided with at interface input corresponding contents (can be that mouse is selected perhaps keyboard input etc.), after affirmation, then stores the setting of transferring automatically.The option that is provided with can be of step S102, repeats no more.
Step S204 reads the setting of transferring automatically that is provided with in advance and is stored in the memory storage.S102 is said like step, repeats no more.In further improving, to carry out in order for making the scheme of transferring automatically, first-selected basis is transferred to set a property automatically and is found the satisfactory scheme of transferring, and promptly finds the scheme of transferring of information completely and compliant; According to the scheme of obtaining of transferring, be saved in the corresponding relation of female unit and subordinate unit in the Hash table then, set up the mapping of female unit and subordinate unit; Obtain superior unit according to being kept at unit relationship between superior and subordinate in the Hash table again; Then obtain all subordinate units of this superior unit, transfer single female unit and subordinate unit are set respectively; Automatically generate the fund that each subordinate unit should transfer according to the corresponding allocation of the funds scheme of subordinate unit subsequently.
Step S206 judges whether the time for transferring automatically.S104 is said like step, repeats no more.
Step S208, if the time for transferring automatically, then triggering generates the list of transferring automatically.S106 is said like step, repeats no more.Corresponding with the further improvement among the step S204, as to generate among the step S208 single fund and other information that should transfer according to each subordinate unit of transferring, for example female account information, bank information etc. are confirmed.
Step S210 judges whether to generate single success of transferring.Under some abnormal conditions, for example allotted fund overdraw etc. can't successfully generate the list of transferring.If generate single the getting nowhere of transferring, then directly get into step S220; If successfully generate the list of transferring, then get into step S212.
Step S212 need to judge whether to submit to automatically bank interconnected." bank is interconnected " is meant that financial software system or the ERP system with enterprise's bank system of web of bank and enterprise links; Enterprise directly just can enjoy bank account information inquiry, download, the service of payment by the transfer of accounts three major types through the interface of financial system, and can in its financial system, customize more personalized functions as required voluntarily by the client.If submit to bank interconnected automatically, enterprise's bank system of web of bank will be transferred according to this and singly carry out transferring of fund, thus the round Realization robotization.From the reason of aspects such as security or audit, it is interconnected to forbid automatic submission bank.If need to submit to bank interconnected automatically, then get into step S216, otherwise get into step S214.
Step S214, the temporary list of transferring.Single the keeping in of transferring with generating gets into step S220.
Step S216 submits to bank interconnected.The list of will transferring submits to bank interconnected, and enterprise's bank system of web of bank can be transferred according to this and singly carry out transferring of fund.
Step S218 receives bank's return message.After the list of transferring submitted to bank interconnected, bank can return corresponding information, if the bank's return message that receives is not promptly received return message for empty, and then expression submission bank failure; Interconnected and the bank transfer success of single bank of submission smoothly if transfer, bank can return corresponding information.
Step S220 notifies the result that transfers.Among the step S210, if generate single the getting nowhere of transferring, then notify the result that transfers unsuccessful for informing that the user generates the list of transferring, and can show the reason of failure, for example Sorry, your ticket has not enough value etc.After single the keeping in of transferring that will generate among the step S214, then notify the result that transfers single temporary, wait for manual work affirmation or audit for informing that the user transfers.If submit bank's failure among the step S218 to, then notice is transferred the result for informing user's interconnected failure of single submission bank of transferring, and please check network or gets in touch etc. with bank; The list of transferring among the step S218 is submitted the interconnected and bank transfer success of bank smoothly to, then notifies the result that transfers to show to transfer information of successful.
In addition, as shown in Figure 3, a kind of money transfer system also is provided.Money transfer system 300 comprises memory storage 310, treating apparatus 320, input media 330, output unit 340 and Network Interface Unit 350.
Treating apparatus 320 links to each other with storage device 310, reads to set in advance and be stored in transferring automatically in the storage device 310 and be provided with and judge whether the time for transferring automatically, if the time for transferring automatically then triggers automatically and generates the list of transferring.Treating apparatus 320 can read the setting of transferring automatically that is provided with in advance and is stored in the memory storage 310 according to predeterminated frequency, for example per hour, per five minutes etc.For example, if the time of transferring that middle setting is set of transferring automatically of memory storage 310 storages is 2:00 AMs, in conjunction with the current time; Judge whether to have arrived 2:00 AM, if to perhaps having spent the time of transferring, then according to the setting of transferring automatically of reading; Automatically trigger and generate the list of transferring that comprises the information that is provided with in advance; Can generate the list of transferring immediately fast and effectively, reduce workload significantly, improve efficient.
In a preferred embodiment, output unit 340 links to each other with treating apparatus 320 respectively with Network Interface Unit 350, and treating apparatus 320 also is used for judging transferring singly whether generate success and through output unit 340, for example the display notice result that transfers.Under some abnormal conditions, for example allotted fund overdraw etc. can't successfully generate the list of transferring.The single generation successfully if transfer; Then treating apparatus 320 further judged whether to need to submit to bank interconnected automatically before notice is transferred the result; If desired; Then treating apparatus 320 submits to banks interconnected and receive bank's return messages through Network Interface Unit 350 through Network Interface Unit 350, if do not need, and treating apparatus 320 temporary transferring singly in memory storage 310 then.If generate single the getting nowhere of transferring, then notify the result that transfers unsuccessful, and can show the reason of failure for informing that the user generates the list of transferring, for example Sorry, your ticket has not enough value etc.After single the keeping in of transferring that generates, then notify the result that transfers single temporary for informing that the user transfers, wait for manual work affirmation or audit.If submit bank's failure to, then notice is transferred the result for informing user's interconnected failure of single submission bank of transferring, and please check network or gets in touch etc. with bank; Interconnected and the bank transfer success of single bank of submission smoothly then notifies the result that transfers to transfer information of successful for showing if transfer.
In further improving, carry out in order for making the scheme of transferring automatically, treating apparatus 320 finds the satisfactory scheme of transferring according to transferring to set a property automatically, promptly finds the scheme of transferring of information completely and compliant; The scheme of transferring according to obtaining is saved in the corresponding relation of female unit and subordinate unit in the Hash table, sets up the mapping of female unit and subordinate unit; Unit relationship between superior and subordinate according to being kept in the Hash table is obtained superior unit; Obtain all subordinate units of this superior unit, transfer single female unit and subordinate unit are set respectively; Automatically generate fund that each subordinate unit should transfer and generate the list of transferring according to the corresponding allocation of the funds scheme of subordinate unit according to said fund.
The above embodiment has only expressed several kinds of embodiments of the present invention, and it describes comparatively concrete and detailed, but can not therefore be interpreted as the restriction to claim of the present invention.Should be pointed out that for the person of ordinary skill of the art under the prerequisite that does not break away from the present invention's design, can also make some distortion and improvement, these all belong to protection scope of the present invention.Therefore, the protection domain of patent of the present invention should be as the criterion with accompanying claims.
Claims (10)
1. allocation of the funds method may further comprise the steps:
Read the setting of transferring automatically that sets in advance and be stored in the storage device;
Judge whether time for transferring automatically;
If be the time of transferring automatically, then trigger automatically and generate the list of transferring.
2. allocation of the funds method according to claim 1 is characterized in that, the setting of transferring between the unit number of the account of said transfer the automatically female number of the account that is set to female unit and subordinate unit of female unit.
3. allocation of the funds method according to claim 1 is characterized in that, comprises that also receiving the user is provided with the instruction of transferring automatically and stores the step of transferring automatically and being provided with through what input media was imported.
4. allocation of the funds method according to claim 1 is characterized in that, also comprises judging single success and step of notifying the result that transfers of whether generating of transferring.
5. allocation of the funds method according to claim 4; It is characterized in that,, then before said notice is transferred result's step, need further to judge whether automatic submission bank interconnected if transfer single the generation successfully; If desired; Then submit the interconnected and reception bank return message of bank to, if do not need, the then temporary list of transferring.
6. according to any described allocation of the funds method in the claim 1 to 5, it is characterized in that the said step that is provided with of transferring automatically that is provided with in advance and is stored in the memory storage that reads comprises:
Set a property according to transferring automatically and to find the satisfactory scheme of transferring;
The scheme of transferring according to obtaining is saved in the corresponding relation of female unit and subordinate unit in the Hash table, sets up the mapping of female unit and subordinate unit;
Unit relationship between superior and subordinate according to being kept in the Hash table is obtained superior unit; Obtain all subordinate units of this superior unit, transfer single female unit and subordinate unit are set respectively;
The allocation of the funds scheme corresponding according to subordinate unit generates the fund that each subordinate unit should transfer automatically.
7. a money transfer system is characterized in that, comprising:
Memory storage is stored the setting of transferring automatically;
Treating apparatus links to each other with said memory storage, reads said transferring automatically and is provided with and judges whether the time for transferring automatically, if the time for transferring automatically then triggers automatically and generates the list of transferring.
8. money transfer system according to claim 7; It is characterized in that; Also comprise input media; Said input media links to each other with said treating apparatus, receives instruction that being provided with of user's input transfer automatically and said instruction is transferred to said treating apparatus, and said treating apparatus will be transferred automatically to be provided with according to said instruction and be stored in the said memory storage.
9. money transfer system according to claim 7; It is characterized in that; Said money transfer system also comprises output unit and the Network Interface Unit that links to each other with said treating apparatus respectively; Said treating apparatus is used for judging transferring singly whether generate success and through the said output unit notice result that transfers, if transfer single the generation successfully, then said treating apparatus need further to judge whether automatic submission bank interconnected before notice is transferred the result; If desired; Then said treating apparatus submits to bank interconnected and receive bank's return message through said Network Interface Unit through said Network Interface Unit, if do not need, then said treating apparatus is temporary to be transferred singly in said memory storage.
10. money transfer system according to claim 7 is characterized in that, said treating apparatus finds the satisfactory scheme of transferring according to transferring to set a property automatically; The scheme of transferring according to obtaining is saved in the corresponding relation of female unit and subordinate unit in the Hash table, sets up the mapping of female unit and subordinate unit; Unit relationship between superior and subordinate according to being kept in the Hash table is obtained superior unit; Obtain all subordinate units of this superior unit, transfer single female unit and subordinate unit are set respectively; Automatically generate fund that each subordinate unit should transfer and generate the list of transferring according to the corresponding allocation of the funds scheme of subordinate unit according to said fund.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010505961XA CN102446335A (en) | 2010-10-12 | 2010-10-12 | Capital allocation method and system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010505961XA CN102446335A (en) | 2010-10-12 | 2010-10-12 | Capital allocation method and system |
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| CN102446335A true CN102446335A (en) | 2012-05-09 |
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| CN201010505961XA Pending CN102446335A (en) | 2010-10-12 | 2010-10-12 | Capital allocation method and system |
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Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106934518A (en) * | 2015-12-31 | 2017-07-07 | 远光软件股份有限公司 | A kind of capital rationing control method and system |
| CN109034558A (en) * | 2018-07-06 | 2018-12-18 | 中国电力财务有限公司 | A kind of funds transfer method and device |
| CN109559106A (en) * | 2018-11-29 | 2019-04-02 | 银联商务股份有限公司 | Fund, which is drawn, pays method, apparatus and realization device |
| CN110889751A (en) * | 2018-08-16 | 2020-03-17 | 北京京东金融科技控股有限公司 | Enterprise fund pool management method, device and system, electronic equipment and readable medium |
| CN111161048A (en) * | 2019-12-28 | 2020-05-15 | 浙江物产信息技术有限公司 | Application method and device for automatic posting of fund collection |
| CN112184420A (en) * | 2020-09-27 | 2021-01-05 | 中国建设银行股份有限公司 | Lease transaction management method, device, equipment and medium |
| CN112634010A (en) * | 2020-12-14 | 2021-04-09 | 中国建设银行股份有限公司 | Fund preallocation processing method, device, electronic equipment and medium |
| CN114693436A (en) * | 2022-05-30 | 2022-07-01 | 云账户技术(天津)有限公司 | Position fund transfer management system, method and network equipment |
-
2010
- 2010-10-12 CN CN201010505961XA patent/CN102446335A/en active Pending
Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106934518A (en) * | 2015-12-31 | 2017-07-07 | 远光软件股份有限公司 | A kind of capital rationing control method and system |
| CN109034558A (en) * | 2018-07-06 | 2018-12-18 | 中国电力财务有限公司 | A kind of funds transfer method and device |
| CN110889751A (en) * | 2018-08-16 | 2020-03-17 | 北京京东金融科技控股有限公司 | Enterprise fund pool management method, device and system, electronic equipment and readable medium |
| CN110889751B (en) * | 2018-08-16 | 2024-04-19 | 京东科技控股股份有限公司 | Enterprise fund pool management method, device, system, electronic equipment and readable medium |
| CN109559106A (en) * | 2018-11-29 | 2019-04-02 | 银联商务股份有限公司 | Fund, which is drawn, pays method, apparatus and realization device |
| CN111161048A (en) * | 2019-12-28 | 2020-05-15 | 浙江物产信息技术有限公司 | Application method and device for automatic posting of fund collection |
| CN111161048B (en) * | 2019-12-28 | 2021-07-09 | 物产中大数字科技有限公司 | Application method and device for automatic posting of fund collection |
| CN112184420A (en) * | 2020-09-27 | 2021-01-05 | 中国建设银行股份有限公司 | Lease transaction management method, device, equipment and medium |
| CN112634010A (en) * | 2020-12-14 | 2021-04-09 | 中国建设银行股份有限公司 | Fund preallocation processing method, device, electronic equipment and medium |
| CN114693436A (en) * | 2022-05-30 | 2022-07-01 | 云账户技术(天津)有限公司 | Position fund transfer management system, method and network equipment |
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Application publication date: 20120509 |