CN107563883A - Interest on deposit distributing method, equipment and computer-readable recording medium - Google Patents
Interest on deposit distributing method, equipment and computer-readable recording medium Download PDFInfo
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- CN107563883A CN107563883A CN201710593152.0A CN201710593152A CN107563883A CN 107563883 A CN107563883 A CN 107563883A CN 201710593152 A CN201710593152 A CN 201710593152A CN 107563883 A CN107563883 A CN 107563883A
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Abstract
The invention discloses a kind of interest on deposit distributing method, equipment and computer-readable recording medium, the method comprising the steps of：Inputted when detecting user when distributing interest and receiving the input instruction of account, the capital information inputted according to input instruction acquisition user；Judge whether the reception account meets preparatory condition；If the reception account meets the preparatory condition, and capital corresponding with the capital information store successfully, then what whether monitoring current time was in that interest distributes distributes the period；If the current time, which is in described, distributes the period, interest to be distributed corresponding to the capital is distributed to the reception account or distributed into the interlock account bound with the reception account.The present invention realizes user and interest caused by capital in capital account is distributed into destiny account automatically, and preferably financing experience is brought for the investor of risk averse type.
Description
Technical field
The present invention relates to financial technology field, more particularly to a kind of interest on deposit distributing method, equipment and computer can
Read storage medium.
Background technology
Interest clearing are one of most basic business of bank.When the way of deposit selected by user originally takes breath periodically to deposit to deposit
During money, user can branch cash the interest by stages, capital is fetched after expiring again.But user can only store interest to its storage at present
In the capital account of capital, if it is desired to which interest is transferred in destiny account to (destiny account is other outside capital account
Account), interest can only be gone to by destiny account by user manually, and interest caused by capital can not be transferred to this automatically and referred to
Determine in account.
The content of the invention
It is a primary object of the present invention to provide a kind of interest on deposit distributing method, equipment and computer-readable storage medium
Matter, it is intended to solve the technical problem that interest caused by existing capital can not be distributed to destiny account automatically by capital account.
To achieve the above object, the present invention provides a kind of interest on deposit distributing method, the interest on deposit distributing method bag
Include step：
Input when distributing interest and receiving the input instruction of account when detecting user, obtained according to the input instruction
The capital information of user's input；
Judge whether the reception account meets preparatory condition；
If the reception account meets the preparatory condition, and capital corresponding with the capital information stores successfully, then
Monitoring current time whether in interest distribute distribute the period；
If the current time is in described and distributes the period, interest to be distributed corresponding to the capital is distributed to institute
State and receive account or distribute into the interlock account bound with the reception account.
Preferably, it is described to judge that the step of whether the reception account meets preparatory condition includes：
Judge whether the reception account is a kind of account or whether has bound interlock account, wherein, the association account
Family is a kind of account；
If the reception account is a kind of account, or the reception account is two class accounts, but has bound the association
Account, then confirm that the reception account meets the preparatory condition；
If the reception account be two class accounts, but the unbound interlock account, then confirm it is described receive account less than
The foot preparatory condition.
Preferably, if the reception account is two class accounts, but the unbound interlock account, then connect described in confirmation
Receipt on account family does not meet that the step of preparatory condition includes：
If the reception account is two class accounts, but the unbound interlock account, then prompt message is sent to payee
Held terminal, to prompt the artificial reception account of the gathering to bind an interlock account；
If not receiving the announcement information that the payee holds terminal return in preset time, the reception is confirmed
Account does not meet the preparatory condition, wherein, the announcement information is the institute after reception account successfully binds interlock account
State payee and hold terminal generation.
Preferably, if the reception account is two class accounts, but the unbound interlock account, then send prompting letter
Cease and hold terminal to payee, after prompting described artificial described the step of receiving account one interlock account of binding of collecting money,
Also include：
Judge the announcement information whether is received in the preset time；
If receiving the announcement information in the preset time, confirm that the reception account meets the default bar
Part.
Preferably, it is described judge described reception account the step of whether meeting preparatory condition after, in addition to：
If the reception account does not meet the preparatory condition, but current time is in described and distributes the period, then by institute
Interest to be distributed is stated to distribute into the capital account for storing the capital.
Preferably, if the reception account meets the preparatory condition, and capital corresponding with the capital information
Store successfully, then monitor whether current time includes in what interest distributed the step of distributing the period：
If the reception account meets the preparatory condition, and capital corresponding with the capital information stores successfully, then
Notification message is generated, the notification message is sent to payee and holds terminal, to notify the payee in described distribute
Between the interest to be distributed can be received in section；
After the notification message is sent to the payee hold terminal, whether the current time is monitored in profit
What breath distributed distributes the period.
Preferably, the interest on deposit distributing method also includes：
The modification instruction for receiving account is changed if detecting, account is received according to the modification instruction modification
Family.
Preferably, if the current time, which is in described, distributes the period, will wait to distribute corresponding to the capital
Interest distribute to it is described reception account or distribute to it is described reception account binding interlock account in step include：
If the current time, which is in described, distributes the period, interest to be distributed corresponding to the capital is distributed to depositing
Store up the capital account of the capital；
The interest to be distributed is transferred to from the capital account to the reception account or is transferred to and is connect with described
In the interlock account of receipt on account family binding.
In addition, to achieve the above object, the present invention also provides a kind of interest on deposit and distributes equipment, and the interest on deposit distributes
Equipment includes memory, processor and is stored in the interest on deposit that can be run on the memory and on the processor and distributes
The step of interest on deposit distributing method as described above is realized in program, the interest on deposit when distributing program by the computing device
Suddenly.
In addition, to achieve the above object, the present invention also provides a kind of computer-readable recording medium, described computer-readable
Interest on deposit is stored with storage medium and distributes program, the interest on deposit, which distributes, realizes as above institute when program is executed by processor
The step of interest on deposit distributing method stated.
The present invention by when detect user input wait distribute interest and receive account input instruction when, according to described defeated
Enter the capital information that instruction obtains user's input；Judge whether the reception account meets preparatory condition；If the reception account
Meet the preparatory condition, and capital corresponding with the capital information stores successfully, then whether monitors current time in profit
What breath distributed distributes the period；If the current time is in described and distributes the period, will wait to distribute corresponding to the capital
Interest is distributed to the reception account or distributed into the interlock account bound with the reception account.Realize user and incite somebody to action this
Interest caused by capital is distributed to destiny account automatically in golden account, and more preferable financing is brought for the investor of risk averse type
Experience.
Brief description of the drawings
Fig. 1 is the system structure diagram for the hardware running environment that scheme of the embodiment of the present invention is related to；
Fig. 2 is the schematic flow sheet of interest on deposit distributing method first embodiment of the present invention；
If Fig. 3 is that the reception account meets the preparatory condition in the embodiment of the present invention, and with the capital information pair
The capital answered stores successfully, then monitors whether current time is in a kind of schematic flow sheet for distributing the period that interest distributes；
Fig. 4 is the schematic flow sheet of interest on deposit distributing method 3rd embodiment of the present invention.
The realization, functional characteristics and advantage of the object of the invention will be described further referring to the drawings in conjunction with the embodiments.
Embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The solution of the embodiment of the present invention is mainly：When detect user input interest to be distributed and receive account it is defeated
When entering to instruct, the capital information of user's input is obtained according to the input instruction；Judge whether the reception account meets to preset
Condition；If the reception account meets the preparatory condition, and capital corresponding with the capital information stores successfully, then monitors
Current time whether in interest distribute distribute the period；If the current time is in described and distributes the period, by institute
State interest to be distributed corresponding to capital distribute to it is described reception account or distribute to it is described reception account binding associate account
In family.To solve the problems, such as that interest caused by capital can not be distributed to destiny account automatically by capital account.
As shown in figure 1, Fig. 1 is the system structure diagram for the hardware running environment that scheme of the embodiment of the present invention is related to.
It can be the equipment such as PC, pocket computer that interest on deposit of the embodiment of the present invention, which distributes equipment,.
It can include as shown in figure 1, the interest on deposit distributes equipment：Processor 1001, such as CPU, network interface 1004,
Memory 1005, communication bus 1002.Wherein, communication bus 1002 is used to realize the connection communication between these components.Network
Interface 1004 can optionally include wireline interface, the wave point (such as WI-FI interfaces) of standard.Memory 1005 can be high
Fast RAM memory or stable memory (non-volatile memory), such as magnetic disk storage.Memory
The 1005 optional storage devices that can also be independently of aforementioned processor 1001.
Alternatively, interest on deposit, which distributes equipment, can also include camera, RF (Radio Frequency, radio frequency) circuit,
Sensor, voicefrequency circuit, WiFi module etc..
Do not formed to deposit it will be understood by those skilled in the art that the interest on deposit shown in Fig. 1 distributes device structure
Interest distributes the restriction of equipment, can include than illustrating more or less parts, either combine some parts or different
Part is arranged.
As shown in figure 1, including operating system and it can be deposited as in a kind of memory 1005 of computer-readable storage medium
Money interest distributes program.Wherein, operating system is the program that management and control interest on deposit distribute device hardware and software resource,
Interest on deposit is supported to distribute the operation of program and other softwares and/or program.
In the interest on deposit shown in Fig. 1 distributes equipment, network interface 1004 is mainly used in accessing network, and detecting input refers to
Order and notification message etc..And processor 1001 can be used for calling the interest on deposit stored in memory 1005 to distribute program, and
Perform following operate：
Input when distributing interest and receiving the input instruction of account when detecting user, obtained according to the input instruction
The capital information of user's input；
Judge whether the reception account meets preparatory condition；
If the reception account meets the preparatory condition, and capital corresponding with the capital information stores successfully, then
Monitoring current time whether in interest distribute distribute the period；
If the current time is in described and distributes the period, interest to be distributed corresponding to the capital is distributed to institute
State and receive account or distribute into the interlock account bound with the reception account.
Further, it is described to judge that the step of whether the reception account meets preparatory condition includes：
Judge whether the reception account is a kind of account or whether has bound interlock account, wherein, the association account
Family is a kind of account；
If the reception account is a kind of account, or the reception account is two class accounts, but has bound the association
Account, then confirm that the reception account meets the preparatory condition；
If the reception account be two class accounts, but the unbound interlock account, then confirm it is described receive account less than
The foot preparatory condition.
Further, if the reception account is two class accounts, but the unbound interlock account, then described in confirmation
Receiving the step of account does not meet the preparatory condition includes：
If the reception account is two class accounts, but the unbound interlock account, then prompt message is sent to payee
Held terminal, to prompt the artificial reception account of the gathering to bind an interlock account；
If not receiving the announcement information that the payee holds terminal return in preset time, the reception is confirmed
Account does not meet the preparatory condition, wherein, the announcement information is the institute after reception account successfully binds interlock account
State payee and hold terminal generation.
Further, if the reception account is two class accounts, but the unbound interlock account, then send prompting
Information holds terminal to payee, the step of to prompt the artificial reception account of the gathering to bind an interlock account it
Afterwards, processor 1001 can be also used for calling the interest on deposit stored in memory 1005 to distribute program, and perform following steps：
Judge the announcement information whether is received in the preset time；
If receiving the announcement information in the preset time, confirm that the reception account meets the default bar
Part.
Further, it is described judge described reception account the step of whether meeting preparatory condition after, processor 1001 is also
It can be used for calling the interest on deposit stored in memory 1005 to distribute program, and perform following steps：
If the reception account does not meet the preparatory condition, but current time is in described and distributes the period, then by institute
Interest to be distributed is stated to distribute into the capital account for storing the capital.
Further, if the reception account meets the preparatory condition, and sheet corresponding with the capital information
Gold stores successfully, then monitors whether current time includes in what interest distributed the step of distributing the period：
If the reception account meets the preparatory condition, and capital corresponding with the capital information stores successfully, then
Notification message is generated, the notification message is sent to payee and holds terminal, to notify the payee in described distribute
Between the interest to be distributed can be received in section；
After the notification message is sent to the payee hold terminal, whether the current time is monitored in profit
What breath distributed distributes the period.
Further, processor 1001 can be also used for calling the interest on deposit stored in memory 1005 to distribute program,
And perform following steps：
The modification instruction for receiving account is changed if detecting, account is received according to the modification instruction modification
Family.
Further, if the current time, which is in described, distributes the period, will wait to send corresponding to the capital
Hair interest distribute to it is described reception account or distribute to it is described reception account binding interlock account in step include：
If the current time, which is in described, distributes the period, interest to be distributed corresponding to the capital is distributed to depositing
Store up the capital account of the capital；
The interest to be distributed is transferred to from the capital account to the reception account or is transferred to and is connect with described
In the interlock account of receipt on account family binding.
Based on above-mentioned hardware configuration, each embodiment of proposition interest on deposit distributing method.
Reference picture 2, Fig. 2 are the schematic flow sheet of interest on deposit distributing method first embodiment of the present invention.
In the present embodiment, there is provided the embodiment of interest on deposit distributing method is, it is necessary to illustrate, although in flow chart
In show logical order, but in some cases, can be to perform shown or described step different from order herein
Suddenly.
The interest on deposit distributing method includes：
Step S10, inputted when detecting user when distributing interest and receiving the input instruction of account, according to the input
Instruction obtains the capital information of user's input.
When detect user input wait distribute interest and receive account input instruction when, interest on deposit distribute equipment according to
The input instruction obtains the capital information of user's input.Specifically, when user needs the capital institute that will be stored in its bank card
When caused interest is distributed to other users, i.e. payee, user can be manually entered the amount of money to be distributed interest, or in phase
Select interest on deposit to distribute the interest amount that equipment has been set in the Product Interface answered, interest amount that user is manually entered or
Selected interest amount is the interest to be distributed of user's input.It is to receive the account of interest to be distributed to receive account, and this connects
Receipt on account family can be manually entered by user, or reception account is manually selected in its buddy list by user.It should be noted that
If the reception account is the account that user manually selects in its buddy list, now, the reception account should store this with user
The capital account of gold belongs to the account of same bank, and the reception account can be a kind of account or two class accounts.If the reception account
Family is the account that user is manually entered, then the reception account that user is manually entered should be a kind of account.The capital letter of user's input
Cease the principal amount for being distributed the user that equipment calculates according to interest to be distributed by interest on deposit and being needed to be stored in.
It should be noted that each user can only open up an a kind of account, remaining account opened up in every bank
For two class accounts.A kind of account is a normal global function bank account, can deposit, buy the finance such as investment and financing products
Product, Cash Out, payment etc. of transferring accounts, consume and pay the fees.And two class accounts can not deposit, Cash Out, to unbundling account
Transfer accounts, can be paid to financial product, consumption and payments such as binding account transfer, purchase investment and financing products, but there are 10,000 yuan of people
The odd-numbered day of people's coin pays limit.The two class accounts examined without cabinet dough figurine work, an a kind of account must be bound when opening.
In embodiments of the present invention, user hold terminal and interest on deposit distribute equipment between establish communication connection.When
Interest on deposit distributes equipment sensing and holds the interest to be distributed that terminal inputs and the input instruction for receiving account by it to user
When, interest on deposit distributes equipment and holds terminal to user according to input instruction transmission prompt message, to prompt user to need to store
Principal amount.When user stores the principal amount to its bank card, interest on deposit distributes the sheet that equipment obtains user's input
Golden information, that is, obtain the principal amount of user's storage.Buddy list includes but is not limited to QQ friends list, wechat buddy list
Deng.It can be smart mobile phone, personal computer etc. that user, which holds terminal,.
Step S20, judges whether the reception account meets preparatory condition.
When interest on deposit distributes the reception account that equipment sensing inputs to user, interest on deposit distributes equipment and judges to receive
Whether account meets preparatory condition.
Further, step S20 includes：
Step a, judges whether the reception account is a kind of account or whether has bound interlock account, wherein, it is described
Interlock account is a kind of account；
Step b, if the reception account is a kind of account, or the reception account is two class accounts, but has bound institute
Interlock account is stated, then confirms that the reception account meets the preparatory condition；
Step c, if the reception account is two class accounts, but the unbound interlock account, then confirm the reception account
Family does not meet the preparatory condition.
Interest on deposit distributes equipment and judges to receive whether account meets that the detailed process of preparatory condition is：Judge to receive account
Whether it is a kind of account.If reception account is a kind of account, confirm that receiving account meets preparatory condition；If it is two to receive account
Class account, then judge to receive whether account has bound relevant account.It is understood that due to only having a kind of account just can be with
Storage, Cash Out and the function such as transfer accounts are realized, therefore interlock account is necessary for a kind of account.If reception account is two class accounts
Family, but receive account and bound interlock account, then confirm that receiving account meets preparatory condition；If reception account is two class accounts,
But the unbound interlock account of account is received, i.e., unbound a kind of account, then confirms that receiving account does not meet preparatory condition.
Further, step c includes：
Step c1, if the reception account be two class accounts, but the unbound interlock account, then transmission prompt message to
Payee holds terminal, to prompt the artificial reception account of the gathering to bind an interlock account；
Step c2, if not receiving the announcement information that the payee holds terminal return in preset time, confirm
The reception account does not meet the preparatory condition, wherein, the announcement information is when the reception account successfully binds association
After account, the payee holds terminal generation.
If reception account is two class accounts, and unbound interlock account, interest on deposit distribute equipment and then generate prompt message,
And will be prompted to information and be sent to payee to hold terminal, an a kind of account is bound with the prompting artificial account that receives of collecting money, that is, tied up
A fixed interlock account.After payee is successfully to receive account binding interlock account, payee holds terminal generation notice letter
Breath, is sent to interest on deposit by announcement information and distributes equipment, and distribute equipment reception account with deposit at notice interest successfully binds
Interlock account.
After interest on deposit, which distributes equipment transmission prompt message, holds terminal to payee, judge whether in preset time
Receive the announcement information that payee holds terminal transmission.If not receiving announcement information in preset time, interest on deposit distributes
Equipment then confirms that receiving account is unsatisfactory for preparatory condition.It should be noted that preset time can be set according to specific needs, such as
It may be configured as 24 hours, may be alternatively provided as 48 hours etc..Announcement information can be showed in the form of short message or mail etc..
Content such as announcement information can be that " B gives you a monthly 520 yuan of regard, and interlock account please be set to receive regard.If more than 24
Hour is not provided with, then the regard ceases to be in force automatically ".
Further, interest on deposit distributing method also includes：
Step d, judge the announcement information whether is received in the preset time；
Step e, if receiving the announcement information in the preset time, confirm described in the reception account satisfaction
Preparatory condition.
After interest on deposit, which distributes equipment transmission prompt message, holds terminal to payee, judge whether in preset time
Receive the announcement information that payee holds terminal transmission.If notified message is inscribed in preset time, interest on deposit distributes
Equipment then confirms that receiving account meets preparatory condition.
Step S30, if the reception account meets the preparatory condition, and capital corresponding with the capital information stores
Success, then monitor current time whether in interest distribute distribute the period.
If receiving account meets preparatory condition, and capital corresponding with capital information is stored successfully, and interest on deposit, which distributes, to be set
It is standby then monitor current time, judge whether current time in what interest distributed distributes the period.It should be noted that when distributing
Between section can set according to specific needs, distributing number can also be set according to specific needs.If monthly distributing an interest,
Then may be configured as monthly No. 1 to distribute the period, or be arranged to monthly No. 10 be that interest distributes the period；If monthly distribute two
Secondary interest, then may be configured as monthly No. 1 and No. 10 to distribute the period, or be arranged to monthly No. 5 and No. 25 be to distribute the time
Section；If distributing an interest each two moon, it may be configured as the trimestral No. 1 or No. 10 non-interests of grade distribute the period.
It is understood that when monthly distributing an interest, the capital that the of that month interest distributed is stored by previous moon user produces
Raw interest；If monthly distribute multiple interest, user can be carried out interest caused by previous capital according to setting ratio
Repeatedly distribute；If distributing an interest each two moon, the interest distributed each time is then interest caused by capital the first two months.
It can according to specific needs be set it should be noted that interest distributes mode, be not restricted to the profit described in the present embodiment
Breath distributes mode.
, it is necessary to verify the trading password of user during user stores capital.Verify customer transaction password process with
Password verification process during deposit is consistent, will not be repeated here.
Step S40, if the current time, which is in described, distributes the period, by interest to be distributed corresponding to the capital
Distribute to the reception account or distribute into the interlock account bound with the reception account.
If current time is in and distributes the period, interest on deposit distributes equipment and then distributes interest to be distributed corresponding to capital
To reception account or distribute into the interlock account with receiving account binding.It should be noted that it can be one to receive account
Or it is multiple, i.e., payee can be one or more.When gathering is artificial multiple, each payee can be obtained waiting to distribute
The amount of money of interest can be set according to specific needs by user.If current time is not in distributing the period, interest on deposit distributes
Equipment then continues to monitor current time.
Further, interest to be distributed can be set distributes duration.Distributing duration can be set according to specific needs, such as send
Hair duration may be configured as 1 year, or 36 months etc..When interest on deposit distribute equipment distribute interest to be distributed time be equal to or
More than when duration is distributed, interest on deposit distributes device end and distributes interest to be distributed, subsequently directly will interest storage be distributed
Into the capital account of storage capital；It is less than when distributing wait the time for distributing interest when duration is distributed, interest on deposit, which distributes, to be set
It is standby to continue to distribute interest to be distributed into the interlock account for receiving account or being bound with receiving account.
Further, step S40 includes：
Step f, if the current time, which is in described, distributes the period, interest to be distributed corresponding to the capital is sent
It is sent to the capital account for storing the capital；
Step g, the interest to be distributed is transferred to from the capital account reception account or be transferred to
In the interlock account for receiving account binding.
Specifically, interest on deposit distribute equipment by interest to be distributed corresponding to capital distribute to receive account or distribute to
The detailed process of interlock account with receiving account binding is：If current time is in and distributes the period, interest on deposit, which distributes, to be set
It is standby then by interest to be distributed corresponding to capital distribute to storage capital capital account in.When the capital account of storage capital receives
To when interest is distributed, interests distributes equipment and interest to be distributed is transferred to from capital account in reception account, or
It is transferred in the interlock account for receiving account binding.It is understood that interest to be distributed corresponding to capital is produced by capital
Interest to be distributed.
Step S50, if the reception account does not meet the preparatory condition, but current time is in described and distributes the time
Section, then the interest to be distributed is distributed to the capital account for storing the capital.
If receiving account does not meet preparatory condition, but current time be in distribute interest to be distributed distribute the period, deposit
Money interest distributes equipment and then distributes interest to be distributed into the capital account of storage capital.
The present embodiment by when detect user input wait distribute interest and receive account input instruction when, according to described
Input instruction obtains the capital information of user's input；Judge whether the reception account meets preparatory condition；If the reception account
Family meets the preparatory condition, and capital corresponding with the capital information stores successfully, then monitors whether current time is in
What interest distributed distributes the period；If the current time is in described and distributes the period, will wait to send corresponding to the capital
Hair interest is distributed to the reception account or distributed into the interlock account bound with the reception account.Realizing user will
Interest caused by capital is distributed to destiny account automatically in capital account, and more preferable reason is brought for the investor of risk averse type
Wealth is experienced.
Further, interest on deposit distributing method second embodiment of the present invention is proposed.
The difference of the interest on deposit distributing method second embodiment and the interest on deposit distributing method first embodiment
It is, reference picture 3, step S30 includes：
Step S31, if the reception account meets the preparatory condition, and capital corresponding with the capital information stores
Success, then generate notification message, the notification message is sent into payee holds terminal, to notify the payee described
The interest to be distributed can be received by distributing in the period.
Step S32, after the notification message is sent to the payee hold terminal, monitoring the current time is
It is no to distribute the period in what interest distributed.
When reception account meets preparatory condition, and capital corresponding with capital information is stored successfully, interest on deposit distributes
Equipment generates notification message, and notification message is sent into payee and holds terminal, in notifying that payee is interrupted when distributing
Interest to be distributed can be received.Notification message can be showed in the form of short message or mail etc..Content such as notification message can be " parent
The A of love, from 11 days July in 2017, monthly 1 day you will receive my 520 yuan, be willing to my regard often with you at one's side, B, 2017
July 10 " in year.It is understood that notification message can be shown in the form of greeting card, " B, July 10 " in 2017 can be with inscription
Form is shown in an announcement message.Further, in an announcement message, account payee, payee's name and receipts be may also include
The information such as the money term of validity, wherein, the gathering term of validity and interest to be distributed to distribute duration equal.
After interest on deposit, which distributes equipment, notification message is sent into payee to be held terminal, interest on deposit distributes Supervision
Survey current time whether in interest distribute distribute the period.
The present embodiment holds terminal by sending a notification message to payee, to notify payee distributing meeting in the period
Interest to be distributed is received, to inform the source of payee's amount of money in time.
Further, interest on deposit distributing method 3rd embodiment of the present invention is proposed.
The interest on deposit distributing method 3rd embodiment and the embodiment of interest on deposit distributing method first and/or two
Difference be that reference picture 4, interest on deposit distributing method also includes：
Step S60, the modification instruction for receiving account is changed if detecting, according to the modification instruction modification
Receive account.
When interest on deposit distribute equipment sensing to modification receive account modification instruction when, interest on deposit distribute equipment according to
Change instruction modification and receive account.Further, distributed when interest on deposit distributes equipment sensing and distributes interest to be distributed to modification
During the modification instruction of duration, interest on deposit distributes the modification instruction modification that equipment distributes duration according to changing and distributes duration.
It should be noted that Fig. 4 is a kind of embodiment schematic flow sheet in the present invention, step S60 execution sequence
It is not limited to the order shown in Fig. 4.
The present embodiment improves the flexibility for distributing interest to be distributed by receiving account according to modification instruction modification.
In addition, the embodiment of the present invention also proposes a kind of computer-readable recording medium, the computer-readable recording medium
On be stored with interest on deposit and distribute program, the interest on deposit distributes when program is executed by processor and realizes following steps：
Input when distributing interest and receiving the input instruction of account when detecting user, obtained according to the input instruction
The capital information of user's input；
Judge whether the reception account meets preparatory condition；
If the reception account meets the preparatory condition, and capital corresponding with the capital information stores successfully, then
Monitoring current time whether in interest distribute distribute the period；
If the current time is in described and distributes the period, interest to be distributed corresponding to the capital is distributed to institute
State and receive account or distribute into the interlock account bound with the reception account.
Further, it is described to judge that the step of whether the reception account meets preparatory condition includes：
Judge whether the reception account is a kind of account or whether has bound interlock account, wherein, the association account
Family is a kind of account；
If the reception account is a kind of account, or the reception account is two class accounts, but has bound the association
Account, then confirm that the reception account meets the preparatory condition；
If the reception account be two class accounts, but the unbound interlock account, then confirm it is described receive account less than
The foot preparatory condition.
Further, if the reception account is two class accounts, but the unbound interlock account, then described in confirmation
Receiving the step of account does not meet the preparatory condition includes：
If the reception account is two class accounts, but the unbound interlock account, then prompt message is sent to payee
Held terminal, to prompt the artificial reception account of the gathering to bind an interlock account；
If not receiving the announcement information that the payee holds terminal return in preset time, the reception is confirmed
Account does not meet the preparatory condition, wherein, the announcement information is the institute after reception account successfully binds interlock account
State payee and hold terminal generation.
Further, if the reception account is two class accounts, but the unbound interlock account, then send prompting
Information holds terminal to payee, the step of to prompt the artificial reception account of the gathering to bind an interlock account it
Afterwards, the interest on deposit distributes when program is executed by processor and realizes following steps：
Judge the announcement information whether is received in the preset time；
If receiving the announcement information in the preset time, confirm that the reception account meets the default bar
Part.
Further, it is described judge described reception account the step of whether meeting preparatory condition after, the interest on deposit
Distribute when program is executed by processor and realize following steps：
If the reception account does not meet the preparatory condition, but current time is in described and distributes the period, then by institute
Interest to be distributed is stated to distribute into the capital account for storing the capital.
Further, if the reception account meets the preparatory condition, and sheet corresponding with the capital information
Gold stores successfully, then monitors whether current time includes in what interest distributed the step of distributing the period：
If the reception account meets the preparatory condition, and capital corresponding with the capital information stores successfully, then
Notification message is generated, the notification message is sent to payee and holds terminal, to notify the payee in described distribute
Between the interest to be distributed can be received in section；
After the notification message is sent to the payee hold terminal, whether the current time is monitored in profit
What breath distributed distributes the period.
Further, the interest on deposit distributes when program is executed by processor and realizes following steps：
The modification instruction for receiving account is changed if detecting, account is received according to the modification instruction modification
Family.
Further, if the current time, which is in described, distributes the period, will wait to send corresponding to the capital
Hair interest distribute to it is described reception account or distribute to it is described reception account binding interlock account in step include：
If the current time, which is in described, distributes the period, interest to be distributed corresponding to the capital is distributed to depositing
Store up the capital account of the capital；
The interest to be distributed is transferred to from the capital account to the reception account or is transferred to and is connect with described
In the interlock account of receipt on account family binding.
Computer-readable recording medium embodiment of the present invention and each embodiment base of above-mentioned interest on deposit distributing method
This is identical, will not be repeated here.
It should be noted that herein, term " comprising ", "comprising" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements not only include those key elements, and
And also include the other element being not expressly set out, or also include for this process, method, article or device institute inherently
Key element.In the absence of more restrictions, the key element limited by sentence "including a ...", it is not excluded that including this
Other identical element also be present in the process of key element, method, article or device.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on such understanding, technical scheme is substantially done to prior art in other words
Going out the part of contribution can be embodied in the form of software product, and the computer software product is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions to cause a station terminal equipment (can be mobile phone, computer, clothes
Be engaged in device, air conditioner, or network equipment etc.) perform method described in each embodiment of the present invention.
The preferred embodiments of the present invention are these are only, are not intended to limit the scope of the invention, it is every to utilize this hair
The equivalent structure or equivalent flow conversion that bright specification and accompanying drawing content are made, or directly or indirectly it is used in other related skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of interest on deposit distributing method, it is characterised in that the interest on deposit distributing method comprises the following steps：
Inputted when detecting user when distributing interest and receiving the input instruction of account, user is obtained according to the input instruction
The capital information of input；
Judge whether the reception account meets preparatory condition；
If the reception account meets the preparatory condition, and capital corresponding with the capital information stores successfully, then monitors
Current time whether in interest distribute distribute the period；
If the current time is in described and distributes the period, interest to be distributed corresponding to the capital is distributed to described and connect
Receipt on account family is distributed into the interlock account bound with the reception account.
2. interest on deposit distributing method as claimed in claim 1, it is characterised in that described to judge whether the reception account is full
The step of sufficient preparatory condition, includes：
Judge whether the reception account is a kind of account or whether has bound interlock account, wherein, the interlock account is
A kind of account；
If the reception account is a kind of account, or the reception account is two class accounts, but has bound the interlock account,
Then confirm that the reception account meets the preparatory condition；
If the reception account is two class accounts, but the unbound interlock account, then confirm that the reception account does not meet institute
State preparatory condition.
3. interest on deposit distributing method as claimed in claim 2, it is characterised in that if the reception account is two class accounts
Family, but the unbound interlock account, then confirm that the step of reception account does not meet the preparatory condition includes：
If the reception account is two class accounts, but the unbound interlock account, then sends prompt message and held to payee
Terminal, to prompt the artificial reception account of the gathering to bind an interlock account；
If not receiving the announcement information that the payee holds terminal return in preset time, the reception account is confirmed
Do not meet the preparatory condition, wherein, the announcement information is the receipts after reception account successfully binds interlock account
Money people holds terminal generation.
4. interest on deposit distributing method as claimed in claim 3, it is characterised in that if the reception account is two class accounts
Family, but the unbound interlock account, then send prompt message and hold terminal to payee, to prompt the gathering artificial described
After receiving the step of account binds an interlock account, in addition to：
Judge the announcement information whether is received in the preset time；
If receiving the announcement information in the preset time, confirm that the reception account meets the preparatory condition.
5. interest on deposit distributing method as claimed in claim 1, it is characterised in that described to judge whether the reception account is full
After the step of sufficient preparatory condition, in addition to：
If the reception account does not meet the preparatory condition, but current time is in described and distributes the period, then is treated described
Interest is distributed to distribute into the capital account for storing the capital.
6. interest on deposit distributing method as claimed in claim 1, it is characterised in that if described in the reception account satisfaction
Preparatory condition, and capital corresponding with the capital information stores successfully, then monitors what whether current time distributed in interest
The step of distributing the period includes：
If the reception account meets the preparatory condition, and capital corresponding with the capital information stores successfully, then generates
Notification message, the notification message is sent to payee and holds terminal, to notify the payee to distribute the period described
It is interior to receive the interest to be distributed；
After the notification message is sent to the payee hold terminal, monitor whether the current time sends in interest
Hair distributes the period.
7. interest on deposit distributing method as claimed in claim 1, it is characterised in that the interest on deposit distributing method also wraps
Include：
The modification instruction for receiving account is changed if detecting, account is received according to the modification instruction modification.
8. the interest on deposit distributing method as described in any one of claim 1 to 7, it is characterised in that if when described current
Between in described distribute the period, then by interest to be distributed corresponding to the capital distribute to the reception account or distribute to
Include with the step in the interlock account of the reception account binding：
If the current time is in described and distributes the period, interest to be distributed corresponding to the capital is distributed to storage institute
State the capital account of capital；
The interest to be distributed is transferred to the reception account from the capital account or is transferred to and the reception account
In the interlock account of family binding.
9. a kind of interest on deposit distributes equipment, it is characterised in that the interest on deposit distribute equipment include memory, processor and
The interest on deposit that being stored in can run on the memory and on the processor distributes program, and the interest on deposit distributes journey
Sequence is realized the interest on deposit distributing method as any one of claim 1 to 8 during computing device the step of.
10. a kind of computer-readable recording medium, it is characterised in that the profit that has money on deposit is stored on the computer-readable recording medium
Breath distributes program, and the interest on deposit is distributed and realized when program is executed by processor as any one of claim 1 to 8
The step of interest on deposit distributing method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710593152.0A CN107563883A (en) | 2017-07-19 | 2017-07-19 | Interest on deposit distributing method, equipment and computer-readable recording medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710593152.0A CN107563883A (en) | 2017-07-19 | 2017-07-19 | Interest on deposit distributing method, equipment and computer-readable recording medium |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107563883A true CN107563883A (en) | 2018-01-09 |
Family
ID=60974231
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710593152.0A Pending CN107563883A (en) | 2017-07-19 | 2017-07-19 | Interest on deposit distributing method, equipment and computer-readable recording medium |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107563883A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113657992A (en) * | 2021-08-16 | 2021-11-16 | 支付宝(杭州)信息技术有限公司 | Data processing method and system |
-
2017
- 2017-07-19 CN CN201710593152.0A patent/CN107563883A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113657992A (en) * | 2021-08-16 | 2021-11-16 | 支付宝(杭州)信息技术有限公司 | Data processing method and system |
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Application publication date: 20180109 |