CN102184446A - Mobile phone film card used for radio frequency-subscriber identity module (RF-SIM) card mobile phone payment - Google Patents
Mobile phone film card used for radio frequency-subscriber identity module (RF-SIM) card mobile phone payment Download PDFInfo
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- CN102184446A CN102184446A CN2011100977408A CN201110097740A CN102184446A CN 102184446 A CN102184446 A CN 102184446A CN 2011100977408 A CN2011100977408 A CN 2011100977408A CN 201110097740 A CN201110097740 A CN 201110097740A CN 102184446 A CN102184446 A CN 102184446A
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Abstract
The invention relates to a mobile phone film card used for a radio frequency-subscriber identity module (RF-SIM) card mobile phone payment. The mobile phone film card is arranged on the back shell of a mobile phone terminal inserted with an RF-SIM card is inserted in a pasting way; the mobile phone film card comprises an SIM security chip and two radio frequency identification (RFID) chips which are communicated with the SIM security chip through communication interfaces; and the two RFID chips are respectively communicated with a point-of-sale (POS) transaction terminal and the RF-SIM card in a mobile phone through RFID interfaces. The mobile phone film card has the advantages that: the mobile phone payment can be performed no matter whether the radio-frequency frequency of the RF-SIM card and the radio-frequency frequency of the POS transaction terminal are the same or not; because only a film card needs to be arranged on the back shell of the mobile phone, the cost is low, the film card is rapid and convenient to arrange; the film card can be used normally by only pasting on the back shell of the mobile phone; and the mobile phone film card is convenient to extend the application or the function of the RF-SIM card.
Description
Technical field
The present invention relates to the mobile-phone payment technical field, especially a kind of mobile phone pad pasting card that is applied to RF-SIM card mobile-phone payment.
Background technology
The solution of mobile-phone payment function mainly contains RF-SIM and NFC technology at present.All there is different merits and demerits separately in these two kinds of technology:
1) RF-SIM adopts the 2.4GHZ rf frequency, and penetrability is strong, need not to change mobile phone, but incompatible with the 13.56MHZ rf frequency of present most of POS transaction terminal, therefore needs to change all POS transaction terminals;
2) NFC adopts the 13.56MHZ rf frequency, can with existing most of POS transaction terminal compatibility on the market, but penetrability a little less than, be not easy to penetrate the mobile phone shell on the back, therefore need to change mobile phone.
Summary of the invention
Deficiency at above existing mobile-phone payment mode, the objective of the invention is shortcoming at RF-SIM and NFC technology, between RF-SIM card and POS transaction terminal, increase by a cover hardware-mobile phone pad pasting card, do not need to change the purpose of existing mobile phone and POS transaction terminal to reach RF-SIM card mobile-phone payment.
The objective of the invention is by realizing by the following technical solutions: a kind of mobile phone pad pasting card of the RF-SIM of being applied to card mobile-phone payment, be installed in above the shell on the back of the mobile phone terminal that is inserted with the RF-SIM card by the mode of pasting, this mobile phone pad pasting card comprises a SIM safety chip and the two RFID radio frequency chips that communicate by communication interface with this SIM safety chip, and this two RFID radio frequency chip sticks into capable radio communication by the RF-SIM in RFID radio frequency interface and POS transaction terminal and the mobile phone respectively.
As optimized technical scheme of the present invention, described communication interface is the RFID radio frequency interface.
As optimized technical scheme of the present invention, described communication interface is the SPI interface.
A kind ofly use the method that described mobile phone pad pasting sticks into capable mobile-phone payment, it may further comprise the steps:
The first step: the SIM safety chip in the mobile phone pad pasting card is concluded the business by the RFID radio communication between a RFID radio frequency chip and the POS transaction terminal;
Second step: after transaction is finished, the SIM safety chip is by RFID radio communication isochronous transaction information and balance amount information between the RF-SIM card in another RFID radio frequency chip and the mobile phone, Transaction Information and balance amount information in SIM safety chip and the RF-SIM card are consistent, simultaneously, the Transaction Information in the RF-SIM card is presented on the mobile phone screen.
A kind of method of using the RF-SIM application function in the described mobile phone pad pasting card extended mobile phone: the required application function of exploitation user on the SIM safety chip of mobile phone pad pasting card, when mobile phone need call this expanded application function, call the RF-SIM card earlier, the RF-SIM cartoon cross its with mobile phone pad pasting card in a RFID radio frequency chip between RFID radio communication and the interior SIM safety chip of this RFID radio frequency chip and mobile phone pad pasting card between communicate by letter, expanded application function on the SIM safety chip in the calling mobile phone pad pasting card, last RF-SIM card returns application function information and gives mobile phone, is shown to the user simultaneously.
With respect to prior art, advantage of the present invention is: because two RFID radio frequency chips of mobile phone pad pasting card can stick into capable radio communication by the RF-SIM in RFID radio frequency interface and POS transaction terminal and the mobile phone respectively, so no matter whether the rf frequency of RF-SIM card is identical with the rf frequency of POS transaction terminal, all can carry out mobile-phone payment; Because only need to install a pad pasting card additional on the mobile phone shell on the back, cost is lower; Convenience quick for installation only needs the pad pasting card is sticked on the mobile phone shell on the back and can normally use; Be convenient to expand the application or the function of RF-SIM card.
Description of drawings
The invention will be further described below in conjunction with accompanying drawing and specific embodiment:
Fig. 1 is the system environments synoptic diagram of mobile phone pad pasting card operation of the present invention;
Fig. 2 is the modular structure and the annexation synoptic diagram of mobile phone pad pasting card of the present invention.
Embodiment
As shown in Figures 1 and 2, the mode that the mobile phone pad pasting cartoon that is applied to RF-SIM card mobile-phone payment of present embodiment is crossed stickup is installed in above the shell on the back of the mobile phone terminal that is inserted with the RF-SIM card, and it can stick into capable radio communication with the RF-SIM in the mobile phone; It comprises a SIM safety chip and the RFID radio frequency chip 1 and the RFID radio frequency chip 2 that communicate by the RFID radio frequency interface with this SIM safety chip, and this two RFID radio frequency chip can stick into capable RFID radio communication by the RF-SIM in RFID radio frequency interface and POS transaction terminal and the mobile phone respectively.
The RFID mechanism of exchange of described mobile phone pad pasting card is: when the RF-SIM mobile phone that mobile phone pad pasting card is installed and POS transaction terminal are concluded the business, SIM safety chip in the mobile phone pad pasting card is concluded the business by the RFID radio communication between RFID radio frequency chip 1 and the POS transaction terminal, after transaction is finished, the SIM safety chip is by RFID radio communication sync correlation Transaction Information and balance amount information between the RF-SIM card in RFID radio frequency chip 2 and the mobile phone, Transaction Information and balance amount information in SIM safety chip and the RF-SIM card are consistent, simultaneously, the Transaction Information in the RF-SIM card is presented on the mobile phone screen.
But the RF-SIM application function in the described mobile phone pad pasting card extended mobile phone, its method is: when the application function on the RF-SIM after dispatching from the factory can not satisfy existing user's application demand, can be by the required application function of exploitation user on the SIM safety chip of mobile phone pad pasting card, when mobile phone need call this expanded application function, call the RF-SIM card at first earlier, the RF-SIM cartoon is crossed and is carried out RFID radio communication between RFID radio frequency interface and RFID radio frequency chip 1 or the RFID radio frequency chip 2 then, RFID radio frequency chip 1 or RFID radio frequency chip 2 again with mobile phone pad pasting card in the SIM safety chip carry out RFID radio communication, thereby the expanded application function on the SIM safety chip in the calling mobile phone pad pasting card, return application function information at last and give mobile phone, be shown to the user simultaneously, so just can realize the application function expansion of RF-SIM card.
Application of the present invention is not limited to above-mentioned giving an example, and for those of ordinary skills, can be improved according to the above description or conversion, and all these improvement and conversion all should belong to the protection domain of claims of the present invention.For example: also can comprise a plurality of RFID radio frequency chips that communicate by communication interface with the SIM safety chip in the described mobile phone pad pasting card with different rf frequencies, at the POS transaction terminal of different frequency, can carry out communicating by letter between SIM safety chip and the POS transaction terminal in the pad pasting card by having with the RFID radio frequency chip of the frequency corresponding radio frequency frequency of concrete POS transaction terminal.
SIM safety chip in the mobile phone pad pasting card and RFID radio frequency chip 1 and RFID radio frequency chip 2 also can communicate by the SPI interface.
Claims (5)
1. mobile phone pad pasting card that is applied to RF-SIM card mobile-phone payment, it is characterized in that, the mode that this mobile phone pad pasting cartoon is crossed stickup is installed in above the shell on the back of the mobile phone terminal that is inserted with the RF-SIM card, it comprises a SIM safety chip and the two RFID radio frequency chips that communicate by communication interface with this SIM safety chip, and this two RFID radio frequency chip sticks into capable radio communication by the RF-SIM in RFID radio frequency interface and POS transaction terminal and the mobile phone respectively.
2. the mobile phone pad pasting card that is applied to RF-SIM card mobile-phone payment according to claim 1, it is characterized in that: described communication interface is the RFID radio frequency interface.
3. the mobile phone pad pasting card that is applied to RF-SIM card mobile-phone payment according to claim 1, it is characterized in that: described communication interface is the SPI interface.
4. the mobile phone pad pasting of the described RF-SIM of the being applied to card of claim 1 mobile-phone payment sticks into the method for capable mobile-phone payment, and it may further comprise the steps:
The first step: the SIM safety chip in the mobile phone pad pasting card is concluded the business by the radio communication between a RFID radio frequency chip and the POS transaction terminal;
Second step: after transaction is finished, the SIM safety chip is by RFID radio communication isochronous transaction information and balance amount information between the RF-SIM card in another RFID radio frequency chip and the mobile phone, Transaction Information and balance amount information in SIM safety chip and the RF-SIM card are consistent, simultaneously, the Transaction Information in the RF-SIM card is presented on the mobile phone screen.
5. the method for the RF-SIM application function in the described mobile phone pad pasting card extended mobile phone that is applied to RF-SIM card mobile-phone payment of a claim 1, it is characterized in that: the required application function of exploitation user on the SIM safety chip of mobile phone pad pasting card, when mobile phone need call this expanded application function, call the RF-SIM card earlier, the RF-SIM cartoon cross its with mobile phone pad pasting card in a RFID radio frequency chip between RFID radio communication and the interior SIM safety chip of this RFID radio frequency chip and mobile phone pad pasting card between communicate by letter, expanded application function on the SIM safety chip in the calling mobile phone pad pasting card, last RF-SIM card returns application function information and gives mobile phone, is shown to the user simultaneously.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011100977408A CN102184446A (en) | 2011-04-19 | 2011-04-19 | Mobile phone film card used for radio frequency-subscriber identity module (RF-SIM) card mobile phone payment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011100977408A CN102184446A (en) | 2011-04-19 | 2011-04-19 | Mobile phone film card used for radio frequency-subscriber identity module (RF-SIM) card mobile phone payment |
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| Publication Number | Publication Date |
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| CN102184446A true CN102184446A (en) | 2011-09-14 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2011100977408A Pending CN102184446A (en) | 2011-04-19 | 2011-04-19 | Mobile phone film card used for radio frequency-subscriber identity module (RF-SIM) card mobile phone payment |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102867253A (en) * | 2012-08-07 | 2013-01-09 | 李凡 | Method for providing added value function for mobile phone payment |
| CN103337021A (en) * | 2013-05-08 | 2013-10-02 | 上海方付通商务服务有限公司 | Film card and secure transaction method based on same |
| CN103354634A (en) * | 2013-05-08 | 2013-10-16 | 上海方付通商务服务有限公司 | Method and system for information processing |
| CN104102890A (en) * | 2014-07-18 | 2014-10-15 | Tcl通讯（宁波）有限公司 | NFC (Near Field Communication) mobile communication terminal and card detection method thereof |
| CN106296162A (en) * | 2015-06-11 | 2017-01-04 | 上海方付通商务服务有限公司 | A kind of NFC payment system based on HCE and mobile terminal |
| CN111400737A (en) * | 2020-03-17 | 2020-07-10 | 中孚信息股份有限公司 | Multi-application physical isolation encrypted SIM card implementation device, method and terminal |
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| CN101807261A (en) * | 2010-03-30 | 2010-08-18 | 上海华腾软件系统有限公司 | Device for reading and writing two different types of contactless intelligent cards and reading-writing method thereof |
| CN201673509U (en) * | 2010-04-30 | 2010-12-15 | 深圳市数智国兴信息科技有限公司 | Core middleware for mobile phone RFID-SIM card and CPU card security authentication system |
| CN201741178U (en) * | 2010-07-21 | 2011-02-09 | 恒宝股份有限公司 | Intelligent card with wireless communication function |
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2011
- 2011-04-19 CN CN2011100977408A patent/CN102184446A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN101807261A (en) * | 2010-03-30 | 2010-08-18 | 上海华腾软件系统有限公司 | Device for reading and writing two different types of contactless intelligent cards and reading-writing method thereof |
| CN201673509U (en) * | 2010-04-30 | 2010-12-15 | 深圳市数智国兴信息科技有限公司 | Core middleware for mobile phone RFID-SIM card and CPU card security authentication system |
| CN201741178U (en) * | 2010-07-21 | 2011-02-09 | 恒宝股份有限公司 | Intelligent card with wireless communication function |
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102867253A (en) * | 2012-08-07 | 2013-01-09 | 李凡 | Method for providing added value function for mobile phone payment |
| CN103337021A (en) * | 2013-05-08 | 2013-10-02 | 上海方付通商务服务有限公司 | Film card and secure transaction method based on same |
| CN103354634A (en) * | 2013-05-08 | 2013-10-16 | 上海方付通商务服务有限公司 | Method and system for information processing |
| CN104102890A (en) * | 2014-07-18 | 2014-10-15 | Tcl通讯（宁波）有限公司 | NFC (Near Field Communication) mobile communication terminal and card detection method thereof |
| CN104102890B (en) * | 2014-07-18 | 2018-07-13 | Tcl通讯（宁波）有限公司 | The method of NFC mobile communication terminals and its detection card |
| CN106296162A (en) * | 2015-06-11 | 2017-01-04 | 上海方付通商务服务有限公司 | A kind of NFC payment system based on HCE and mobile terminal |
| CN111400737A (en) * | 2020-03-17 | 2020-07-10 | 中孚信息股份有限公司 | Multi-application physical isolation encrypted SIM card implementation device, method and terminal |
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| C06 | Publication | ||
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| C53 | Correction of patent of invention or patent application | ||
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Address after: 519060 Guangdong province science and Technology Park in Zhuhai Nanping Ping Gong Road No. 8 Applicant after: Eastcompeace Technology Co., Ltd. Address before: 519060 Guangdong province science and Technology Park in Zhuhai Nanping Ping Gong Road No. 8 Applicant before: Eastcompeace Smart Card Co., Ltd. |
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| COR | Change of bibliographic data |
Free format text: CORRECT: APPLICANT; FROM: EASTCOMPEACE SMART CARD CO., LTD. TO: EASTCOMPEACE TECHNOLOGY CO., LTD. |
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Application publication date: 20110914 |