CN102110331A

CN102110331A - Development and application of full-automatic pass entry machine system of bank

Info

Publication number: CN102110331A
Application number: CN2009102658698A
Authority: CN
Inventors: 张峰
Original assignee: Individual
Current assignee: Individual
Priority date: 2009-12-29
Filing date: 2009-12-29
Publication date: 2011-06-29

Abstract

The invention relates to development and application of a full-automatic pass entry machine system of a bank. The system is extremely easy to operate and has low failure rate and complete functions; by the system, client data information is not required to be typed manually during deposit and remittance, the problems of large workload, high pressure, low speed, low working efficiency and low quality safety insurance rate of bank personnel are solved and the problems that the conventional system is inconvenient to use, a deposit user who has careless handwriting and the bank personnel cannot conveniently recognize the correctness of accounts and money amount which are filled by the deposit user, and the deposit user is required to queue around the block and wait for a relative long time to obtain a client receipt at times, which delays the time and the energy of a client, are solved; and the system can be widely used in the fields of deposit, remittance, loan, talent assessment, statistics, survey, investigation and the like, and belongs to a bankbook, Unionpay or credit card-free deposit type deposit and remittance full-automatic pass entry machine system.

Description

Bank automatically charge machine system development and application

Technical field

The present invention relates to special-purpose full-automatic credit machine system development of a kind of bank and application, relate in particular to a kind of high-speed, high-level efficiency, high-quality, high standard, super utility model cash in banks the safest, the most reliable, most convenient the remit money exploitation and the application of full-automatic credit machine system.

Background technology

Nineteen thirty-nine, Luther George Simjian has invented ATM (automatic teller machine).But, the ATM (automatic teller machine) on the Modern Significance, its notion is set forth in nineteen sixty-eight, and prototype comes across 1969.First ATM (automatic teller machine) is installed in the Chemical Bank of USA New York.Nowadays, the ATM speed of development is quite fast, has reached 4:1 with the ratio of banking institution.USN even ATM installed on the warship.

ATM is the abbreviation of Automatic Teller Machine, and the meaning is an ATM (Automatic Teller Machine), because of major part is used to withdraw the money, claims ATM (automatic teller machine) again.It is a kind of high-precision electromechanical integrated device, utilizes magnetic coded card or smart card to realize the Self-Service of financial transaction, replaces the cabinet dough figurine person's of bank work.Can extract cash, inquire about the balance of deposits, carry out work such as the allocation of the funds between the account, inquiry into balance; Can also carry out work such as spot assets (keeping accounts in real time), checking account (domestic nothing), bankbook recognition, intermediary service.The holder can use credit card or deposit card, according to password handle automatic drawing, query the balance, transfer accounts, spot assets, bankbook is recognized, and buys fund, the change password is paid business such as mobile phone charge.

ATM can regard the peripheral hardware of platform computer+special software+special use as.Be the dedicated data transmission circuit of bank oneself fully, the inside also has parts such as proof box, and the user can connect the server that goes to bank on any one ATM, inquire about account or other associative operations of oneself.The a lot of now all external products of usefulness of software and machine only all are that specialized company is unified to be installed and sells, and belongs to extraordinary product.

The ATM ATM (Automatic Teller Machine) mainly is useful for automatic drawing in actual life, inquiry into balance, transfer accounts, but credit deposit automatically, the practicality of remittance, security, reliability is all very low, remove automatic drawing and additional inquiry into balance, outside the function of transferring accounts, other function almost is easily accepted by the savings user in the reality, because numerous savings users is the layman, to the use also not quite understanding not too interested that the ATM ATM (Automatic Teller Machine) is charged automatically and deposited, operation more complicated, amount deposited is limited, can not loan done by oneself, need operation credit several times, time-consuming, take energy, forget card taking, need carry the operation of charging of credit card or deposit card, malfunctioning machine, credit gulps down card, not credit automatically, failure problems such as nothing printing receipt all might take place at any time; The influence of the baneful influence of ATM ATM (Automatic Teller Machine) surrounding environment, all ages and classes different crowd desirability and savings user require the very high influence that self-condition brought and the influence of financial industry bank human resources pressure on employment to spot assets safety is vigilant in addition, so the ATM ATM (Automatic Teller Machine) does not replace traditional financial industry, banking institution's financial services industry forever; But, present existing traditional financial service industry, deposit, remittance all need manual entry customer data information, not only the personnel of bank workload is big, pressure is big, speed is slow, inefficiency, quality safety coverage ratio are low, and use savings user inconvenient, that also be not easy to careless handwriting to recognize that whether identification, savings the user wrong and personnel of bank need to stand in a long queue sometimes, needs wait for than the time of length and just can receive client's receipt for institute's account number of filling out and the amount of money, delay client's time, energy very much.

In order to overcome the problems referred to above, at present, scientific research brainstrust both domestic and external is being tackled the problems referred to above energetically, and research and development a new generation satisfies the automatic typing of full-automatic credit machine that the savings user deposits remittance " bank deposits remittance voucher client receipt " 100% energetically, deposit remittance credit speed is 1 second/, the safety coefficient rate is 100%, accuracy rate is 100%, machine-readable discrimination is 100%, scan rate is 100%, work efficiency be 100% high-speed, high-level efficiency, high-quality, high standard, the safest, the most reliable, the super utility model of most convenient need not bank book, interchanger or the full-automatic credit machine of credit card savings formula deposit remittance system.

Summary of the invention

In order to overcome the existing problem of existing cash in bank credit special purpose computer input-output device, the purpose of this invention is to provide a kind of bank automatically charge machine system development and application program, it is by cash in bank credit special machine Card Reader, full-automatic credit machine cursor is read the currency examine print system, the computer automatic execution reading information is printed credit hold-over command system, cash in bank credit special software system, the data processor acting in conjunction, it is high-speed to finish bank, high-level efficiency, high-quality, high standard, the safest, the most reliable, most convenient need not bankbook, the full-automatic credit of interchanger savings formula spot assets remittance overall process; Two-way choice typing operating system that the genus cash in banks is remitted money manually and machine automatically charges.

To achieve these goals, technical scheme of the present invention is as follows:

Banks accounted for automatic machine system development and applications, including cash at bank recorded dedicated Ji Duka, automatic banknote accounted machine OMR printing system, the computer automatically execute the Save command to read information printed booked systems, banking cash accounted for dedicated software systems, data processor, the major banking networks connect the data cable transceiver ports, banks accounted dedicated Ji Duka cash receipt printing output port, cash at bank recorded dedicated Ji Duka input, money detector input and output ports, wherein Automatic accounted OMR banknote printing machine main part of the system by the cursor scan reader, banknote Counter, Ji Duka print devices, magnetic swipe card reader components; computer automatically read the message Print Save command system is mainly accounted for in part by the monitors, controllers, drives, memory device composed; data processor mainly by integrating multiple input arithmetic reverse amplifier; bank cash accounted for host-specific software system version ie non-network version or network version, the major banking networks connect the data cable transceiver port is opened fully automated systems with local banks accounted for wireless or wired network connection to provide secure conditions for bank cash credited dedicated Ji Duka input port, the bank recorded dedicated Ji Duka cash receipt printing output port, inspection note input and output ports of the bank card, money trading port inspection and certification intermediate medium circulation, the main working mechanism and process: If the user computer scoring savings dedicated multi-use multifunction pen Tiantu good bank cash remittances accounted for the dedicated Ji Duka " full name ", the need to see whether the" postscript "content; if need be entered manually" postscript "Contents of the cash credited directly into the bank dedicated Ji Duka input port, if the deposit" full "or no" attached words "bank remittance cash credited directly into the input port dedicated Ji Duka, then automatically open photosensitive sensor control switch, automatic banknote printing accounted machine OMR system to work, the cursor will automatically scan reader banks Cash recorded dedicated Ji Duka graffiti content into a digital signal by Ji Duka data transmission line input to the computer to read information printed automatically credited Save command system and by non-network version or the online version bank cash accounted for proprietary software systems graphic processing, saving the user if an error is written Tiantu filled Ji Duka's "account card" entry taken by the computer to automatically identify "account card" by random automatic pop-up "username full name" and filled Ji Duka's "Account name stands for" knowledge by taking the computer automatically scans text entry "username full name" does not correspond to the same, the monitor automatically pop up message "incorrect username account" and page color change and no cash at banks accounted dedicated Ji Duka Printing machine windows pop up automatically, if the contrary, filled Ji Duka's "account card" and "username full name" correspondence is accurate, the display pages properly without color change, and automatic pop-up message "Account Name Account" correct , can also not be readable card into cash at banks accounted dedicated Ji Duka input before the view is good, "username full name", and then put Ji Duka and later, in the display window, the page automatically follow Ji Duka Entry "account card" by random automatic pop-up "user name stands for" comparative confirmation; if "username account" does not correspond to the same error, you can click "Cancel" operation or press the keyboard shortcut, this time, cash at bank recorded dedicated Ji Duka machine does not print automatically pop up window; if "username account" is correct, is about to enter the next step, the user will be saving money to pay the bills in cash into money detector input and output ports, open the paper money control key, Settings "currency" At this point, automatic accounted machine OMR money detector money detector digital printing system automatically displays the amount of paper money, counterfeit money detector automatically pop up are not charged to the amount of data transmitted by the paper money wire input Read the information on to the computer automatically credited Print Save command system and by non-network version or the online version bank cash credited dedicated graphic processing software system, and then through the amount of paper money processing IP data transmission lines to the data processor to a port, At the same time, the cursor will automatically scan reader bank cash credited dedicated Ji Duka graffiti content, "stated amount" into a digital signal by Ji Duka data transmission line input to the computer to read information printed automatically save recorded command system and by non-network version or the online version bank cash credited dedicated graphic processing software system, and then the amount of data recorded after Ji Duka information processing to the data processor IP line to another port; when the two data processor an IP line input port that is the amount of money detector data information processing IP line and Ji Duka amount recorded data information processing IP line input port data is inconsistent, then the banknote Data "paper money amount" IP truth value = 1, machine Card Data "stated amount" IP true value = 0 or banknote Data "paper money amount" IP true value = 0, Ji Duka Data "stated amount" IP truth value = 1, the automatic print instruction data control IC line and automatically save the recorded command line-controlled data output control IC "Print credited Save"-signal IC true value = 0, no control signal output, does not automatically save the task to perform printing credited; contrary, when the two data processor IP line input port data is consistent, then the banknote Data "paper money amount" IP truth value = 1, Ji Duka Data "stated amount" IP truth value = 1, control output "Print credited Save"-signal IC True value = 1, the control signal is output, and the two were from the data processor IC line out port to the computer to read information printed automatically credited Save command system, automatic banknote printing accounted machine OMR systems, automatic complete print, recorded, save the task; when no bank will cash notes and recorded dedicated Ji Duka input and output ports were placed in paper money, bank cash credited dedicated Ji Duka input port, then the money detector data "test note the amount of "IP true value = 0, Ji Duka Data" stated amount "IP true value = 0, no self-control outputs" Print credited Save "-signal IC true value = 0, no control signal output, does not automatically perform printing into account to save the task, in standby mode; bank cash accounted for primarily by dedicated Ji Duka "customer fill in the fields", "bank print bar", "bank deposit and remittance voucher customers a single receipt" three major components, customers fill in part by the subjective fill fill out the composition and objective, "stated amount", "stated account / card" as subjective fill required for high absorbance easily booked automatic machine automatically recognizes the 2B pencil or computer scoring dedicated multi-use multifunction pen Tiantu , the other for an objective complete, required for high scan rate is easily accounted for automatic entry automatic pen or computer scoring dedicated multi-use multi-function pen; saving the user can choose according to their need to use bank-issued "savings Users Automatic deposits accounted dedicated account / card barcode "Paste" stated account / card number, "the Tiantu box can, replacing the control data Tiantu hassles and passbook, bank card insecurity and carry out inconveniences caused problems; if the user passbook savings, bank card or bank account dedicated credited / barcode card deposit, then in addition to "accounting value" Tiantu box needs Tiantu outside, "stated account / card "Tiantu box to no Tiantu, books, UnionPay cards require booked in automatic machine OMR banknote printing system for credit card operations, deposits accounted dedicated account / card barcode needs" stated account / card "filling Tu to make automatic pasting box machine recorded reading banknote printing system cursor automatically scan identification; "Banks print bar" and "bank deposit and remittance voucher customers a single receipt" all content is 100% fully automatic machines accounted automatic entry, deposit remittances accounted speed of 1 second / Zhang, the safety factor of 100%, accuracy was 100%, machine-readable identification rate of 100%, the scan rate of 100%, the working efficiency of 100%, based on banking rules and related document management system provides: "The customer is not filled out as proof elements, all of the records in order to confirm the customer's bank signature print the norm" that is "bank print documents" an important part of the legal basis, remittances accounted for all bank deposits were to "bank print bar" in all of the information recorded prevail fully automated trading, but also saving the user deposits the cash remittances accounted for an important legal basis for assurance certificate; fully automatic machine booked online version / non-bank cash into the online version Account-specific software systems this page, this page displays the software system in the first column is "credited automatically set", "recorded date is automatically set", "business number is automatically set", "print automatically set", "save is automatically set "," Help "," narrow - "," Zoom □ "," close × "main menu for the main system control panel, the second column is the" New Page "," email "," connect to an online bank "," font "," name "," rough "," recorded statistics "," research "," security "," Tools "menu for the toolbar, automatic text box automatically credited edit box that is," stated account / card number. " , "accounting value", "collection / depositor full name", "deposit and remittance period", "date of value," "Import land", "remittance type ⊙", "types of deposits ⊙", "username" , "account card", "category ...

", " currency

", " paper money converge with ■ ", " depositing the foreign exchange volume ", " service charge ", " business numbering ", " fast Correspondent ", " the outer remittance of row ", to fill in hurdle be all the non-manual edit segment of automatic typing; " account/card number charges ", " the credit amount of money " are the unartificial edit segment of automatic typing in " Web bank's cash credit electronics deposit money transfer transactions service platform "; be also that Web bank concludes the business and must fill in hurdle, " telephone number ", " certificate title

", " remitter's full name ", " payee's postscript content ", " agent's name ", " importing ground ", " address and postcode " and other be less important can need the/inessential hurdle of filling in, this part, with " account/card number charges " automatic typing, other is the human-edited except " importing ground ", " address and postcode ", " current satisfaction investigation ‰ ", " current season integrity index ‰ ", " service charge " reaches " all savings users of annual seasons are at the credit of one's own profession cash and volume of services " and automatically adjusts statistics for automatic typing, need not the human-edited and adjust statistics, when appearance in the full-automatic credit machine network edition/non-network edition cash in bank credit special-purpose software system current page is selected " inter-bank remittance outside row " or " paper money remittance ■ " when option is " remittance " automatically, show that the savings user is the outer inter-bank remittance of row, other places or other bank account account number/card number need be paid " service charge ", otherwise, occur that in special-purpose software system current page automatically selected " fast Correspondent " or " paper money remittance ■ " is when option is " paper money ", show that the savings user is local peer remittance deposit, local bank's account's account number/card number need not to pay " service charge ", the deduction of the outer remittance of row and the unified automatic credit amount of money by software systems of inter-bank remittance " service charge " and a few percent that sets adds the postscript expense that sets and automatically adjusts gained, automatically the prerequisite setting of adjusting " service charge " is necessary for " the outer inter-bank remittance of row " or " paper money remittance ■ " option is " remittance ", otherwise " service charge " option hurdle is local peer remittance deposit for " 0 " automatically, " Web bank's cash credit electronics deposit money transfer transactions service platform " control zone is independent Net silver active window, " bank's print column " and " bank deposits remittance voucher client receipt " control zone is independent automatic printing regional window, and " cash in bank charges and automatically detects the operation prompt information hurdle " and " all savings users of annual seasons are charged and deposited remittance and the open hurdle of the automatic statistical information of volume of services at the one's own profession cash " control zone is openly regional window of independent automatic detection statistics information, when clicking " credit arranges automatically ", with automatic spring submenu content " amount of money account number/card number identification, the outer inter-bank of row and local bank arrange, and service charge, kind, currency, paper money converge the option hurdle is set ", while clicking " credit date automatically arrange ", with automatic spring submenu content " deposit remittance phase, the date of value option hurdle is set ", while clicking " business numbering automatically arrange ", with automatic spring submenu content " operating officer number, authorize number for business number, credit sequence number, the number of checking, and the number of handling arranges the option hurdle ", while clicking " print automatically and arrange ", with automatic spring submenu content " print area, umber, type arrange the option hurdle ", while clicking " preserve automatically and arrange ", with automatic spring submenu content " storage area, file type, sequencing, time limit arrange the option hurdle ", while clicking " help ", with automatic spring submenu content " bank's feedback, Guan Yu $INHANG@FFICE, activate product, contact, show $@FFICE assistant's option hurdle with us ", while clicking "-", dwindle, while clicking " ", amplify, while clicking " * ", close, while clicking " the newly-built page ", with automatic spring submenu content " application for registration of applying for card, mend that card is reported the loss, page adjustment, the page re-generate, the conversion of page Chinese and English, loan, deposit, remittance business the page setup option hurdle ", while clicking " Email ", with automatic spring submenu content " row expert outgoing mail, non-banking mail, mail transmitting-receiving arrange the option hurdle ", while clicking " connection network goes to bank ", with automatic spring submenu content " Net silver classification, LAN, Internet arrange the option hurdle ", click the drop-down mark of " font " and font "" time, will distinguish automatic spring submenu content " characters in a fancy style and regular script, Song typeface option hurdle "; Click the drop-down mark of " font size " and font size "

" time, will distinguish automatic spring submenu content " font size color and font size data option hurdle ", if while selecting the black font size, the drop-down mark of font size "

" Option Box will become black Option Box mark automatically, while clicking " slightly ", font is with chap, while clicking " credit statistics ", with automatic spring submenu content " annual seasons cash credit deposit, remittance, volume of services statistics, loan interest on deposit, interest rate, capital are adjusted the analysis option hurdle ", while clicking " investigation ", with automatic spring submenu content " current satisfaction investigation ‰, current season integrity index ‰, loan, deposit, remittance risk investigation statistical analysis option hurdle ", while clicking " safety check ", automatic spring submenu content " is checked that detection operation indicating, security of system arrange the option hurdle automatically for renewal, fault detect and reparation, cash in bank credit ", while clicking " instrument ", with automatic spring submenu content " information retrieval, language, postscript word counting, talent assessment, letter and mail, revision, renewal automatically, safeguard protection, cancellation, the online option hurdle that cooperates ", by the cash in bank special machine Card Reader that charges, full-automatic credit machine cursor is read the currency examine print system, computer automatic execution reading information is printed credit hold-over command system, cash in bank credit special-purpose software system, the data processor acting in conjunction, complete bank and need not bankbook, exploitation and the application of the full-automatic credit machine system of interchanger storage type spot assets remittance, the savings user uses special multi-purpose multifunctional pen for computer marking full-filling machine-read card signature card-coating to settle at one go, convenient, fast, save time, the full-automatic accurate discrimination 100% of credit machine, safe and reliable provide precondition for bank's dedicated full-automatic credit machine.

The present invention's operation is very simple, failure rate is low, multiple functional, deposit, remittance does not all need manual entry customer data information, it is big not only to have solved bank's personnel's workload, pressure is big, speed is slow, inefficiency, the problem that the quality safety coverage ratio is low, and solved use inconvenient, the savings user who also is not easy to careless handwriting recognize the whether wrong and personnel's of bank of the account number of filling out and the amount of money identification, the savings user needs to stand in a long queue sometimes, need to wait for that the time of length just can be received client's receipt, delay very much client's time, the problem of energy, can be widely used in deposit, remittance, loan, talent assessment, statistics, fields such as investigation investigation, belong to and need not bank book, interchanger or the full-automatic credit machine of credit card savings formula deposit remittance system are liked by different crowd deeply.

Description of drawings

The present invention is described in detail below in conjunction with accompanying drawing

Fig. 1 is a system architecture synoptic diagram of the present invention

Fig. 2 is full-automatic credit machine truth table 1-1

Fig. 3 is cash in bank credit special machine Card Reader front view (FV)

Fig. 4 is cash in bank credit special machine Card Reader reverse side figure

Fig. 5 is the special-purpose bar code synoptic diagram of China X X cash in banks

Fig. 6 is the paste position synoptic diagram of the special-purpose bar code of China X X cash in banks in cash in bank credit special machine Card Reader

Fig. 7 is a full-automatic credit machine network edition/non-network edition cash in bank credit special software system current page synoptic diagram

Among each figure: 1 be the light-inductive gauge tap, 2 for currency examine data message conveyer line, 3 for machine-read card data message conveyer line, 4 for currency examine amount of money processing data information IP line, 5 for machine-read card credit amount of money processing data information IP line, 6 for automatic print command data message control IC line, 7 for preserving the director data information Control IC line that charges automatically.

Embodiment

As shown in Figure 1, bank automatically charge machine system development and application, comprise cash in bank credit special machine Card Reader, full-automatic credit machine cursor is read the currency examine print system, the computer automatic execution reading information is printed credit hold-over command system, cash in bank credit special software system, data processor, each big bank's network connection data line transmitting-receiving port, cash in bank credit special machine Card Reader receipt printing delivery outlet, cash in bank credit special machine Card Reader input port, currency examine input/output port, the machine cursor that it is characterized in that automatically charging are read currency examine print system major part and are scanned reader by cursor, the currency examine device for digit-displaying, the machine-read card printer, the magnetic card card reader is formed; The computer automatic execution reading information is printed credit hold-over command system major part and is made up of display, controller, driver, internal memory; Data processor mainly is made up of the reverse integrated amplifier of multichannel input equal difference; It is the non-network edition or the network edition that cash in bank credit special software system can be host version, each big bank network connection data line transmitting-receiving port is connected the condition that provides for opening full-automatic credit machine system or cable network safety wireless with various places bank, cash in bank credit special machine Card Reader input port, cash in bank credit special machine Card Reader receipt printing delivery outlet, the currency examine input/output port is bank's card article, banknote transaction intermediate medium circulation check authentication port, groundwork mechanism and process: when using the good cash in bank credit special machine Card Reader of special multi-purpose multifunctional pen for computer marking full-filling for remittance " full name ", need check to have or not " postscript " content as if the savings user; Need the content of manual typing " postscript " earlier directly to put into cash in bank credit special machine Card Reader input port again if having, if can directly put into cash in bank credit special machine Card Reader input port when deposit " full name " or nothing " postscript " remittance, light-inductive gauge tap 1 unlatching automatically this moment, full-automatic credit machine cursor is read the currency examine print system and is started working, scribble content and be converted into digital signal by the cursor scanning reader special machine Card Reader that automatically cash in bank charged, being input to the computer automatic execution reading information by machine-read card data message conveyer line 3 prints credit hold-over command system and handles through the non-network edition or network edition cash in bank credit special software system picture and text, " number of the account card number " that if the wrong i.e. machine-read card of filling out is write in savings user full-filling as calculated machine know automatically enroll " the name in an account book full name " that eject automatically at random into " number of the account card number " institute and filling out machine-read card " name in an account book full name " as calculated the machine automatic writing system scan knowledge enroll into " name in an account book full name " not corresponding when consistent, display ejects information " the name in an account book number of the account is wrong " automatically and page color changes and cash in bank credit special machine Card Reader is not printed automatic ejection aircraft window, otherwise if, " the number of the account card number " of the machine-read card of filling out and " name in an account book full name " are corresponding one by one when accurate, display does not normally have page color to be changed, automatically it is correct to eject information " name in an account book number of the account " simultaneously, also can be before machine-read card not being put into cash in bank credit special machine Card Reader input port, check " name in an account book full name ", again with put into after the machine-read card, in display page window, follow the automatic typing of machine-read card " number of the account card number " " the name in an account book full name " that eject automatically at random compare affirmation; " if name in an account book number of the account " wrong not corresponding unanimity, but click Cancel operation or direct keypad shortcut, at this moment, cash in bank credit special machine Card Reader is not printed automatic ejection aircraft window; If " name in an account book number of the account " is correct, be about to enter next step operation, the bank note of savings user cash bills payment is put into the currency examine input/output port, open the currency examine operating key, be provided with " Currency Type ", at this moment, the currency examine device for digit-displaying that full-automatic credit machine cursor is read the currency examine print system shows the currency examine amount of money automatically, the currency examine amount of money is not charged in the automatic ejection of counterfeit money, being input to the computer automatic execution reading information by currency examine data message conveyer line 2 prints credit hold-over command system and handles through the non-network edition or network edition cash in bank credit special software system picture and text, be transferred to a port of data processor again through currency examine amount of money processing data information IP line 4, meanwhile, scribble content " the credit amount of money " and be converted into digital signal by the cursor scanning reader special machine Card Reader that automatically cash in bank charged, be input to the computer automatic execution reading information by machine-read card data message conveyer line 3 and print credit hold-over command system and handle, be transferred to another port of data processor again through machine-read card credit amount of money processing data information IP line 5 through the non-network edition or network edition cash in bank credit special software system picture and text; As shown in Figure 2, when two IP line input ports of data processor are that currency examine amount of money processing data information IP line 4 is with the data message of machine-read card credit amount of money processing data information IP line 5 input ports when inconsistent, currency examine data " the currency examine amount of money " IP true value=1 then, machine-read card data " the credit amount of money " IP true value=0 or currency examine data " the currency examine amount of money " IP true value=0, machine-read card data " the credit amount of money " IP true value=1, automatically print command data message control IC line 6 reaches and preserves credit director data information Control IC line 7 automatic controls outputs " the printing credit is preserved " signal IC true value=0 automatically, no control signal output does not automatically perform the credit preservation task of printing; Otherwise, when the data message of two IP line input ports of data processor is consistent, then currency examine data " the currency examine amount of money " IP true value=1, machine-read card data " the credit amount of money " IP true value=1, automatic control is exported " printing credit preserves " signal IC true value=1, control signal output is arranged, and be passed to from two IC line output terminals oral instructions of data processor respectively that the computer automatic execution reading information is printed credit hold-over command system, automatically the machine cursor that charges is read the currency examine print system, finishes printing, credit, the preservation task carried out automatically; When bank note and cash in bank credit special machine Card Reader not being put into currency examine input/output port, cash in bank credit special machine Card Reader input port respectively, then currency examine data " the currency examine amount of money " IP true value=0, machine-read card data " the credit amount of money " IP true value=0, no automatic control output " printing credit preserves " signal IC true value=0, the output of no control signal do not automatically perform and print credit preservation task, are in holding state.

As Fig. 3, Fig. 4, Fig. 5, shown in Figure 6, cash in bank credit special machine Card Reader is mainly by " client fills in the hurdle ", " bank's print column ", " bank deposits remittance voucher client receipt " three parts are formed, the client fills in partly to be filled in objective filling in by subjectivity and forms, " the credit amount of money ", " credit number of the account/card number " filled in for subjectivity, need with absorbance demanding easily automatically charged the machine Pencil with 2B hardness or the special multi-purpose multifunctional pen for computer marking full-filling of identification automatically, other is objective filling in, and needs to fill in demanding signature pen or the special multi-purpose multifunctional pen for computer marking that is easily automatically charged the automatic typing of machine of scan rate; The savings user also can select to use " the special-purpose credit of the savings user automatic deposit number of the account/card number bar code " of issued by banks to paste in the full-filling frame of " credit number of the account/card number " according to self needs and get final product, removes the trouble that the full-filling of contrast data brought from and carries the dangerous of bankbook, interchanger and the problem of being brought of inconvenience is carried in discrepancy; When using the special-purpose number of the account/card number bar code that charges of bankbook, interchanger or deposit to deposit as if the savings user, then need outside the full-filling except " the credit amount of money " full-filling frame, " credit number of the account/card number " full-filling frame can need not full-filling, bankbook, interchanger need be read the operation of swiping the card in the currency examine print system at full-automatic credit machine cursor, and the special-purpose credit of deposit number of the account/card number bar code need stickup just can make full-automatic credit machine cursor read the identification of currency examine print system autoscan in the full-filling frame of " credit number of the account/card number "; All the elements that " bank's print column " reaches in " bank deposits remittance voucher client receipt " are 100% the automatic typing of full-automatic credit machine, deposit remittance credit speed is 1 second/, the safety coefficient rate is 100%, accuracy rate is 100%, machine-readable discrimination is 100%, scan rate is 100%, work efficiency is 100%, stipulate based on bank regulations and associated documents management system: " client's fill substance is not as essential of voucher; all records are as the criterion with bank's print Whats of client's Signature Confirmation " promptly is the important legal basis ingredient of " voucher is printed by bank ", the credit of all cashes in banks remittance is all with the transaction of automatically charging that is as the criterion of all information materials in " bank's print column ", also is simultaneously that the savings user cash credit deposit important law voucher of remitting money is according to assurance.

As shown in Figure 7, the full-automatic credit machine network edition/non-network edition cash in bank credit special software system current page, first hurdle promptly " charges and is provided with automatically " in the software systems current page shows, " the credit date is provided with automatically ", " professional numbering is provided with automatically ", " print automatically and be provided with ", " preserve automatically and be provided with ", " help ", " dwindling-", " amplify ", " closing * " master menu is main system control panel, second hurdle i.e. " the newly-built page ", " Email ", " connect Web bank ", " font ", " font size ", " slightly ", " credit statistics ", " investigation ", " safety check ", the Tools menu is a normal toolbar, and the automatic edit box of text box that automatically charges i.e. " credit number of the account/card number ", " the credit amount of money ", " gathering/depositor's full name ", " deposit the remittance phase ", " date of value ", " import ground ", " remittance kind ⊙ ", " deposit kind ⊙ ", " name in an account book ", " account card number ", " kind

", " coin is other

", " paper money converge with ■ ", " depositing the foreign exchange volume ", " service charge ", " professional numbering ", " fast Correspondent ", " the outer remittance of row ", to fill in the hurdle all be the non-edit part of automatic typing; " number of the account/card number charges ", " the credit amount of money " are the unartificial edit segment of automatic typing in " Web bank's cash credit electronics deposit money transfer transactions service platform "; also be that internet bank trade must be filled in the hurdle, " telephone number ", " certificate title

", " remitter's full name ", " payee's postscript content ", " agent's name ", " importing ground ", " address and postcode " and other be less important can need the/inessential hurdle of filling in; this part; remove " importing ground ", " address and postcode " with " number of the account/card number charges " automatic typing, other is the human-edited; " current satisfaction investigation ‰ ", " current season integrity index ‰ ", " service charge " reaches " all savings users of annual seasons are at credit of one's own profession cash and volume of services " and adjusts statistics automatically for automatic typing, need not the human-edited and adjust statistics, when appearance in the full-automatic credit machine network edition/non-network edition cash in bank charges special software system current page is selected " inter-bank is remitted money outside the row " or " paper money remittance ■ " when option is " remittance " automatically, show that then the savings user is the outer inter-bank remittance of row, other places or other bank account account number/card number need be paid " service charge ", otherwise, automatically selected " fast Correspondent " or " paper money remittance ■ " appears in special software system current page when option is " paper money ", show that then the savings user is local peer remittance deposit, local bank's account's account number/card number need not to pay " service charge ", and the deduction of the unified automatic credit amount of money by software systems of the outer remittance of row and inter-bank remittance " service charge " and a few percent that sets adds the postscript expense that sets and adjusts gained automatically; Automatically the prerequisite setting of adjusting " service charge " is necessary for " the outer inter-bank remittance of row " or " paper money remittance ■ " option is " remittance ", otherwise " service charge " option hurdle is local peer remittance deposit for " 0 " automatically; " Web bank's cash credit electronics deposit money transfer transactions service platform " control zone is independent Net silver active window, " bank's print column " and " bank deposit converge voucher client receipt " control zone is independent print area window automatically, and " cash in bank charge automatic detecting operation information hurdle " and " all savings users of annual seasons are on one's own profession cash credit deposit remittance and the open hurdle of the automatic statistical information of volume of services " control zone are the open regional window of independent detection statistics information automatically; When clicking " credit automatically be provided with ", will eject submenu content " amount of money account number/card number identification, the outer inter-bank of row and local bank are provided with, and service charge, kind, coin are not, the paper money remittance is provided with the option hurdle " automatically; When clicking " credit date be provided with automatically ", will eject submenu content " deposit remittance phase, the date of value option hurdle is set " automatically; When clicking " professional numbering automatically be provided with ", will eject submenu content " operating officer number, grant number, the number of handling is provided with the option hurdle for service numbers, credit sequence number, the number of checking " automatically; When clicking " print automatically and be provided with ", will eject submenu content " print area, umber, type are provided with the option hurdle " automatically; When clicking " preserve automatically and be provided with ", will eject submenu content " storage area, file type, sequencing, time limit are provided with the option hurdle " automatically; When clicking " help ", will eject submenu content " bank's feedback, Guan Yu $INHANG@FFICE, activate product, get in touch, Xian Shi $@FFICE assistant option hurdle " automatically with us; When clicking "-", dwindle; When clicking " ", amplify; When clicking " * ", close; When clicking " the newly-built page ", will eject automatically the submenu content " application for registration of applying for card, mend that card is reported the loss, page adjustment, the page re-generate, the conversion of page Chinese and English, loan, deposit, the professional the page setup option of remittance hurdle "; When clicking " Email ", will eject submenu content " the expert outgoing mail of row, non-banking mail, mail transmission/reception are provided with the option hurdle " automatically; When clicking " connecting Web bank ", will eject submenu content " Net silver classification, LAN (Local Area Network), Internet are provided with the option hurdle " automatically; Click the drop-down mark of " font " and font "

" time, will distinguish and eject submenu content " characters in a fancy style and regular script, Song typeface option hurdle " automatically; Click the drop-down mark of " font size " and font size "

" time, will distinguish and eject submenu content " font size color and font size data options hurdle " automatically, if when selecting the black font size, then the drop-down mark of font size "

" Option Box will become black Option Box mark automatically; When clicking " slightly ", font is with chap; When clicking " credit statistics ", will eject submenu content " annual seasons cash credit deposit, remittance, volume of services statistics, loan interest on deposit, interest rate, capital are adjusted the analysis option hurdle " automatically; When clicking " investigation ", will eject submenu content " current satisfaction investigation ‰, current season integrity index ‰, loan, deposit, remittance risk investigation statistical study option hurdle " automatically; When clicking " safety check ", will eject submenu content " automatic detecting operation prompting that inspection is upgraded, fault detect is also repaired, cash in bank charges, security of system are provided with the option hurdle " automatically; When clicking " instrument ", will eject submenu content " information retrieval, language, postscript word counting, talent assessment, letter and mail, revision, renewal automatically, safeguard protection, cancellation operation, the online option hurdle of cooperating " automatically; By cash in bank credit special machine Card Reader, full-automatic credit machine cursor is read the currency examine print system, the computer automatic execution reading information is printed credit hold-over command system, cash in bank credit special software system, the data processor acting in conjunction, finish bank and need not bankbook, interchanger savings formula spot assets the remit money exploitation and the application of full-automatic credit machine system, the savings user uses special multi-purpose multifunctional pen for computer marking full-filling machine-read card signature card-coating to settle at one go, convenient, fast, save time, the full-automatic accurate discrimination 100% of credit machine, safe and reliable provide precondition for the special-purpose full-automatic credit machine of bank.

Claims

1. automatically charge machine system development and application, comprise cash in bank credit special machine Card Reader, full-automatic credit machine cursor is read the currency examine print system, the computer automatic execution reading information is printed credit hold-over command system, cash in bank credit special software system, data processor, each big bank's network connection data line transmitting-receiving port, cash in bank credit special machine Card Reader receipt printing delivery outlet, cash in bank credit special machine Card Reader input port, currency examine input/output port, the machine cursor that it is characterized in that automatically charging are read currency examine print system major part and are scanned reader by cursor, the currency examine device for digit-displaying, the machine-read card printer, the magnetic card card reader is formed; The computer automatic execution reading information is printed credit hold-over command system major part and is made up of display, controller, driver, internal memory; Data processor mainly is made up of the reverse integrated amplifier of multichannel input equal difference; It is the non-network edition or the network edition that cash in bank credit special software system can be host version, each big bank network connection data line transmitting-receiving port is connected the condition that provides for opening full-automatic credit machine system or cable network safety wireless with various places bank, and cash in bank credit special machine Card Reader input port, cash in bank credit special machine Card Reader receipt printing delivery outlet, currency examine input/output port are that bank's card article, banknote transaction intermediate medium circulate and check authentication port; Groundwork mechanism and process: when using the good cash in bank credit special machine Card Reader of special multi-purpose multifunctional pen for computer marking full-filling for remittance " full name ", need check to have or not " postscript " content as if the savings user; Need the content of manual typing " postscript " earlier directly to put into cash in bank credit special machine Card Reader input port again if having, if can directly put into cash in bank credit special machine Card Reader input port when deposit " full name " or nothing " postscript " remittance, light-inductive gauge tap this moment (1) is opened automatically, full-automatic credit machine cursor is read the currency examine print system and is started working, scribble content and be converted into digital signal by the cursor scanning reader special machine Card Reader that automatically cash in bank charged, being input to the computer automatic execution reading information by machine-read card data message conveyer line (3) prints credit hold-over command system and handles through the non-network edition or network edition cash in bank credit special software system picture and text, " number of the account card number " that if the wrong i.e. machine-read card of filling out is write in savings user full-filling as calculated machine know automatically enroll " the name in an account book full name " that eject automatically at random into " number of the account card number " institute and filling out machine-read card " name in an account book full name " as calculated the machine automatic writing system scan knowledge enroll into " name in an account book full name " not corresponding when consistent, display ejects information " the name in an account book number of the account is wrong " automatically and page color changes and cash in bank credit special machine Card Reader is not printed automatic ejection aircraft window, otherwise if, " the number of the account card number " of the machine-read card of filling out and " name in an account book full name " are corresponding one by one when accurate, display does not normally have page color to be changed, automatically it is correct to eject information " name in an account book number of the account " simultaneously, also can be before machine-read card not being put into cash in bank credit special machine Card Reader input port, check " name in an account book full name ", again with put into after the machine-read card, in display page window, follow the automatic typing of machine-read card " number of the account card number " " the name in an account book full name " that eject automatically at random compare affirmation; " if name in an account book number of the account " wrong not corresponding unanimity, but click Cancel operation or direct keypad shortcut, at this moment, cash in bank credit special machine Card Reader is not printed automatic ejection aircraft window; If " name in an account book number of the account " is correct, be about to enter next step operation, the bank note of savings user cash bills payment is put into the currency examine input/output port, open the currency examine operating key, be provided with " Currency Type ", at this moment, the currency examine device for digit-displaying that full-automatic credit machine cursor is read the currency examine print system shows the currency examine amount of money automatically, the currency examine amount of money is not charged in the automatic ejection of counterfeit money, being input to the computer automatic execution reading information by currency examine data message conveyer line (2) prints credit hold-over command system and handles through the non-network edition or network edition cash in bank credit special software system picture and text, pass through the port that currency examine amount of money processing data information IP line (4) is transferred to data processor again, meanwhile, scribble content " the credit amount of money " and be converted into digital signal by the cursor scanning reader special machine Card Reader that automatically cash in bank charged, being input to the computer automatic execution reading information by machine-read card data message conveyer line (3) prints credit hold-over command system and through the non-network edition or the picture and text processing of network edition cash in bank credit special software system, is transferred to another port of data processor again through machine-read card credit amount of money processing data information IP line (5); When the data message of two IP line input ports of data processor is inconsistent, then currency examine data " the currency examine amount of money " IP true value=1, machine-read card data " the credit amount of money " IP true value=0 or currency examine data " the currency examine amount of money " IP true value=0, machine-read card data " the credit amount of money " IP true value=1, automatically print command data message control IC line (6) reaches and preserves credit director data information Control IC line (7) automatic control output " the printing credit is preserved " signal IC true value=0, the output of no control signal automatically, does not automatically perform the preservation task of charging of printing; Otherwise, when the data message of two IP line input ports of data processor is consistent, then currency examine data " the currency examine amount of money " IP true value=1, machine-read card data " the credit amount of money " IP true value=1, automatic control is exported " printing credit preserves " signal IC true value=1, control signal output is arranged, and be passed to from two IC line output terminals oral instructions of data processor respectively that the computer automatic execution reading information is printed credit hold-over command system, automatically the machine cursor that charges is read the currency examine print system, finishes printing, credit, the preservation task carried out automatically; When bank note and cash in bank credit special machine Card Reader not being put into currency examine input/output port, cash in bank credit special machine Card Reader input port respectively, then currency examine data " the currency examine amount of money " IP true value=0, machine-read card data " the credit amount of money " IP true value=0, no automatic control output " printing credit preserves " signal IC true value=0, the output of no control signal do not automatically perform and print credit preservation task, are in holding state.