CN102110328A - Credit-card unlocking system and method by which credit card can be swiped once only after incoming phone call of cardholder is received - Google Patents

Credit-card unlocking system and method by which credit card can be swiped once only after incoming phone call of cardholder is received Download PDF

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Publication number
CN102110328A
CN102110328A CN2009101891638A CN200910189163A CN102110328A CN 102110328 A CN102110328 A CN 102110328A CN 2009101891638 A CN2009101891638 A CN 2009101891638A CN 200910189163 A CN200910189163 A CN 200910189163A CN 102110328 A CN102110328 A CN 102110328A
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account
card
bank card
center
bank
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CN2009101891638A
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黄金富
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Individual
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Abstract

The invention discloses a credit-card unlocking system and method by which a credit card can be swiped once only after an incoming phone call of a cardholder is received. The credit-card unlocking system comprises an unlocking center (1), mobile phones (3) and bank cards (4) of cardholders, and a bank card account center (5), wherein the unlocking center (1) is in telecommunication connection with the bank card account center (5), and receives the incoming calls of the mobile phones (3) of the cardholders by a telephone network (2); when carrying out transaction on the account of a bank card (4) of a cardholder each time, the bank card account center (5) determines whether a transaction on the account of the bank card (4) of the cardholder is allowed or not according to the situation whether the mobile phone (3) of the cardholder once gives the unlocking center (1) a call within a schedule time before the transaction is performed; and only the mobile phone (3) of the cardholder once gives the unlocking center (1) a call within a schedule time before the transaction is performed, the bank card account center (5) allows to carry out the transaction on the account of the bank card (4) of the cardholder.

Description

Receive the main cell phone incoming call of card can swipe the card once credit card unlocking system and method
[technical field]
The present invention relates to technical field of financial safety, particularly relate to a kind of main cell phone incoming call of card can swipe the card once credit card unlocking system and method received.
[background technology]
Along with popularizing of bank cards such as credit card, debit card, more and more people use bank card, the safety problem of bank card account is also more and more serious, some lawless persons often being taken place duplicate other people bank card, uses bank card bankcard consumption, the ATM of duplicating to withdraw the money then and usurp the interior money of true bank card account.Because bank card card master do not know that generally the bank card of oneself is duplicated by the thief, so all be usually when receiving monthly statement, find that just bank card account usurped by the people, suffer heavy losses.When how to prevent that bank card from being usurped by the people, being one has problem to be solved.
[summary of the invention]
Purpose of the present invention is to provide a kind of main cell phone incoming call of card can swipe the card once credit card unlocking system and method received, to realize preventing the application that bank card is usurped by the people.
The object of the present invention is achieved like this, adopt a kind of like this bank card account unlocking system, can be used for protecting credit card, debit card, the card of withdrawing the money, ATM card, bank card account safety such as credit card, it is characterized in that, described system includes the center of unblanking (1), mobile phone (3) and bank card (4) that each card is main, be provided with main bank card (4) account's of each card bank card account center (5), wherein, center (1) and bank card account center (5) the telecommunication line mutually of unblanking, and the incoming call by telephone network (2) receiving card master mobile phone (3), and, bank card account center (5) in each to blocking main bank card (4) when the account concludes the business, in during one period fixed time before can concluding the business according to this, whether the main mobile phone (3) of card once sent a telegraph to call out is unblanked to determine whether allowing carrying out this transaction in center (1); In having only during main one period fixed time of mobile phone (3) before this transaction of card, once sent a telegraph and call out the center (1) of unblanking, bank card account center (5) just allow to carry out this transaction.
And, adopt a kind of like this bank card account security method, can be used for protecting credit card, debit card, bank card account safety such as the card of withdrawing the money, ATM card, credit card, it is characterized in that, described method comprise bank card account center (5) in each to blocking main bank card (4) when the account concludes the business, in during one period fixed time before can concluding the business according to this, whether the main mobile phone (3) of card once sent a telegraph the calling designated telephone number, determined whether allowing carrying out this transaction; In having only during main one period fixed time of mobile phone (3) before this transaction of card, once sent a telegraph the calling designated telephone number, bank card account center (5) just allow to carry out this transaction.
So just realized purpose of the present invention.
System and method of the present invention, can ensure bank card (4) account's that card is main safety, before each card instigator concludes the business with bank card (4), the card master must use its mobile phone (3) to send a telegraph the center of unblanking (1) will block the account that unblanks who leads and carry out unlock operation in advance, just can use this bank card (4) to conclude the business at the appointed time then.If the main bank card of card is stolen or is duplicated by the thief, the main mobile phone (3) of card just can't be sent a telegraph the center of unblanking (1) and will be blocked the account that unblanks who leads and carry out unlock operation, also just can't use main bank card (4) account of card to conclude the business, ensure bank card (4) account's that card is main safety like this.
[description of drawings]
Fig. 1 is the schematic illustration of first embodiment of bank card account unlocking system of the present invention;
Fig. 2 is the schematic illustration of second embodiment of bank card account unlocking system of the present invention;
Fig. 3 and Fig. 4 adopt the schematic illustration at bank card account center (5) of second embodiment of different embodiments respectively.
Among the figure, the system that identical digitized representation is identical, device, parts device, method step marks with the numeral of circle and the straight line of band arrow.Accompanying drawing is schematically, in order to the principal character of system and method for the present invention to be described.
[embodiment]
Below in conjunction with accompanying drawing, method of the present invention is described in further detail.
Consult Fig. 1, Fig. 1 is the schematic illustration of first embodiment of bank card account unlocking system of the present invention, system shown in Fig. 1 includes the center of unblanking (1), mobile phone (3) and bank card (4) that each card is main, be provided with main bank card (4) account's of each card bank card account center (5), wherein, center (1) and bank card account center (5) the telecommunication line mutually of unblanking, and the incoming call by telephone network (2) receiving card master mobile phone (3), and, bank card account center (5) in each to blocking main bank card (4) when the account concludes the business, in during one period fixed time before can concluding the business according to this, whether the main mobile phone (3) of card once sent a telegraph to call out is unblanked to determine whether allowing carrying out this transaction in center (1); In having only during main one period fixed time of mobile phone (3) before this transaction of card, once sent a telegraph and call out the center (1) of unblanking, bank card account center (5) just allow to carry out this transaction.And, the described center of unblanking (1) is provided with the main account that unblanks of each card, each account that unblanks is provided with a Status Flag and bundlees mutually with the main mobile phone of this account's that unblanks card (3) telephone number and bank card (4) account number, respectively unblank account's Status Flag is to be in locking state usually, when the center of unblanking (1) receives the incoming call of the main mobile phone of card (3) by telephone network (2), the Status Flag that center (1) just should block the account that unblanks of main mobile phone (3) telephone number correspondence of unblanking is set to one period fixed time of unlocking condition (for example the fixed time is 5 minutes), and fixed time automatically this is unblanked account's the Status Flag of center (1) of unblanking later is provided with to reply and is locking state; And, bank card account center (5) when receiving the transaction request that bank card (4) account is carried out at every turn, inquire about the account's that unblanks of this bank card (4) account's correspondence Status Flag to the center of unblanking (1), when this account's that unblanks Status Flag was in unlocking condition, bank card account center (5) just allowed to carry out this transaction.
Aspect being provided with, the center of unblanking (1) will be provided with one to multiple telephone line, and these telephone lines can adopt a single telephone number, and promptly a telephone number has the multiple phone line road.Block main aspect, card is mobile phone (3) telephone number of (1) registration oneself at the center of unblanking mainly, bank card (4) account number that this mobile phone (3) telephone number and card is main bundlees mutually, later on send a telegraph calling when unblanking center (1) with his mobile phone (3) as the card instigator, bank card (4) account number of main mobile phone (3) telephone number of card and correspondence just can be found out in the center (1) of unblanking from the caller ID of calling out, just can carry out corresponding unlock operation, allow the card master can during unblanking, use bank card (4) to conclude the business for card is main.
In this manual, described telephone network (2) comprises the network that mobile telephone network and/or fixed telephone network are formed, described mobile telephone network comprises the mobile telephone network of GSM, CDMA, 3G and so on, for convenience of description, is called telephone network (2) in this manual without exception.And described mobile phone (3) comprises the mobile phone of various standards or the phone of fixed telephone network, for convenience of description, is called mobile phone (3) in this manual without exception.
Continue to consult Fig. 1, also show bank card account security method of the present invention among Fig. 1, described method comprise bank card account center (5) in each to blocking main bank card (4) when the account concludes the business, in during one period fixed time before can concluding the business according to this, whether the main mobile phone (3) of card once sent a telegraph the calling designated telephone number, determined whether allowing carrying out this transaction; In having only during main one period fixed time of mobile phone (3) before this transaction of card, once sent a telegraph the calling designated telephone number, bank card account center (5) just allow to carry out this transaction.
Continue to consult Fig. 1, the method shown in Fig. 1 also comprises following A group step, is that card is instigated with the step of its bank card (4) when transacting business, and concrete A group step is as follows:
A1. card is main is using bank card (4) preceding, use mobile phone (3) to send a telegraph the telephone number of unblanking of calling out the center (1) of unblanking by telephone network (2), the incoming call of the mobile phone (3) that card is main is received at the center (1) of unblanking, find the telephone number of the main mobile phone (3) of card and the account that unblanks of correspondence from caller ID, this account's that unblanks of center (1) that unblanks then Status Flag is set to one period fixed time of unlocking condition (for example the fixed time is 5 minutes);
A2. use bank card (4) to transact business in card is led during this section fixed time, gathering trade company is at POS machine (7) input collection amount, to block then on the POS machine (7) that main bank card (4) is put into gathering trade company and swipe the card, read this bank card (4) account number by POS machine (7);
The payment information that A3.POS machine (7) will comprise data such as this bank card (4) account number and collection amount is sent to merchant bank (6);
A4. merchant bank (6) is sent to payment information at the bank card account center (5) of issuing bank of issuing card master's bank card (4);
A5. bank card account center (5) find out main bank card (4) account number of card from payment information, inquire about the account's that unblanks of this bank card (4) account's correspondence Status Flag then to the center of unblanking (1);
A6. the center (1) of unblanking is that the status information of unlocking condition sends bank card account center (5) to the state of this account's that unblanks Status Flag, then this is unblanked account's Status Flag is provided with to reply and is locking state, this scale master whenever carries out a unlock operation, just can once conclude the business at most, can ensure bank card (4) account's safety more;
A7. receive when this status information is unlocking condition bank card account center (5), allows this bank card (4) account is concluded the business, and will confirm that then the information of transaction sends merchant bank (6) to;
A8. merchant bank (6) sends Transaction Success information to POS machine (7).
Continue to consult first embodiment of Fig. 1, the further improvement of first embodiment is in the A6 step, unblank after center (1) sends status information to bank card account center (5), send short messages by the mobile phone (3) of telephone network (2) Xiang Kazhu in the center (1) of unblanking, the announcement card master is relevant to conclude the business to this bank card (4) account, can allow the card master in time know the carrying out of this transaction like this.In the present invention, described bank card (4) can be credit card or debit card or withdraw the money card or ATM card or credit card etc. by the card that bank or financial institution issued, for convenience of description, be called bank card (4) in this manual without exception.In addition, card is main, and the account that unblanks of (1) can be simultaneously bundle mutually with main a plurality of bank cards (4) account of card at the center of unblanking, promptly the account that unblanks bundlees with main bank card (4) account number in different issuing banks of card simultaneously, as long as the card instigator sends a telegraph the center of once unblanking (1) with mobile phone (3), card is main just can be during the account that unblanks be in unlocking condition, arbitrarily use the bank card (4) of the account number that main one of them of card bundled mutually with the account that unblanks once to conclude the business, but the convenient card main root is according to different occasions, use different bank card (4), and need not be respectively a plurality of accounts of unblanking of many different bank cards (4) setting.
Consult Fig. 2, Fig. 2 is the schematic illustration of second embodiment of bank card account unlocking system of the present invention, system shown in Fig. 2 includes the center of unblanking (1), mobile phone (3) and bank card (4) that each card is main, be provided with main bank card (4) account's of each card bank card account center (5), wherein, center (1) and bank card account center (5) the telecommunication line mutually of unblanking, and the incoming call by telephone network (2) receiving card master mobile phone (3), and, bank card account center (5) in each to blocking main bank card (4) when the account concludes the business, in during one period fixed time before can concluding the business according to this, whether the main mobile phone (3) of card was once sent a telegraph and was called out the center (1) of unblanking, and determined whether allowing main bank card (4) account of this card is carried out this transaction; In having only during main one period fixed time of mobile phone (3) before this transaction of card, once sent a telegraph and call out the center (1) of unblanking, bank card account center (5) just allow to conclude the business to blocking main bank card (4) account.And, the described center of unblanking (1) records each card main mobile phone (3) telephone number and bank card (4) account number, when the center of unblanking (1) receives the incoming call of the main mobile phone of card (3) by telephone network (2), bank card (4) account number that center (1) will block main mobile phone (3) telephone number correspondence of unblanking is sent to bank card account center (5), by bank card account center (5) with bank card (4) account of this account number unblank one period fixed time (for example the fixed time is 5 minutes), fixed time bank card account center (5) locks this bank card (4) account answer later, and, when bank card (4) when the account is in unlocking condition, bank card account center (5) just allow this bank card (4) account is concluded the business.
Continue to consult Fig. 2, bank card account security method shown in Fig. 2 comprise bank card account center (5) in each to blocking main bank card (4) when the account concludes the business, in during one period fixed time before can concluding the business according to this, whether the main mobile phone (3) of card once sent a telegraph the calling designated telephone number, determined whether allowing carrying out this transaction; In having only during main one period fixed time of mobile phone (3) before this transaction of card, once sent a telegraph the calling designated telephone number, bank card account center (5) just allow to carry out this transaction.
Continue to consult Fig. 2, the method shown in Fig. 2 also comprises following B group step, is that card is instigated with the step of its bank card (4) when transacting business, and concrete B group step is as follows:
B1. card is main is using bank card (4) preceding, uses mobile phone (3) to send a telegraph the telephone number of unblanking of calling out the center (1) of unblanking by telephone network (2);
B2. the incoming call of the mobile phone (3) that card is main is received at the center (1) of unblanking, find the telephone number of the main mobile phone (3) of card and bank card (4) account number of correspondence from caller ID, the center (1) of unblanking then is sent to bank card account center (5) with this bank card (4) account number;
Bank card account center (5) bank card (4) account of this account number is unblanked one period fixed time (for example the fixed time is 5 minutes), the fixed time replys this bank card (4) account and locks in bank card account center (5) later;
B3. use bank card (4) to transact business in card is led during this section fixed time, gathering trade company is at POS machine (7) input collection amount, to block then on the POS machine (7) that main bank card (4) is put into gathering trade company and swipe the card, read this bank card (4) account number by POS machine (7);
The payment information that B4.POS machine (7) will comprise data such as this bank card (4) account number and collection amount is sent to merchant bank (6);
B5. merchant bank (6) is sent to payment information at the bank card account center (5) of issuing bank of issuing card master's bank card (4);
B6. bank card account center (5) find out main bank card (4) account number of card from payment information, check bank card (4) account's of this account number Account Status then; Bank card account center (5) check this account state be unlocking condition errorless after, bank card account center (5) allows this bank card (4) account is concluded the business, the information that to confirm transaction then sends merchant bank (6) to, and this bank card (4) account answer is locked;
B7. merchant bank (6) sends Transaction Success information to POS machine (7).
Consult Fig. 3 and Fig. 4, Fig. 3 and Fig. 4 adopt the schematic illustration at bank card account center (5) of second embodiment of different embodiments respectively, bank card account center (5) shown in Fig. 3 includes bank to account's computer system (501) and the control terminal of unblanking (502), wherein, bank card account computer system (501) respectively with the control terminal of unblanking (502) and merchant bank (6) mutually telecommunication connect, be provided with main bank card (4) account of each card in the bank card account computer system (501), these bank cards (4) account is in locking state, can not conclude the business, when the control terminal of unblanking (502) receives bank card (4) account number that (1) is sent here from the center of unblanking, the control terminal (502) of unblanking will be controlled bank card account computer system (501) with one period fixed time of this bank card (4) account's release, the control terminal (502) of unblanking is then controlled bank card account computer system (501) this bank card (4) account is replied locking state, during this bank card (4) account was in released state, bank card account computer system (501) just can be accepted this bank card (4) account is concluded the business.
Continue to consult Fig. 4, bank card account center (5) shown in Fig. 4 is that with the main difference part at the bank card account center (5) shown in Fig. 3 the bank card account center (5) shown in Fig. 4 also includes terminating machine (503) and keyboard simulator (504), wherein, terminating machine (503) is exactly the terminal of bank card account computer system (501), and being exactly keyboard role with terminating machine (503), keyboard simulator (504) is connected with terminating machine (503), keyboard simulator (504) is by the running of the control terminal of unblanking (502) control device, can simulated operation person's operating terminal machine (503), the account in the bank card account computer system (501) is locked, unlocking operation.This keyboard simulator (504) is " the adopting the computer keyboard system and the corresponding input method (Chinese patent application number 200610062530.4) of mechanical hand for emulating human hand input " of having adopted my invention, by this technology the bank card account computer system (501) and the center (1) of unblanking are isolated, can ensure bank card account computer system (501) not can by the people through the center of unblanking (1) invade destruction.Issuing bank is as long as set up control terminal of unblanking (502) and keyboard simulator (504) in the existing system at its card center like this, and be connected to its terminating machine (503), and the control terminal of unblanking (502) just with the center of unblanking (1) of outside line mutually, just the existing system at card center can be modified into the bank card account center (5) among the present invention, and need not the software in the existing system be changed.
Below described the feature of system and method for the present invention in detail, though the present invention is illustrated with the above embodiments, but the present invention is not limited to this, under the situation of the scope of not leaving spirit of the present invention and appended claims, can do multiple change and variation.
The main cell phone incoming call of card can swipe the card once credit card unlocking system and the method received of the present invention can prevent effectively that bank card account is stolen.Its enforcement of the present invention can bring good economic benefit, and card is advocated peace to bank's benifit very all.

Claims (8)

1. bank card account unlocking system, can be used for protecting credit card, debit card, the card of withdrawing the money, ATM card, bank card account safety such as credit card, it is characterized in that, described system includes the center of unblanking (1), mobile phone (3) and bank card (4) that each card is main, be provided with main bank card (4) account's of each card bank card account center (5), wherein, center (1) and bank card account center (5) the telecommunication line mutually of unblanking, and the incoming call by telephone network (2) receiving card master mobile phone (3), and, bank card account center (5) in each to blocking main bank card (4) when the account concludes the business, in during one period fixed time before can concluding the business according to this, whether the main mobile phone (3) of card once sent a telegraph to call out is unblanked to determine whether allowing carrying out this transaction in center (1); In having only during main one period fixed time of mobile phone (3) before this transaction of card, once sent a telegraph and call out the center (1) of unblanking, bank card account center (5) just allow to carry out this transaction.
2. bank card account unlocking system as claimed in claim 1, it is characterized in that, the described center of unblanking (1) is provided with the main account that unblanks of each card, each account that unblanks is provided with a Status Flag and bundlees mutually with the main mobile phone of this account's that unblanks card (3) telephone number and bank card (4) account number, respectively unblank account's Status Flag is to be in locking state usually, when the center of unblanking (1) receives the incoming call of the main mobile phone of card (3) by telephone network (2), the Status Flag that center (1) just should block the account that unblanks of main mobile phone (3) telephone number correspondence of unblanking is set to one period fixed time of unlocking condition, and fixed time automatically this is unblanked account's the Status Flag of center (1) of unblanking later is provided with to reply and is locking state; And, bank card account center (5) when receiving the transaction request that bank card (4) account is carried out at every turn, inquire about the account's that unblanks of this bank card (4) account's correspondence Status Flag to the center of unblanking (1), when this account's that unblanks Status Flag was in unlocking condition, bank card account center (5) just allowed to carry out this transaction.
3. bank card account unlocking system as claimed in claim 1, it is characterized in that, the described center of unblanking (1) records each card main mobile phone (3) telephone number and bank card (4) account number, when the center of unblanking (1) receives the incoming call of the main mobile phone of card (3) by telephone network (2), bank card (4) account number that center (1) will block main mobile phone (3) telephone number correspondence of unblanking is sent to bank card account center (5), bank card (4) account with this account number unblanks one period fixed time by bank card account center (5), fixed time bank card account center (5) locks this bank card (4) account answer later, and, when bank card (4) when the account is in unlocking condition, bank card account center (5) just allow this bank card (4) account is concluded the business.
4. as claim 1 or 2 or 3 described bank card account unlocking systems, it is characterized in that described bank card (4) can be that credit card or debit card or withdraw the money card or ATM card or credit card etc. are by card that bank or financial institution issued.
5. bank card account security method, can be used for protecting credit card, debit card, bank card account safety such as the card of withdrawing the money, ATM card, credit card, it is characterized in that, described method comprise bank card account center (5) in each to blocking main bank card (4) when the account concludes the business, in during one period fixed time before can concluding the business according to this, whether the main mobile phone (3) of card once sent a telegraph the calling designated telephone number, determined whether allowing carrying out this transaction; In having only during main one period fixed time of mobile phone (3) before this transaction of card, once sent a telegraph the calling designated telephone number, bank card account center (5) just allow to carry out this transaction.
6. bank card account security method as claimed in claim 5 is characterized in that, described method also comprises following A group step, is that card is instigated with the step of its bank card (4) when transacting business, and concrete A group step is as follows:
A1. card is main is using bank card (4) preceding, use mobile phone (3) to send a telegraph the telephone number of unblanking of calling out the center (1) of unblanking by telephone network (2), the incoming call of the mobile phone (3) that card is main is received at the center (1) of unblanking, find the telephone number of the main mobile phone (3) of card and the account that unblanks of correspondence from caller ID, this account's that unblanks of center (1) that unblanks then Status Flag is set to one period fixed time of unlocking condition;
A2. use bank card (4) to transact business in card is led during this section fixed time, gathering trade company is at POS machine (7) input collection amount, to block then on the POS machine (7) that main bank card (4) is put into gathering trade company and swipe the card, read this bank card (4) account number by POS machine (7);
The payment information that A3.POS machine (7) will comprise data such as this bank card (4) account number and collection amount is sent to merchant bank (6);
A4. merchant bank (6) is sent to payment information at the bank card account center (5) of issuing bank of issuing card master's bank card (4);
A5. bank card account center (5) find out main bank card (4) account number of card from payment information, inquire about the account's that unblanks of this bank card (4) account's correspondence Status Flag then to the center of unblanking (1);
A6. the center (1) of unblanking is that the status information of unlocking condition sends bank card account center (5) to the state of this account's that unblanks Status Flag, and the account's that then this unblanked Status Flag is provided with to reply and is locking state;
A7. receive when this status information is unlocking condition bank card account center (5), allows this bank card (4) account is concluded the business, and will confirm that then the information of transaction sends merchant bank (6) to;
A8. merchant bank (6) sends Transaction Success information to POS machine (7).
7. bank card account security method as claimed in claim 6, it is characterized in that, in described A6 step, after comprising that also the center of unblanking (1) sends status information to bank card account center (5), send short messages by the mobile phone (3) of telephone network (2) Xiang Kazhu in the center (1) of unblanking, the announcement card master is relevant to conclude the business to this bank card (4) account.
8. bank card account security method as claimed in claim 5 is characterized in that, described method also comprises following B group step, is that card is instigated with the step of its bank card (4) when transacting business, and concrete B group step is as follows:
B1. card is main is using bank card (4) preceding, uses mobile phone (3) to send a telegraph the telephone number of unblanking of calling out the center (1) of unblanking by telephone network (2);
B2. the incoming call of the mobile phone (3) that card is main is received at the center (1) of unblanking, find the telephone number of the main mobile phone (3) of card and bank card (4) account number of correspondence from caller ID, the center (1) of unblanking then is sent to bank card account center (5) with this bank card (4) account number;
Unblank bank card (4) account of this account number one period fixed time in bank card account center (5), the fixed time bank card account center (5) locks this bank card (4) account answer later;
B3. use bank card (4) to transact business in card is led during this section fixed time, gathering trade company is at POS machine (7) input collection amount, to block then on the POS machine (7) that main bank card (4) is put into gathering trade company and swipe the card, read this bank card (4) account number by POS machine (7);
The payment information that B4.POS machine (7) will comprise data such as this bank card (4) account number and collection amount is sent to merchant bank (6);
B5. merchant bank (6) is sent to payment information at the bank card account center (5) of issuing bank of issuing card master's bank card (4);
B6. bank card account center (5) find out main bank card (4) account number of card from payment information, check bank card (4) account's of this account number Account Status then; Bank card account center (5) check this account state be unlocking condition errorless after, bank card account center (5) allows this bank card (4) account is concluded the business, the information that to confirm transaction then sends merchant bank (6) to, and this bank card (4) account answer is locked;
B7. merchant bank (6) sends Transaction Success information to POS machine (7).
CN2009101891638A 2009-12-24 2009-12-24 Credit-card unlocking system and method by which credit card can be swiped once only after incoming phone call of cardholder is received Pending CN102110328A (en)

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CN2009101891638A CN102110328A (en) 2009-12-24 2009-12-24 Credit-card unlocking system and method by which credit card can be swiped once only after incoming phone call of cardholder is received

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Application Number Priority Date Filing Date Title
CN2009101891638A CN102110328A (en) 2009-12-24 2009-12-24 Credit-card unlocking system and method by which credit card can be swiped once only after incoming phone call of cardholder is received

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CN1280347A (en) * 2000-08-01 2001-01-17 林宪义 Credit card security system
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CN101043561A (en) * 2007-04-25 2007-09-26 雷体文 Bank accounting system and method for performing bankroll safe paying using telephone lock

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CN103903133A (en) * 2014-04-09 2014-07-02 广西中烟工业有限责任公司 High-safety POS machine system and payment processing method thereof
CN103903133B (en) * 2014-04-09 2018-01-16 广西中烟工业有限责任公司 A kind of high security POS system and its payment processing method

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