CN102034181A - User transaction frequency detection-based transaction security control method and device - Google Patents
User transaction frequency detection-based transaction security control method and device Download PDFInfo
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- CN102034181A CN102034181A CN2010105382771A CN201010538277A CN102034181A CN 102034181 A CN102034181 A CN 102034181A CN 2010105382771 A CN2010105382771 A CN 2010105382771A CN 201010538277 A CN201010538277 A CN 201010538277A CN 102034181 A CN102034181 A CN 102034181A
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Abstract
The invention relates to a user transaction frequency detection-based transaction security control method and a user transaction frequency detection-based transaction security control device. The method comprises the following steps of: receiving payment flow input by a user; and controlling user transaction security according to the payment flow and the predetermined transaction risk control strategy. The controllable degree of transaction security control is realized through the predetermined transaction risk control strategy, and on that basis, abnormal user transaction success rate is improved in a mode of manually reading a POS machine, so the method and the device are greatly convenient for abnormal user transaction frequency detection, are easier to avoid abnormal user pavement and achieve user transaction security control.
Description
Technical field
The present invention relates to the e-commerce technology field, relate in particular to a kind of transaction security control method and device that detects based on the customer transaction frequency.
Background technology
At present, in e-commerce field, the user can finish payment transaction by bank or third party payment or cubic payment platform when carrying out transaction payment.
The controling mechanism that existing third party's payment and cubic payment platform are taked in the unusual transaction of user all is to determine unusual transaction by data contrast and log analysis statistics, this kind controling mechanism is not owing to fundamentally control at transaction security root place, unusual transaction security controlling mechanism is perfect inadequately, makes its data and daily record forgery in various degree can occur and causes degree of safety not high.
Summary of the invention
Fundamental purpose of the present invention is to provide a kind of transaction security control method and device that detects based on the customer transaction frequency, is intended to improve the degree of controllability of the unusual transaction security control of user, improves the customer transaction degree of safety.
In order to achieve the above object, the present invention proposes a kind of transaction security control method that detects based on the customer transaction frequency, comprising:
Receive the flow of payments of user's input;
According to described flow of payments and predetermined transaction risk control strategy customer transaction safety is controlled.
Preferably, described predetermined transaction risk control strategy comprises: for the payment information in the flow of payments is provided with the payment qualifications, described payment information comprises source website address, user's name, mail/IP, maxmind and/or dealing money/times/dates.
Preferably, the described step of customer transaction safety being controlled according to flow of payments and predetermined transaction risk control strategy comprises:
From described flow of payments, obtain described payment information;
Judge whether described payment information satisfies corresponding payment qualifications, if, the transaction of then paying; Otherwise, to user prompt transaction abnormal information.
Preferably, described method also comprises:
When detecting customer transaction when unusual, before the transaction of paying, unusual transaction is handled by the mode of artificial brush POS machine.
The present invention also proposes a kind of transaction security control device that detects based on the customer transaction frequency, comprising:
The flow of payments receiver module is used to receive the flow of payments that the user imports;
The transaction security control module is used for according to described flow of payments and predetermined transaction risk control strategy customer transaction safety being controlled.
Preferably, described predetermined transaction risk control strategy comprises: for the payment information in the flow of payments is provided with the payment qualifications, described payment information comprises source website address, user's name, mail/IP, maxmind and/or dealing money/times/dates.
Preferably, described transaction security control module comprises:
Acquiring unit is used for obtaining described payment information from described flow of payments;
The decision operation unit is used to judge whether described payment information satisfies corresponding payment qualifications, if, the transaction of then paying; Otherwise, to user prompt transaction abnormal information.
Preferably, described device also comprises: POS machine processing module is used for, by the mode of artificial brush POS machine unusual transaction being handled before the transaction of paying when detecting customer transaction when unusual.
A kind of transaction security control method and device that detects based on the customer transaction frequency that the present invention proposes, by predetermined transaction risk control strategy, realize the degree of controllability of transaction security control, and improve the unusual Transaction Success rate of user by artificial brush POS machine mode on this basis, greatly facilitate conclude the business the unusually detection of frequency to the user, be easier to evade the user and pay unusually, reached control customer transaction safety.
Description of drawings
Fig. 1 the present invention is based on the transaction security control method one embodiment schematic flow sheet that the customer transaction frequency detects;
Fig. 2 the present invention is based among transaction security control method one embodiment that the customer transaction frequency detects the schematic flow sheet of customer transaction safety being controlled according to flow of payments and predetermined transaction risk control strategy;
Fig. 3 the present invention is based on another embodiment schematic flow sheet of transaction security control method that the customer transaction frequency detects;
Fig. 4 the present invention is based on the transaction security control device one example structure synoptic diagram that the customer transaction frequency detects;
Fig. 5 is the structural representation that the present invention is based on transaction security control module among transaction security control device one embodiment that the customer transaction frequency detects;
Fig. 6 the present invention is based on another example structure synoptic diagram of transaction security control device that the customer transaction frequency detects.
In order to make technical scheme of the present invention clearer, clear, be described in further detail below in conjunction with accompanying drawing.
Embodiment
Solution for embodiment of the invention mainly is by predetermined transaction risk control strategy, realizes the degree of controllability of transaction security control, and improves the unusual Transaction Success rate of user by artificial brush POS machine mode on this basis, reaches the control to customer transaction safety.
As shown in Figure 1, one embodiment of the invention proposes a kind of transaction security control method that detects based on the customer transaction frequency, comprising:
Step S101 receives the flow of payments that the user imports;
Present embodiment method running environment is based on the transaction platform of ecommerce, in the present embodiment, flow of payments is meant the data stream that trading activity produced according to the user, the payment information that has wherein comprised the user, this payment information comprises source website address, user's name, mail/IP, maxmind, dealing money/times/dates etc.When the user carries out initial registration at transaction platform, payment information can be registered in the transaction platform.When the user has the transaction wish, can pay such as Alipay by bank or third party's payment platform by transaction platform control, produced flow of payments at transaction platform thus.
Step S102 controls customer transaction safety according to flow of payments and predetermined transaction risk control strategy.
Wherein, predetermined transaction risk control strategy comprises: for the payment information in the flow of payments is provided with the payment qualifications, whether consistent such as limiting source website address with the registration network address, whether be blacklist/white list, whether mail/IP is correct, maxmind is controlled, dealing money/times/dates etc. is controlled or limited, in certain trading activity, detect the qualifications that payment information does not meet predetermined transaction risk control strategy, incorrect or dealing money surpasses and limits the amount of money such as source website address, can judge that then this trading activity concludes the business unusually, transaction platform is controlled this trading activity, interrupt this flow of payments, and to user prompt transaction abnormal information, so that the user carries out respective handling, can carry out the oneself according to the unusual information of transaction such as the user detects, whether detect with the payment information input error,, then can remind its payment information of user may be stolen or the like if do not have, thus, improved the security of customer transaction greatly.In carrying out the process of transaction risk control, meet qualifications when detecting payment information, think that then transaction risk control passes through the transaction of can paying.
In actual applications, customer transaction safety is controlled a subsystem that can be used as in the whole transaction system according to predetermined transaction risk control strategy in the present embodiment, in payment process, flow of payments can optionally conduct interviews by agreements such as http, through a series of transaction risk control, reach evading of unusual transaction etc., thereby improve the degree of controllability of the unusual transaction security control of user.
As shown in Figure 2, step S102 comprises:
Step S1021 obtains payment information from flow of payments;
Step S1022 judges whether payment information satisfies corresponding payment qualifications, if then enter step S1023; Otherwise, enter step S1024;
Step S1023, the transaction of paying;
Step S1024 is to user prompt transaction abnormal information.
As shown in Figure 3, another embodiment of the present invention proposes a kind of transaction security control method that detects based on the customer transaction frequency, comprising:
Step S301 receives the flow of payments that the user imports;
Step S302 controls customer transaction safety according to flow of payments and predetermined transaction risk control strategy;
Step S303 when detecting customer transaction when unusual, before the transaction of paying, handles unusual transaction by the mode of artificial brush POS machine.
Above-mentioned steps S301 and step S302 are corresponding identical with step S101 and step S102 in the foregoing description, do not repeat them here.
Present embodiment is on the basis of the foregoing description, after above-mentioned a series of transaction risk control, be unusual transaction if detect transaction, then before the transaction of paying, mode by artificial brush POS machine is handled unusual transaction, when swiping the card payment by the bank self-help terminal such as the user, when influencing payment as if being stuck because of credit card, transaction platform is then to user prompt, this payment transaction result needed one day or a period of time feeds back to the user afterwards, allow the user understand current payout status, improve the Transaction Success rate of user when concluding the business unusually thus.Therefore, present embodiment is not only by predetermined transaction risk control strategy, realize the degree of controllability of transaction security control, and improve the unusual Transaction Success rate of user by artificial brush POS machine mode on this basis, greatly facilitate conclude the business the unusually detection of frequency to the user, the unusual payment of user is carried out a certain amount of evading once more, be easier to evade the user and pay unusually, reached control customer transaction safety.
As shown in Figure 4, one embodiment of the invention proposes a kind of transaction security control device that detects based on the customer transaction frequency, comprising: flow of payments receiver module 401 and transaction security control module 402, wherein:
Flow of payments receiver module 401 is used to receive the flow of payments that the user imports;
Flow of payments is meant the data stream that trading activity produced according to the user, has wherein comprised user's payment information, and this payment information comprises source website address, user's name, mail/IP, maxmind, dealing money/times/dates etc.When the user carries out initial registration at transaction platform, payment information can be registered in the transaction platform.When the user has the transaction wish, can pay such as Alipay by bank or third party's payment platform by transaction platform control, produced flow of payments at transaction platform thus.
Transaction security control module 402 is used for according to flow of payments and predetermined transaction risk control strategy customer transaction safety being controlled.
Wherein, predetermined transaction risk control strategy comprises: for the payment information in the flow of payments is provided with the payment qualifications, whether consistent such as limiting source website address with the registration network address, whether be blacklist/white list, whether mail/IP is correct, maxmind is controlled, dealing money/times/dates etc. is controlled or limited, in certain trading activity, detect the qualifications that payment information does not meet predetermined transaction risk control strategy, incorrect or dealing money surpasses and limits the amount of money such as source website address, can judge that then this trading activity concludes the business unusually, transaction platform is controlled this trading activity, interrupt this flow of payments, and to user prompt transaction abnormal information, so that the user carries out respective handling, can carry out the oneself according to the unusual information of transaction such as the user detects, whether detect with the payment information input error,, then can remind its payment information of user may be stolen or the like if do not have, thus, improved the security of customer transaction greatly.In carrying out the process of transaction risk control, meet qualifications when detecting payment information, think that then transaction risk control passes through the transaction of can paying.
In actual applications, customer transaction safety is controlled a subsystem that can be used as in the whole transaction system according to predetermined transaction risk control strategy in the present embodiment, in payment process, flow of payments can optionally conduct interviews by agreements such as http, through a series of transaction risk control, reach evading of unusual transaction etc., thereby improve the degree of controllability of the unusual transaction security control of user.
As shown in Figure 5, transaction security control module 402 comprises: acquiring unit 4021 and decision operation unit 4022, wherein:
As shown in Figure 6, another embodiment of the present invention proposes a kind of transaction security control device that detects based on the customer transaction frequency, comprising: flow of payments receiver module 601, transaction security control module 602 and POS machine processing module 603, wherein:
Flow of payments receiver module 601 is used to receive the flow of payments that the user imports;
Transaction security control module 602 is used for according to flow of payments and predetermined transaction risk control strategy customer transaction safety being controlled;
Flow of payments receiver module 401 and transaction security control module 402 functional structures are corresponding identical in flow of payments receiver module 601 and transaction security control module 602 and the foregoing description, do not repeat them here.
POS machine processing module 603 is used for, by the mode of artificial brush POS machine unusual transaction being handled before the transaction of paying when detecting customer transaction when unusual.
Present embodiment is on the basis of the foregoing description, after above-mentioned a series of transaction risk control, be unusual transaction if detect transaction, then before the transaction of paying, mode by artificial brush POS machine is handled unusual transaction, when swiping the card payment by the bank self-help terminal such as the user, when influencing payment as if being stuck because of credit card, transaction platform is then to user prompt, this payment transaction result needed one day or a period of time feeds back to the user afterwards, allow the user understand current payout status, improve the Transaction Success rate of user when concluding the business unusually thus.Therefore, present embodiment is not only by predetermined transaction risk control strategy, realize the degree of controllability of transaction security control, and improve the unusual Transaction Success rate of user by artificial brush POS machine mode on this basis, greatly facilitate conclude the business the unusually detection of frequency to the user, the unusual payment of user is carried out a certain amount of evading once more, be easier to evade the user and pay unusually, reached control customer transaction safety.
Transaction security control method and device that the embodiment of the invention detects based on the customer transaction frequency, by predetermined transaction risk control strategy, realize the degree of controllability of transaction security control, and improve the unusual Transaction Success rate of user by artificial brush POS machine mode on this basis, greatly facilitate conclude the business the unusually detection of frequency to the user, be easier to evade the user and pay unusually, reached control customer transaction safety.
The above only is the preferred embodiments of the present invention; be not so limit claim of the present invention; every equivalent structure or flow process conversion that utilizes instructions of the present invention and accompanying drawing content to be done; or directly or indirectly be used in other relevant technical field, all in like manner be included in the scope of patent protection of the present invention.
Claims (8)
1. a transaction security control method that detects based on the customer transaction frequency is characterized in that, comprising:
Receive the flow of payments of user's input;
According to described flow of payments and predetermined transaction risk control strategy customer transaction safety is controlled.
2. method according to claim 1, it is characterized in that, described predetermined transaction risk control strategy comprises: for the payment information in the flow of payments is provided with the payment qualifications, described payment information comprises source website address, user's name, mail/IP, maxmind and/or dealing money/times/dates.
3. method according to claim 2 is characterized in that, the described step of customer transaction safety being controlled according to flow of payments and predetermined transaction risk control strategy comprises:
From described flow of payments, obtain described payment information;
Judge whether described payment information satisfies corresponding payment qualifications, if, the transaction of then paying; Otherwise, to user prompt transaction abnormal information.
4. according to claim 1,2 or 3 described methods, it is characterized in that described method also comprises:
When detecting customer transaction when unusual, before the transaction of paying, unusual transaction is handled by the mode of artificial brush POS machine.
5. a transaction security control device that detects based on the customer transaction frequency is characterized in that, comprising:
The flow of payments receiver module is used to receive the flow of payments that the user imports;
The transaction security control module is used for according to described flow of payments and predetermined transaction risk control strategy customer transaction safety being controlled.
6. device according to claim 5, it is characterized in that, described predetermined transaction risk control strategy comprises: for the payment information in the flow of payments is provided with the payment qualifications, described payment information comprises source website address, user's name, mail/IP, maxmind and/or dealing money/times/dates.
7. device according to claim 6 is characterized in that, described transaction security control module comprises:
Acquiring unit is used for obtaining described payment information from described flow of payments;
The decision operation unit is used to judge whether described payment information satisfies corresponding payment qualifications, if, the transaction of then paying; Otherwise, to user prompt transaction abnormal information.
8. according to claim 5,6 or 7 described devices, it is characterized in that described device also comprises: POS machine processing module is used for when detecting customer transaction when unusual, before the transaction of paying, unusual transaction is handled by the mode of artificial brush POS machine.
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| Application Number | Priority Date | Filing Date | Title |
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| CN2010105382771A CN102034181A (en) | 2010-11-09 | 2010-11-09 | User transaction frequency detection-based transaction security control method and device |
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| CN2010105382771A CN102034181A (en) | 2010-11-09 | 2010-11-09 | User transaction frequency detection-based transaction security control method and device |
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Cited By (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102722814A (en) * | 2012-06-01 | 2012-10-10 | 汪德嘉 | Self-adaption controllable management system for cheat risk of online transaction |
| CN104519015A (en) * | 2013-09-26 | 2015-04-15 | 中国电信股份有限公司 | Method and system for realizing safety payment |
| CN104951446A (en) * | 2014-03-25 | 2015-09-30 | 阿里巴巴集团控股有限公司 | Big data processing method and platform |
| CN105427143A (en) * | 2014-09-16 | 2016-03-23 | 阿里巴巴集团控股有限公司 | Method and device for system security control |
| CN106096953A (en) * | 2016-06-27 | 2016-11-09 | 宇龙计算机通信科技(深圳)有限公司 | safe payment method and system |
| CN106295382A (en) * | 2015-05-20 | 2017-01-04 | 阿里巴巴集团控股有限公司 | A kind of Information Risk preventing control method and device |
| WO2017025062A1 (en) * | 2015-08-12 | 2017-02-16 | 戴见霖 | Paperless payment system and method thereof |
| CN106611120A (en) * | 2015-10-26 | 2017-05-03 | 阿里巴巴集团控股有限公司 | Method and device for evaluating risk prevention and control system |
| CN106878236A (en) * | 2015-12-11 | 2017-06-20 | 阿里巴巴集团控股有限公司 | A kind of user's request processing method and equipment |
| CN106920170A (en) * | 2017-03-02 | 2017-07-04 | 北京小米移动软件有限公司 | Transaction based reminding method and device |
| CN108596490A (en) * | 2018-04-25 | 2018-09-28 | 北京银贝壳科技有限公司 | A kind of air control strategy configuration flow and system in checking information system |
| CN109840762A (en) * | 2019-02-26 | 2019-06-04 | 苏州盛迪通电子科技有限公司 | A kind of POS machine method of commerce |
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2010
- 2010-11-09 CN CN2010105382771A patent/CN102034181A/en active Pending
Cited By (17)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102722814A (en) * | 2012-06-01 | 2012-10-10 | 汪德嘉 | Self-adaption controllable management system for cheat risk of online transaction |
| CN102722814B (en) * | 2012-06-01 | 2015-08-19 | 苏州通付盾信息技术有限公司 | A kind of self-adaptation controllable management system of online transaction risk of fraud |
| CN104519015A (en) * | 2013-09-26 | 2015-04-15 | 中国电信股份有限公司 | Method and system for realizing safety payment |
| CN104951446A (en) * | 2014-03-25 | 2015-09-30 | 阿里巴巴集团控股有限公司 | Big data processing method and platform |
| US10504120B2 (en) | 2014-03-25 | 2019-12-10 | Alibaba Group Holding Limited | Determining a temporary transaction limit |
| CN105427143A (en) * | 2014-09-16 | 2016-03-23 | 阿里巴巴集团控股有限公司 | Method and device for system security control |
| CN105427143B (en) * | 2014-09-16 | 2021-06-29 | 创新先进技术有限公司 | Method and device for carrying out system security control |
| CN106295382A (en) * | 2015-05-20 | 2017-01-04 | 阿里巴巴集团控股有限公司 | A kind of Information Risk preventing control method and device |
| CN106447338A (en) * | 2015-08-12 | 2017-02-22 | 戴见霖 | Paperless payment system and method thereof |
| WO2017025062A1 (en) * | 2015-08-12 | 2017-02-16 | 戴见霖 | Paperless payment system and method thereof |
| CN106611120A (en) * | 2015-10-26 | 2017-05-03 | 阿里巴巴集团控股有限公司 | Method and device for evaluating risk prevention and control system |
| CN106611120B (en) * | 2015-10-26 | 2019-10-01 | 阿里巴巴集团控股有限公司 | A kind of appraisal procedure and device of risk prevention system system |
| CN106878236A (en) * | 2015-12-11 | 2017-06-20 | 阿里巴巴集团控股有限公司 | A kind of user's request processing method and equipment |
| CN106096953A (en) * | 2016-06-27 | 2016-11-09 | 宇龙计算机通信科技(深圳)有限公司 | safe payment method and system |
| CN106920170A (en) * | 2017-03-02 | 2017-07-04 | 北京小米移动软件有限公司 | Transaction based reminding method and device |
| CN108596490A (en) * | 2018-04-25 | 2018-09-28 | 北京银贝壳科技有限公司 | A kind of air control strategy configuration flow and system in checking information system |
| CN109840762A (en) * | 2019-02-26 | 2019-06-04 | 苏州盛迪通电子科技有限公司 | A kind of POS machine method of commerce |
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Application publication date: 20110427 |