CN101989213B - 账户并发处理方法及账户并发处理系统 - Google Patents
账户并发处理方法及账户并发处理系统 Download PDFInfo
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- CN101989213B CN101989213B CN200910164888.1A CN200910164888A CN101989213B CN 101989213 B CN101989213 B CN 101989213B CN 200910164888 A CN200910164888 A CN 200910164888A CN 101989213 B CN101989213 B CN 101989213B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
Abstract
Description
Claims (12)
Priority Applications (7)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN200910164888.1A CN101989213B (zh) | 2009-08-07 | 2009-08-07 | 账户并发处理方法及账户并发处理系统 |
US12/918,033 US8788374B2 (en) | 2009-08-07 | 2010-07-14 | Method and system for account parallel processing |
EP10806814.9A EP2462569A4 (en) | 2009-08-07 | 2010-07-14 | METHOD AND SYSTEM FOR PARALLEL ACCOUNTING PROCESSING |
JP2012523626A JP5698235B2 (ja) | 2009-08-07 | 2010-07-14 | 口座並列処理の方法およびシステム |
PCT/US2010/041905 WO2011016957A1 (en) | 2009-08-07 | 2010-07-14 | Method and system for account parallel processing |
HK11104067.7A HK1149822A1 (zh) | 2009-08-07 | 2011-04-21 | 賬戶併發處理方法及賬戶併發處理系統 |
US14/298,060 US20140289104A1 (en) | 2009-08-07 | 2014-06-06 | Method and System for Account Parallel Processing |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN200910164888.1A CN101989213B (zh) | 2009-08-07 | 2009-08-07 | 账户并发处理方法及账户并发处理系统 |
Publications (2)
Publication Number | Publication Date |
---|---|
CN101989213A CN101989213A (zh) | 2011-03-23 |
CN101989213B true CN101989213B (zh) | 2016-06-29 |
Family
ID=43544585
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN200910164888.1A Active CN101989213B (zh) | 2009-08-07 | 2009-08-07 | 账户并发处理方法及账户并发处理系统 |
Country Status (6)
Country | Link |
---|---|
US (2) | US8788374B2 (zh) |
EP (1) | EP2462569A4 (zh) |
JP (1) | JP5698235B2 (zh) |
CN (1) | CN101989213B (zh) |
HK (1) | HK1149822A1 (zh) |
WO (1) | WO2011016957A1 (zh) |
Families Citing this family (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN102833717B (zh) * | 2011-06-15 | 2017-11-17 | 中兴通讯股份有限公司 | 用户转账的控制方法和业务控制点 |
US20150006341A1 (en) * | 2013-06-27 | 2015-01-01 | Metratech Corp. | Billing transaction scheduling |
CN107146075B (zh) * | 2016-03-01 | 2020-11-10 | 创新先进技术有限公司 | 请求处理方法及装置 |
CN107203890B (zh) * | 2016-03-17 | 2021-02-23 | 创新先进技术有限公司 | 凭证数据发放方法、装置及系统 |
CN105844521B (zh) * | 2016-03-22 | 2019-12-31 | 中国银行股份有限公司 | 一种交易并发量控制方法及装置 |
CN106529962A (zh) * | 2016-11-18 | 2017-03-22 | 中国银联股份有限公司 | 用于提升交易系统中热点账户处理能力的方法和装置 |
CN106780034B (zh) * | 2016-12-26 | 2020-08-28 | 中国建设银行股份有限公司 | 单边账规模控制方法及系统 |
CN108932613B (zh) * | 2017-05-25 | 2020-10-27 | 北京嘀嘀无限科技发展有限公司 | 互联网支付渠道的监控方法及监控装置、设备和存储介质 |
CN107274162A (zh) * | 2017-05-31 | 2017-10-20 | 深圳市长亮科技股份有限公司 | 一种高交易并发量的处理方法 |
CN107767264A (zh) * | 2017-10-27 | 2018-03-06 | 中国银行股份有限公司 | 联机交易系统热点账户交易流量压力实时调控方法及装置 |
CN108335091A (zh) * | 2018-01-26 | 2018-07-27 | 深圳盛付通科技有限公司 | 一种在高并发支付场景下保持账户余额一致性的方法及系统 |
CN109472563A (zh) * | 2018-10-26 | 2019-03-15 | 数贸科技(北京)有限公司 | 基于跨境支付平台的支付方式自动化运维方法及装置 |
CN113535762B (zh) * | 2021-07-14 | 2024-01-26 | 北京数码视讯支付技术有限公司 | 安全的账户代付方法和装置 |
Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5940813A (en) * | 1996-07-26 | 1999-08-17 | Citibank, N.A. | Process facility management matrix and system and method for performing batch, processing in an on-line environment |
Family Cites Families (19)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6442533B1 (en) * | 1997-10-29 | 2002-08-27 | William H. Hinkle | Multi-processing financial transaction processing system |
US7117172B1 (en) * | 1999-03-11 | 2006-10-03 | Corecard Software, Inc. | Methods and systems for managing financial accounts |
US7379880B1 (en) | 1999-07-28 | 2008-05-27 | Fair Isaac Corporation | Cascaded profiles for multiple interacting entities |
US7174318B2 (en) * | 2000-03-28 | 2007-02-06 | Richard Adelson | Method and system for an online-like account processing and management |
JP2001283118A (ja) | 2000-03-30 | 2001-10-12 | Internatl Business Mach Corp <Ibm> | オンライン決済システム、オンラインショッピングにおける決済方法、サーバおよび販売者端末 |
US10185936B2 (en) | 2000-06-22 | 2019-01-22 | Jpmorgan Chase Bank, N.A. | Method and system for processing internet payments |
US20020002534A1 (en) | 2000-06-27 | 2002-01-03 | Davis Terry L. | Method and system for managing transactions |
US6789189B2 (en) * | 2000-08-04 | 2004-09-07 | First Data Corporation | Managing account database in ABDS system |
US7275038B1 (en) | 2000-08-18 | 2007-09-25 | The Crawford Group, Inc. | Web enabled business to business operating system for rental car services |
US20020103752A1 (en) | 2001-01-30 | 2002-08-01 | Caesar Berger | E-commerce payment solution |
JP3611110B2 (ja) * | 2001-03-19 | 2005-01-19 | 株式会社八十二銀行 | 先日付完結処理のシステム、方法、プログラム及びこれに用いる取消再カットメイン処理用プログラム並びに資源利用最適化システム、プログラム及びこれに用いる取消再実行メイン処理用プログラム |
US20020138426A1 (en) | 2001-03-26 | 2002-09-26 | Streamtrans, Inc. | Concentration of electronic payments |
US7505925B2 (en) * | 2001-08-09 | 2009-03-17 | Capital One Financial Corporation | System, medium, and method for providing financial account information over a network |
CA2406071C (en) | 2001-10-01 | 2007-09-04 | Honda Canada Inc. | Tracking multiple payments |
US20040111346A1 (en) | 2002-11-27 | 2004-06-10 | Macbeath Keith S. | Methods for automating financial transactions |
US8041633B2 (en) | 2003-02-21 | 2011-10-18 | Mtrex, Inc. | System and method of electronic data transaction processing |
WO2005116884A2 (en) * | 2004-05-29 | 2005-12-08 | Sap Ag | Database for accounting purposes |
US7809652B2 (en) | 2007-01-30 | 2010-10-05 | Visa U.S.A. Inc. | Signature based negative list for off line payment device validation |
JP4279346B2 (ja) * | 2008-09-25 | 2009-06-17 | 株式会社三菱東京Ufj銀行 | データベース管理装置及びプログラム |
-
2009
- 2009-08-07 CN CN200910164888.1A patent/CN101989213B/zh active Active
-
2010
- 2010-07-14 EP EP10806814.9A patent/EP2462569A4/en not_active Withdrawn
- 2010-07-14 US US12/918,033 patent/US8788374B2/en active Active
- 2010-07-14 JP JP2012523626A patent/JP5698235B2/ja active Active
- 2010-07-14 WO PCT/US2010/041905 patent/WO2011016957A1/en active Application Filing
-
2011
- 2011-04-21 HK HK11104067.7A patent/HK1149822A1/zh unknown
-
2014
- 2014-06-06 US US14/298,060 patent/US20140289104A1/en active Pending
Patent Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5940813A (en) * | 1996-07-26 | 1999-08-17 | Citibank, N.A. | Process facility management matrix and system and method for performing batch, processing in an on-line environment |
Also Published As
Publication number | Publication date |
---|---|
WO2011016957A1 (en) | 2011-02-10 |
JP5698235B2 (ja) | 2015-04-08 |
EP2462569A1 (en) | 2012-06-13 |
US20120123912A1 (en) | 2012-05-17 |
JP2013501973A (ja) | 2013-01-17 |
CN101989213A (zh) | 2011-03-23 |
HK1149822A1 (zh) | 2011-10-14 |
EP2462569A4 (en) | 2016-07-06 |
US20140289104A1 (en) | 2014-09-25 |
US8788374B2 (en) | 2014-07-22 |
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Effective date of registration: 20191210 Address after: P.O. Box 31119, grand exhibition hall, hibiscus street, 802 West Bay Road, Grand Cayman, Cayman Islands Patentee after: Innovative advanced technology Co., Ltd Address before: Cayman Islands Grand Cayman capital building, a four storey No. 847 mailbox Patentee before: Alibaba Group Holding Co., Ltd. |