CN101894424A - 提升安全性的交易卡处理系统和方法 - Google Patents

提升安全性的交易卡处理系统和方法 Download PDF

Info

Publication number
CN101894424A
CN101894424A CN2009100843410A CN200910084341A CN101894424A CN 101894424 A CN101894424 A CN 101894424A CN 2009100843410 A CN2009100843410 A CN 2009100843410A CN 200910084341 A CN200910084341 A CN 200910084341A CN 101894424 A CN101894424 A CN 101894424A
Authority
CN
China
Prior art keywords
dimension code
terminal
code
transactional cards
character
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN2009100843410A
Other languages
English (en)
Chinese (zh)
Inventor
钟立铎
沈维
董江
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
BEIJING YUANQUAN XINYE TECHNOLOGICAL PROJECT MANAGEMENT Co Ltd
Beijing Xigewan Investment & Consultation Co Ltd
Original Assignee
BEIJING YUANQUAN XINYE TECHNOLOGICAL PROJECT MANAGEMENT Co Ltd
Beijing Xigewan Investment & Consultation Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by BEIJING YUANQUAN XINYE TECHNOLOGICAL PROJECT MANAGEMENT Co Ltd, Beijing Xigewan Investment & Consultation Co Ltd filed Critical BEIJING YUANQUAN XINYE TECHNOLOGICAL PROJECT MANAGEMENT Co Ltd
Priority to CN2009100843410A priority Critical patent/CN101894424A/zh
Priority to PCT/CN2010/000833 priority patent/WO2010133096A1/fr
Publication of CN101894424A publication Critical patent/CN101894424A/zh
Pending legal-status Critical Current

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
CN2009100843410A 2009-05-21 2009-05-21 提升安全性的交易卡处理系统和方法 Pending CN101894424A (zh)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CN2009100843410A CN101894424A (zh) 2009-05-21 2009-05-21 提升安全性的交易卡处理系统和方法
PCT/CN2010/000833 WO2010133096A1 (fr) 2009-05-21 2010-06-11 Système de traitement de carte de transaction et procédé d'amélioration de sécurité

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN2009100843410A CN101894424A (zh) 2009-05-21 2009-05-21 提升安全性的交易卡处理系统和方法

Publications (1)

Publication Number Publication Date
CN101894424A true CN101894424A (zh) 2010-11-24

Family

ID=43103605

Family Applications (1)

Application Number Title Priority Date Filing Date
CN2009100843410A Pending CN101894424A (zh) 2009-05-21 2009-05-21 提升安全性的交易卡处理系统和方法

Country Status (2)

Country Link
CN (1) CN101894424A (fr)
WO (1) WO2010133096A1 (fr)

Cited By (25)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102411817A (zh) * 2011-09-19 2012-04-11 中国工商银行股份有限公司 一种鉴别银行自助设备的方法及系统
CN102521631A (zh) * 2011-12-20 2012-06-27 龙隐云 基于电子身份证系统的智能金融ic卡读写方法
CN102521904A (zh) * 2011-12-13 2012-06-27 章晋涛 一种基于互联网应用的中介控制系统
CN102638724A (zh) * 2011-02-11 2012-08-15 奇扬网科股份有限公司 发送装置、接收装置、荧幕画面传输系统、可读取的媒体
CN102810088A (zh) * 2011-06-03 2012-12-05 银河联动信息技术（北京）有限公司 复合文本码校验方法
CN102880849A (zh) * 2012-09-18 2013-01-16 腾讯科技（深圳）有限公司 一种二维码识别方法，及设备
CN103632436A (zh) * 2012-08-27 2014-03-12 上海博路信息技术有限公司 一种基于终端的取款的方法
CN103649977A (zh) * 2011-06-02 2014-03-19 光荣全球解决方案(控股)有限公司 便利银行交易的系统和方法
WO2014043905A1 (fr) * 2012-09-22 2014-03-27 Feng Lin Procédé et système pour authentifier les informations d'identité de l'auteur d'une transaction gab à l'aide d'un smartphone
CN103810611A (zh) * 2012-11-09 2014-05-21 石凯华 二维码电子优惠券系统及二维码验票终端设备
CN104253689A (zh) * 2013-06-28 2014-12-31 中国电信股份有限公司 基于二维码的用户卡动态口令验证方法与系统
CN105208014A (zh) * 2015-08-31 2015-12-30 腾讯科技（深圳）有限公司 一种语音通信处理方法、电子设备及系统
CN105654634A (zh) * 2015-12-30 2016-06-08 福建联迪商用设备有限公司 移动终端支付方法
CN105955743A (zh) * 2016-04-29 2016-09-21 腾讯科技（深圳）有限公司 资源数值转移请求生成的方法、装置和系统
WO2016146071A1 (fr) * 2015-03-19 2016-09-22 International Business Machines Corporation Authentification multi-points pour des transactions de paiement
CN105989464A (zh) * 2015-02-17 2016-10-05 天津市阿波罗信息技术有限公司 一种手机储蓄卡的现金存取系统的构成方法
CN106973032A (zh) * 2016-01-14 2017-07-21 中国移动通信集团公司 一种信息认证方法、服务器、终端设备及系统
CN102999770B (zh) * 2011-09-14 2017-10-10 尤星 动态二维码系统和方法
CN107509189A (zh) * 2017-08-25 2017-12-22 深圳秀豹科技有限公司 共享手机和共享手机系统及方法
US9892396B2 (en) 2015-03-19 2018-02-13 International Business Machines Corporation Multi-point authentication for payment transactions
CN107690677A (zh) * 2017-08-02 2018-02-13 福建联迪商用设备有限公司 一种收银机付款方法及终端
CN107730256A (zh) * 2011-09-09 2018-02-23 熊楚渝 多因子多信道id认证和交易控制及多选项支付系统及方法
US9953324B2 (en) 2015-03-19 2018-04-24 International Business Machines Corporation Multi-point authentication for payment transactions
US9959538B2 (en) 2015-03-19 2018-05-01 International Business Machines Corporation Multi-point authentication for payment transactions
CN110889301A (zh) * 2011-02-08 2020-03-17 计量仪器公司 用于手持式标记阅读器的mms文本消息传送

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103729765B (zh) * 2014-01-15 2016-02-17 腾讯科技（深圳）有限公司 一种验证控制方法、终端、服务器、终端设备及系统
CN113971852B (zh) * 2021-10-25 2023-01-20 珠海格力电器股份有限公司 门锁的控制方法、装置、存储介质、处理器及终端设备

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2362979A (en) * 2000-06-02 2001-12-05 Nokia Mobile Phones Ltd Enabling provision of goods or services
CN1501262A (zh) * 2002-11-13 2004-06-02 黄金富 银行帐户发生业务时选择确认的方法
JP4998065B2 (ja) * 2007-04-18 2012-08-15 沖電気工業株式会社 自動取引装置
US7909243B2 (en) * 2007-08-28 2011-03-22 American Express Travel Related Services Company, Inc. System and method for completing a secure financial transaction using a wireless communications device
CN101140672A (zh) * 2007-10-23 2008-03-12 张师祝 一种对银行卡持卡者真实身份识别方法

Cited By (40)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110889301A (zh) * 2011-02-08 2020-03-17 计量仪器公司 用于手持式标记阅读器的mms文本消息传送
CN102638724A (zh) * 2011-02-11 2012-08-15 奇扬网科股份有限公司 发送装置、接收装置、荧幕画面传输系统、可读取的媒体
CN103649977A (zh) * 2011-06-02 2014-03-19 光荣全球解决方案(控股)有限公司 便利银行交易的系统和方法
CN102810088B (zh) * 2011-06-03 2016-09-28 银河联动信息技术（北京）有限公司 复合文本码校验方法
CN102810088A (zh) * 2011-06-03 2012-12-05 银河联动信息技术（北京）有限公司 复合文本码校验方法
CN107730256A (zh) * 2011-09-09 2018-02-23 熊楚渝 多因子多信道id认证和交易控制及多选项支付系统及方法
CN102999770B (zh) * 2011-09-14 2017-10-10 尤星 动态二维码系统和方法
CN102411817B (zh) * 2011-09-19 2014-01-01 中国工商银行股份有限公司 一种鉴别银行自助设备的方法及系统
CN102411817A (zh) * 2011-09-19 2012-04-11 中国工商银行股份有限公司 一种鉴别银行自助设备的方法及系统
CN102521904B (zh) * 2011-12-13 2013-12-25 章晋涛 一种基于互联网应用的中介控制系统
CN102521904A (zh) * 2011-12-13 2012-06-27 章晋涛 一种基于互联网应用的中介控制系统
CN102521631A (zh) * 2011-12-20 2012-06-27 龙隐云 基于电子身份证系统的智能金融ic卡读写方法
CN103632436A (zh) * 2012-08-27 2014-03-12 上海博路信息技术有限公司 一种基于终端的取款的方法
CN102880849A (zh) * 2012-09-18 2013-01-16 腾讯科技（深圳）有限公司 一种二维码识别方法，及设备
WO2014043905A1 (fr) * 2012-09-22 2014-03-27 Feng Lin Procédé et système pour authentifier les informations d'identité de l'auteur d'une transaction gab à l'aide d'un smartphone
CN103810611A (zh) * 2012-11-09 2014-05-21 石凯华 二维码电子优惠券系统及二维码验票终端设备
CN104253689A (zh) * 2013-06-28 2014-12-31 中国电信股份有限公司 基于二维码的用户卡动态口令验证方法与系统
CN104253689B (zh) * 2013-06-28 2018-10-23 中国电信股份有限公司 基于二维码的用户卡动态口令验证方法与系统
CN105989464A (zh) * 2015-02-17 2016-10-05 天津市阿波罗信息技术有限公司 一种手机储蓄卡的现金存取系统的构成方法
WO2016146071A1 (fr) * 2015-03-19 2016-09-22 International Business Machines Corporation Authentification multi-points pour des transactions de paiement
US11017370B2 (en) 2015-03-19 2021-05-25 Airbnb, Inc. Multi-point authentication for payment transactions
US11017371B2 (en) 2015-03-19 2021-05-25 Airbnb, Inc. Multi-point authentication for payment transactions
US10055737B2 (en) 2015-03-19 2018-08-21 International Business Machines Corporation Multi-point authentication for payment transactions
US9892396B2 (en) 2015-03-19 2018-02-13 International Business Machines Corporation Multi-point authentication for payment transactions
US10055723B2 (en) 2015-03-19 2018-08-21 International Business Machines Corporation Multi-point authentication for payment transactions
US9959538B2 (en) 2015-03-19 2018-05-01 International Business Machines Corporation Multi-point authentication for payment transactions
US9953324B2 (en) 2015-03-19 2018-04-24 International Business Machines Corporation Multi-point authentication for payment transactions
CN105208014B (zh) * 2015-08-31 2018-09-25 腾讯科技（深圳）有限公司 一种语音通信处理方法、电子设备及系统
WO2017036365A1 (fr) * 2015-08-31 2017-03-09 腾讯科技（深圳）有限公司 Procédé de traitement de communication vocale, dispositif électronique, système et support de stockage
US10412227B2 (en) 2015-08-31 2019-09-10 Tencent Technology (Shenzhen) Company Limited Voice communication processing method and system, electronic device, and storage medium
CN105208014A (zh) * 2015-08-31 2015-12-30 腾讯科技（深圳）有限公司 一种语音通信处理方法、电子设备及系统
CN105654634A (zh) * 2015-12-30 2016-06-08 福建联迪商用设备有限公司 移动终端支付方法
CN106973032A (zh) * 2016-01-14 2017-07-21 中国移动通信集团公司 一种信息认证方法、服务器、终端设备及系统
CN105955743B (zh) * 2016-04-29 2019-08-27 腾讯科技（深圳）有限公司 资源数值转移请求生成的方法、装置和系统
CN105955743A (zh) * 2016-04-29 2016-09-21 腾讯科技（深圳）有限公司 资源数值转移请求生成的方法、装置和系统
US11360647B2 (en) 2016-04-29 2022-06-14 Tencent Technology (Shenzhen) Company Limited Method, apparatus, and system for generating resource value transfer request
US11829588B2 (en) 2016-04-29 2023-11-28 Tencent Technology (Shenzhen) Company Limited Method, apparatus, and system for generating resource value transfer request
CN107690677A (zh) * 2017-08-02 2018-02-13 福建联迪商用设备有限公司 一种收银机付款方法及终端
WO2019023988A1 (fr) * 2017-08-02 2019-02-07 福建联迪商用设备有限公司 Procédé et terminal de paiement pour caisse enregistreuse
CN107509189A (zh) * 2017-08-25 2017-12-22 深圳秀豹科技有限公司 共享手机和共享手机系统及方法

Also Published As

Publication number Publication date
WO2010133096A1 (fr) 2010-11-25

Similar Documents

Publication Publication Date Title
CN101894424A (zh) 提升安全性的交易卡处理系统和方法
US10706407B2 (en) Systems and methods for payment management for supporting mobile payments
US20180189790A1 (en) Method and system using candidate dynamic data elements
CN101101687B (zh) 用生物特征进行身份认证的方法、设备、服务器和系统
EP1344418B1 (fr) Procede permettant d'ameliorer la securite lors de paiements effectues au moyen de cartes de credit et de cartes bancaires
US9196111B1 (en) Automated teller machine (“ATM”) dynamic keypad
WO2018102057A1 (fr) Procédé et système de validation de carte de paiement via une chaîne de blocs
US20110010289A1 (en) Method And System For Controlling Risk Using Static Payment Data And An Intelligent Payment Device
CN101467158A (zh) 对基于电话的支付工具进行激活的系统和方法
CN102821157A (zh) 采用条形码图像进行通信的方法和装置
CN104471599A (zh) 使用移动通信装置进行金融交易的方法及系统
CN102197407A (zh) 安全支付交易的系统和方法
CN101772776A (zh) 具有基于位置的欺诈保护能力的金融交易系统
US20170262853A1 (en) Method and system for biometric confirmation of suspect transactions
CN106375326A (zh) 一种手机双向验证终端及方法
EP3459060A1 (fr) Procédé et système de déboursement sans carte pour guichet automatique bancaire
US20210142314A1 (en) Ir display for user authentication
WO2014053924A1 (fr) Procédés et systèmes destinés à empêcher la fraude aux paiements par carte et à recevoir des paiements à l'aide de codes et de dispositifs mobiles
WO2008105703A1 (fr) Module pos
US20020095580A1 (en) Secure transactions using cryptographic processes
US20150032588A1 (en) Systems and methods for enrolling merchants using card data
KR20000012607A (ko) 무선단말기를 이용한 인증시스템
CN101482996A (zh) 一种金融终端、金融系统及金融系统的实现方法
KR20120077820A (ko) 바코드 인증을 이용한 금융 거래 시스템 및 금융 거래 서비스 방법
CN101989314B (zh) 基于二维阵列码的管理系统和管理方法

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
REG Reference to a national code

Ref country code: HK

Ref legal event code: DE

Ref document number: 1150895

Country of ref document: HK

C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
RJ01 Rejection of invention patent application after publication

Application publication date: 20101124

RJ01 Rejection of invention patent application after publication
REG Reference to a national code

Ref country code: HK

Ref legal event code: WD

Ref document number: 1150895

Country of ref document: HK