CN101800957A - Method, system and service platform for realizing service payment of communication terminal - Google Patents

Method, system and service platform for realizing service payment of communication terminal Download PDF

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Publication number
CN101800957A
CN101800957A CN201010127589A CN201010127589A CN101800957A CN 101800957 A CN101800957 A CN 101800957A CN 201010127589 A CN201010127589 A CN 201010127589A CN 201010127589 A CN201010127589 A CN 201010127589A CN 101800957 A CN101800957 A CN 101800957A
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CN
China
Prior art keywords
account
communicating terminal
message
information
transfer
Prior art date
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Granted
Application number
CN201010127589A
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Chinese (zh)
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CN101800957B (en
Inventor
高杰
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ZTE Corp
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ZTE Corp
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Priority to CN201010127589.3A priority Critical patent/CN101800957B/en
Priority to PCT/CN2010/074087 priority patent/WO2011106952A1/en
Publication of CN101800957A publication Critical patent/CN101800957A/en
Application granted granted Critical
Publication of CN101800957B publication Critical patent/CN101800957B/en
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

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    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/55—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP for hybrid networks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70—Administration or customization aspects; Counter-checking correct charges
    • H04M15/765—Linked or grouped accounts, e.g. of users or devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70—Administration or customization aspects; Counter-checking correct charges
    • H04M15/77—Administration or customization aspects; Counter-checking correct charges involving multiple accounts per user
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70—Administration or customization aspects; Counter-checking correct charges
    • H04M15/77—Administration or customization aspects; Counter-checking correct charges involving multiple accounts per user
    • H04M15/772—Administration or customization aspects; Counter-checking correct charges involving multiple accounts per user per service, e.g. prepay or post-pay
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/88—Provision for limiting connection, or expenditure
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/88—Provision for limiting connection, or expenditure
    • H04M15/882—Provision for limiting connection, or expenditure for continuing the call beyond the limit using an alternative, e.g. alternative account
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements
    • H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]

Abstract

The invention discloses a method, a system and a service platform for realizing service payment of a communication terminal. The method comprises that: the communication terminal provides a mode of realizing the service payment by transferring an account for a user; and after the service platform acquires transfer account information of the communication terminal and confirms that the transfer account is available, the service platform informs the communication terminal and sends account information bound with the transfer account information to a charging center. When the current account of the user of the communication terminal does not meet the condition of prepayment or postpayment, the call charge of the current account is transferred to the other account through specific messages and the service platform, so the user realizes calling on the communication terminal.

Description

Realize professional method, system and the business platform of paying of communicating terminal
Technical field
The present invention relates to the business paying technology of communication field, relate in particular to and realize professional method, system and the business platform of paying of communicating terminal.
Background technology
The way of paying of wireless communication terminal comprise pre-payment and back paying at present.Wherein, pre-payment is user's defrayment in advance before the use business, and this expense is successfully used the deduction that gives reality after professional again the user.Paying in the back then is that bill is paid, and the user pays the fees in the prescribed time-limit after receiving bill, and it is professional that the user relies on credit rating to use, and promptly uses the payment of professional back earlier.When the user need use other accounts in the customer data base to pay the current business expense, can expense be transferred to other accounts by modes such as calls.But when the current account of user did not have in advance the expense of payment or user's faithlessness degree (not paying the fees after promptly receiving bill) in the prescribed time-limit, call can't be used, and pay account can't shift.
As number of patent application be: CN200710001931, denomination of invention is " method that calling charge shifts between the mobile communication terminal ", this patent disclosure a kind of portable terminal and method that is used for diverting call expense between portable terminal, comprise following step: step 1, calling mobile terminal makes a call to called mobile terminal, and the calling that is used to converse with foundation connects; Step 2 sends call transfer request by calling mobile terminal, is applied to called mobile terminal will call out relevant expense; Step 3, if called mobile terminal call accepted transfer request, then carry out and to call out the call transfer operation that relevant expense is applied to called mobile terminal, if called mobile terminal refusal call transfer request then keeps calling out relevant expense and is applied to calling mobile terminal.If the calling mobile terminal arrearage then can't be initiated calling, thereby can't realize that pay account shifts.Have, will call out relevant expense by caller and be applied to the called mobile terminal way, the malice that exists because of caller causes called impaired for no reason possibility.
As seen in present technology, when the current account of the user of pre-post-pay paystation does not have in advance the expense of payment or user's faithlessness of paying in the back and spends, be difficult to ACTIVE CONTROL and make the user expense can be transferred to other accounts, thereby can't guarantee that the user still can use call business when not satisfying pre-payment or back payment condition.
Summary of the invention
Technical problem to be solved by this invention provides a kind of professional method, system and business platform of paying of communicating terminal of realizing, can make the user when not satisfying pre-payment or back payment condition, expense be transferred to other accounts, thereby guarantee that the user still can use call business.
In order to solve the problems of the technologies described above, the invention provides a kind of professional method of paying of communicating terminal that realizes, relate to communicating terminal, business platform and charging center, this method comprises:
Communicating terminal provides by shifting the account to the user and realizes professional mode of paying;
After business platform is known the transfer accounts information of communicating terminal, confirm this transfers account can with after notify described communicating terminal, and have the account information of transfer accounts information to send to the charging center binding.
Further, this method also relates to mobile switching centre (MSC), and this method also comprises:
Communicating terminal obtains after the notice of business platform to the MSC request of making a call;
MSC obtains the account information of communicating terminal from described charging center, confirming that transfer account wherein can allow communicating terminal to make a call with the back; Behind end of calling, the ticket call time is transferred to the charging center;
The charging center returns to business platform with account balance information then according to deducting corresponding cost call time from the remaining sum of the transfer account of described communicating terminal;
Business platform is kept at customer data base with the account balance information of receiving and shifts under the account accordingly.
Further, after business platform is known the transfer accounts information of communicating terminal, confirming that shifting account can use back notification communication terminal, specifically comprises:
Communicating terminal will contain the accounts information that shifts accounts information by first specific short message and be sent to business platform;
Business platform is resolved first specific short message that receives, be confirmed to be the short message that pay account shifts account, in customer data base, search corresponding transfer account information according to the transfer account check information that therefrom extracts, after confirming transfer legal account wherein and available balance being arranged, the account confirmation is returned to communicating terminal by second specific short message.
Further,
First specific short message comprises:
The first short message head checking data and the first short message tail checking data are used to mate the format check that carries out first specific short message;
Current account information is used for transmission communication terminal use's current account information;
Shift account's check information, be used to transmit the transfer accounts information that comprises transfer account title and verification password;
Second specific short message comprises:
The second short message head checking data and the second short message tail checking data are used to mate the format check that carries out second specific short message;
Pay account shifts confirmation, and the pay account that is used for the transmission communication terminal use shifts successful information.
Further, after business platform is known the transfer accounts information of communicating terminal, confirming that shifting account can use back notification communication terminal, specifically comprises:
Communicating terminal will contain the accounts information that shifts accounts information by first unstructured supplementary service data (USSD) message and be sent to business platform;
Business platform is resolved a USSD message that receives, be confirmed to be the USSD message that pay account shifts account, in customer data base, search corresponding transfer account information according to the transfer account check information that therefrom extracts, after confirming transfer legal account wherein and available balance being arranged, the account confirmation is returned to communicating terminal by the 2nd USSD message;
Perhaps,
The user of communicating terminal adopts the mode of Dual Tone Multifrequency voice will shift the accounts information informing service platform, and knows the affirmation of business platform to this transfer account.
Further, communicating terminal provides by shifting the account to the user and realizes professional mode of paying, and specifically comprises:
Communicating terminal is learnt when the user need realize shifting the account Paycall, and the interface of input account information is provided, and described interface comprises the input of shifting account title and verification password at least; The user finish after the input on this interface with the account message transmission give business platform.
In order to solve the problems of the technologies described above, the invention provides a kind of professional system that pays of communicating terminal that realizes, comprise business platform and charging center, wherein:
Communicating terminal is used for providing by shifting the mode that the account realizes professional paying, with the transfer accounts information informing service platform of user's input to the user; The request of making a call after obtaining the notice of business platform;
Business platform is used for after knowing the transfer accounts information of communicating terminal, is confirming that this shifts account and can use back notification communication terminal, and is having the account information that shifts accounts information to send to the charging center binding;
The charging center is used to preserve the account information that binding has this transfer accounts information.
Further, also comprise mobile switching centre (MSC), wherein:
MSC is used for after receiving call request, obtains the account information of communicating terminal from the charging center, is confirming that transfer account wherein can allow communicating terminal to call out with the back; Behind end of calling, the ticket call time is transferred to the charging center;
The charging center returns to business platform with account balance information then according to deducting corresponding cost call time from the remaining sum of the transfer account of communicating terminal;
Business platform is kept at customer data base with the account balance information of receiving and shifts under the account accordingly.
Further,
Business platform and communicating terminal are undertaken alternately by any one mode in specific short message, unstructured supplementary service data (USSD) message and the Dual Tone Multifrequency voice mode, obtain the accounts information of communicating terminal, in customer data base, search corresponding transfer account information according to the transfer account title and the verification encrypted message that from account information, extract, after confirming transfer legal account wherein and available balance being arranged, the notification communication terminal.
Further,
Communicating terminal is learnt when the user need realize shifting the account Paycall, and the interface of input account information is provided, and this interface comprises the input of shifting account title and verification password at least; After the user finishes input at this interface, accounts information is transferred to business platform.
In order to solve the problems of the technologies described above, the invention provides a kind of professional business platform of paying of communicating terminal of realizing, comprise message processing module and customer data base system, wherein:
Message processing module is used to receive, store and resolve the signaling message that particular message that communicating terminal sends and/or charging center send, and will export to the customer data base system from the account information that particular message and/or signaling message parse; After the account of receiving the customer data base system is confirmed indication, send the particular message of confirming to shift account to communicating terminal;
The customer data base system is used to preserve user account information, is inquiring about and is confirming wherein to shift the account and can export account affirmation indication to message processing module with the back.
Further, message processing module comprises message sink/sending module, memory module and message resolution module, wherein:
Message sink/sending module is used for the particular message and/or the signaling message that receive are exported to memory module; According to confirming indication, send the particular message of confirming to shift account to communicating terminal from the account of customer data base system input;
Memory module is used for message resolution module is stored and be transferred to particular message and/or signaling message;
Message resolution module is used for particular message and/or signaling message are carried out type of message affirmation and Context resolution, and the account information that parses is exported to the customer data base system.
Further, the customer data base system comprises that accounts information enquiry module, accounts information are preserved module and account is confirmed module, wherein:
The accounts information enquiry module, the account information that is used for the output of query messages parsing module shifts account's legitimacy and balance amount information thereof, and Query Result is transferred to accounts information preservation module;
Accounts information is preserved module, and the binding relationship that is used for the accounts information that will obtain according to Query Result is kept at customer data base, simultaneously this Query Result is transferred to account and confirms module;
Account is confirmed module, is used for according to this Query Result after confirming to shift legal account and having remaining sum to use, and account is confirmed to indicate export to message sink/sending module.
Further, particular message comprises any one in specific short message and unstructured supplementary service data (USSD) message.
The present invention is by professional method, system and the business platform of paying of above-mentioned realization communicating terminal, when the current account of communication terminal user does not satisfy pre-payment or back payment condition, by particular message and business platform the current account's diverting call of user expense is arrived other accounts, thereby guarantee that the user realizes calling out on this communicating terminal.
Description of drawings
Fig. 1 is the flow chart of the professional method embodiment that pays of realization communicating terminal of the present invention;
Fig. 2 is the form schematic diagram of communicating terminal of the present invention to the specific short message of business platform transmission;
The form schematic diagram of Fig. 3 specific short message that to be business platform of the present invention return to communicating terminal;
Fig. 4 is the structural representation of the professional system embodiment of paying of realization communicating terminal of the present invention;
Fig. 5 is the structural representation of the professional business platform embodiment that pays of realization communicating terminal of the present invention.
Embodiment
Below in conjunction with accompanying drawing and preferred embodiment technical scheme of the present invention is described in further detail.The embodiment that below exemplifies only is used for description and interpretation the present invention, and does not constitute the restriction to technical solution of the present invention.
As shown in Figure 1, be the flow process of the professional method embodiment that pays of realization communicating terminal provided by the invention, comprise the steps:
110, the user imports on communicating terminal contains the accounts information that shifts account name and password;
When the user will use communicating terminal to realize Paycall, this communicating terminal at first shifts the interface of account identity information for the user provides input, comprise that input shifts account name, password and check code etc. at random, wherein check code has ageingly at random, is used to avoid the user to input to shift when communicating terminal rests on this interface for a long time behind account name, the password user account to be usurped by other people.
120, communicating terminal is sent to business platform by specific short message with the accounts information that the user imports;
After treating that the user imports account information, communicating terminal is sent to business platform by the short message of specific format with the account information that the user imports.The structure of the short message of this specific format comprises the first short message head checking data, current account information, transfer account check information and the first short message tail checking data as shown in Figure 2, wherein:
The first short message head checking data is used for the format check to the communicating terminal specific short message;
Current account information is used to transmit current account information;
Shift account's check information, be used for transference account's check informations such as user name, password;
The first short message tail checking data is used for and a note check information coupling, the communicating terminal specific short message is carried out format check, to strengthen the note safety of transmission.
Using the specific short message of special format, can be short messages of network management, also can be the other types short message.The form of this specific short message also can send specific short message by business platform and change.
130, business platform parses account information from specific short message, and inquiry also confirms whether transfer account wherein is available;
Business platform is resolved the specific format short message of receiving, be confirmed to be the short message that pay account shifts account, therefrom extract current account information and shift account's check information, and in the customer data base system, search the transfer account information according to shifting account user name and password, confirm that the account is whether legal and whether available balance is arranged.
Shifting the account can be the account that the user locates to register the service provider, also can be discernible other accounts of customer data base system.Shifting account information can be the legitimacy and the balance amount information thereof of this account, also can be that the account shifts the out of Memory that charging need be used.
140, after business platform confirmed that paying transfer account can use, the short message that confirmation is packaged into specific format sent back to communicating terminal, simultaneously account's binding information is sent to the charging center;
The structure of the short message of the specific format that business platform is packaged into comprises that the second short message head checking data, pay account shift the confirmation and the second short message tail checking data as shown in Figure 3, wherein:
The second short message head checking data is used for the format check to the business platform specific short message;
Pay account shifts confirmation, is used to transmit pay account and shifts successful information;
The second short message tail checking data is used for and a check information coupling, the business platform specific short message is carried out format check, to strengthen the note safety of transmission.
Business platform is issued the charging center with current account with the binding information that shifts the account after confirming that paying transfer account can use.
150, communicating terminal confirms that the transfer account information makes a call after legal;
Communicating terminal confirms to call out the permission that has obtained network terminal after receiving that pay account that business platform beams back shifts confirmation, sends call request message to mobile switching centre (MSC, Mobile Switching Center).
160, MSC obtains account information from the charging center, is confirming that shifting the account can allow communicating terminal to make a call with the back, and behind end of calling the ticket call time is being transferred to the charging center;
170: the charging center returns to account balance information business platform then and preserves according to deducting corresponding cost call time from the remaining sum of communicating terminal transfer account.
Communicating terminal can be selected to remove the current transfer account information of storage by the user behind end of calling, also can carry out this removing automatically after communicating terminal leaves standstill a period of time.
In above embodiment, communicating terminal and business platform are to be undertaken alternately by the specific short message mode, and business platform returns to communicating terminal with the account confirmation after knowing the transfer accounts information of communicating terminal.
The present invention can also exemplify out communicating terminal and business platform adopts alternate manner to carry out mutual embodiment, for example adopt unstructured supplementary service data (USSD, Unstructured SupplementaryService Data) message mode, be that communicating terminal and business platform are in the time will realizing the unspecified custom service of agreement, can use this message mode to carry out alternately, make both sides obtain necessary information separately; Perhaps, communicating terminal adopts the mode of dual-tone multifrequency (DTMF, Dual Tone Multi Frequency) voice, sends request to business platform, will shift the accounts information informing service platform.
More than be user with communicating terminal to carry out telephone call service be embodiment, professional method, system and the business platform of paying of communicating terminal in fact of the present invention can also be amplified on other business, such as short message service, business of networking or the like.
As shown in Figure 4, be the structure of the professional system embodiment of paying of realization communicating terminal of the present invention, this system comprises communicating terminal, business platform, charging center and MSC, wherein:
Communicating terminal is used for by specific short message the accounts information that the user imports being sent to business platform, and after receiving that business platform is confirmed to shift account's specific short message, sends call request message to MSC.
Communicating terminal send to business platform specific short message structure as shown in Figure 2, comprise the first short message head checking data, current account information, transfer account check information and the first short message tail checking data.
Business platform is used for parsing account information from specific short message, after inquiry and confirming that wherein transfer account can use, confirmation is packaged into specific short message returns to communicating terminal, simultaneously account's binding information is sent to the charging center; Account balance information after the communicating terminal conversation that the charging center is returned is preserved.
Business platform return to communicating terminal specific short message structure as shown in Figure 3, comprise that the second short message head checking data, pay account shift the confirmation and the second short message tail checking data.
Business platform is issued the charging center with the current account of communicating terminal with the binding information that shifts the account.
The charging center is used for according to the request of MSC the accounts information of communicating terminal being sent to MSC; Deduct corresponding cost from shifting account the call time according to the MSC transmission, then account balance information returned to business platform.
MSC, be used for after receiving the communicating terminal call request message, accounts information from the charging center acquisition request to this communicating terminal, and confirming that transfer account wherein can allow communicating terminal to make a call with the back, and behind end of calling, the ticket call time is transferred to the charging center.
Certainly, except said system embodiment communicating terminal and business platform adopt the specific short message mode carry out mutual, the present invention can also exemplify out the two and adopt alternate manner to carry out mutual embodiment, such as USSD message mode and DTMF voice mode are mentioned in the front.
Fig. 5 expresses the structure of the professional business platform embodiment that pays of realization communicating terminal of the present invention, and this business platform comprises message processing module and customer data base system, wherein:
Message processing module is used to receive, store and resolve the signaling message that specific short message that communicating terminal sends and/or charging center send, and will export to the customer data base system from the account information that specific short message and/or signaling message parse; After the account of receiving the customer data base system is confirmed indication, send the specific short message of confirming to shift account to communicating terminal.
The customer data base system is used to preserve user account information, wherein shifts account's available back to message processing module output account affirmation indication in inquiry and affirmation.
The user account information that the customer data base system preserves comprises the current accounts information that message processing module parses and shifts the account check information from specific short message, and/or the account balance information behind the user's communication that parses from signaling message.
Certainly, similarly in other embodiment, message processing module is except receiving, store and resolving the specific short message of communicating terminal transmission, can also receive, store and resolve the USSD message that communicating terminal sends, will export to the customer data base system from the account information that this USSD message parse goes out; After the account of receiving the customer data base system is confirmed indication, send the USSD message of confirming to shift account to communicating terminal.
Message processing module among Fig. 5 further comprises message sink/sending module, memory module and message resolution module, wherein:
Message sink/sending module is used for the specific short message and/or the signaling message that receive are exported to memory module; According to confirming indication, send the specific short message of confirming to shift account to communicating terminal from the account of customer data base system input;
Memory module is used for message resolution module is stored and be transferred to specific short message and/or signaling message;
Message resolution module is used for specific short message and/or signaling message are carried out type of message affirmation and Context resolution, and the account information that parses is exported to the customer data base system.
Message resolution module is confirmed short message types according to the first note head shown in Fig. 2, tail checking data, and parses the accounts information that comprises current account information and shift account's check information from this short message.Perhaps, message resolution module parses the account balance information behind the user's communication from signaling message.
The specific short message of account is shifted in the affirmation that short message reception/sending module sends to communicating terminal, and its structure as shown in Figure 3.
Customer data base system among Fig. 5 comprises that further accounts information enquiry module, accounts information are preserved module and account is confirmed module, wherein:
The accounts information enquiry module, the account information that is used for the output of query messages parsing module shifts account's legitimacy and remaining sum thereof, and Query Result is transferred to accounts information preservation module;
Accounts information is preserved module, and the accounts information binding relationship that is used for obtaining according to Query Result is kept at customer data base, and Query Result is continued to be transferred to account confirm module;
Account is confirmed module, is used for according to Query Result after confirming to shift account's availability, account is confirmed to indicate export to message sink/sending module.
Confirm to shift account's availability, whether whether it is legal to include but not limited to confirm to shift the account, and have remaining sum to use.
Certainly; the present invention also can have numerous embodiments; in the situation that does not deviate from spirit of the present invention and essence thereof; those of ordinary skill in the art are when making various corresponding changes or variation according to the present invention; in every case any modification of being done within the spirit and principles in the present invention, be equal to replacements, improvement, all should be included within protection scope of the present invention.

Claims (14)

1. realize the professional method of paying of communicating terminal for one kind, relate to communicating terminal, business platform and charging center, this method comprises:
Described communicating terminal provides by shifting the account to the user and realizes professional mode of paying;
After described business platform is known the transfer accounts information of described communicating terminal, confirm described transfer account can with after notify described communicating terminal, and have the account information of described transfer accounts information to send to described charging center binding.
2. in accordance with the method for claim 1, it is characterized in that also relate to mobile switching centre (MSC), this method also comprises:
Described communicating terminal obtains after the notice of described business platform to the described MSC request of making a call;
Described MSC obtains the account information of described communicating terminal from described charging center, confirming that transfer account wherein can allow described communicating terminal to make a call with the back; Behind end of calling, the ticket call time is transferred to described charging center;
Described charging center returns to account balance information described business platform then according to deducting corresponding cost described call time from the remaining sum of the transfer account of described communicating terminal;
The described account balance information that described business platform will be received is kept at customer data base and shifts under the account accordingly.
3. in accordance with the method for claim 2, it is characterized in that, after described business platform is known the transfer accounts information of communicating terminal, confirm described transfer account can with after notify described communicating terminal, specifically comprise:
Described communicating terminal will contain the accounts information that shifts accounts information by first specific short message and be sent to described business platform;
Described business platform is resolved described first specific short message that receives, be confirmed to be the short message that pay account shifts account, in customer data base, search corresponding transfer account information according to the transfer account check information that therefrom extracts, after confirming transfer legal account wherein and available balance being arranged, described account confirmation is returned to described communicating terminal by second specific short message.
4. in accordance with the method for claim 3, it is characterized in that,
Described first specific short message comprises:
The first short message head checking data and the first short message tail checking data are used to mate the format check that carries out described first specific short message;
Current account information is used to transmit the current account information of described communication terminal user;
Shift account's check information, be used to transmit the described transfer accounts information that comprises transfer account title and verification password;
Described second specific short message comprises:
The second short message head checking data and the second short message tail checking data are used to mate the format check that carries out described second specific short message;
Pay account shifts confirmation, is used to transmit the pay account transfer successful information of described communication terminal user.
5. in accordance with the method for claim 2, it is characterized in that, after described business platform is known the transfer accounts information of communicating terminal, confirm described transfer account can with after notify described communicating terminal, specifically comprise:
Described communicating terminal will contain the accounts information that shifts accounts information by first unstructured supplementary service data (USSD) message and be sent to described business platform;
Described business platform is resolved a described USSD message that receives, be confirmed to be the USSD message that pay account shifts account, in customer data base, search corresponding transfer account information according to the transfer account check information that therefrom extracts, after confirming transfer legal account wherein and available balance being arranged, described account confirmation is returned to described communicating terminal by the 2nd USSD message;
Perhaps,
The user of described communicating terminal adopts the mode of Dual Tone Multifrequency voice that described transfer accounts information is informed described business platform, and knows the affirmation of described business platform to this transfer account.
6. according to each described method of claim 1 to 5, it is characterized in that described communicating terminal provides by shifting the account to the user and realizes professional mode of paying, and specifically comprises:
Described communicating terminal is learnt when the user need realize shifting the account Paycall, and the interface of input account information is provided, and described interface comprises the input of shifting account title and verification password at least; Finish after the input on this interface described user described accounts information is transferred to described business platform.
7. realize the professional system that pays of communicating terminal for one kind, comprise business platform and charging center, wherein:
Described communicating terminal is used for providing by shifting the mode that the account realizes professional paying to the user, and the transfer accounts information of user's input is informed described business platform; The request of making a call after obtaining the notice of described business platform;
Described business platform is used for after knowing the transfer accounts information of communicating terminal, confirm described transfer account can with after notify described communicating terminal, and have the account information of described transfer accounts information to send to described charging center binding;
Described charging center is used to preserve the account information that described binding has described transfer accounts information.
8. according to the described system of claim 7, it is characterized in that, also comprise mobile switching centre (MSC), wherein:
Described MSC is used for after receiving described call request, obtains the account information of described communicating terminal from described charging center, is confirming that transfer account wherein can allow described communicating terminal to carry out described calling with the back; Behind described end of calling, the ticket call time is transferred to described charging center;
Described charging center returns to account balance information described business platform then according to deducting corresponding cost described call time from the remaining sum of the transfer account of described communicating terminal;
The described account balance information that described business platform will be received is kept at customer data base and shifts under the account accordingly.
9. according to claim 7 or 8 described systems, it is characterized in that,
Described business platform and described communicating terminal are undertaken alternately by any one mode in specific short message, unstructured supplementary service data (USSD) message and the Dual Tone Multifrequency voice mode, obtain the accounts information of described communicating terminal, in customer data base, search corresponding transfer account information according to transfer account title of from described accounts information, extracting and verification encrypted message, after confirming transfer legal account wherein and available balance being arranged, notify described communicating terminal.
10. according to claim 7 or 8 described systems, it is characterized in that,
Described communicating terminal is learnt when the user need realize shifting the account Paycall, and the interface of input account information is provided, and described interface comprises the input of described transfer account title and described verification password at least; After described user finishes input at this interface, described accounts information is transferred to described business platform.
11. realize the professional business platform of paying of communicating terminal for one kind, comprise message processing module and customer data base system, wherein:
Described message processing module is used to receive, store and resolve the signaling message that particular message that communicating terminal sends and/or charging center send, and will export to the customer data base system from the account information that particular message and/or signaling message parse; After the account of receiving the customer data base system is confirmed indication, send the particular message of confirming to shift account to communicating terminal;
Described customer data base system is used to preserve user account information, in inquiry and confirm wherein to shift the account and can confirm indication to described message processing module output account with the back.
12., it is characterized in that described message processing module comprises message sink/sending module, memory module and message resolution module according to the described business platform of claim 11, wherein:
Described message sink/sending module is used for the particular message and/or the signaling message that receive are exported to described memory module; According to confirming indication, send the particular message of confirming to shift account to described communicating terminal from the described account of described customer data base system input;
Described memory module is used for message resolution module is stored and be transferred to particular message and/or signaling message;
Described message resolution module is used for particular message and/or signaling message are carried out type of message affirmation and Context resolution, and the account information that parses is exported to the customer data base system.
13., it is characterized in that described customer data base system comprises that accounts information enquiry module, accounts information are preserved module and account is confirmed module according to the described business platform of claim 12, wherein:
Described accounts information enquiry module, the described account information that is used for inquiring about described message resolution module output shifts account's legitimacy and balance amount information thereof, and Query Result is transferred to described accounts information preserves module;
Described accounts information is preserved module, and the binding relationship that is used for the described accounts information that will obtain according to described Query Result is kept at customer data base, simultaneously described Query Result is transferred to account and confirms module;
Described account is confirmed module, is used for according to Query Result after confirming to shift legal account and having remaining sum to use, and account is confirmed to indicate export to described message sink/sending module.
14., it is characterized in that described particular message comprises any one in specific short message and unstructured supplementary service data (USSD) message according to each described business platform of claim 11 to 13.
CN201010127589.3A 2010-03-05 2010-03-05 Method, system and service platform for realizing service payment of communication terminal Expired - Fee Related CN101800957B (en)

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