CN101504743A - Mobile terminal payment method and split type mobile terminal - Google Patents
Mobile terminal payment method and split type mobile terminal Download PDFInfo
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- CN101504743A CN101504743A CNA2009100380461A CN200910038046A CN101504743A CN 101504743 A CN101504743 A CN 101504743A CN A2009100380461 A CNA2009100380461 A CN A2009100380461A CN 200910038046 A CN200910038046 A CN 200910038046A CN 101504743 A CN101504743 A CN 101504743A
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- handset
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Abstract
A subcomputer or a host of a split mobile terminal provided by the embodiment of the invention makes payment or acquires payment information according to a payment notification message and payment account information shared by two sides, so that the host manages the shared payment account according to the payment information, and the payment of subcomputer and the host of the split mobile terminal by using shared payment account information is realized.
Description
Technical field
The present invention relates to the communications field, relate in particular to a kind of method of payment and a kind of split type portable terminal of portable terminal.
Background technology
The development of portable terminal is at present maked rapid progress, development as mobile phone, it possesses the smart mobile phone of functions such as music, video, recreation, wireless Internet access till now from the initial low-end mobile phone that only satisfies call function, but be accompanied by the increase of function, its inner integrated functional module increases, caused the increase of mobile phone weight and the expansion of volume, the user carries and uses such large volume and heavy weight portable terminal to feel unusual inconvenience in the specific occasion.
The appearance of split type portable terminal has solved the contradiction between the existing functional and portability of portable terminal.Split type portable terminal is made of main frame and one or more handset, and usually, main frame possesses functions such as long distance network communication, and handset possesses the ability that short distance and main frame carry out information interaction; Certainly, handset also can be carried out remote information interaction with main frame.
In realizing process of the present invention, the inventor finds that there are the following problems at least in the prior art:
In the prior art, portable terminal such as mobile phone are paid by mails becomes possibility, but for split type portable terminal, does not but have the function of clear and definite its E-Payment, has influenced the experience of people's personalizations, has hindered promoting the use of of split type portable terminal.
Summary of the invention
The embodiment of the invention provides a kind of method of payment and split type portable terminal of portable terminal, has realized the handset of split type portable terminal and the purpose that host computer using shared payment account information is paid.
In view of the foregoing invention purpose, the embodiment of the invention provides a kind of method of payment of portable terminal, and this method comprises:
First handset of split type portable terminal is obtained advise for payments message;
Described first handset is according to described advise for payments message and shared payment account information, pay and obtain payment information, wherein, the described shared payment account information main frame that is described first handset and split type portable terminal is shared the accounts information of account;
Described first handset sends to described main frame with described payment information, so that described main frame according to described payment information, manages described shared payment account information.
When needs are inquired about described payment account information, can in first handset, inquire about described payment account information or in main frame, inquire about described payment account information by described first handset.
Further, the embodiment of the invention also provides a kind of method of payment of portable terminal, and described method comprises:
The main frame of split type portable terminal obtains advise for payments message;
Described main frame is according to described advise for payments message and shared payment account information, pays and obtains payment information, and wherein, first handset that described shared payment account information is described main frame and split type portable terminal is shared the accounts information of account;
Described main frame manages described shared payment account information according to described payment information.
Accordingly, the embodiment of the invention also provides a kind of split type portable terminal, and first handset of described split type portable terminal comprises:
Memory module is used to store the payment account information of sharing with the main frame of described split type portable terminal;
The advise for payments acquisition module is used to obtain advise for payments message;
Payment module is used for the payment account information of the advise for payments message obtained according to described advise for payments acquisition module and described memory module storage, pays and obtains payment information;
The first payment information sending module is used for the payment information that described payment module is obtained is sent to described main frame, so that described main frame according to described payment information, manages described shared payment account information.
Further, the embodiment of the invention also provides a kind of split type portable terminal, and the main frame of described split type portable terminal is used to store the payment account information of sharing with the handset of described split type portable terminal; Obtain advise for payments message; According to described advise for payments message and described shared payment account information, pay and obtain payment information; According to described payment information, described shared payment account information is managed.
The beneficial effect of the embodiment of the invention is:
The payment account information that the handset of the embodiment of the invention or main frame are shared according to advise for payments message and both sides is paid and is obtained payment information, so that main frame is according to described payment information, the payment account information of sharing is managed, solved and clearly do not stipulated the problem that split type portable terminal is paid by mails in the prior art, realized the handset of split type portable terminal and the purpose that host computer using shared payment account information is paid.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, to do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art below, apparently, accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the schematic flow sheet of first embodiment of the method for payment of a kind of portable terminal of providing of the embodiment of the invention;
Fig. 2 is the schematic flow sheet of second embodiment of the method for payment of a kind of portable terminal of providing of the embodiment of the invention;
Fig. 3 is the schematic flow sheet of the 3rd embodiment of the method for payment of a kind of portable terminal of providing of the embodiment of the invention;
Fig. 4 is the composition synoptic diagram of first embodiment of first handset of a kind of split type portable terminal of providing of the embodiment of the invention;
Fig. 5 is the composition synoptic diagram of second embodiment of first handset of a kind of split type portable terminal of providing of the embodiment of the invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the invention, the technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that is obtained under the creative work prerequisite.
Be accompanied by the development that portable terminal makes rapid progress,, solved the contradiction between the existing functional and portability of portable terminal as the appearance of split type portable terminal (constituting) by main frame and one or more handset.The special formation of split type portable terminal, determined that its method of payment also is different from general portable terminal, general portable terminal normally account and terminal is bound one by one, split type portable terminal then is that the main frame of the payment accounts of appointment and split type portable terminal and all handsets are bound one by one, specifically can be with the shared payment account of appointment and the SIM of each terminal (Subscriber Identity Module, client identification module) card or IMEI (Intemational Mobile Equipment Identity, etc. international mobile identification) number the unique identification information of terminal is bound one by one, thereby realizes sharing of payment account information.Shared payment account information is managed by the main frame of this split type portable terminal, the main frame of split type portable terminal and handset can use this shared account to pay by mails, wherein handset can free payment, also can its obligation authority be set by main frame, different handsets can have different obligation authoritys.
Below introduce main frame and handset respectively to sharing the method that accounts information manages or checks.
Main frame can land bank server by wireless Internet or wireless communication networks and be provided with and manage sharing accounts information, as being provided with or revising consumption rights, password and accounts information etc.Main frame is by access bank server update account data, the host access bank server can be set at and automatically perform after each payment is finished, also can be set at timer access, for example visit every day once can certainly be by the synchronous accounts information of user's manual entry bank server.When the user who holds main frame need inquire about payment account information, can obtain accounts information by the internet access bank server, also can inquire about by the accounts information of self preserving.
When the user who holds handset need inquire about shared payment account information, can in handset, inquire about described payment account information or in described main frame, inquire about described payment account information by bluetooth, radio communication or wireless interconnected net mode; Can also obtain accounts information by wireless communication networks or wireless Internet access bank server, account balance, account integration and account authority etc. are inquired about, but not have the authority that account is made amendment, is provided with.
Seeing also Fig. 1, is the schematic flow sheet of first embodiment of the method for payment of a kind of portable terminal of providing of the embodiment of the invention, and as shown in the figure, described method comprises:
First handset of step 101, split type portable terminal is obtained advise for payments message; As, described advise for payments message is when first handset is consumed, information such as the consumption amount of money that machine for punching the card is fed back to first handset, consumption classification, and wherein, first handset can be any one handset in the split type portable terminal.Need to prove, the information interaction of the machine for punching the card and first handset, as, machine for punching the card is by NFC (Near FieldCommunication, near field communication) module sends the RF signal to first handset, wake the NFC module of first handset up by the special interface agreement, thereby make the NFC module of the NFC module of first handset and machine for punching the card the mutual of information such as notification message, payment information of paying.
Step 102, first handset be according to described advise for payments message and shared payment account information, pays and obtain payment information; Wherein, the described shared payment account information main frame that is described first handset and split type portable terminal is shared the accounts information of account.The classification of the payment information such as the prepaid amount of money, payment etc.; As, information such as the consumption amount of money that first handset is fed back according to machine for punching the card, consumption classification, and shared payment account information such as obligation authority information, the affirmation of paying, then confirmation is returned to machine for punching the card, after machine for punching the card received described information, deduction was shared the corresponding amount of money in the account, then information such as the prepaid amount of money, payment category is sent to first handset.
Step 103, first handset send to described main frame with described payment information, so that described main frame according to described payment information, manages described shared payment account information.Herein, main frame manages described shared payment account information according to payment information, as, the payment account information shared according to the payment information real-time update of first handset; The payment information of first handset that obtains can also be sent to second handset, second handset refers to the some or all handsets except first handset herein, and certainly, this second handset also can have the payment function that first handset is had, and, repeats no more herein.
First handset of the embodiment of the invention is paid according to advise for payments message and with the payment account information that main frame is shared and is obtained payment information, and payment information sent to main frame, so that main frame is according to described payment information, the payment account information of sharing is managed, realized the purpose that the handset of split type portable terminal utilizes shared payment account information to pay.
Referring to Fig. 2, be the schematic flow sheet of second embodiment of the method for payment of a kind of portable terminal of providing of the embodiment of the invention, as shown in the figure, described method comprises:
First handset of step 201, split type portable terminal is obtained advise for payments message; The detailed description of this step be please refer among first embodiment of method of payment of portable terminal and describe accordingly.
Need to prove that owing to relate to payment, it is particularly important that security seems, main frame is in charge of account and is distributed obligation authority, level of security height; Handset is by Host Administration, and level of security is lower, and the obligation authority of handset is provided with by main frame according to actual conditions.The consumption classification that purchasing agent (the first handset holder) can be set as certain purchasing manager of company (main frame holder) does not comprise the food and drink amusement, odd-numbered day consumption amount must not be above 1000 yuan, and hold the purchasing agent of terminal for each, according to the division of labor and other difference of level, can distribute different obligation authoritys.
For example, first handset is according to payment and payment category information, judges that payment and payment category are whether within the authority of self; If within authority, then confirm the amount of money and classification, the input password is paid; If exceed its obligation authority, the information that exceeds authority amount or classification can be sent to main frame with the form of solicited message, information can send to main frame according to predefined approach automatically in modes such as short message, text documents.After main frame receives solicited message, store described information and point out the machine master, the mode of prompting can be vibration, the tinkle of bells, flashing light etc., sends the return information of agreeing or refusing to first handset behind the machine master reading information, and first handset is paid according to described return information or refused to pay.Need to prove, also can judge that according to the accounts information of first handset obtained the payment of first handset and payment category are whether within the obligation authority of first handset by machine for punching the card, then with judged result as within authority or the information that exceeds authority return to first handset, first handset is carried out alternately according to described information and main frame, and process is the same.
After first handset of the embodiment of the invention is obtained advise for payments message, judge the consumption classification of determining in the notification message or/and consume amount within the obligation authority of self, pay according to shared payment account information then, like this, improved the handset security of payment, by the obligation authority of handset is set, the handset holder has also been carried out good supervision.
Referring to Fig. 3, be the schematic flow sheet of the 3rd embodiment of the method for payment of a kind of portable terminal of providing of the embodiment of the invention, as shown in the figure, described method comprises:
The main frame of step 301, split type portable terminal obtains advise for payments message; As, described advise for payments message is when first handset is consumed, information such as the consumption amount of money that machine for punching the card is fed back to first handset, consumption classification.
The main frame of the embodiment of the invention is paid according to advise for payments message and with the payment account information that handset is shared and is obtained payment information, according to described payment information, the payment account information of sharing is managed, realized the purpose that the host computer using shared payment account information of split type portable terminal is paid.
Referring to Fig. 4, be the composition synoptic diagram of first embodiment of first handset of a kind of split type portable terminal of providing of the embodiment of the invention; As shown in the figure, first handset of described split type portable terminal comprises:
Advise for payments acquisition module 42 is used to obtain advise for payments message; As, comprise information such as the consumption amount of money, consumption classification in the advise for payments message;
The first payment information sending module 44 is used for the payment information that described payment module 43 is obtained is sent to described main frame, so that described main frame according to described payment information, manages described shared payment account information.Herein, main frame manages described shared payment account information according to payment information, please refer to the description among first embodiment of method of payment of corresponding mobile terminal.
First handset of the embodiment of the invention is paid according to advise for payments message and with the payment account information that main frame is shared and is obtained payment information, and payment information sent to main frame, so that main frame is according to described payment information, the payment account information of sharing is managed, realized the purpose that the handset of split type portable terminal utilizes shared payment account information to pay.
Referring to Fig. 5, be the composition synoptic diagram of second embodiment of first handset of a kind of split type portable terminal of providing of the embodiment of the invention, as shown in the figure, first handset of described split type portable terminal also comprises:
The second payment information sending module 46, be used for the payment information that payment module 43 is obtained is sent to second handset of split type portable terminal, second handset refers to the some or all handsets except first handset herein, certainly, this second handset also can have the payment function that first handset is had, herein, repeat no more.
After first handset of the embodiment of the invention is obtained advise for payments message, judge the consumption classification of determining in the notification message or/and consume amount within the obligation authority of self, pay according to shared payment account information then, like this, improved the handset security of payment, by the obligation authority of handset is set, the handset holder has also been carried out good supervision.
In other embodiments of the invention, the main frame of split type portable terminal also can be paid, and the main frame of described split type portable terminal is used to store the payment account information of sharing with the handset of described split type portable terminal; Obtain advise for payments message; According to described advise for payments message and the payment account information shared with the handset of described split type portable terminal, pay and obtain payment information; According to described payment information, described shared payment account information is managed, herein, it mainly is to upgrade accounts information that described shared payment account information is managed, and payment information is sent to handset.
The payment account information that the handset of the embodiment of the invention or main frame are shared according to advise for payments message and both sides is paid and is obtained payment information, so that main frame is according to described payment information, the payment account information of sharing is managed, realized the handset of split type portable terminal and the purpose that host computer using shared payment account information is paid.
Above disclosed is preferred embodiment of the present invention only, can not limit the present invention's interest field certainly with this, and therefore the equivalent variations of doing according to claim of the present invention still belongs to the scope that the present invention is contained.
Claims (10)
1, a kind of method of payment of portable terminal is characterized in that, described method comprises:
First handset of split type portable terminal is obtained advise for payments message;
Described first handset is according to described advise for payments message and shared payment account information, pay and obtain payment information, wherein, the described shared payment account information main frame that is described first handset and split type portable terminal is shared the accounts information of account;
Described first handset sends to described main frame with described payment information, so that described main frame according to described payment information, manages described shared payment account information.
2, method according to claim 1 is characterized in that, the step that first handset of described split type portable terminal is obtained advise for payments message also comprises afterwards:
First handset judge the consumption classification also determined in the described advise for payments message or/and the consumption amount within the obligation authority of this first handset, wherein, the obligation authority of described first handset is by the host setting of described split type portable terminal.
3, method according to claim 1 and 2 is characterized in that, described first handset is according to described advise for payments message and shared payment account information, pays and obtain also to comprise after the step of payment information:
Described first handset sends to described payment information second handset of split type portable terminal.
4, method according to claim 3 is characterized in that, described first handset with the step that described payment information sends to described main frame is:
Described first handset sends to described main frame by bluetooth approach, wireless interconnected net mode or communication with described payment information;
Accordingly, described first handset with the step that described payment information sends to second handset of split type portable terminal is:
Described first handset sends to described payment information by bluetooth approach, wireless interconnected net mode or communication second handset of split type portable terminal.
5, method according to claim 1 is characterized in that, described method also comprises:
When needs are inquired about described payment account information, can in first handset, inquire about described payment account information or in main frame, inquire about described payment account information by described first handset.
6, a kind of method of payment of portable terminal is characterized in that, described method comprises:
The main frame of split type portable terminal obtains advise for payments message;
Described main frame is according to described advise for payments message and shared payment account information, pays and obtains payment information, and wherein, first handset that described shared payment account information is described main frame and split type portable terminal is shared the accounts information of account;
Described main frame manages described shared payment account information according to described payment information.
7, a kind of split type portable terminal is characterized in that, first handset of described split type portable terminal comprises:
Memory module is used to store the payment account information of sharing with the main frame of described split type portable terminal;
The advise for payments acquisition module is used to obtain advise for payments message;
Payment module is used for the payment account information of the advise for payments message obtained according to described advise for payments acquisition module and described memory module storage, pays and obtains payment information;
The first payment information sending module is used for the payment information that described payment module is obtained is sent to described main frame, so that described main frame according to described payment information, manages described shared payment account information.
8, split type portable terminal according to claim 7 is characterized in that, first handset of described split type portable terminal also comprises:
The authority determination module, be used for judging and determine the advise for payments message that described advise for payments acquisition module obtains the consumption classification or/and the consumption amount within the obligation authority of this first handset, so that described payment module is paid according to described obligation authority, wherein, the obligation authority of described first handset is by the host setting of described split type portable terminal.
9, according to claim 7 or 8 described split type portable terminals, it is characterized in that first handset of described split type portable terminal also comprises:
The second payment information sending module is used for the payment information that described payment module is obtained is sent to second handset of split type portable terminal.
10, a kind of split type portable terminal is characterized in that: the main frame of described split type portable terminal is used to store the payment account information of sharing with the handset of described split type portable terminal; Obtain advise for payments message; According to described advise for payments message and described shared payment account information, pay and obtain payment information; According to described payment information, described shared payment account information is managed.
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| Application Number | Priority Date | Filing Date | Title |
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| CNA2009100380461A CN101504743A (en) | 2009-03-20 | 2009-03-20 | Mobile terminal payment method and split type mobile terminal |
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| CNA2009100380461A CN101504743A (en) | 2009-03-20 | 2009-03-20 | Mobile terminal payment method and split type mobile terminal |
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| CNA2009100380461A Pending CN101504743A (en) | 2009-03-20 | 2009-03-20 | Mobile terminal payment method and split type mobile terminal |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN102075515A (en) * | 2010-11-23 | 2011-05-25 | 深圳Tcl新技术有限公司 | Transfer method of user account number information |
| CN102215292A (en) * | 2011-05-16 | 2011-10-12 | 深圳市隆宇世纪科技有限公司 | System and method for controlling electronic lock by mobile phone Bluetooth module |
| CN103208075A (en) * | 2013-03-29 | 2013-07-17 | 东莞宇龙通信科技有限公司 | Near field communication (NFC) technology-based payment method and payment system |
| CN104732134A (en) * | 2015-04-10 | 2015-06-24 | 北京深思数盾科技有限公司 | Information safety device with software protection function and authentication method thereof |
| CN105493114A (en) * | 2013-08-20 | 2016-04-13 | 因斯塔配有限公司 | Mobile card sharing service method and system with enhanced security |
| CN107886323A (en) * | 2017-01-11 | 2018-04-06 | 张凯 | A kind of mobile payment on-site supervision prompt system and its implementation |
| CN108629577A (en) * | 2017-03-24 | 2018-10-09 | 东莞宇龙通信科技有限公司 | NFC payment and NFC payment terminal |
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2009
- 2009-03-20 CN CNA2009100380461A patent/CN101504743A/en active Pending
Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102075515A (en) * | 2010-11-23 | 2011-05-25 | 深圳Tcl新技术有限公司 | Transfer method of user account number information |
| CN102075515B (en) * | 2010-11-23 | 2014-06-18 | 深圳Tcl数字技术有限公司 | Transfer method of user account number information |
| CN102215292A (en) * | 2011-05-16 | 2011-10-12 | 深圳市隆宇世纪科技有限公司 | System and method for controlling electronic lock by mobile phone Bluetooth module |
| CN102215292B (en) * | 2011-05-16 | 2013-07-10 | 深圳市金立通信设备有限公司 | System and method for controlling electronic lock by mobile phone Bluetooth module |
| CN103208075A (en) * | 2013-03-29 | 2013-07-17 | 东莞宇龙通信科技有限公司 | Near field communication (NFC) technology-based payment method and payment system |
| CN105493114A (en) * | 2013-08-20 | 2016-04-13 | 因斯塔配有限公司 | Mobile card sharing service method and system with enhanced security |
| CN104732134A (en) * | 2015-04-10 | 2015-06-24 | 北京深思数盾科技有限公司 | Information safety device with software protection function and authentication method thereof |
| CN107886323A (en) * | 2017-01-11 | 2018-04-06 | 张凯 | A kind of mobile payment on-site supervision prompt system and its implementation |
| CN107886323B (en) * | 2017-01-11 | 2022-04-12 | 张凯 | Mobile payment field monitoring prompt system and implementation method thereof |
| CN108629577A (en) * | 2017-03-24 | 2018-10-09 | 东莞宇龙通信科技有限公司 | NFC payment and NFC payment terminal |
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Application publication date: 20090812 |