CN101051373A - Method for processing batch data and method for batch transfer cash, entering account and out-of-account - Google Patents

Method for processing batch data and method for batch transfer cash, entering account and out-of-account Download PDF

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Publication number
CN101051373A
CN101051373A CNA2006100255542A CN200610025554A CN101051373A CN 101051373 A CN101051373 A CN 101051373A CN A2006100255542 A CNA2006100255542 A CN A2006100255542A CN 200610025554 A CN200610025554 A CN 200610025554A CN 101051373 A CN101051373 A CN 101051373A
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China
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transaction
accounts
expenditure
item
entering
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Inventor
戚跃民
吴金坛
胡文斌
万高峰
李洁
陆尔东
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China Unionpay Co Ltd
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China Unionpay Co Ltd
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Priority to CNA2006100255542A priority Critical patent/CN101051373A/en
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Abstract

The present invention discloses a processing method of batch data. Said processing method includes the following steps: sending data processing request file, said request file includes at least one data processing transaction; for every transaction sending processing request message; real-time processing the described processing request message and returning replay message; according to the described reply message sending result file including at least one processing result.

Description

The disposal route of batch data and the method for remitting money income, entering an item of expenditure in the accounts in batches
Technical field
The present invention relates to a kind of inter-system data transmission process field, particularly relate to a kind of disposal route of batch data, and the method for remitting money income, entering an item of expenditure in the accounts in batches between a kind of system.
Background technology
With reference to Fig. 1, show the disposal route commonly used of a kind of batch data in the prior art.Data processing is submitted between method, system and the exchange system, each step is all transmitted the form of batch data packing employing file and handled between exchange system and the data processing take over party system.The file that each system analysis receives is handled one by one to data wherein, and the object information of processing is also packed and adopted the form of file to return.The disposal route that is existing batch data adopts " submission+batch processing in batches ", but because the security requirement that batch data is handled is higher and batch data focuses on and need take than multi-system resource, so the treatment step that has need carry out in the time of default specially, and the time of each default is also inequality, thereby cause the time interval between the various processes bigger, so seriously reduced the ageing of data processing, and for data such as ecommerce, bank accountings, it is ageing delays being difficult to tolerate.
Processing procedure with the bank accounting data is that example is analyzed in detail to prior art shown in Figure 1 below: each data handling procedure can be thought a transaction, so adopt following word to replace being described said system: " method, system is submitted in transaction to ", " transaction exchange system " and " transaction take over party system ".
The processing of data if this processing procedure is entered an item of expenditure in the accounts for remitting money in batches, then treatment scheme is following steps:
Step 11, " transaction submit to method, system " submits the demand file of entering an item of expenditure in the accounts of remitting money to " transaction exchange system ", and this document comprises some stroke moneys requests transaction of entering an item of expenditure in the accounts.
Step 12, " transaction exchange system " carries out preliminary examination to remitting money of the receiving demand file of entering an item of expenditure in the accounts.
Step 13, if remit money and enter an item of expenditure in the accounts file by preliminary examination, then " transaction exchange system " comprises the request of the entering an item of expenditure in the accounts settlement file by preliminary examination to " transaction take over party system " transmission, comprises some stroke moneys request settlement bargain of entering an item of expenditure in the accounts in this document.
A pen processing pursue in transaction in the request of the entering an item of expenditure in the accounts settlement file that step 14, " transaction take over party system " were sent " transaction exchange system " in the time of both sides' agreement.After all disposing, return the affirmation settlement file of entering an item of expenditure in the accounts to " transaction exchange system ", this document comprises some transactions.
Step 15, " transaction exchange system " checked the affirmation settlement file of receiving of entering an item of expenditure in the accounts in the time of agreement.
Step 16 is confirmed file by checking if enter an item of expenditure in the accounts to settle accounts, and then returns the clearing that only comprise the Successful Transaction record to " method, system is submitted in transaction to " behind " transaction exchange system " clearance and confirms file.
If this processing procedure is the processing of the income data of remitting money in batches, then treatment scheme is following steps:
Step 11 ', " method, system is submitted in transaction to " submits the income demand file of remitting money to " transaction exchange system ", and this document comprises some stroke money income requests transaction.
Step 12 ', " transaction exchange system " carries out preliminary examination to the income demand file of remitting money of receiving.
Step 13 ', if remit money the income file by preliminary examination, then " transaction exchange system " sends the income request settlement file that comprises by preliminary examination to " transaction take over party system ", comprises some stroke money income request settlement bargains in this document.
Step 14 ', a pen processing pursue in the transaction in the income request settlement file that " transaction take over party system " sent " transaction exchange system " in the time of both sides' agreement.After all disposing,, then return income refusal settlement file to " transaction exchange system " if the transaction (not existing as user identification code) that can't charge is arranged.
Step 15 ', " transaction exchange system " checked the income refusal file that " transaction take over party system " returns in the time of both sides' agreement.
Step 16 ', income refusal file checks that as if passing through then " transaction exchange system " cleared the income refusal transaction of passing through, and sends income refusal transaction file to " the submission method, system of concluding the business " then, the refusal of paying out that includes only success in this document is concluded the business.
Owing to comprise that the processing procedure of the file of batch data takies the computational resource of system very much, for the processing as early as possible that does not influence other data of system handles and guarantee described batch data,, General System carries out the processing of described batch data so need setting certain time; And because the time that each system sets and inequality, so cause the time interval between step longer.In the more than existing scheme, the section processes step need be carried out in the time of each side's agreement, and the time interval between each step be generally 10 several hrs, thereby seriously reduced the real-time and the treatment effeciency of transaction processing.
And for the data handling procedure of income in the prior art, owing to adopt batch mode, the transaction exchange system is cleared the income amount of money to transaction take over party system under the situation of take over party system permission that do not obtain concluding the business, referring to step 13 '.Therefore, when transaction take over party system refused these transaction again, the transaction exchange system just must carry out " oppositely clearance " to those unaccepted transaction., be exactly to finish all data computation earlier promptly, when wherein some data computation is invalid, carry out backwards calculation again, restore to the original state for data handling procedure; Above-mentioned treatment scheme has obviously increased data processing amount, serious waste system handles resource.
In addition, the data processing of turnover account adopts essentially identical treatment scheme in the prior art, processing procedure for the income data of remitting money in batches, if there are not enough funds among the side of the entering an item of expenditure in the accounts account, the processing procedure of income data is directly to user's income but described batch is remitted money, then can't avoid to behind user's income, and can't ask for the risk of fund to the side of entering an item of expenditure in the accounts.
Summary of the invention
In view of the above problems, the purpose of this invention is to provide the disposal route that a kind of treatment scheme is simple smooth, improved the batch data of transaction processing efficient and instantaneity, and based on remitting money of this method enter an item of expenditure in the accounts, the income solution.
For solving the problems of the technologies described above, the objective of the invention is to be achieved through the following technical solutions:
A kind of disposal route of batch data comprises:
Send the data processing request file, comprise at least one data processing transaction in this demand file;
Send processing request message at every transaction;
Handle described processing request message in real time, and the echo reply message;
According to described response message, send the destination file that comprises at least one result.
The method of remitting money and entering an item of expenditure in the accounts in batches between a kind of system comprises:
The transmission demand file of entering an item of expenditure in the accounts of remitting money, this is remitted money to enter an item of expenditure in the accounts and comprises at least one stroke money requests transaction of entering an item of expenditure in the accounts in the demand file;
Send the request message of entering an item of expenditure in the accounts at every transaction;
Handle the described request message of entering an item of expenditure in the accounts in real time, and return the response message of entering an item of expenditure in the accounts;
According to the described response message of entering an item of expenditure in the accounts, send the destination file of entering an item of expenditure in the accounts that comprises at least one result.
Preferably, the method for remitting money and entering an item of expenditure in the accounts in batches between described system also comprises:
The described demand file of entering an item of expenditure in the accounts of remitting money of preliminary examination;
If preliminary examination is passed through, then every transaction of passing through at preliminary examination sends the request message of entering an item of expenditure in the accounts.
Preferably, if preliminary examination refusal file is then returned in the file or the transaction that exist preliminary examination not pass through.
Preferably, if the whole demand file of entering an item of expenditure in the accounts of remitting money is rejected, then described preliminary examination refusal file comprises file identifier; If certain transaction is rejected, then described preliminary examination refusal file comprises the particular content of this transaction.
Preferably, according to the disposition of request message take over party to message of entering an item of expenditure in the accounts, the definite transaction at next record sends the time of the request message of entering an item of expenditure in the accounts.
Remit money in batches between a kind of system method of income comprises:
The transmission income demand file of remitting money comprises at least one stroke money income requests transaction in this income demand file of remitting money;
Send the income request message at every transaction;
Handle described income request message in real time, and return the income response message;
According to described income response message, send the income destination file that comprises at least one result.
Preferably, the method for the income of remitting money in batches between described system is characterized in that, also comprises:
The described income demand file of remitting money of preliminary examination;
If preliminary examination is passed through, then every transaction of passing through at preliminary examination sends the income request message.
Preferably, the method for the income of remitting money in batches between described system before sending the income request message at every transaction, also comprises:
Gather according to the method, system of entering an item of expenditure in the accounts under the transaction, draw the amount payable of this method, system of entering an item of expenditure in the accounts;
Send online account verification message to this method, system of entering an item of expenditure in the accounts;
This method, system of entering an item of expenditure in the accounts is checked account balance, and the record result also returns the account verification response message.
Preferential, the method for the income of remitting money in batches between described system also comprised before sending the income request message at every transaction:
If account balance is enough to satisfy transaction, then send the request message of entering an item of expenditure in the accounts at every transaction;
Handle the described request message of entering an item of expenditure in the accounts in real time, and return the response message of entering an item of expenditure in the accounts.
This patent proposes a kind of disposal route of batch data, and a kind of real-time remitting money entered an item of expenditure in the accounts, the income solution based on changeing in batches, promptly " submits in batches+handle in real time ", and this scheme is compared with existing " batch submission+batch processing " and had the following advantages:
Treatment scheme of the present invention is simply smooth; The present invention is less to the improvement of the treatment scheme of existing batch data, still adopts the mode of submitting in batches in data are submitted to, only the mode of treatment step by online message is realized real-time processing; Guaranteeing on the basis of handling in real time that flow process is simply smooth, does not increase unnecessary data processing step.And the present invention is owing to adopt real-time processing at every transaction, so do not need to form settlement file, also just do not needed the inspection step of this settlement file, need gather every data result to get final product, thereby simplify treatment scheme.
Because the present invention has adopted the mode of real-time processing to every transaction,, reduce the processing of data such as ecommerce, bank accounting and delay so can improve the instantaneity that batch data is handled.For real-time remitting money entered an item of expenditure in the accounts, the income solution based on changeing in batches, then can realize real-time credit, can provide more convenient service for the holder; The account of the deduction side of entering an item of expenditure in the accounts has improved transaction processing efficient in real time.Owing to handle in real time, system can not need to set the special time simultaneously, and instant the reception handles getting final product in real time, thereby has also just avoided between the various processes owing to the different time intervals that cause of setting-up time.
Based on changeing in batches in the real-time income method of remitting money, in real time before the income data processing by the inspection side of entering an item of expenditure in the accounts account's available balance, can guarantee that there are enough funds the side of entering an item of expenditure in the accounts.It can guarantee correctly the carrying out of income data in real time treatment step of back, and the income data processing that can not cause being correlated with owing to " method, system of entering an item of expenditure in the accounts " problems such as Sorry, your ticket has not enough value is that invalidation or needs cancellation are handled again, thereby can reduce the error rate of income data processing, avoid cancellation and handled the unnecessary data handling procedure of bringing, conserve system resources again.On commerce is used, also can avoid to behind user's income, and can't ask for the data processing transaction risk of fund to the side of entering an item of expenditure in the accounts.
The present invention is in the real-time processing for every data, transaction is too intensive brings system pressure for " transaction take over party system " in order to avoid, " transaction exchange system " can send a transaction every certain time interval, also can be according to the disposition of request message take over party of entering an item of expenditure in the accounts to message, the definite transaction at next record sends the time of the request message of entering an item of expenditure in the accounts, thereby avoid mass data to handle the system failure of bringing in real time, and can adapt to the processing power of different system different time points.
Description of drawings
The present invention is further detailed explanation below in conjunction with the drawings and specific embodiments.
Fig. 1 is the system information flow process figure of the disposal route of existing a kind of batch data;
Fig. 2 is the flow chart of steps of the disposal route of a kind of batch data of the present invention;
Fig. 3 is a kind of based on changeing in batches the enter an item of expenditure in the accounts information flow chart of disposal route of remitting money of handling in real time;
Fig. 4 is a kind of based on the information flow chart that changes the income disposal route of handling in real time of remitting money in batches.
Embodiment
With reference to Fig. 2, be the process flow diagram of the disposal route of a kind of batch data of the present invention.Treatment scheme of the present invention can be carried out between " transaction take over party system ", " transaction exchange system " and " method, system is submitted in transaction to ".
Step 21 sends the data processing request file, comprises at least one data processing transaction in this demand file.
Described data processing request file can be initiated by " method, system is submitted in transaction to ".Described file is a data layout, and promptly the data processing transaction request is that mode by file realizes submitting in batches.Preferably, before step 22, can also comprise " transaction exchange system " preliminary examination step: the described data processing request file of preliminary examination to described data processing request file; If preliminary examination is passed through, then every transaction of passing through at preliminary examination sends processing request message, thereby realizes handling in real time by the processing to every transaction.If preliminary examination refusal file is then returned in the file or the transaction that exist preliminary examination not pass through, thereby can avoid in data handling procedure owing to the request record leads to errors.
If the whole demand file of entering an item of expenditure in the accounts of remitting money is rejected, then described preliminary examination refusal file comprises that file identifier gets final product; If certain transaction is rejected, then described preliminary examination refusal file need comprise the particular content of this transaction.
Step 22 sends processing request message at every transaction.
Bring system pressure for fear of the transaction processing message that sends is too intensive to " transaction take over party system ", " transaction exchange system " can send the request message of entering an item of expenditure in the accounts at a transaction every certain time interval.Certainly, because different " transaction take over party systems " has different processing poweies, the different time has different processing poweies; And because " transaction take over party system " also carrying out other data handling procedures simultaneously, so same even " transaction take over party system ", also can be owing to other data handling procedures of carrying out simultaneously cause different processing poweies.So, processing power for best adaptation different system different time points, " transaction exchange system " can be according to the disposition of request message take over party to message of entering an item of expenditure in the accounts, determine that at next record transaction sends the time of the request message of entering an item of expenditure in the accounts, promptly the time interval between two messages is that processing power according to " transaction take over party system " changes.The disposition of described " transaction take over party system " can be known by the real-time feedback of " transaction take over party system "; Certainly, described real-time feedback can be returned with following response message, also can return separately.
Step 23 is handled described processing request message in real time, and the echo reply message.
Step 22,23 has realized the real-time processing and the echo reply of every transaction, thereby following situation can not take place: several included transaction of whole file all do not dispose, but the time of both sides' agreement expires, then can only to be delayed to next designated time finish the processing procedure of residue transaction, and this situation has had a strong impact on ageing that batch data handles.Because the present invention has avoided the generation of above-mentioned situation, thereby can guarantee the instantaneity that batch data is handled, simplify treatment scheme.Owing to handle in real time, system can not need to set the special time simultaneously, and instant the reception handles getting final product in real time, thereby has also just avoided between the various processes owing to the different time intervals that cause of setting-up time.
Step 24 according to described response message, sends the destination file that comprises at least one result, promptly returns the detail as a result that batch data is handled, and the result who batch data is handled by the form of file adds up and exports.
With reference to Fig. 3, be a kind of based on changeing in batches the enter an item of expenditure in the accounts information flow chart of disposal route of remitting money of handling in real time.Embodiment shown in Figure 3 is preferred concrete application of method in bank remits money out account system that batch data of the present invention is handled.
Step 31, " method, system is submitted in transaction to " submits the demand file of entering an item of expenditure in the accounts of remitting money to " transaction exchange system ".This document comprises some stroke moneys requests transaction of entering an item of expenditure in the accounts, every transaction can comprise following information element: submit to Institution Code, user at the identification number of transaction take over party system (as bank's card number, bankbook number, account number etc., hereinafter to be referred as " user identification code "), the key message of the amount of money, transaction Currency Type, this transaction difference and other transaction of entering an item of expenditure in the accounts of remitting money.For example, " transaction submit to method, system " submitted the transaction of entering an item of expenditure in the accounts of 120 stroke moneys to " transaction exchange system ".
Step 32, " transaction exchange system " carries out preliminary examination to remitting money of the receiving demand file of entering an item of expenditure in the accounts, the main scope of examination can comprise: (1) " method, system is submitted in transaction to " submitted to, and whether remit money enter an item of expenditure in the accounts transaction record that demand file comprises meets both sides' form agreement, does not refuse this transaction record if meet both sides' the about rule of form; (2) whether remit money the enter an item of expenditure in the accounts transaction record of makeing mistakes in the demand file of " transaction submit to method, system " industry of submitting to exceeds the number (or accounting) of agreement.Such as in the file if there is the record that exceeds more than 10 to make mistakes (or exceed 10% record make mistakes), then this document is considered to fly-by-night, whole file should be rejected.
After more than inspection finishes, " transaction exchange system " will return preliminary examination refusal file to " method, system is submitted in transaction to " in the time of agreement, comprising refusal and refusal to concluding the business to whole file, if whole file is rejected, then will include only unaccepted filename, file name identifiers such as file date in the preliminary examination refusal file; If certain transaction record is rejected, then comprise the full content of this unaccepted transaction record in the preliminary examination refusal file.For example, in above-mentioned 120 stroke moneys were entered an item of expenditure in the accounts transaction, " transaction exchange system " through checking, finding had 20 transactions not meet the clearance requirement, has then refused to comprise in the file full content of this 20 transaction.
Described preliminary examination step 32 is a preferred steps, and the transaction record of entering an item of expenditure in the accounts that can avoid makeing mistakes enters treatment scheme.
Step 33 is entered an item of expenditure in the accounts demand file by preliminary examination if remit money, and then " transaction exchange system " starts following process immediately: (1) which transaction take over party system this mails to according to " user identification code " in every transaction judgement on-line transaction.(2) the log-in message of entering an item of expenditure in the accounts that the demand file format conversion of " method, system is submitted in transaction to " being submitted to of entering an item of expenditure in the accounts can receive and discern for " the take over party system concludes the business ", can comprise following information element in this message: submit to Institution Code, user at the identification number of transaction take over party system (as bank's card number, bankbook number, account number etc., hereinafter to be referred as " user identification code "), the key message of the amount of money, transaction Currency Type, this transaction difference and other transaction of entering an item of expenditure in the accounts of remitting money.
Certainly, bring system pressure for " transaction take over party system " for fear of transaction is too intensive, " transaction exchange system " can send a transaction every certain time interval.
Step 34, " transaction take over party system " is after receiving the online request message of entering an item of expenditure in the accounts, start following processing procedure immediately: deduct the corresponding amount of money from the account of " user identification code " appointment, and the whether successful state of record, return the response message of entering an item of expenditure in the accounts to " transaction exchange system " immediately then, can comprise following information element in this message: submit Institution Code to, the user at the identification number of transaction take over party system (as bank's card number, bankbook number, account numbers etc. are hereinafter to be referred as " user identification code "), the amount of money of entering an item of expenditure in the accounts of remitting money, the transaction Currency Type, the key message of this transaction difference and other transaction, result.
For example, in above-mentioned 120 stroke moneys are entered an item of expenditure in the accounts transaction,, repeat step 33 and step 34 100 times, can finish the real-time processing of 100 transactions that preliminary examination passes through so circulate owing to refused 20 transactions.
Step 35, " transaction exchange system " receives the state of record transaction behind the response message of " transaction take over party system ", and the agreement time return the transaction processing destination file to the side of accepting, the result that can comprise All Activity, " transaction exchange system " mainly finishes following work in this process: gather the transaction processing result according to " submission Institution Code " (1), the transaction that belongs to same " method, system is submitted in transaction to " is packaged into the destination file of entering an item of expenditure in the accounts returns to " method, system is submitted in transaction to ".(2) finish of the format conversion work of online message to file layout.For example, in above-mentioned 120 stroke moneys were entered an item of expenditure in the accounts transaction, " transaction exchange system " returned the result detail that 100 stroke moneys are entered an item of expenditure in the accounts and concluded the business to " method, system is submitted in transaction to ".
With reference to Fig. 4, be a kind of based on the information flow chart that changes the income of handling in real time of remitting money in batches.Embodiment shown in Figure 4 is preferred concrete application of method in bank remits money the income system that batch data of the present invention is handled.
Step 41, " method, system is submitted in transaction to " submits the income demand file of remitting money to " transaction exchange system ", this document comprises some stroke money income requests transaction, every transaction can comprise following information element: submit Institution Code to, the user at the identification number of method, system of entering an item of expenditure in the accounts (as bank's card number, bankbook number, account number etc., hereinafter to be referred as " side's of entering an item of expenditure in the accounts user identification code "), the user at the identification number of income method, system (as bank's card number, bankbook number, account numbers etc. are hereinafter to be referred as " income side's user identification code "), the income amount of money of remitting money, the transaction Currency Type, the key message of this transaction difference and other transaction etc.For example, the service provider has submitted the income transaction of remitting money of 120 industries as " transaction submit to method, system " to " transaction exchange system " (for example, system of Unionpay).
Step 42, " transaction exchange system " carries out preliminary examination to the income demand file of remitting money of receiving, the main scope of examination is: whether the transaction record that the income demand file of remitting money that (1) " method, system is submitted in transaction to " submitted to comprises meets both sides' form agreement, does not refuse this transaction record if meet both sides' the about rule of form; (2) whether the remit money transaction record of makeing mistakes in the income demand file of " transaction submit to method, system " industry of submitting to exceeds the number (or accounting) of agreement.Such as in the file if there is the record that exceeds more than 10 to make mistakes (or exceed 10% record make mistakes), then this document is considered to fly-by-night, whole file should be rejected.After more than inspection finishes, " transaction exchange system " will return preliminary examination refusal file to " method, system is submitted in transaction to " in the time of agreement, comprising refusal and refusal to concluding the business to whole file, if whole file is rejected, then will include only unaccepted filename, file name identifiers such as file date in the preliminary examination refusal file; If certain transaction record is rejected, then comprise the full content of this unaccepted transaction record in the preliminary examination refusal file.Described preliminary examination step 42 is a preferred steps, and the transaction record of entering an item of expenditure in the accounts that can avoid makeing mistakes enters treatment scheme.
For example, aforesaid 120 industries are remitted money in the income transaction, and " transaction exchange system " through checking, finding has 20 transactions not meet the clearance requirement, has then refused to comprise in the file particular content of this 20 transaction.
Step 43, for the transaction by aforementioned preliminary examination step, " transaction exchange system " will carry out following processing: (1) is sorted according to the method, system of entering an item of expenditure in the accounts under these transaction and is gathered, and calculates the total charge that each " method, system of entering an item of expenditure in the accounts " should be paid; (2) whether send the online account verification message that it can be discerned to " method, system of entering an item of expenditure in the accounts ", entering an item of expenditure in the accounts with check has enough funds to pay in the method, system.
Step 44, after " method, system of entering an item of expenditure in the accounts " receives account's confirmation message, carry out following processing: (1) checks that whether the side of entering an item of expenditure in the accounts account's available balance is greater than the total charge of income of remitting money in batches, if reply greater than then returning success; What Sorry, your ticket has not enough value if available balance, is then returned account funds less than the total charge of the income of remitting money in batches replys.(2) record result and return the account verification response message to " transaction exchange system ".
Step 45, the account verification response message that " transaction exchange system " reception " method, system of entering an item of expenditure in the accounts " is returned, if the side's of entering an item of expenditure in the accounts account balance is enough paid all income transaction, then " transaction exchange system " will carry out following operation: (1) is concluded the business to income by pen and is handled.(2) each income transaction transfers " method, system of entering an item of expenditure in the accounts " that correspondence is mail in a request of entering an item of expenditure in the accounts to, comprises following information element in the request message of entering an item of expenditure in the accounts: the key message of the side's of entering an item of expenditure in the accounts user identification code, the amount of money, transaction Currency Type, this transaction difference and other transaction.
Step 46, " method, system of entering an item of expenditure in the accounts " are received and carried out following processing after " request of entering an item of expenditure in the accounts ": (1) deducts designated amounts in real time from the side of entering an item of expenditure in the accounts account.(2) result of recording operation and to " transaction exchange system " echo reply comprises following information element in the response message: the key message of the side's of entering an item of expenditure in the accounts user identification code, the amount of money, transaction Currency Type, this transaction difference and other transaction, result etc.
Step 43, step 44, step 45 and step 46 can be the preferred steps of income data processing, it can guarantee correctly the carrying out of income data processing step of back, and the income data processing that can not cause owing to some problem of " method, system of entering an item of expenditure in the accounts " being correlated with is that invalidation or needs cancellation are handled again, thereby reduce the error rate of income data processing, avoid cancellation and handled the unnecessary data handling procedure of bringing, conserve system resources again.
Step 47, after " transaction exchange system " receives the response message that " method, system of entering an item of expenditure in the accounts " return, carry out following operation: generate the income request message according to income side's user identification code, comprise following information element in the income request message: the key message of income side's user identification code, the amount of money, transaction Currency Type, this transaction difference and other transaction etc.
Step 48, " income method, system " carries out following operation after receiving the income request message of " transaction exchange system ": (1) increases designated amounts in real time from income side account.(2) result of recording operation and return income to " transaction exchange system " and reply comprises following information element in the response message: the key message of income side's user identification code, the amount of money, transaction Currency Type, this transaction difference and other transaction, result etc.For example, aforesaid 120 industries are remitted money in the income transaction, and 100 transactions have been passed through in preliminary examination, if the side's of entering an item of expenditure in the accounts account balance is enough paid all income transaction, then circulation repeats step 45, step 46, step 47 and step 48 100 times.
Step 49, treat that all income transaction by preliminary examination all dispose after, " transaction exchange system " carries out following operation: (1) gathers all results, gathers according to submitting to Institution Code to classify; (2) transaction that will belong to same " transaction submit to method, system " is aggregated in the file and mails to corresponding " method, system is submitted in transaction to ", has comprised the remit money result (can contain Successful Transaction and failed transactions) of income transaction of each industry in this document.Owing to adopt the mode of handling in real time among the present invention, promptly concluding the business exchange system must be after online the replying that obtains the success of income method, system, just can clear this income transaction, that is to say that the income method, system agreed this transaction in in-line procedure, the back just can not occur having disagreed with the situation of clearance again, so this motion need not " oppositely clearance " process, has reduced data handling procedure, has saved system resource.
For example, aforesaid 120 industries are remitted money in the income transaction, finish real-time processing after, " transaction exchange system " (for example, the system of Unionpay) returns the remit money result detail of income transaction of 100 industries to service provider, handle for the service provider as " transaction submit to method, system ".
More than to the disposal route of a kind of batch data provided by the present invention, and enter an item of expenditure in the accounts based on remitting money in batches between the system of this method, the income method is described in detail, used specific case herein principle of the present invention and embodiment are set forth, the explanation of above embodiment just is used for helping to understand method of the present invention and core concept thereof; Simultaneously, for one of ordinary skill in the art, according to thought of the present invention, the part that all can change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention.

Claims (10)

1, a kind of disposal route of batch data is characterized in that, comprising:
Send the data processing request file, comprise at least one data processing transaction in this demand file;
Send processing request message at every transaction;
Handle described processing request message in real time, and the echo reply message;
According to described response message, send the destination file that comprises at least one result.
2, the method for remitting money and entering an item of expenditure in the accounts in batches between a kind of system is characterized in that, comprising:
The transmission demand file of entering an item of expenditure in the accounts of remitting money, this is remitted money to enter an item of expenditure in the accounts and comprises at least one stroke money requests transaction of entering an item of expenditure in the accounts in the demand file;
Send the request message of entering an item of expenditure in the accounts at every transaction;
Handle the described request message of entering an item of expenditure in the accounts in real time, and return the response message of entering an item of expenditure in the accounts;
According to the described response message of entering an item of expenditure in the accounts, send the destination file of entering an item of expenditure in the accounts that comprises at least one result.
3, the method for remitting money and entering an item of expenditure in the accounts in batches between system as claimed in claim 2 is characterized in that, also comprises:
The described demand file of entering an item of expenditure in the accounts of remitting money of preliminary examination;
If preliminary examination is passed through, then every transaction of passing through at preliminary examination sends the request message of entering an item of expenditure in the accounts.
4, the method for remitting money and entering an item of expenditure in the accounts in batches between system as claimed in claim 2 is characterized in that, also comprises: according to the disposition of request message take over party to message of entering an item of expenditure in the accounts, the definite transaction at next record sends the time of the request message of entering an item of expenditure in the accounts.
5, the method for remitting money and entering an item of expenditure in the accounts in batches between system as claimed in claim 3 is characterized in that, also comprises: if preliminary examination refusal file is then returned in the file or the transaction that exist preliminary examination not pass through.
6, the method for remitting money and entering an item of expenditure in the accounts in batches between system as claimed in claim 5 is characterized in that, also comprises:
If the whole demand file of entering an item of expenditure in the accounts of remitting money is rejected, then described preliminary examination refusal file comprises file identifier;
If certain transaction is rejected, then described preliminary examination refusal file comprises the particular content of this transaction.
7, remit money in batches between a kind of system method of income is characterized in that, comprising:
The transmission income demand file of remitting money comprises at least one stroke money income requests transaction in this income demand file of remitting money;
Send the income request message at every transaction;
Handle described income request message in real time, and return the income response message;
According to described income response message, send the income destination file that comprises at least one result.
8, remit money in batches between the system as claimed in claim 7 method of income is characterized in that, also comprises:
The described income demand file of remitting money of preliminary examination;
If preliminary examination is passed through, then every transaction of passing through at preliminary examination sends the income request message.
9, as the method for the income of remitting money in batches between claim 7 or 8 described systems, it is characterized in that, before sending the income request message, also comprise at every transaction:
Gather according to the method, system of entering an item of expenditure in the accounts under the transaction, draw the amount payable of this method, system of entering an item of expenditure in the accounts;
Send online account verification message to this method, system of entering an item of expenditure in the accounts;
This method, system of entering an item of expenditure in the accounts is checked account balance, and the record result also returns the account verification response message.
10, remit money in batches between the system as claimed in claim 9 method of income is characterized in that, also comprises before sending the income request message at every transaction:
If account balance is enough to satisfy transaction, then send the request message of entering an item of expenditure in the accounts at every transaction;
Handle the described request message of entering an item of expenditure in the accounts in real time, and return the response message of entering an item of expenditure in the accounts.
CNA2006100255542A 2006-04-07 2006-04-07 Method for processing batch data and method for batch transfer cash, entering account and out-of-account Pending CN101051373A (en)

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Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CNA2006100255542A CN101051373A (en) 2006-04-07 2006-04-07 Method for processing batch data and method for batch transfer cash, entering account and out-of-account

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105590191A (en) * 2015-09-08 2016-05-18 中国银联股份有限公司 Interface system used for transaction data access, and implementation method thereof
CN106097086A (en) * 2016-06-07 2016-11-09 中国建设银行股份有限公司 Data processing method, device and the system transferred accounts for enterprise
CN108011926A (en) * 2017-11-06 2018-05-08 中国银联股份有限公司 A kind of file transmitting method, processing method, server and system
CN109492034A (en) * 2018-09-17 2019-03-19 中国建设银行股份有限公司 Batch processing system, method, apparatus and storage medium

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105590191A (en) * 2015-09-08 2016-05-18 中国银联股份有限公司 Interface system used for transaction data access, and implementation method thereof
CN106097086A (en) * 2016-06-07 2016-11-09 中国建设银行股份有限公司 Data processing method, device and the system transferred accounts for enterprise
CN108011926A (en) * 2017-11-06 2018-05-08 中国银联股份有限公司 A kind of file transmitting method, processing method, server and system
CN109492034A (en) * 2018-09-17 2019-03-19 中国建设银行股份有限公司 Batch processing system, method, apparatus and storage medium

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