CN101042785A - Video bank system and trading method thereof - Google Patents
Video bank system and trading method thereof Download PDFInfo
- Publication number
- CN101042785A CN101042785A CN 200610034298 CN200610034298A CN101042785A CN 101042785 A CN101042785 A CN 101042785A CN 200610034298 CN200610034298 CN 200610034298 CN 200610034298 A CN200610034298 A CN 200610034298A CN 101042785 A CN101042785 A CN 101042785A
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- Prior art keywords
- bank
- user
- user terminal
- video
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Abstract
This invention discloses one visual bank system and its trade method, which comprises the following steps: user terminal and bank process terminal communicated by wireless, cable or internet type for communication; user terminal comprises first record device and first display device and the bank process end comprises second record device and second display device; the first record device is to record the user sent to the bank process terminal; second display device displays the user terminal images on recording on service person sent to the user terminal; first display device display bank process terminal sends records.
Description
[technical field]
The present invention relates to a kind of video bank system and method for commerce thereof,, can see making video recording of the other side by display screen as user and bank service personnel during by phone or net connection.
[background technology]
Now, the Private Banking of bank's profit focus serves, consultant's formula service request day of interaction is high, and the services channels of existing self-help bank, one-way fashion such as telephone bank and Web bank can not satisfy user's requirement, and do not have the service sensation of face-to-face formula, make the user produce feeling of estrangement.
[summary of the invention]
Fundamental purpose of the present invention is exactly in order to solve the problems of the prior art, a kind of video bank system and method for commerce thereof are provided, make the user when passing through phone or net connection, can see making video recording of the other side, make the user produce cordial feeling by display screen with the bank service personnel.
For achieving the above object, the present invention proposes a kind of video bank system, comprise user terminal and bank process end, communicate by wireless mode, wired mode or interconnected network mode between described bank process end and the user terminal; Described user terminal comprises first recording device and first display device, and described bank process end comprises second recording device and second display device; Described first recording device is used for the user is made video recording, and described user terminal will be made video recording data transmission to bank process end; Described second display device is used for the making video recording of explicit user terminal transmission, and described second recording device is used for the bank service personnel are made video recording, and described bank process end will be made video recording data transmission to user terminal; Described first display device is used to show the making video recording of bank process end transmission.
Described user terminal is a mobile phone.
Described bank process end also comprises the transaction security device, and described transaction security device is used for when the user sends service request, sends a telegraph user's mobile phone, and the request user imports the character or the character string of prior setting and confirms.
For achieving the above object, the invention allows for the method for commerce of a kind of video bank, when user and bank service personnel communicated, both sides also were transferred to the other side with making video recording of oneself simultaneously.
In order to improve the security of customer transaction, may further comprise the steps:
A, user send service request;
The transaction security device of B, bank is sent a telegraph user's mobile phone, and the request user confirms;
C, user import a character or character string is confirmed;
D, bank's confirmation of receipt, transaction is finished.
Wherein, character described in the step C or character string are the password of setting in advance.
The invention has the beneficial effects as follows: video bank system of the present invention makes the user when communicating by phone or internet with the bank service personnel, can see the other side's video recording by recording device, makes the user feel very warm.And, guaranteed the security of transaction by the transaction security device.
Feature of the present invention and advantage will be elaborated in conjunction with the accompanying drawings by embodiment.
[description of drawings]
Fig. 1 represents the block scheme of system of the present invention.
[embodiment]
As shown in Figure 1, system comprises user terminal and bank process end, communicates by wireless mode, wired mode or interconnected network mode between bank process end and the user terminal; User terminal comprises first recording device, first treating apparatus, first receiving device, first dispensing device and first display device, and bank process end comprises second recording device, second treating apparatus, second receiving trap, second dispensing device and second display device; First recording device is used for the user is made video recording, first treating apparatus of user terminal will be made video recording and be outputed to first dispensing device after data are handled, be transferred to second receiving trap of bank process end by wired, wireless or interconnected network mode, second receiving trap data of will making video recording output to second treating apparatus, output to making video recording that the second display device explicit user terminal transmission comes after second treating apparatus is handled.Second recording device is used for the bank service personnel are made video recording, second treating apparatus of bank process end will be made video recording and be outputed to second dispensing device after data are handled, be transferred to the first receiving device of user terminal by wired, wireless or interconnected network mode, the first receiving device data of will making video recording output to first treating apparatus, output to first display device after first treating apparatus is handled and show making video recording that the bank process end transmission comes.
User terminal can be mobile phone or computer.
In order to improve the security of customer transaction, bank process end also comprises the transaction security device, and the transaction security device is used for when the user sends service request, sends a telegraph user's mobile phone, and the request user inputs passwords such as the character of prior setting or character string and confirms.May further comprise the steps:
A, user send service request;
After B, bank carried out transaction processing, the transaction security device was sent a telegraph user's mobile phone, and the request user confirms;
C, user import a character or character string is confirmed, and will confirm that the result returns bank;
D, bank's confirmation of receipt, transaction is finished.
It is 941050955 that the transaction security device can use the patent No., and denomination of invention is disclosed a kind of DNA system in " the antitheft method and apparatus system of saving from damage of noncash immediate payment ".
Claims (6)
1. a video bank system comprises user terminal and bank process end, communicates by wireless mode, wired mode or interconnected network mode between described bank process end and the user terminal; It is characterized in that: described user terminal comprises first recording device and first display device, and described bank process end comprises second recording device and second display device; Described first recording device is used for the user is made video recording, and described user terminal will be made video recording data transmission to bank process end; Described second display device is used for the making video recording of explicit user terminal transmission, and described second recording device is used for the bank service personnel are made video recording, and described bank process end will be made video recording data transmission to user terminal; Described first display device is used to show the making video recording of bank process end transmission.
2. video bank system as claimed in claim 1 is characterized in that: described user terminal is a mobile phone.
3. video bank system as claimed in claim 1 or 2, it is characterized in that: described bank process end also comprises the transaction security device, described transaction security device is used for when the user sends service request, send a telegraph user's mobile phone, the request user imports the character or the character string of prior setting and confirms.
4. the method for commerce of a video bank is characterized in that: when user and bank service personnel communicated, both sides also were transferred to the other side with making video recording of oneself simultaneously.
5. the method for commerce of video as claimed in claim 4 bank is characterized in that may further comprise the steps:
A, user send service request;
The transaction security device of B, bank is sent a telegraph user's mobile phone, and the request user confirms;
C, user import a character or character string is confirmed;
D, bank's confirmation of receipt, transaction is finished.
6. the method for commerce of video as claimed in claim 5 bank is characterized in that: character described in the step C or the character string password for setting in advance.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200610034298 CN101042785A (en) | 2006-03-20 | 2006-03-20 | Video bank system and trading method thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200610034298 CN101042785A (en) | 2006-03-20 | 2006-03-20 | Video bank system and trading method thereof |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101042785A true CN101042785A (en) | 2007-09-26 |
Family
ID=38808275
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200610034298 Pending CN101042785A (en) | 2006-03-20 | 2006-03-20 | Video bank system and trading method thereof |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN101042785A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2009046567A1 (en) * | 2007-10-09 | 2009-04-16 | Kamfu Wong | Automatic teller machine |
-
2006
- 2006-03-20 CN CN 200610034298 patent/CN101042785A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2009046567A1 (en) * | 2007-10-09 | 2009-04-16 | Kamfu Wong | Automatic teller machine |
| CN101821783B (en) * | 2007-10-09 | 2012-09-05 | 黄金富 | Automatic teller machine adopting prepackaged banknote package |
| US8998077B2 (en) | 2007-10-09 | 2015-04-07 | Kamfu Wong | Automatic teller machine using banknote packages packed in advance |
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| C06 | Publication | ||
| PB01 | Publication | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |