CN100538753C - The method of unit financial affairs POS transaction sorted paying and device - Google Patents
The method of unit financial affairs POS transaction sorted paying and device Download PDFInfo
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- CN100538753C CN100538753C CNB2007100094047A CN200710009404A CN100538753C CN 100538753 C CN100538753 C CN 100538753C CN B2007100094047 A CNB2007100094047 A CN B2007100094047A CN 200710009404 A CN200710009404 A CN 200710009404A CN 100538753 C CN100538753 C CN 100538753C
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Abstract
The method of unit financial affairs POS transaction sorted paying and device, relate to POS card settlement method and device, it is characterized in that at first unit financial affairs is set up the unit financial affairs POS card in bank, the revolving fund electronic account is set up on the account backstage, set up the unit settlement terminal in the unit, the unit settlement terminal will carry out network with the bank preposing server and be connected, unit financial affairs is by swiping the card, the input payment, individual's card information, the unit settlement terminal is implemented after various information compare to determine data to be exported to the bank preposing server, and server line data is again handled, amount deducted, the individual that transfers blocks account.Advantage is that the unit financial affairs reimbursement realizes cashless transactions, has made things convenient for the unit financial affairs management, has made things convenient for the individual to go on business and has held, submits an expense account the commentaries on classics card, has ensured unit revolving fund safety.
Description
Technical field:
The present invention relates to POS settlement method and device.
Prior art:
At present the employee submits an expense account travel allowance and other expense generally all is to pay in cash in our unit, i.e. the unit finance revolving fund of getting certain number from bank when the worker submits an expense account, or is paid in cash when getting trip expenses.So there are several problems in operation, and the one, the safety problem that revolving fund is deposited; The 2nd, the possibility number is not enough during unit stock's revolving fund payment, can't whip up payment, must get to bank again; The 3rd, the money transaction inconvenience.
The employee is a guy's bank cards generally, only are used to draw wage or hold consumption.Be not applied to expense reimbursement as yet.
The using method of personal bank card is that the bank preposing server is connected with bank POS machine, the POS machine is provided with and is used for the personal user information input media, be used for user profile is transferred to the transmitting device of bank preposing server, be provided with the personal account comparer of personal account, Information Authentication in the bank preposing server, comparer compares personal information if checking is errorless, then instruct the account backstage to deduct individual savings deposit, the bank preposing server is given in the feedback processing object command, and instruction POS machine shows checkout result.
Summary of the invention:
The objective of the invention is to overcome above-mentioned defective, a kind of method and device of unit financial affairs POS transaction sorted paying is provided.
The invention scheme: the method for unit financial affairs POS transaction sorted paying may further comprise the steps:
(a) at first unit financial affairs is set up the unit financial affairs POS card in bank, the revolving fund electronic account is set up on the account backstage, set up the unit settlement terminal in the unit, the unit settlement terminal will carry out network with the bank preposing server and be connected, and various trading instructions and data can be transmitted between settlement terminal and server;
(b) the unit settlement terminal access device arranged by bank of unit financial affairs is by the receiving element financial affairs POS card information of swiping the card;
(c) behind the unit settlement terminal identification authentication unit financial affairs POS card information, the input amount of money, clearing are judged amount of money limit.Within limit, then import individual card information;
(d) the unit settlement terminal sends data processing instructions to the bank preposing server.
(e) bank preposing server end resolution data processing instruction, carry out validity decision according to tally order after, by the account backstage, on the corresponding amount of money deduction and the personal account of transferring in the unit revolving fund account; Consumption bank preposing server is given in the feedback processing object command.
(f) bank preposing server back information is given the unit client echo and printing as a result to the unit settlement terminal.
The device of unit financial affairs POS transaction sorted paying comprises: the bank preposing server is characterized in that this device also comprises:
Be used for authorization information, send the unit settlement terminal of tally order; This device comprises:
The magnetic track of swiping the card that is used for authentication unit financial affairs POS card,
The input keyboard that be used to import individual card information, decomposes the payment data,
The output unit that is used for output unit financial affairs POS card information and Private Banking's card information and payment data message,
Be used to receive the bank preposing server and feed back payment processes object information device shown,
The comparer that is used for the unit financial affairs Information Authentication, this comparer also comprises:
Be used for comparing unit financial affairs POS card input information and internal storage location finance card information device relatively,
Be used for relatively decomposing the device of payment and limit judgement;
Also comprise the device that is used for storage unit finance revolving fund electronic account in the account backstage of bank preposing server;
The bank preposing server is connected with unit settlement terminal network.
Description of drawings:
Accompanying drawing 1 is the inventive method step block diagram.
Accompanying drawing 2 is apparatus of the present invention synoptic diagram.
The invention advantage: the invention has the advantages that the unit financial affairs reimbursement realizes cashless transactions, convenient The unit financial affairs management, made things convenient for the individual to go on business to hold, submitted an expense account and turn to card, ensured that the unit is for subsequent use Gold safety.
Embodiment:
The step of the inventive method is:
(a) at first unit financial affairs is set up the unit financial affairs POS card in bank, the revolving fund electronic account is set up on the account backstage, set up the unit settlement terminal in the unit, the unit settlement terminal will carry out network with the bank preposing server and be connected, and various trading instructions and data can be transmitted between settlement terminal and server;
(b) the unit settlement terminal access device arranged by bank of unit financial affairs is by the receiving element financial affairs POS card information of swiping the card;
(c) behind the unit settlement terminal identification authentication unit financial affairs POS card information, the input amount of money, clearing are judged amount of money limit.Within limit, then import individual card information;
(d) the unit settlement terminal sends data processing instructions to the bank preposing server.
(e) bank preposing server end resolution data processing instruction, carry out validity decision according to tally order after, by the account backstage, on the corresponding amount of money deduction and the personal account of transferring in the unit revolving fund account; Consumption bank preposing server is given in the feedback processing object command.
(f) bank preposing server back information is given the unit client echo and printing as a result to the unit settlement terminal.
Described step (a) further comprises: the client comprises bank card magnetic track information, password by the card information of the unit settlement terminal access device input that bank arranges.
Described step (b) further comprises: described data processing instructions comprise finance submit an expense account, inquire about, change close, register, sign-out, beat again seal etc.
Described step (c) further comprises: the unit settlement terminal will pass through dedicated network or public network with the bank preposing server, adopt certain communications protocol, adopt certain secrecy provision, the unit settlement terminal can safety the transmission data command to the bank preposing server, the unit settlement terminal also can safety the instruction of sending of reception bank preposing server, guarantee that instruction is not distorted and intercepted.
Described step (d) further comprises: the legitimacy of bank preposing server judgement bank card, the legitimacy of unit settlement terminal, dealing money are in the legitimacy of authorizing limit, if it is illegal, the refusal request, end operation, otherwise the bank preposing server is accepted the account transfer instruction, resolve instruction, the designated amounts of clearing client appointment, return results is given the bank preposing server.
Described step (e) further comprises: the unit settlement terminal is accepted the result that the bank preposing server returns, and prints simultaneously with bar and gives the client.
When the individual submitted an expense account in the unit, the unit financial affairs personnel held unit financial affairs POS earlier and are stuck in the unit settlement terminal magnetic track checking POS card information of swiping the card of swiping the card, and unit, the back settlement terminal comparer of swiping the card compares checking to card using information and memory information.
If the checking of unit financial affairs POS card is errorless, then information passes to output unit.
Unit financial affairs is imported payment with keyboard, and comparer is judged amount of money limit.
If payment judges that then payment passes to output unit within limit.
Finance are imported individual card information with keyboard.
The output unit of unit settlement terminal is given the bank preposing server with unit financial affairs POS card information and Private Banking's card information, payment by network delivery, sends data processing instructions.Bank preposing server end resolution data processing instruction behind the bank preposing server empirical tests unit financial affairs POS card information, after carrying out validity decision according to tally order, by the account backstage, on the corresponding amount of money deduction and the personal account of transferring in the unit revolving fund account; The bank preposing server is given in the feedback processing object command.Bank preposing server back information is given the unit client echo and printing as a result to the unit settlement terminal.
When the amount of money surpasses comparer internal memory quota system given data, the unit financial affairs personnel use unit financial affairs secondary card to realize above operation, and the purpose that unit financial affairs secondary card running program is set is that the wholesale payment must be swiped the card by the higher level personnel identification of holding the secondary card in the unit.
Device of the present invention is: the device of unit financial affairs POS transaction sorted paying comprises: the bank preposing server is characterized in that this device also comprises:
Be used for authorization information, send the unit settlement terminal of tally order; This device comprises:
The magnetic track of swiping the card that is used for authentication unit financial affairs POS card,
The input keyboard that be used to import individual card information, decomposes the payment data,
The output unit that is used for output unit financial affairs POS card information and Private Banking's card information and payment data message,
Be used to receive the bank preposing server and feed back payment processes object information device shown,
The comparer that is used for the unit financial affairs Information Authentication, this comparer also comprises:
Be used for comparing unit financial affairs POS card input information and internal storage location finance card information device relatively,
Be used for relatively decomposing the device of payment and limit judgement;
Also comprise the device that is used for storage unit finance revolving fund electronic account in the account backstage of bank preposing server;
The bank preposing server is connected with unit settlement terminal network.
Described in its operation implementation process such as the inventive method embodiment.
Claims (5)
1, the method for unit financial affairs POS transaction sorted paying is characterized in that may further comprise the steps:
(a) at first unit financial affairs is set up the unit financial affairs POS card in bank, the revolving fund electronic account is set up on the account backstage, set up the unit settlement terminal in the unit, the unit settlement terminal will carry out network with the bank preposing server and be connected, and various trading instructions and data can be transmitted between settlement terminal and server;
(b) the unit settlement terminal access device arranged by bank of unit financial affairs is by the receiving element financial affairs POS card information of swiping the card;
(c) behind the unit settlement terminal identification authentication unit financial affairs POS card information, the input amount of money, clearing are judged amount of money limit.Within limit, then import individual card information;
(d) the unit settlement terminal sends data processing instructions to the bank preposing server.
(e) bank preposing server end resolution data processing instruction, carry out validity decision according to tally order after, by the account backstage, on the corresponding amount of money deduction and the personal account of transferring in the unit revolving fund account; Consumption bank preposing server is given in the feedback processing object command.
(f) bank preposing server back information is given the unit client echo and printing as a result to the unit settlement terminal.
2, the method for unit financial affairs POS transaction sorted paying according to claim 1 is characterized in that: described step (a) further comprises: the client comprises bank card magnetic track information, password by the card information of the unit settlement terminal access device input that bank arranges.
3, the method for unit financial affairs POS transaction sorted paying according to claim 1, it is characterized in that: described step (d) further comprises: the legitimacy of bank preposing server judgement bank card, the legitimacy of unit settlement terminal, dealing money are in the legitimacy of authorizing limit, if it is illegal, the refusal request, end operation, otherwise the bank preposing server is accepted the account transfer instruction, resolves instruction, the designated amounts of clearing client appointment, return results is given the bank preposing server.
4, the method for unit financial affairs POS transaction sorted paying according to claim 1 is characterized in that: described step (c) payment is judged to be when transfiniting volume, uses unit financial affairs secondary POS card to swipe the card.
5, the device of unit financial affairs POS transaction sorted paying comprises the bank preposing server, it is characterized in that this device also comprises:
Be used for authorization information, send the unit settlement terminal of tally order; This device comprises:
The magnetic track of swiping the card that is used for authentication unit financial affairs POS card,
The input keyboard that be used to import individual card information, decomposes the payment data,
The output unit that is used for output unit financial affairs POS card information and Private Banking's card information and payment data message,
Be used to receive the bank preposing server and feed back payment processes object information device shown,
The comparer that is used for the unit financial affairs Information Authentication, this comparer also comprises:
Be used for comparing unit financial affairs POS card input information and internal storage location finance card information device relatively,
Be used for relatively decomposing the decision maker of payment and limit;
Also comprise the device that is used for storage unit finance revolving fund electronic account in the account backstage of bank preposing server;
The bank preposing server is connected with unit settlement terminal network.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNB2007100094047A CN100538753C (en) | 2007-08-27 | 2007-08-27 | The method of unit financial affairs POS transaction sorted paying and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNB2007100094047A CN100538753C (en) | 2007-08-27 | 2007-08-27 | The method of unit financial affairs POS transaction sorted paying and device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN101110149A CN101110149A (en) | 2008-01-23 |
| CN100538753C true CN100538753C (en) | 2009-09-09 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNB2007100094047A Active CN100538753C (en) | 2007-08-27 | 2007-08-27 | The method of unit financial affairs POS transaction sorted paying and device |
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| CN (1) | CN100538753C (en) |
Families Citing this family (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101567109B (en) * | 2009-06-03 | 2012-01-04 | 普天信息技术研究院有限公司 | Device integrating payment and gathering functions, system and trade method |
| CN101980310B (en) * | 2010-11-08 | 2014-03-26 | 中国电信股份有限公司 | Online consumption account-based non-contact payment method and system |
| CN103578199B (en) * | 2012-07-27 | 2017-04-12 | 精工爱普生株式会社 | Information processing device, recording device, server and control method thereof |
| CN105225367A (en) * | 2014-12-04 | 2016-01-06 | 腾势众赢(北京)商务有限公司 | A kind of Table top cashier |
| JP6249506B2 (en) * | 2016-04-06 | 2017-12-20 | Ｆｔｓ株式会社 | Funding demand service providing system, method, provider server, and program |
| CN117709947B (en) * | 2024-02-05 | 2024-04-19 | 广东通莞科技股份有限公司 | POS machine settlement authority management method based on blockchain |
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2007
- 2007-08-27 CN CNB2007100094047A patent/CN100538753C/en active Active
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| Publication number | Publication date |
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| CN101110149A (en) | 2008-01-23 |
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