CN2909409Y - Temporary authorization system device of credit card - Google Patents
Temporary authorization system device of credit card Download PDFInfo
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- CN2909409Y CN2909409Y CNU2005201120844U CN200520112084U CN2909409Y CN 2909409 Y CN2909409 Y CN 2909409Y CN U2005201120844 U CNU2005201120844 U CN U2005201120844U CN 200520112084 U CN200520112084 U CN 200520112084U CN 2909409 Y CN2909409 Y CN 2909409Y
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Abstract
The utility model relates to a computer networking system, particularly a temporary authorization system for banking cards, including a system host and at least a banking card. The system host mainly includes a data storage device for storing client information, a data processing device and a plurality of ports for handling transactions required by clients. The ports are connected with the external financial network and transaction terminal; at least an account is set in the data storage device; and the data processing device identifies the port for transmitting the transaction requirement and selects the account for processing. The system is characterized in that: the mentioned account device is in relation to a banking card with built-in identification information at least; in addition, the temporary authorization storage unit is connected with the account device. The utility model solves the problems of safety and convenience of the funds in account.
Description
Technical field
The utility model relates to a kind of computer network system and disposal route thereof, relates in particular to the bank card temporary authorizing system device.
Background technology
Usually; the bank account holder is at bank counter; ATM; the principle that other-ends such as POS machine are concluded the business is to read the bankbook that the account holder is held at transaction terminal; the password of the magnetic strip information on the media such as deposit card and negotiator's input; with this information by Network Transmission in the system host of issuing bank; system host is checked the information and the account's prime information that receive; if all information are wanted to meet; then system host sends authorized order and concludes the business to transaction terminal; make the negotiator can carry out enchashment; revise account information or the like associative operation; if the account information that is stored among issuing bank's system host can not mate with the account information that receives; then transaction terminal can not get Trading Authorization; can not finish the transaction request that current negotiator proposes; for prevent information needed do not match owing to current negotiator unintentionally input error cause; usually require current negotiator to re-enter password; simultaneously in order to prevent the password conjecture of malice; the number of times that current negotiator is re-entered password has certain limitation; if the input password that current negotiator still can not be correct in the number of times of formulating that re-enters password; in order to protect account holder's interests; the system host of issuing bank sends instruction and confiscates wherein bankbook for current transaction terminal; deposit card or other account information carriers notify current negotiator to rely on identity validation data (as I.D. etc.) to fetch confiscated bankbook to appointed bank then; deposit card or other account information carriers.
The trading password of traditional bank card only is one, or the bankbook of bank account and password of Ka Ge, password is set up by the account-holder, accounts information comprises that password storage stores in the data storage device of customer data in system host, when the account owner concludes the business, the data processing equipment of handling the client trading request in the system host compares the password that stores in the password of user's input and the data storage device, the authorized transactions if password is identical, if difference then do not authorize makes it not reach the purpose of transaction.
Account sets up password for the security of account provides guarantee, makes that the fund in the account is not easy to be extracted unexpectedly, present stage use quite extensive.
But, when adopting above-mentioned password using method, safety for the fund extraction, everyone must extract account on bank or ATM a fund in person, perhaps on the POS machine, pay in person, but when the account owner need extract and pay again can't be in person to working out the place when carrying out above-mentioned a series of transaction, the account owner need authorize a people to replace it to go to conclude the business at this moment, authorization between the account owner and the mandatory has only a kind of at this moment, all authorize the mandatory with bankbook or deposit card together with corresponding password exactly, since the foundation that bank main mandate withdrawer extracts fund be exactly the information that write down in the magnetic stripe in bankbook or the deposit card and with the corresponding password of this information, so the mandatory of this moment is excessive for the operating right of account fund as the withdrawer, at this moment, the withdrawer can carry out as extracting the account fund, operation such as transfer accounts, and can revise password, this generic operation has surpassed account, and everyone wants the scope of authority made, the proprietary property safety of account is caused uncertainty, do not met the possessory interests of account.Simultaneously, because domestic credit system construction is still far from perfect, can't solve these problems again by the mandate of credit.In a word, through for many years, China is domestic not to have very suitable solution to the problems referred to above.
The utility model content
In order to overcome the shortcoming of above-mentioned technology, and increase substantially safety and the efficient that account is used, the utility model provides a kind of bank card temporary authorizing system device.Simultaneously, the utility model also provides the disposal route of bank card temporary authorizing system device.By this method, can utilize the account fund at any time easily, and on the basis of safety, improve the operating efficiency of use fund.
The technical scheme of the utility model technical solution is, the bank card temporary authorizing system device is provided, comprising system host, at least one bank card, system host comprises the data storage device of storing customer data, data processing equipment and a plurality of interface of handling the client trading request, and interface connects outside banking network and transaction terminal.Described outside banking network and transaction terminal comprise internet channel, Possum (ATM, CDS, POS, Mobile banking), sales counter and other specialized equipments.The built-in account device of described data storage device (also is appreciated that or is expressed as: the built-in account of described data storage device unit), the interface of described data processing equipment identification transmission client trading request, select account to handle, (also be appreciated that or be expressed as: described account device is connected with bank card to described account device to bank card should be arranged.Because when bank card is virtual Web bank card, between bank card and the account device direct connection or related relation are arranged; When bank card is the entity bank card, be in a kind of corresponding relation between bank card and the account), and the built-in at least identifying information of bank card.Described identifying information can be a card number.For common magnetic stripe card, only exist in the physical arrangement of supplement card in the information by magnetic track representative on the magnetic stripe.Usually, by the standard of country, this magnetic track can be represented card number, part customer data, credit card issuer data or the like respectively.Described data storage device includes the storage unit of interim mandate again, wherein stores the data of interim mandate, and interim storage unit and account device of authorizing links.
The interface of described data processing equipment identification transmission client trading request is meant that mainly data processing equipment passes through the identification of interface, judges which outside banking network the source of transmission client trading request belongs to.Common outside banking network comprises credit card issuer whole nation banking procedure where deposits and withdrawals are processed at any branch bank system, national Unionpay, international organization and Hong Kong atm network, Hong Kong POS network or the like.
Store customer data in the data storage device, and built-in account device.Described customer data comprises the various selective datas of doing according to requirement of client, comprises quota data in the concrete decision maker, franchised business's data or the like.Described data storage device includes the storage unit of interim mandate, wherein stores the data of interim mandate, and interim storage unit and account device of authorizing links.In fact, express here be exactly the storage unit of concrete interim mandate be to be associated with concrete account, just the account of Que Dinging has concrete interim mandate storage unit.The data of described interim mandate comprise the effective time of interim mandate, interim password effective degree, effectively franchised business's scope, this mandate maximum dealing money one of and combination.These account can be arranged everyone set.Data in the interim storage unit of authorizing also are one of customer datas.
Described bank card is entity bank card or virtual bank's card.So-called entity bank card can be magnetic card, IC-card etc.; Described virtual bank card can refer to online bank card, just card number and the change code signature of being correlated with, digital certificate or the like.Equally, the utility model is applicable to all settlement accounts, also comprises non-physical bank settlement accounts such as clearing bankbook and company clearing family, and for these, its described virtual bank card just is meant card number.Obviously, what above-mentioned said bank card was represented generally all is debit card, rather than credit card.
Bank card temporary authorizing system device, its feature are that also described data processing equipment includes password decision maker and amount comparison means.This password is judged decision maker, comprises main password decision maker and interim password decision maker usually, not only can judge main password, can also judge interim password.Scheme is that each bank card not only has an independent main cryptographic system of setting preferably, also has an independent interim cryptographic system of setting.Known, we know as a general cryptographic system, generally all exist one to allow the trial and error number of times, import number of times when mistake once and surpass the permission number of times, can confiscate bank card usually.And for Web bank, may temporarily lock.The amount comparison means also is a technique known, and whether just more common bank card amount paid is less than or equal to the current remaining sum of account, thereby can decision pay.
Described data processing equipment further includes interim mandate setting device.At the function of interim mandate, authorize setting device to comprise that effective time, interim setting device, the effective degree of authorizing authorized setting device, effective trade company to authorize the maximum consumption amount of money of setting device, this mandate to authorize one of setting device or its combination temporarily temporarily temporarily temporarily.Set by these, realize the various interim authorization function (please refer to interim authorization control device partly understands) of bank card.Equally, except the related function of the utility model, other functions of bank card are identical or approximate with known common debit card.
Need to prove; preferably in the design proposal; the interim authority of former account not being made amendment of authorizing; so use interim password not to be provided with, so just protected the possessory interests of Company Account to owner's data of former Company Account, main password etc. (these data may produce change or make the owner of Company Account use main password not operate Company Account the latter of institute of Company Account).
Bank card temporary authorizing system device, described data processing equipment also comprise interim authorization control device.Described interim mandate authorization device comprise again decision maker effective time, effective degree decision maker, effectively franchised business's scope decision maker, this mandate maximum dealing money comparison means one of or its combination.Described effective time decision maker, whether the extraordinary expenditure request of mainly judging bank card under interim licensing status (also can be understood as the valid period of having set an interim password in effective time, make this interim password limited in the time limit that it sets, understand so just and see than being easier to understanding) from outside onlooker's angle.The effective degree decision maker judges that mainly the extraordinary expenditure of bank card under interim licensing status is whether within effective degree, whether the input of just correct interim password (just surpass set point number when the access times of interim password, interim password cancels) in effective degree.Whether effective franchised business's scope decision maker is mainly judged in the extraordinary expenditure of bank card under the interim licensing status one of in effective franchised business's scope.The maximum dealing money comparison means of this mandate is mainly used to the maximum consumption amount of money whether this amount paid of comparison is less than or equal to this mandate.
The disposal route of bank card temporary authorizing system device may further comprise the steps (out-of-order): allowing the client is carrier with the bank card, proposes transaction request; The client trading request is transmitted by outside banking network, and sends into system host via interface; The interface of data processing equipment identification transmission client trading request; Select the built-in account device of data storage device to handle, and determine pairing interim mandate storage unit.
Described transaction request comprises generally well-known expenditure and consumption service, because the relevant business that deposits in still can deposit among the corporation account by common known manner.
Further comprise with the password decision maker comparing, when conforming to, carry out next step request with password, when not being inconsistent fully, stop transaction step.Described password decision maker comprises main password decision maker and interim password decision maker.Particularly, when identical, carry out bank card account (just possessory account) transaction request, when conforming to, carry out interim (mandate) transaction request with interim password with main password.Whether when native system adopts common Web bank or ATM (cash dispenser) when mode is operated, related first transaction request is: make card number that the credit card issuer host acknowledgement inputed and other data of password correct and give license confirmation.On the basis of license confirmation, carry out other transaction request then again.Some is different for this and POS system.
It is pointed out that the disposal route of described bank card temporary authorizing system device, the described method feature of the utility model is to be included as determiner (just open expression).In fact, on concrete embodiment, because concrete equipment that is adopted and network is different, its concrete method flow has certain difference.If the employing POS system, because general external telephone wire of POS system or special line be connected with main frame, and employing configures the disposable packing of condition and uploads the mandate of seeking main frame, so flow process is more approaching among its implementing procedure and the embodiment.And as ATM or online transaction, because its equipment is in connected condition all the time, so when the condition of sending is judged, by between main frame and the terminal back and forth return very easy and convenient, so, in concrete implementing procedure, can increase and much send the process of just seeking to judge to main frame immediately after the condition.But obvious, even adopt network or terminal arbitrarily, wherein all should comprise the process flow in the technical solutions of the utility model.
When conforming to main password, further comprise and set interim correlation parameter of authorizing, compare with interim mandate setting device then, authorize when conforming to and set, when not being inconsistent, provide the step that prompting and refusal mandate are set with interim mandate setting device with interim mandate setting device.For example effective time interim authorize setting device, effective degree authorize temporarily setting device, effectively franchised business's scope authorize temporarily the maximum dealing money of setting device, this mandate authorize temporarily setting device one of or combination.And some other function of bank card is identical or similar with common bank card.
Bank card temporary authorizing system device disposal route is characterized in that: further comprise with interim authorization control device comparing, carry out when conforming to its controlled condition transaction request or with its controlled condition not step of authorized transactions request that do not conform to.
Bank card temporary authorizing system device disposal route is characterized in that: described interim authorization control device comprise decision maker effective time, effective degree decision maker, effectively franchised business's scope decision maker, this mandate maximum dealing money comparison means one of or its combination.Need to prove that under this device combination, when concluding the business, the step of its judgement can be installed order combination in any in no particular order by four kinds.
Particularly, adopted after the interim authorization device, the holder need be provided with interim password in advance, and he is " key " that activates interim authorization control device.Simultaneously, the holder can also be provided with the maximum dealing money of effective time, effective degree, effective franchised business's scope and this mandate of interim password.In consumption,, will start interim authorization control device and judge whether transaction is allowed to if system finds that by the password decision maker password of input is interim password.
Compared with prior art, the beneficial effects of the utility model are: after being provided with interim authorization device, using and need not to inform payment cipher thereby make the holder can temporarily card be given other people, further facilitated the use of bank card.Especially at the Self-Service of fragmentary payment and settlement demand of small amount or part petty cash class the time, operate very convenient.
Description of drawings
Fig. 1 is the physical arrangement block diagram of the utility model bank card temporary authorizing system device.
Fig. 2 is an account device graph of a relation built-in in the data storage device shown in Figure 1.
Fig. 3 is the structural representation of the embodiment 1 of data processing equipment shown in Figure 1.
Fig. 4 is the general flow chart of the utility model bank card temporary authorizing system device disposal route.
Fig. 5 is the utility model bank card temporary authorizing system device bank card under the mode of embodiment 1 is provided with request to interim authorization function a general flow chart.
Fig. 6 (containing 6a, 6b) is the utility model bank card temporary authorizing system device is realized payment under the mode of embodiment 1 a process flow diagram.
Embodiment
See also Fig. 1, the utility model bank card temporary authorizing system device 100 comprise bank card 301, with system host 110, system host 110 comprises the data storage device 111 of storing customer data, data processing equipment 112 and a plurality of interface 113 of handling the client trading request, and interface connects outside banking network 200 and transaction terminal 300; Described transaction terminal comprises internet channel, Possum (ATM, CDS, POS, Mobile banking), sales counter and other specialized equipment (not shown)s.
Described data storage device 111 built-in account devices, the interface 113 of described data processing equipment 112 identification transmission client trading requests, which outside banking network the source of just discerning the client trading request belongs to, and selects the account device to handle then.And the corresponding bank card 301 of account device.And, the built-in at least identifying information of bank card 301.For magnetic stripe card, be exactly the identification information on the magnetic stripe.
See also Fig. 2, data storage device 111 built-in at least one account's device 810, this account device in fact also is the settlement accounts of everyone account.And most important data is the balance amount information of account in the account device.All funds are all among account device 810.Its correspondence be to authorize storage unit 801 temporarily, wherein store the effective time of interim mandate, interim password effective degree, effectively franchised business's scope, this mandate data such as maximum dealing money one of and combination.
See also Fig. 3, this is the structural representation of the embodiment 1 of data processing equipment shown in Figure 1, also is an embodiment that various function ratio are more complete.Described data processing equipment 112 comprises processing unit 911, interface recognition unit 912, password decision maker 919, amount comparison means 916, interim authorization control device 935, authorizes setting device 940 temporarily.Password decision maker 919 comprises main password decision maker 931 and interim password decision maker 932 again.Interim authorization control device 935 comprises the maximum consumption amount of money comparison means 924 of decision maker 921 effective time, effective degree decision maker 922, effectively franchised business's decision maker 923, this mandate.Under the situation corresponding, authorize setting device 940 to comprise to comprise the maximum consumption amount of money setting device 945 of effective time-setting mechanism 942, effective degree setting device 943, effectively trade company's setting device 944, this mandate with total system temporarily.
The interface 113 of client trading requests is transmitted in 912 identifications of interface recognition unit, thereby judges the banking network in source, determines the interim mandate storage unit and the account device of transaction.Then, by processing unit 911, the password that the main password decision maker 931 in the password decision maker 919, the 932 common judgements of interim password decision maker are inputed is to belong to main password, still interim password.
If belong to main password, and be the main transaction request of expenditure, processing unit 911 can select to enter amount comparison means 916, and whether the amount comparison means 916 meeting comparison of request amount of money are smaller or equal to account device 810 current remaining sums.If be less than or equal to current remaining sum, with regard to authorized transactions.Otherwise, authorized transactions not then.
If belong to main password, and be the main transaction request that interim authorization parameter is set, processing unit 911 will select to enter interim mandate setting device 940, by the effective time of setting device setting effective time expenditure, setting the effective degree that interim password uses by effective degree setting device 943; Set effective franchised business of expenditure by effective trade company setting device 944; Consume the amount of money by the maximum that the maximum consumption amount of money setting device 945 of this mandate is set this mandate, in general, the definite of these values can be got by client's experience, and system there is no too many restriction.And in the real system, in concrete use, still can add the subsidiary conditions that some are general in the design of system according to actual conditions.
If password decision maker 919 (specifically being judged by interim password decision maker 932) is judged the password of transaction request and belongs to interim password that processing unit 911 can be selected next step, enters interim authorization control device 935.Whether declare decision maker 921 judgement times effective time belongs within the term of validity, simultaneously, effective degree decision maker 922 judge interim password whether within effective degree, effectively franchised business's decision maker 923 judges it is whether trading object belongs to specific object, and whether the maximum consumption amount of money comparison means 924 of this mandate relatively amount of money is authorizing within the amount of money limit.If above condition all meets, entering amount comparison means 916, carry out the comparison of amount, if the request amount of money is less than or equal to current remaining sum, with regard to authorized transactions.Otherwise, authorized transactions not then.If one of above any condition does not meet, authorized transactions not just.
It should be noted that, some technique known and flow process, when for example password is judged (comprising main password and interim password), if the specified interim password of the password that receives and the account owner does not still conform to, then require to re-enter password, the person that in predetermined number of times (generally limiting 2-3 time), still can not provide the proper password, the credit card issuer system host sends the continuous business of information refusal, may and take to confiscate bankbook, deposit card or other Company Account's information carriers or other termination transaction measure; Also have in client's expenditure request process, during amount of money input error, the system closure transaction, but system generally can point out and import the amount of money once more, in our embodiment,,, these known flow processs have generally all been done to omit expression owing to the length problem with the utility model content part.
See also Fig. 4, it is carrier with the bank card that the disposal route of the utility model bank card temporary authorizing system device comprises the steps: to allow the client, the holder serves as that the transaction carrier is in transaction terminal 300 input transaction request (step 401) with this bank card, known, described client trading accepting terminal generally comprises display unit, input block and output unit (figure does not show); Outside banking network 200 is passed through in the client trading request, and sends into system host 110 (step 402) via interface 113; The interface 113 (step 403) of data processing equipment 112 identification transmission client trading requests; Select data storage device 111 built-in account's devices to handle, and select its pairing interim mandate storage unit (step 404).
See also Fig. 5, Fig. 5 is the utility model bank card temporary authorizing system device bank card under the mode of embodiment 1 is provided with request to interim authorization function a general flow chart.Need to prove, carry out the amount of money when being provided with, generally can not undertaken by POS, but by and carry out as online transaction or ATM.And as ATM or online transaction, because its equipment is in connected condition all the time, so when the condition of sending is judged, by between main frame and the terminal back and forth return very easy and convenient, so, in concrete implementing procedure, can increase and much send the process of just seeking to judge to main frame immediately after the condition.Owing to be known flow process and technology, in Fig. 8, done omission.May further comprise the steps: the user is carrier with the bank card, at transaction terminal 300, and by outside banking network 200, input request (expression in other block diagram in the middle of the step 401 etc. is specifically referring to above description); Main password decision maker 931 in the password decision maker 919 carries out client's raw information and main password judgement (step 587) then.If password mistake, system prompt password mistake, authorized transactions (step 507) not, if password is correct, the client authorizes setting device effective time in the setting device 940 to set the effective time (step 650) of paying by interim, is setting the effective degree (step 651) that interim password uses by effective degree setting device 943; Set effective franchised business (step 652) of expenditure by effective trade company setting device 944; Consume the amount of money (step 653) by the maximum that the maximum consumption amount of money setting device 945 of this mandate is set this mandate, (step 452) set in the final system mandate.
Please consult Fig. 6 (6a, 6b) in the lump, notice that 6a links to each other with 7 by flow process relation line 6 with 6b with other figure.Fig. 6 is under the situation of embodiment 1, and the client adopts the bank card request of paying, and some required flow processs comprise some following steps:
One, the user is carrier with the bank card, at transaction terminal 300, and by outside banking network 200, input Payment Request (step 401, expression in other middle block diagram is specifically referring to above description); Account device in the specified data memory storage 112 and the interim storage unit (step 405) of authorizing; The password decision maker 919 of this moment comprises main password decision maker 931 and interim password decision maker 932, main password decision maker 931 is judged whether owner's trading password of client's raw informations and main password, if main trading password, just carry out main transaction request flow process (step 521, next paragragh is described in detail main transaction request flow process), if just selecting interim password decision maker 932 further to carry out interim password, mistake, processing unit judge (step 522); If password is mistake still, display unit (figure does not show) meeting prompt cipher mistake, system is authorized transactions (step 523) not; If password is correct, effective time decision maker 921 and then judge whether in effective time (step 603); If exceed effective time, display unit (figure does not show) can prompting exceed effective time, and system is authorized transactions (step 613) not; If determine, effective degree decision maker 922 and then judge that interim password uses and whether be in (step 604) within the effective degree; If exceed the effective degree that password uses, display unit (figure does not show) can prompting exceed the effective degree that password uses, and system is authorized transactions (step 614) not; If determine, effectively whether effective franchised business decision maker 923 and then judgement trade company's (step 605); If not effective trade company, display unit (figure does not show) can prompting not be effective trade company, and system is authorized transactions (step 615) not; If determine, the maximum of this mandate is consumed amount of money comparison means 924 and then is authorized maximum dollar amount (step 606) with the request amount of money more temporarily; If the request amount of money is greater than the interim amount of money of authorizing, display unit (figure does not show) can prompting exceed amount, and system is authorized transactions (step 616) not; If the request amount of money is less than or equal to the interim mandate amount of money, amount comparison means 916 is used the request amount of money and account device remaining sum compares, and whether the comparison of request amount of money is less than or equal to account device remaining sum (step 526); If whether the request amount of money is less than or equal to remaining sum, system is with regard to authorized transactions (step 528); If the request amount of money is greater than remaining sum, display unit (figure do not show) is can balance amount prompting not enough, and system is authorized transactions (step 527) not just.
Two, the main password that carries out of transaction request is judged (step 521), if correct, amount comparison means 916 is used the request amount of money and account device remaining sum compares, and whether the comparison of request amount of money is less than or equal to account device remaining sum (step 526); If whether the request amount of money is less than or equal to remaining sum, system is with regard to authorized transactions (step 528); If the request amount of money is greater than remaining sum, display unit (figure do not show) is can balance amount prompting not enough, and system is authorized transactions (step 527) not just.
In addition, need to prove that in specific implementation process, the utility model should be observed the instant rules of the relevant Financial Management of People's Bank of China.
Describe the particular technical effect of bringing by the utility model in detail according to example below: if account everyone need not to withdraw the money in person, and logical online the setting arranges other people to withdraw the money, the time of its saving and the benefit of corresponding generation are self-evident.
Certainly; above description only relates to embodiments more of the present utility model; the replacement that any those skilled in the art does based on spirit of the present utility model or improve and all should be protection domain of the present utility model and contain, protection domain of the present utility model should be as the criterion with claims.
Claims (8)
1. bank card temporary authorizing system device, comprise system host, at least one bank card, system host comprises the data storage device of storing customer data, data processing equipment and a plurality of interface of handling the client trading request, and interface connects outside banking network and transaction terminal; Built-in at least one the account device of described data storage device, the interface of described data processing equipment identification transmission client trading request, select the account device to handle, it is characterized in that: described account device is to there being bank card, and the built-in at least identifying information of bank card, described data storage device includes the storage unit of interim mandate, wherein stores the data of interim mandate, and interim storage unit and account device of authorizing links.
2. bank card temporary authorizing system device as claimed in claim 1, it is characterized in that: described bank card is an entity bank card or virtual bank card, the data of described interim mandate comprise the effective time of interim mandate, interim password effective degree, effectively franchised business's scope, this mandate maximum dealing money one of and combination.
3. bank card temporary authorizing system device as claimed in claim 1 is characterized in that: described data processing equipment includes password decision maker and amount comparison means.
4. bank card temporary authorizing system device as claimed in claim 5 is characterized in that: described data processing equipment further includes interim mandate setting device.
5. bank card temporary authorizing system device as claimed in claim 6 is characterized in that: described password decision maker comprises main password decision maker and interim password decision maker.
6. as the arbitrary described bank card temporary authorizing system device of claim 1-5, it is characterized in that: described data processing equipment also comprises interim authorization control device.
7. bank card temporary authorizing system device as claimed in claim 6 is characterized in that: described interim authorization control device comprise decision maker effective time, effective degree decision maker, effectively franchised business's scope decision maker, this mandate maximum dealing money comparison means one of or its combination.
8. bank card temporary authorizing system device as claimed in claim 7 is characterized in that: described interim mandate setting device comprise effective time-setting mechanism, effective degree setting device, effectively franchised business's range setting device, this mandate maximum dealing money setting device one of or its combination.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CNU2005201120844U CN2909409Y (en) | 2004-07-02 | 2005-07-04 | Temporary authorization system device of credit card |
Applications Claiming Priority (3)
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CN200410027927.0 | 2004-07-02 | ||
CN200410027927 | 2004-07-02 | ||
CNU2005201120844U CN2909409Y (en) | 2004-07-02 | 2005-07-04 | Temporary authorization system device of credit card |
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CN2909409Y true CN2909409Y (en) | 2007-06-06 |
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CNU2005201120844U Expired - Lifetime CN2909409Y (en) | 2004-07-02 | 2005-07-04 | Temporary authorization system device of credit card |
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN106127973A (en) * | 2016-03-30 | 2016-11-16 | 中国联合网络通信集团有限公司 | A kind of method for authenticating, device, system in real time |
US10671996B2 (en) | 2014-07-11 | 2020-06-02 | The Toronto-Dominion Bank | Systems and methods for providing pre-paid multicards |
-
2005
- 2005-07-04 CN CNU2005201120844U patent/CN2909409Y/en not_active Expired - Lifetime
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US10671996B2 (en) | 2014-07-11 | 2020-06-02 | The Toronto-Dominion Bank | Systems and methods for providing pre-paid multicards |
CN106127973A (en) * | 2016-03-30 | 2016-11-16 | 中国联合网络通信集团有限公司 | A kind of method for authenticating, device, system in real time |
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