CA3169662A1 - Equipement de communication en champ proche ameliore - Google Patents
Equipement de communication en champ proche ameliore Download PDFInfo
- Publication number
- CA3169662A1 CA3169662A1 CA3169662A CA3169662A CA3169662A1 CA 3169662 A1 CA3169662 A1 CA 3169662A1 CA 3169662 A CA3169662 A CA 3169662A CA 3169662 A CA3169662 A CA 3169662A CA 3169662 A1 CA3169662 A1 CA 3169662A1
- Authority
- CA
- Canada
- Prior art keywords
- attachment
- contactless
- mobile device
- contactless attachment
- audio
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Telephone Function (AREA)
- Structure Of Receivers (AREA)
- Support Of Aerials (AREA)
- Details Of Aerials (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
La présente invention concerne un système sans contact et un accessoire conçu pour des transactions mobiles sécurisées. Le système comprend une enveloppe inviolable protégeant une carte à circuit intégré de proximité. Cette dernière emmagasine un jeton de paiement utilisé pour générer un cryptogramme unique, de manière sécurisée. Le système comprend également une interface de radiofréquence connectée à la carte à circuit intégré de proximité, chargée d'établir une liaison de télécommunications avec un dispositif de couplage de proximité et de transmettre le jeton de paiement et le cryptogramme, au moyen d'une fréquence d'une porteuse de radiofréquence. Une interface entrée-sortie permet une liaison de télécommunications de canal audio avec un dispositif mobile et un codage/décodage de données transmises au moyen de la liaison. Le système comprend également un mécanisme de communication de canal audio connecté à la prise audio d'un dispositif mobile et une interface de contrôleur hôte contrôlant les opérations de l'accessoire. Une source d'alimentation alimente le système. Un autre exemple concerne un accessoire sans contact comprenant un ruban flexible.
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US14/290,347 US9105025B2 (en) | 2011-10-17 | 2014-05-29 | Enhanced near field communications attachment |
| US14/290,347 | 2014-05-29 | ||
| CA3050132A CA3050132C (fr) | 2014-05-29 | 2015-05-28 | Equipement de communication en champ proche ameliore |
Related Parent Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA3050132A Division CA3050132C (fr) | 2014-05-29 | 2015-05-28 | Equipement de communication en champ proche ameliore |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CA3169662A1 true CA3169662A1 (fr) | 2015-12-03 |
Family
ID=54699790
Family Applications (3)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA2950745A Active CA2950745C (fr) | 2014-05-29 | 2015-05-28 | Equipement de communication en champ proche ameliore |
| CA3050132A Active CA3050132C (fr) | 2014-05-29 | 2015-05-28 | Equipement de communication en champ proche ameliore |
| CA3169662A Pending CA3169662A1 (fr) | 2014-05-29 | 2015-05-28 | Equipement de communication en champ proche ameliore |
Family Applications Before (2)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA2950745A Active CA2950745C (fr) | 2014-05-29 | 2015-05-28 | Equipement de communication en champ proche ameliore |
| CA3050132A Active CA3050132C (fr) | 2014-05-29 | 2015-05-28 | Equipement de communication en champ proche ameliore |
Country Status (4)
| Country | Link |
|---|---|
| EP (1) | EP3164840A4 (fr) |
| CA (3) | CA2950745C (fr) |
| IL (1) | IL249272A0 (fr) |
| WO (1) | WO2015184114A1 (fr) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20210311710A1 (en) * | 2020-04-06 | 2021-10-07 | Bank Of Montreal | Systems and methods for automated digital enrollment |
Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| SE542197C2 (en) | 2016-02-09 | 2020-03-10 | Izettle Merchant Services Ab | Card reader terminal with external contactless antenna |
| SE540771C2 (en) * | 2017-03-20 | 2018-11-06 | Izettle Merchant Services Ab | Point of sale system and method for contactless payment |
| US11810123B1 (en) * | 2022-05-10 | 2023-11-07 | Capital One Services, Llc | System and method for card present account provisioning |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9183490B2 (en) * | 2011-10-17 | 2015-11-10 | Capital One Financial Corporation | System and method for providing contactless payment with a near field communications attachment |
| AU2013209420B2 (en) * | 2012-01-19 | 2015-08-20 | Mastercard International Incorporated | System and method to enable a network of digital wallets |
| US20130246259A1 (en) * | 2012-03-15 | 2013-09-19 | Firethorn Mobile, Inc. | System and method for managing payment in transactions with a pcd |
-
2015
- 2015-05-28 WO PCT/US2015/032931 patent/WO2015184114A1/fr active Application Filing
- 2015-05-28 CA CA2950745A patent/CA2950745C/fr active Active
- 2015-05-28 CA CA3050132A patent/CA3050132C/fr active Active
- 2015-05-28 EP EP15798695.1A patent/EP3164840A4/fr not_active Ceased
- 2015-05-28 CA CA3169662A patent/CA3169662A1/fr active Pending
-
2016
- 2016-11-29 IL IL249272A patent/IL249272A0/en unknown
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20210311710A1 (en) * | 2020-04-06 | 2021-10-07 | Bank Of Montreal | Systems and methods for automated digital enrollment |
Also Published As
| Publication number | Publication date |
|---|---|
| IL249272A0 (en) | 2017-02-28 |
| EP3164840A4 (fr) | 2018-06-27 |
| WO2015184114A1 (fr) | 2015-12-03 |
| CA3050132A1 (fr) | 2015-12-03 |
| CA2950745A1 (fr) | 2015-12-03 |
| CA2950745C (fr) | 2021-08-10 |
| EP3164840A1 (fr) | 2017-05-10 |
| CA3050132C (fr) | 2022-10-11 |
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| Publication | Publication Date | Title |
|---|---|---|
| US10043175B2 (en) | Enhanced near field communications attachment | |
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| US10475025B2 (en) | System, method, and apparatus for updating an existing dynamic transaction card | |
| US11935017B2 (en) | System, method, and apparatus for reprogramming a transaction card | |
| US9978058B2 (en) | System, method, and apparatus for a dynamic transaction card | |
| US11037134B2 (en) | System, method, and apparatus for updating an existing dynamic transaction card | |
| CA3050132C (fr) | Equipement de communication en champ proche ameliore |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| EEER | Examination request |
Effective date: 20220805 |
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| EEER | Examination request |
Effective date: 20220805 |
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| EEER | Examination request |
Effective date: 20220805 |
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| EEER | Examination request |
Effective date: 20220805 |
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| EEER | Examination request |
Effective date: 20220805 |
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| EEER | Examination request |
Effective date: 20220805 |
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| EEER | Examination request |
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| EEER | Examination request |
Effective date: 20220805 |
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| EEER | Examination request |
Effective date: 20220805 |
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| EEER | Examination request |
Effective date: 20220805 |