CA3050132A1 - Equipement de communication en champ proche ameliore - Google Patents

Equipement de communication en champ proche ameliore Download PDF

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Publication number
CA3050132A1
CA3050132A1 CA3050132A CA3050132A CA3050132A1 CA 3050132 A1 CA3050132 A1 CA 3050132A1 CA 3050132 A CA3050132 A CA 3050132A CA 3050132 A CA3050132 A CA 3050132A CA 3050132 A1 CA3050132 A1 CA 3050132A1
Authority
CA
Canada
Prior art keywords
attachment
contactless
audio
mobile device
account
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA3050132A
Other languages
English (en)
Other versions
CA3050132C (fr
Inventor
Lawrence H. Douglas
Christopher Thomas Clarke
Anthony SWIDLER, III
Thomas Seeger Poole
Paul Young Moreton
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Capital One Financial Corp
Original Assignee
Capital One Financial Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US14/290,347 external-priority patent/US9105025B2/en
Application filed by Capital One Financial Corp filed Critical Capital One Financial Corp
Priority to CA3169662A priority Critical patent/CA3169662A1/fr
Publication of CA3050132A1 publication Critical patent/CA3050132A1/fr
Application granted granted Critical
Publication of CA3050132C publication Critical patent/CA3050132C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Abstract

Un porte-clés sécurisé permet à un utilisateur de payer un ou plusieurs articles sans avoir à présenter un dispositif mobile. Un porte-clés sécurisé peut comprendre une capacité de proximité afin de garantir qu'un dispositif mobile se trouve dans une portée particulière, ce qui permet d'éliminer le risque de débits frauduleux sur un porte-clés volé. Dans un tel mode de réalisation, un porte-clés peut être désactivé si le porte-clés n'est pas apparié avec le dispositif mobile en raison du fait qu'il est déconnecté et/ou physiquement séparé du dispositif mobile. Le porte-clés sécurisé peut également comprendre des fonctionnalités améliorées permettant d'autoriser des transactions et de localiser le dispositif mobile et/ou le porte-clés sécurisé.
CA3050132A 2014-05-29 2015-05-28 Equipement de communication en champ proche ameliore Active CA3050132C (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA3169662A CA3169662A1 (fr) 2014-05-29 2015-05-28 Equipement de communication en champ proche ameliore

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US14/290,347 US9105025B2 (en) 2011-10-17 2014-05-29 Enhanced near field communications attachment
US14/290,347 2014-05-29
CA2950745A CA2950745C (fr) 2014-05-29 2015-05-28 Equipement de communication en champ proche ameliore

Related Parent Applications (1)

Application Number Title Priority Date Filing Date
CA2950745A Division CA2950745C (fr) 2014-05-29 2015-05-28 Equipement de communication en champ proche ameliore

Related Child Applications (1)

Application Number Title Priority Date Filing Date
CA3169662A Division CA3169662A1 (fr) 2014-05-29 2015-05-28 Equipement de communication en champ proche ameliore

Publications (2)

Publication Number Publication Date
CA3050132A1 true CA3050132A1 (fr) 2015-12-03
CA3050132C CA3050132C (fr) 2022-10-11

Family

ID=54699790

Family Applications (3)

Application Number Title Priority Date Filing Date
CA2950745A Active CA2950745C (fr) 2014-05-29 2015-05-28 Equipement de communication en champ proche ameliore
CA3050132A Active CA3050132C (fr) 2014-05-29 2015-05-28 Equipement de communication en champ proche ameliore
CA3169662A Pending CA3169662A1 (fr) 2014-05-29 2015-05-28 Equipement de communication en champ proche ameliore

Family Applications Before (1)

Application Number Title Priority Date Filing Date
CA2950745A Active CA2950745C (fr) 2014-05-29 2015-05-28 Equipement de communication en champ proche ameliore

Family Applications After (1)

Application Number Title Priority Date Filing Date
CA3169662A Pending CA3169662A1 (fr) 2014-05-29 2015-05-28 Equipement de communication en champ proche ameliore

Country Status (4)

Country Link
EP (1) EP3164840A4 (fr)
CA (3) CA2950745C (fr)
IL (1) IL249272A0 (fr)
WO (1) WO2015184114A1 (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
SE540771C2 (en) 2017-03-20 2018-11-06 Izettle Merchant Services Ab Point of sale system and method for contactless payment
US11810123B1 (en) * 2022-05-10 2023-11-07 Capital One Services, Llc System and method for card present account provisioning

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9183490B2 (en) * 2011-10-17 2015-11-10 Capital One Financial Corporation System and method for providing contactless payment with a near field communications attachment
EP2805295A4 (fr) * 2012-01-19 2015-08-12 Mastercard International Inc Système et procédé pour activer un réseau de portefeuilles numériques
US20130246259A1 (en) * 2012-03-15 2013-09-19 Firethorn Mobile, Inc. System and method for managing payment in transactions with a pcd

Also Published As

Publication number Publication date
CA3050132C (fr) 2022-10-11
CA2950745A1 (fr) 2015-12-03
CA3169662A1 (fr) 2015-12-03
EP3164840A1 (fr) 2017-05-10
IL249272A0 (en) 2017-02-28
WO2015184114A1 (fr) 2015-12-03
CA2950745C (fr) 2021-08-10
EP3164840A4 (fr) 2018-06-27

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CA3050132C (fr) Equipement de communication en champ proche ameliore

Legal Events

Date Code Title Description
FZDC Discontinued application reinstated

Effective date: 20190806

FZDC Discontinued application reinstated

Effective date: 20190806

FZDC Discontinued application reinstated

Effective date: 20190806

FZDC Discontinued application reinstated

Effective date: 20190806