CA2992445A1 - Moteur de regles d'analyse pour systeme de traitement de paiement - Google Patents

Moteur de regles d'analyse pour systeme de traitement de paiement Download PDF

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Publication number
CA2992445A1
CA2992445A1 CA2992445A CA2992445A CA2992445A1 CA 2992445 A1 CA2992445 A1 CA 2992445A1 CA 2992445 A CA2992445 A CA 2992445A CA 2992445 A CA2992445 A CA 2992445A CA 2992445 A1 CA2992445 A1 CA 2992445A1
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CA
Canada
Prior art keywords
category
authorization
authorization message
platform
transactions
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA2992445A
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English (en)
Other versions
CA2992445C (fr
Inventor
Greg Saunders
Theunis Johannes GERBER
Mark Wiesman
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mastercard International Inc
Original Assignee
Mastercard International Inc
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Publication date
Priority claimed from US14/798,792 external-priority patent/US20150317633A1/en
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of CA2992445A1 publication Critical patent/CA2992445A1/fr
Application granted granted Critical
Publication of CA2992445C publication Critical patent/CA2992445C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Selon certains modes de réalisation, la présente invention concerne une plate-forme d'autorisation de système de paiement pouvant recevoir un message d'autorisation à partir d'une plate-forme d'acquéreur. La plate-forme d'autorisation de système de paiement peut déterminer que la demande d'autorisation satisfait une condition prédéterminée et transmettre une information concernant le message d'autorisation vers un moteur de règles d'analyse, par exemple, par la transmission du message d'autorisation. Le moteur de règles d'analyse peut analyser l'information concernant le message d'autorisation en fonction d'au moins une règle pour générer un résultat et transmettre une information concernant le message d'autorisation à la plate-forme d'autorisation du système de paiement, par exemple, par la transmission d'un message d'autorisation avec supplément ou d'une décision d'approbation d'autorisation, comprenant une indication que le message d'autorisation est affecté à une catégorie de dimension de segmentation.
CA2992445A 2015-07-14 2016-07-13 Moteur de regles d'analyse pour systeme de traitement de paiement Active CA2992445C (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US14/798,792 2015-07-14
US14/798,792 US20150317633A1 (en) 2013-04-12 2015-07-14 Analytics rules engine for payment processing system
PCT/US2016/041965 WO2017011488A1 (fr) 2015-07-14 2016-07-13 Moteur de règles d'analyse pour système de traitement de paiement

Publications (2)

Publication Number Publication Date
CA2992445A1 true CA2992445A1 (fr) 2017-01-19
CA2992445C CA2992445C (fr) 2023-03-07

Family

ID=57757461

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2992445A Active CA2992445C (fr) 2015-07-14 2016-07-13 Moteur de regles d'analyse pour systeme de traitement de paiement

Country Status (6)

Country Link
EP (1) EP3323097A4 (fr)
CN (1) CN108140187A (fr)
AU (2) AU2016291640A1 (fr)
BR (1) BR112017027691A2 (fr)
CA (1) CA2992445C (fr)
WO (1) WO2017011488A1 (fr)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10891621B2 (en) 2017-08-09 2021-01-12 Microsoft Technology Licensing, Llc Systems and methods of providing security in an electronic network
US11397950B2 (en) * 2019-06-20 2022-07-26 Microsoft Technology Licensing, Llc Systems and methods for authenticating an electronic transaction
CN113673990B (zh) * 2021-08-24 2024-04-30 广州数励科技有限公司 一种账户状态监控方法、装置、计算机设备和存储介质

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5819226A (en) * 1992-09-08 1998-10-06 Hnc Software Inc. Fraud detection using predictive modeling
US20100288834A1 (en) * 2007-03-05 2010-11-18 Mikael Tichelaer Systems And Methods For Controlling Payment And Information Flows In Payment-By Card Networks
CN101377844A (zh) * 2007-08-30 2009-03-04 乔美国际网络股份有限公司 债务清偿系统与方法
WO2011031640A2 (fr) * 2009-09-10 2011-03-17 Visa International Service Association Réseau d'accroissement et de rachat de récompenses financé par marchand tiers
CN103093340B (zh) * 2011-11-07 2015-10-28 深圳一卡通新技术有限公司 基于异步通讯技术的动态支付系统和方法
US20130232074A1 (en) * 2012-03-05 2013-09-05 Mark Carlson System and Method for Providing Alert Messages with Modified Message Elements
CA2908875A1 (fr) * 2013-04-12 2014-10-16 Mastercard International Incorporated Moteur de regles d'analyse pour systeme de traitement de paiement
CN104574527A (zh) * 2013-10-28 2015-04-29 北京车信源商务服务有限公司 基于车辆身份电子标识的消费支付方法

Also Published As

Publication number Publication date
EP3323097A4 (fr) 2019-02-27
CA2992445C (fr) 2023-03-07
AU2019257461A1 (en) 2019-11-21
CN108140187A (zh) 2018-06-08
WO2017011488A1 (fr) 2017-01-19
EP3323097A1 (fr) 2018-05-23
BR112017027691A2 (pt) 2018-09-04
AU2016291640A1 (en) 2017-12-14

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Legal Events

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EEER Examination request

Effective date: 20180112

EEER Examination request

Effective date: 20180112

EEER Examination request

Effective date: 20180112