CA2812611C - Methode de paiement avec un service de paiement et des onglets selectionnes par une premiere partie et ouverts par une seconde partie a n'importe quel emplacement geographique du dispositif mobile de la premiere partie - Google Patents

Methode de paiement avec un service de paiement et des onglets selectionnes par une premiere partie et ouverts par une seconde partie a n'importe quel emplacement geographique du dispositif mobile de la premiere partie Download PDF

Info

Publication number
CA2812611C
CA2812611C CA2812611A CA2812611A CA2812611C CA 2812611 C CA2812611 C CA 2812611C CA 2812611 A CA2812611 A CA 2812611A CA 2812611 A CA2812611 A CA 2812611A CA 2812611 C CA2812611 C CA 2812611C
Authority
CA
Canada
Prior art keywords
party
mobile device
card
qualified
financial transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CA2812611A
Other languages
English (en)
Other versions
CA2812611A1 (fr
Inventor
Jack Dorsey
William Henderson
Brian Grassadonia
James M. Mckelvey
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Block Inc
Original Assignee
Square Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/903,823 external-priority patent/US8534546B2/en
Priority claimed from US12/985,982 external-priority patent/US8573486B2/en
Priority claimed from US13/005,822 external-priority patent/US8870070B2/en
Priority claimed from US13/010,976 external-priority patent/US9016572B2/en
Priority claimed from US13/012,495 external-priority patent/US8500018B2/en
Priority claimed from US13/043,268 external-priority patent/US8302860B2/en
Priority claimed from US13/043,258 external-priority patent/US8870071B2/en
Priority claimed from US13/043,263 external-priority patent/US8876003B2/en
Priority claimed from US13/043,270 external-priority patent/US8235287B2/en
Priority claimed from US13/043,203 external-priority patent/US8573487B2/en
Priority claimed from US13/088,038 external-priority patent/US9619797B2/en
Application filed by Square Inc filed Critical Square Inc
Publication of CA2812611A1 publication Critical patent/CA2812611A1/fr
Publication of CA2812611C publication Critical patent/CA2812611C/fr
Application granted granted Critical
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347—Passive cards

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Information Transfer Between Computers (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

Une méthode de paiement d'une seconde partie est divulguée. Une première partie accède aux noms d'une ou plusieurs secondes parties qualifiées. Les secondes parties qualifiées sont des secondes parties qui, (i) sont associées avec le service de paiement, et (ii) si elles n'ont pas établi d'association avec le service de paiement en ont établi une avant le paiement. La première partie est associée avec le service de paiement. Un onglet est ouvert par la première partie, qui peut être sélectionné par la seconde partie qualifiée, à n'importe quel emplacement géographique d'un premier dispositif mobile de la première partie. La seconde partie qualifiée est apte à débiter un compte financier de la première partie seulement lorsque le dispositif mobile de la première partie se trouve dans une zone géographique définie. L'onglet est un lien entre la première partie, le service de paiement et la seconde partie qualifiée. La seconde partie qualifiée peut engager une transaction financière avec la première partie lorsqu'elle se trouve dans la zone géographique définie.
CA2812611A 2010-10-13 2011-10-07 Methode de paiement avec un service de paiement et des onglets selectionnes par une premiere partie et ouverts par une seconde partie a n'importe quel emplacement geographique du dispositif mobile de la premiere partie Active CA2812611C (fr)

Applications Claiming Priority (25)

Application Number Priority Date Filing Date Title
US12/903,753 2010-10-13
US12/903,823 US8534546B2 (en) 2009-10-13 2010-10-13 Systems and methods for card present transaction without sharing card information
US12/903,753 US20110084139A1 (en) 2009-10-13 2010-10-13 Systems and methods for financial transaction through miniaturized card reader
US12/903,823 2010-10-13
US12/985,982 2011-01-06
US12/985,982 US8573486B2 (en) 2010-10-13 2011-01-06 Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer
US13/005,822 US8870070B2 (en) 2010-10-13 2011-01-13 Card reader device
US13/005,822 2011-01-13
US13/010,976 2011-01-21
US13/010,976 US9016572B2 (en) 2010-10-13 2011-01-21 Systems and methods for financial transaction through miniaturized card with ASIC
US13/012,495 US8500018B2 (en) 2010-10-13 2011-01-24 Systems and methods for financial transaction through miniaturized card reader with decoding on a seller's mobile device
US13/012,495 2011-01-24
US13/043,258 2011-03-08
US13/043,268 US8302860B2 (en) 2010-10-13 2011-03-08 Read head device with narrow card reading slot
US13/043,258 US8870071B2 (en) 2010-10-13 2011-03-08 Read head device with selected sampling rate
US13/043,263 US8876003B2 (en) 2010-10-13 2011-03-08 Read head device with selected output jack characteristics
US13/043,270 2011-03-08
US13/043,270 US8235287B2 (en) 2010-10-13 2011-03-08 Read head device with slot configured to reduce torque
US13/043,203 US8573487B2 (en) 2010-10-13 2011-03-08 Integrated read head device
US13/043,263 2011-03-08
US13/043,203 2011-03-08
US13/043,268 2011-03-08
US13/088,038 2011-04-15
US13/088,038 US9619797B2 (en) 2010-10-13 2011-04-15 Payment methods with a payment service and tabs selected by a first party and opened by a second party at an geographic location of the first party's mobile device
PCT/US2011/055387 WO2012051071A1 (fr) 2010-10-13 2011-10-07 Méthode de paiement avec un service de paiement et des onglets sélectionnés par une première partie et ouverts par une seconde partie à n'importe quel emplacement géographique du dispositif mobile de la première partie

Publications (2)

Publication Number Publication Date
CA2812611A1 CA2812611A1 (fr) 2012-04-19
CA2812611C true CA2812611C (fr) 2016-06-14

Family

ID=45938665

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2812611A Active CA2812611C (fr) 2010-10-13 2011-10-07 Methode de paiement avec un service de paiement et des onglets selectionnes par une premiere partie et ouverts par une seconde partie a n'importe quel emplacement geographique du dispositif mobile de la premiere partie

Country Status (4)

Country Link
EP (1) EP2628140A4 (fr)
JP (2) JP2014500537A (fr)
CA (1) CA2812611C (fr)
WO (1) WO2012051071A1 (fr)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9436955B2 (en) 2009-06-10 2016-09-06 Square, Inc. Methods for transferring funds using a payment service where financial account information is only entered once with a payment service and need not be re-entered for future transfers
US9619797B2 (en) 2010-10-13 2017-04-11 Square, Inc. Payment methods with a payment service and tabs selected by a first party and opened by a second party at an geographic location of the first party's mobile device
JP5745476B2 (ja) * 2012-08-08 2015-07-08 ビートロボ, インコーポレーテッドBeatrobo, Inc. 接続デバイス、アプリケーションプログラムおよびコンテンツ取得システム
US9985699B1 (en) 2014-12-16 2018-05-29 Blazer and Flip Flops, Inc. NFC center
US10262318B1 (en) 2014-12-17 2019-04-16 Blazer and Flip Flops, Inc. Eligibility verification for real-time offers
US10679207B1 (en) 2014-12-17 2020-06-09 Blazer and Flip Flops, Inc. Bill splitting and account delegation for NFC
US10262311B1 (en) 2014-12-17 2019-04-16 Blazer and Flip Flops, Inc. NFC-based payments tagging
US11062375B1 (en) 2014-12-17 2021-07-13 Blazer and Flip Flops, Inc. Automatic shopping based on historical data
US10580011B1 (en) 2014-12-17 2020-03-03 Blazer and Flip Flops, Inc. NFC-based options selection
US10410021B1 (en) 2017-12-08 2019-09-10 Square, Inc. Transaction object reader with digital signal input/output and internal audio-based communication
US11087301B1 (en) 2017-12-19 2021-08-10 Square, Inc. Tamper resistant device

Family Cites Families (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2521748B1 (fr) * 1982-02-15 1986-01-17 Crouzet Sa Lecteur codeur pour supports d'informations magnetiques
US5603078A (en) * 1995-09-15 1997-02-11 Spectravision, Inc. Remote control device with credit card reading and transmission capabilities having multiple IR LEDs
US7085710B1 (en) * 1998-01-07 2006-08-01 Microsoft Corporation Vehicle computer system audio entertainment system
JP2001357337A (ja) * 2000-04-12 2001-12-26 Pioneer Electronic Corp 携帯型端末装置を利用した取引処理装置及び方法、並びに顧客認定装置及び方法
US7810729B2 (en) 2009-06-10 2010-10-12 Rem Holdings 3, Llc Card reader device for a cell phone and method of use
US7430674B2 (en) * 2002-02-12 2008-09-30 Semtek Innovative Solutions, Inc. Magnetic stripe reader with power management control for attachment to a PDA device
JP2003242428A (ja) * 2002-02-19 2003-08-29 Fujitsu Frontech Ltd カード機能付携帯電話機及び決済機能付携帯電話機
US7336973B2 (en) * 2002-10-30 2008-02-26 Way Systems, Inc Mobile communication device equipped with a magnetic stripe reader
JP2006004264A (ja) * 2004-06-18 2006-01-05 Hitachi Ltd 携帯情報端末及び携帯情報端末を用いた電子決済方法
JP2006127390A (ja) * 2004-11-01 2006-05-18 Glory Ltd 携帯電話端末を利用したデビット決済システム及び方法
US8352323B2 (en) * 2007-11-30 2013-01-08 Blaze Mobile, Inc. Conducting an online payment transaction using an NFC enabled mobile communication device
MX2008012504A (es) * 2006-03-30 2009-05-05 Obopay Inc Sistema movil de pago de persona a persona.
GB0621189D0 (en) * 2006-10-25 2006-12-06 Payfont Ltd Secure authentication and payment system
US8103022B2 (en) * 2006-11-30 2012-01-24 Broadcom Corporation Method and system for detecting, and controlling power for, an auxiliary microphone
US8793184B2 (en) * 2007-02-12 2014-07-29 Visa U.S.A. Inc. Mobile payment services
KR101151059B1 (ko) * 2007-05-11 2012-06-01 에스케이플래닛 주식회사 Ｒｆｉｄ를 이용한 원격 주문 방법 및 그 시스템
US20090112767A1 (en) * 2007-10-25 2009-04-30 Ayman Hammad Escrow system and method
JP2009205196A (ja) * 2008-02-26 2009-09-10 Nec Corp 通信情報処理端末
WO2010111130A2 (fr) 2009-03-25 2010-09-30 George Wallner Lecteur de carte couplé de manière audio/acoustique
US7896248B2 (en) * 2009-06-10 2011-03-01 Rem Holdings 3, Llc Card reader device and method of use

Also Published As

Publication number Publication date
EP2628140A1 (fr) 2013-08-21
EP2628140A4 (fr) 2014-05-21
JP2014500537A (ja) 2014-01-09
JP2017033603A (ja) 2017-02-09
CA2812611A1 (fr) 2012-04-19
WO2012051071A1 (fr) 2012-04-19

Similar Documents

Publication Publication Date Title
US8662389B2 (en) Payment methods with a payment service and tabs selected by a first party and opened by a second party at any geographic location of the first party's mobile device
US9436955B2 (en) Methods for transferring funds using a payment service where financial account information is only entered once with a payment service and need not be re-entered for future transfers
US8840024B2 (en) Systems and methods for financial transaction through miniaturized card reader with decoding on a seller's mobile device
US8573487B2 (en) Integrated read head device
US8876003B2 (en) Read head device with selected output jack characteristics
US8302860B2 (en) Read head device with narrow card reading slot
CA2813236C (fr) Procede de conduite de transactions financieres ou des informations de compte financier de payeur ne sont entrees qu'une fois dans un systeme de paiement
US9004356B2 (en) Read head device with slot configured to reduce torque
US8573486B2 (en) Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer
US8534546B2 (en) Systems and methods for card present transaction without sharing card information
US8870071B2 (en) Read head device with selected sampling rate
CA2812251C (fr) Dispositif de tete de lecture a fente configure pour reduire le couple
US20120095871A1 (en) Method for conducting on-line purchases using a mobile device and a payment service
CA2812611C (fr) Methode de paiement avec un service de paiement et des onglets selectionnes par une premiere partie et ouverts par une seconde partie a n'importe quel emplacement geographique du dispositif mobile de la premiere partie

Legal Events

Date Code Title Description
EEER Examination request

Effective date: 20130731