CA2802687C - Transactions de porte-monnaie electronique efficaces - Google Patents

Transactions de porte-monnaie electronique efficaces Download PDF

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Publication number
CA2802687C
CA2802687C CA2802687A CA2802687A CA2802687C CA 2802687 C CA2802687 C CA 2802687C CA 2802687 A CA2802687 A CA 2802687A CA 2802687 A CA2802687 A CA 2802687A CA 2802687 C CA2802687 C CA 2802687C
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Canada
Prior art keywords
stored
card
value card
request
value
Prior art date
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Active
Application number
CA2802687A
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English (en)
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CA2802687A1 (fr
Inventor
Ansar Ansari
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Blackhawk Network Inc
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Blackhawk Network Inc
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Publication date
Application filed by Blackhawk Network Inc filed Critical Blackhawk Network Inc
Priority to CA3014255A priority Critical patent/CA3014255A1/fr
Publication of CA2802687A1 publication Critical patent/CA2802687A1/fr
Application granted granted Critical
Publication of CA2802687C publication Critical patent/CA2802687C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G06Q20/2295—Parent-child type, e.g. where parent has control on child rights
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349—Rechargeable cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Child & Adolescent Psychology (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer Security & Cryptography (AREA)
  • Information Retrieval, Db Structures And Fs Structures Therefor (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Magnetic Resonance Imaging Apparatus (AREA)
  • Magnetic Record Carriers (AREA)
  • Signal Processing For Digital Recording And Reproducing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

La présente invention a trait à un procédé qui inclut une étape consistant à recevoir une demande de transaction de porte-monnaie électronique en provenance d'un point d'accès. La demande de transaction de porte-monnaie électronique est associée à un numéro d'identification de boîtier et le numéro d'identification de boîtier est associé à une pluralité de porte-monnaie électroniques. Le procédé inclut en outre une étape consistant à générer une pluralité de demandes de transaction enfants en fonction de la demande de transaction de porte-monnaie électronique. Le procédé inclut en outre une étape consistant à envoyer au moins une des multiples demandes de transaction enfants à une première partie de carte. Le procédé inclut en outre une étape consistant à envoyer au moins une autre des multiples demandes de transaction enfants à une seconde partie de carte. La seconde partie de carte peut être identique à la première partie de carte ou différente de cette dernière.
CA2802687A 2010-06-14 2011-06-10 Transactions de porte-monnaie electronique efficaces Active CA2802687C (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA3014255A CA3014255A1 (fr) 2010-06-14 2011-06-10 Transactions de porte-monnaie electronique efficaces

Applications Claiming Priority (7)

Application Number Priority Date Filing Date Title
US35446910P 2010-06-14 2010-06-14
US35447010P 2010-06-14 2010-06-14
US61/354,470 2010-06-14
US61/354,469 2010-06-14
US36032710P 2010-06-30 2010-06-30
US61/360,327 2010-06-30
PCT/US2011/040055 WO2011159579A2 (fr) 2010-06-14 2011-06-10 Transactions de porte-monnaie électronique efficaces

Related Child Applications (1)

Application Number Title Priority Date Filing Date
CA3014255A Division CA3014255A1 (fr) 2010-06-14 2011-06-10 Transactions de porte-monnaie electronique efficaces

Publications (2)

Publication Number Publication Date
CA2802687A1 CA2802687A1 (fr) 2011-12-22
CA2802687C true CA2802687C (fr) 2018-09-25

Family

ID=45348803

Family Applications (2)

Application Number Title Priority Date Filing Date
CA3014255A Pending CA3014255A1 (fr) 2010-06-14 2011-06-10 Transactions de porte-monnaie electronique efficaces
CA2802687A Active CA2802687C (fr) 2010-06-14 2011-06-10 Transactions de porte-monnaie electronique efficaces

Family Applications Before (1)

Application Number Title Priority Date Filing Date
CA3014255A Pending CA3014255A1 (fr) 2010-06-14 2011-06-10 Transactions de porte-monnaie electronique efficaces

Country Status (8)

Country Link
US (1) US20130018783A1 (fr)
EP (1) EP2580729A4 (fr)
KR (5) KR20190015588A (fr)
CN (3) CN109461050A (fr)
AU (7) AU2011268026A1 (fr)
CA (2) CA3014255A1 (fr)
NZ (1) NZ605666A (fr)
WO (1) WO2011159579A2 (fr)

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US7676030B2 (en) 2002-12-10 2010-03-09 Ewi Holdings, Inc. System and method for personal identification number distribution and delivery
US20050229003A1 (en) 2004-04-09 2005-10-13 Miles Paschini System and method for distributing personal identification numbers over a computer network
US10205721B2 (en) 2002-12-10 2019-02-12 Ewi Holdings, Inc. System and method for distributing personal identification numbers over a computer network
US7131578B2 (en) 2003-05-28 2006-11-07 Ewi Holdings, Inc. System and method for electronic prepaid account replenishment
US7280644B2 (en) 2004-12-07 2007-10-09 Ewi Holdings, Inc. Transaction processing platform for faciliating electronic distribution of plural prepaid services
US11599873B2 (en) 2010-01-08 2023-03-07 Blackhawk Network, Inc. Systems and methods for proxy card and/or wallet redemption card transactions
US11475436B2 (en) 2010-01-08 2022-10-18 Blackhawk Network, Inc. System and method for providing a security code
US10296895B2 (en) 2010-01-08 2019-05-21 Blackhawk Network, Inc. System for processing, activating and redeeming value added prepaid cards
US10037526B2 (en) 2010-01-08 2018-07-31 Blackhawk Network, Inc. System for payment via electronic wallet
US9852414B2 (en) 2010-01-08 2017-12-26 Blackhawk Network, Inc. System for processing, activating and redeeming value added prepaid cards
KR101903963B1 (ko) 2010-08-27 2018-10-05 블랙호크 네트워크, 아이엔씨. 저축 특징을 갖는 선불 카드
US9002322B2 (en) 2011-09-29 2015-04-07 Apple Inc. Authentication with secondary approver
US11042870B2 (en) 2012-04-04 2021-06-22 Blackhawk Network, Inc. System and method for using intelligent codes to add a stored-value card to an electronic wallet
US10970714B2 (en) 2012-11-20 2021-04-06 Blackhawk Network, Inc. System and method for using intelligent codes in conjunction with stored-value cards
US10482461B2 (en) 2014-05-29 2019-11-19 Apple Inc. User interface for payments
SG10201405789YA (en) 2014-09-16 2016-04-28 Smart Communications Inc System, method and apparatus for updating a stored value card
US9940637B2 (en) 2015-06-05 2018-04-10 Apple Inc. User interface for loyalty accounts and private label accounts
US10535067B2 (en) * 2015-07-01 2020-01-14 Mastercard International Incorporated Electronic incremental payments
US10977639B2 (en) 2016-01-25 2021-04-13 Freelancer Technology Pty Limited Adaptive gateway switching system
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US11100505B2 (en) * 2016-08-12 2021-08-24 Mastercard International Incorporated Systems and methods for use in facilitating application of services for purchase transactions based on tokens
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CN107480962A (zh) * 2017-06-13 2017-12-15 广东工业大学 一种基于智能交通二维码的小额信用账户管理体系
CN112561537A (zh) 2018-06-03 2021-03-26 苹果公司 用于转账账户的用户界面
US11170085B2 (en) 2018-06-03 2021-11-09 Apple Inc. Implementation of biometric authentication
WO2020190120A1 (fr) 2019-03-19 2020-09-24 주식회사 엘지화학 Membrane électrolytique solide, son procédé de fabrication et procédé de sélection d'une membrane électrolytique solide
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CN110675247B (zh) * 2019-09-23 2022-06-07 中国银行股份有限公司 未明交易处理方法及系统、外围系统及核心银行系统
CN111628903B (zh) * 2020-04-27 2022-04-05 交通银行股份有限公司北京市分行 交易系统运行状态的监控方法及监控系统
WO2024118104A1 (fr) * 2022-12-03 2024-06-06 Visa International Service Association Activation sécurisée de carte de nfc

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Also Published As

Publication number Publication date
WO2011159579A2 (fr) 2011-12-22
NZ605666A (en) 2015-03-27
AU2023237091A1 (en) 2023-10-12
AU2018201066A1 (en) 2018-03-08
AU2016219581A1 (en) 2016-09-15
KR20200032753A (ko) 2020-03-26
WO2011159579A3 (fr) 2012-03-22
CN109461050A (zh) 2019-03-12
CN103038790A (zh) 2013-04-10
KR20190015588A (ko) 2019-02-13
AU2021212099B2 (en) 2023-07-27
AU2018204218A1 (en) 2018-07-05
AU2021212099A1 (en) 2021-08-26
AU2019275656A1 (en) 2020-01-02
AU2018204218B2 (en) 2020-04-30
CN103038790B (zh) 2018-11-16
CA3014255A1 (fr) 2011-12-22
KR20210097840A (ko) 2021-08-09
CA2802687A1 (fr) 2011-12-22
CN109460990A (zh) 2019-03-12
KR20230010808A (ko) 2023-01-19
EP2580729A2 (fr) 2013-04-17
EP2580729A4 (fr) 2016-04-13
KR20130114633A (ko) 2013-10-17
AU2011268026A1 (en) 2013-01-31
US20130018783A1 (en) 2013-01-17

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Legal Events

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EEER Examination request

Effective date: 20160526