CA2307381A1 - Consumer profile determination and validation and method and system for using the same - Google Patents
Consumer profile determination and validation and method and system for using the same Download PDFInfo
- Publication number
- CA2307381A1 CA2307381A1 CA 2307381 CA2307381A CA2307381A1 CA 2307381 A1 CA2307381 A1 CA 2307381A1 CA 2307381 CA2307381 CA 2307381 CA 2307381 A CA2307381 A CA 2307381A CA 2307381 A1 CA2307381 A1 CA 2307381A1
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- CA
- Canada
- Prior art keywords
- consumer
- profile
- validation
- same
- consumer profile
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/08—Auctions
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Engineering & Computer Science (AREA)
- Development Economics (AREA)
- Physics & Mathematics (AREA)
- Marketing (AREA)
- Economics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Entrepreneurship & Innovation (AREA)
- Theoretical Computer Science (AREA)
- Game Theory and Decision Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Information Transfer Between Computers (AREA)
Description
CONSUMER PROFILE DETERMINATION AND VALIDATION AND METHOD
AND SYSTEM FOR USING THE SAME
Field of the invention The present invention relates to a consumer profile, to a determination and validation thereof, and to a method and system for using the same.
Descriution of the prior art The present invention is intimately related to co-pending Canadian application no. 2.293.031 of December 20, 1999, equivalent to U.S. provisional application no. 601172.595 of December 20, 1999.
The present invention concerns a system and method for building a consumer profile and use therefor.
In the field of consumer fidelity, a number of techniques have been proposed. All of the techniques purport to more accurately track consumer behaviour in order to target specific products or services to the tracked consumer.
Alternatively, some techniques have been proposed to attempt to predict which item within a list would best suit a customer's needs. Although these techniques have met with relative success, they focus on trying to predict which item is best for the consumer, as opposed to determining a more basic question, such as "does the customer actually need the item" and what item is ideally suited.
This difference in approach is important.
Furthermore, the co-pending applications describe a system which is particularly suited for a provider of services or goods. However, in some instances, a consumer will not want personal information to be used by a third party.
AND SYSTEM FOR USING THE SAME
Field of the invention The present invention relates to a consumer profile, to a determination and validation thereof, and to a method and system for using the same.
Descriution of the prior art The present invention is intimately related to co-pending Canadian application no. 2.293.031 of December 20, 1999, equivalent to U.S. provisional application no. 601172.595 of December 20, 1999.
The present invention concerns a system and method for building a consumer profile and use therefor.
In the field of consumer fidelity, a number of techniques have been proposed. All of the techniques purport to more accurately track consumer behaviour in order to target specific products or services to the tracked consumer.
Alternatively, some techniques have been proposed to attempt to predict which item within a list would best suit a customer's needs. Although these techniques have met with relative success, they focus on trying to predict which item is best for the consumer, as opposed to determining a more basic question, such as "does the customer actually need the item" and what item is ideally suited.
This difference in approach is important.
Furthermore, the co-pending applications describe a system which is particularly suited for a provider of services or goods. However, in some instances, a consumer will not want personal information to be used by a third party.
2 Summary of the invention Consequently, the present invention concerns a method and apparatus for using a consumer profile built according to the method described in the co-pending applications, wherein the profile of the consumer remains private, and it is the consumer's profile that goes looking for products or services that best meet the consumer's requirements within a database of profiled services and products.
Brief descriution of the drawings The present invention and its advantages will be more easily understood after reading the following non-restrictive description of preferred embodiments thereof, made with reference to the following drawings in which:
Figure 1 is a schematic representation of the method and apparatus according to a preferred embodiment of the present invention.
Description of a preferred embodiment of the invention The co-pending applications refer to a method and system for building a database of consumer consumption behaviour, and describes its use, in a preferred embodiment, in the financial services sector.
The present invention is a different use for the database of consumer consumption behaviour. In the co-pending applications, the database is accessed and reviewed by the concerned industry participant, so as to better understand his or her client, and thus better design focused offerings to suit the exact profile of the client.
The present invention provides that the database is accessed and reviewed by the contributing consumer himself or herself.
The consumer, by means of the database profile, accesses an industry's general database, or various web sites directly, and searches out a service or product offering that is best suited to the needs as identified in the industry database or the web site as per the supplier's description.
CA U23U7381 2UUU'US'U1
Brief descriution of the drawings The present invention and its advantages will be more easily understood after reading the following non-restrictive description of preferred embodiments thereof, made with reference to the following drawings in which:
Figure 1 is a schematic representation of the method and apparatus according to a preferred embodiment of the present invention.
Description of a preferred embodiment of the invention The co-pending applications refer to a method and system for building a database of consumer consumption behaviour, and describes its use, in a preferred embodiment, in the financial services sector.
The present invention is a different use for the database of consumer consumption behaviour. In the co-pending applications, the database is accessed and reviewed by the concerned industry participant, so as to better understand his or her client, and thus better design focused offerings to suit the exact profile of the client.
The present invention provides that the database is accessed and reviewed by the contributing consumer himself or herself.
The consumer, by means of the database profile, accesses an industry's general database, or various web sites directly, and searches out a service or product offering that is best suited to the needs as identified in the industry database or the web site as per the supplier's description.
CA U23U7381 2UUU'US'U1
3 The profile of the consumer thus remains private, and it is the consumer's profile that goes looking for products or services that best meet the requirements.
However, the industry participants never obtain the private profile information of the consumer. The suppliers of products and services are being evaluated for their suitability to meet the intended consumer's needs, and not the consumer being evaluated as to meeting the profile of the product or service being proposed.
Consequently, the consumer goes looking for existing goods and services that best respond to the needs identified. However, the query information and the profile itself remain private.
Once the appropriate product or service has been identified, the consumer approaches the supplier to conduct the desired transaction. The consumer identifies himself or herself to the supplier, and not the other way around.
The profile, as mentioned previously remains confidential, and so information privacy concerns are considerably alleviated. The consumer remains the sole owner of the profile, and is not flooded with unwanted promotions from companies that have purchased consumer lists that contain the customer's identity and consumption profile.
Although the present invention has been explained hereinabove by way of a preferred embodiment thereof, it should be pointed out that any modifications to this preferred embodiment within the scope of the appended claims is not deemed to alter or change the nature and scope of the present invention.
However, the industry participants never obtain the private profile information of the consumer. The suppliers of products and services are being evaluated for their suitability to meet the intended consumer's needs, and not the consumer being evaluated as to meeting the profile of the product or service being proposed.
Consequently, the consumer goes looking for existing goods and services that best respond to the needs identified. However, the query information and the profile itself remain private.
Once the appropriate product or service has been identified, the consumer approaches the supplier to conduct the desired transaction. The consumer identifies himself or herself to the supplier, and not the other way around.
The profile, as mentioned previously remains confidential, and so information privacy concerns are considerably alleviated. The consumer remains the sole owner of the profile, and is not flooded with unwanted promotions from companies that have purchased consumer lists that contain the customer's identity and consumption profile.
Although the present invention has been explained hereinabove by way of a preferred embodiment thereof, it should be pointed out that any modifications to this preferred embodiment within the scope of the appended claims is not deemed to alter or change the nature and scope of the present invention.
Claims
Priority Applications (8)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CA 2307381 CA2307381A1 (en) | 2000-05-01 | 2000-05-01 | Consumer profile determination and validation and method and system for using the same |
| PCT/CA2001/000619 WO2001084384A2 (en) | 2000-05-01 | 2001-05-01 | A system and method for anonymously matching products or services with a consumer |
| AU2001258085A AU2001258085A1 (en) | 2000-05-01 | 2001-05-01 | A system and method for anonymously matching products or services with a consumer |
| RU2002132263/09A RU2002132263A (en) | 2000-05-01 | 2001-05-01 | SYSTEM AND METHOD FOR ANONYMOUS AGREEMENT OF GOODS OR CONSUMER SERVICES |
| CN 01808926 CN1608262A (en) | 2000-05-01 | 2001-05-01 | A system and method for anonymously matching products or services with a consumer |
| CA002404974A CA2404974A1 (en) | 2000-05-01 | 2001-05-01 | A system and method for anonymously matching products or services with a consumer |
| EP01931250A EP1285376A2 (en) | 2000-05-01 | 2001-05-01 | A system and method for anonymously matching products or services with a consumer |
| JP2001580734A JP2003532227A (en) | 2000-05-01 | 2001-05-01 | Systems and methods for matching products or services anonymously with consumers |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CA 2307381 CA2307381A1 (en) | 2000-05-01 | 2000-05-01 | Consumer profile determination and validation and method and system for using the same |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CA2307381A1 true CA2307381A1 (en) | 2001-11-01 |
Family
ID=4166051
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA 2307381 Abandoned CA2307381A1 (en) | 2000-05-01 | 2000-05-01 | Consumer profile determination and validation and method and system for using the same |
Country Status (7)
| Country | Link |
|---|---|
| EP (1) | EP1285376A2 (en) |
| JP (1) | JP2003532227A (en) |
| CN (1) | CN1608262A (en) |
| AU (1) | AU2001258085A1 (en) |
| CA (1) | CA2307381A1 (en) |
| RU (1) | RU2002132263A (en) |
| WO (1) | WO2001084384A2 (en) |
Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2014182763A1 (en) * | 2013-05-07 | 2014-11-13 | Equifax, Inc. | Increasing reliability of information available to parties in market transactions |
| US20150262258A1 (en) * | 2014-03-17 | 2015-09-17 | Smartgen Llc | System and method publishing ad hoc offer messages and anonymous geographic proximity and category searches |
| US10467697B2 (en) | 2016-04-18 | 2019-11-05 | Laurent Bensemana | Method and system for building an enhanced investment portfolio |
-
2000
- 2000-05-01 CA CA 2307381 patent/CA2307381A1/en not_active Abandoned
-
2001
- 2001-05-01 CN CN 01808926 patent/CN1608262A/en active Pending
- 2001-05-01 JP JP2001580734A patent/JP2003532227A/en active Pending
- 2001-05-01 RU RU2002132263/09A patent/RU2002132263A/en not_active Application Discontinuation
- 2001-05-01 AU AU2001258085A patent/AU2001258085A1/en not_active Abandoned
- 2001-05-01 EP EP01931250A patent/EP1285376A2/en not_active Withdrawn
- 2001-05-01 WO PCT/CA2001/000619 patent/WO2001084384A2/en not_active Application Discontinuation
Also Published As
| Publication number | Publication date |
|---|---|
| WO2001084384A8 (en) | 2002-02-21 |
| AU2001258085A1 (en) | 2001-11-12 |
| WO2001084384A2 (en) | 2001-11-08 |
| EP1285376A2 (en) | 2003-02-26 |
| JP2003532227A (en) | 2003-10-28 |
| CN1608262A (en) | 2005-04-20 |
| RU2002132263A (en) | 2004-04-20 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| FZDE | Dead |