CA2228776A1 - Index grip plastic card - Google Patents

Index grip plastic card Download PDF

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Publication number
CA2228776A1
CA2228776A1 CA 2228776 CA2228776A CA2228776A1 CA 2228776 A1 CA2228776 A1 CA 2228776A1 CA 2228776 CA2228776 CA 2228776 CA 2228776 A CA2228776 A CA 2228776A CA 2228776 A1 CA2228776 A1 CA 2228776A1
Authority
CA
Canada
Prior art keywords
grip
card
financial card
edges
substrate
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA 2228776
Other languages
French (fr)
Inventor
Derek Mitchell Crespy
Serge Crespy
Christine Crespy
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CA 2228776 priority Critical patent/CA2228776A1/en
Publication of CA2228776A1 publication Critical patent/CA2228776A1/en
Abandoned legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077Constructional details, e.g. mounting of circuits in the carrier

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  • Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

A credit card or similar financial transaction plastic card is made having a grip along one or more edges. The grip is realized by a valley, slit, ridge, or high friction strip on the surface and running parallel to an adjacent edge of the card. A card may be made using a die stamping method and a molding method.

Description

INDEX GRIP PLASTIC CARD
Background of the Invention The present invention relates to plastic cards used for facilitating financial transactions. These cards, which will be called financial cards herein, include credit cards, debit cards, automatic teller machine (ATM) cards, and other cards used to provide information about an account to a merchant or another for purposes of a financial transaction.
Numerous plastic cards have been used as financial cards. Such cards often have embossed account numbers and names on them as well as magnetic strips to hold additional account information, often including validation information. Alternately, account names and numbers could be in an optically readable form such as a bar code or simply stored in the magnetic strip or another storage medium. The embossed account numbers and names are often used to put impressions on transaction papers (such as credit card receipts)having multiple copies and carbon paper. The validation information is codes and/or algorithms to make counterfeiting of a card more difficult. Instead of magnetic strips on the cards or in addition to one or more magnetic strips on each card, other storage media have been used to hold account and/or validation information.

Such financial cards have facilitated a wide range of transactions including credit purchases, debit purchases, and ATM transactions. However, the cards have been subject to a number of disadvantages. In particular, many people have numerous cards in their wallets and have difficulty separating them. The cards tend to stick together. Additionally, the cards touching each other across their full surfaces may damage the information stored in some storage media. For example, a magnetic strip on one card may erase or alter information on an immediately adjacent card. Foreign matter, such as gasoline from the hand of a person who has just used the card to purchase gas, may get on one card and spread to an adjoinining card, possibly damaging an adjoining card.
Objects and Summary of the Invention Accordingly, it is a primary object of the present invention to provide a new and improved financial card.
A more specific object of the present invention is to provide a financial card that is easy to separate from adjacent financial cards.
A further object of the present invention is to provide a financial card that is less likely to loose information than present cards.
Yet another object of the present invention is to provide a financial card that is less likely to be contaminated by foreign matter on an adjoining card.
The above and other features of the present invention which will be more readily understood when the following detailed description is considered in conjunction with the accompanying drawings are realized by a financial card including: a generally planar substrate having a first surface, a second surface parallel to the first surface, and edges; legible information, readable by human eyesight, on the card and related to an account associated with the financial card;
machine readable information related to the account associated with the financial card; and a grip engagable by a human finger placed on the first surface, the grip extending parallel to the first surface and having at least some portions offset from the first surface in a direction normal to the first surface. The substrate is made of plastic. The edges include four edges and the four edges are first and second width edges and first and second length edges and the grip extends parallel to one of the four edges.
A number of alternate grip arrangements may be used.
In a first embodiment, the grip is a valley in the first surface. In another embodiment, the grip is a slit extending between the first surface and the second surface. In another embodiment, the grip is a high friction surface portion on the first surface.
In another embodiment, the grip is a ridge projecting up from the first surface. More preferably in that embodiment, the ridge is integral with the substrate and is embossed therefrom. Alternately, in that embodiment, the ridge is separate from the substrate and attached thereto.
The grip includes a portion parallel to one of the four edges and a portion parallel to another of the four edges.
The invention may alternately be described as a financial card including: a generally planar substrate having a first surface, a second surface parallel to the first surface, and edges, wherein the substrate is made of plastic; legible information, readable by human eyesight, on the card and related to an account associated with the financial card; machine readable information related to the account associated with the financial card; and a grip engagable by a human finger placed on the first surface, the grip extending along the first surface and adjacent to one of the four edges, the grip having at least some portions offset from the first surface in a direction normal to the first surface. The legible information is an account name and/or an account number and the machine legible information is on a magnetic strip on the substrate. The grip extends parallel to at least one of the edges of the four edges.
The grip has portions extending parallel to at least two of the edges of the four edges. If desired, the grip has portions extending parallel to each of the four edges.
The grip is a ridge integral with the substrate and extending out from the first surface and wherein the legible information is characters embossed in the substrate and extending out from the first surface.
Alternately, the grip is a valley in the first surface.
Other alternate grip arrangements include a slit extending between the first surface and the second surface and a high friction surface portion on the first surface.
The invention may alternately be described as a method of making a financial card including the steps of:
making a generally planar substrate of a card, the substrate having a first surface, a second surface parallel to the first surface, and edges; placing legible information, readable by human eyesight, on the card and related to an account associated with the financial card;
placing machine readable information related to the account associated with the financial card; and locating a grip engagable by a human finger on the first surface, the grip extending parallel to the first surface and having at least some portions offset from the first surface in a direction normal to the first surface. The placing of at least some of legible information is accomplished by stamping indentations into the card and the grip is created in the card by the same stamping step that applies at least some of legible information.
Brief Description of the Drawings The above and other features of the present invention will be more readily understood when the following detailed description is considered in conjunction with the accompanying drawings wherein like characters represent like parts throughout the several views and in which:
FIG. 1 is a front view of a first embodiment card:
FIG. 2 is a side view of the first embodiment card;
FIG. 3 is a front view of a second embodiment card;
FIG. 4 is a side view of the second embodiment card;
FIG. 5 is a front view of a third embodiment card;
FIG. 6 is a side view of the third embodiment card;
FIG. 7 is a side view of a fourth embodiment card;
FIG. 8 is a front view of a fifth embodiment card;
FIG. 9 is a side view of the fifth embodiment card;
FIG. 10 is a front view of a sixth embodiment card;
FIG. 11 is a side view of the sixth embodiment card;
FIG. 12 is a side view of the seventh embodiment card;
FIG. 13 is a simplified diagrammatic side view of a stamping process used for making the card; and FIG. 14 is a simplified diagrammatic side view of a mold used in a molding process for making the card.
Detailed Description A first embodiment financial card 10 is shown in FIGS. 1 and 2. The card includes legible information (i.e., readable by the human eye) such as account name 11 and account number 12 (both of which may be embossed in known fashion) and machine readable information about the account such as information stored in a magnetic strip 13. The legible information and machine readable information may be realized using any of the techniques discussed above in the background section. The card 10 is generally planar with opposite first and second rectangular (or generally rectangular, meaning with rounded corners) surfaces and four edges, two being parallel lengths and two being parallel widths.
A grip 14 includes a ridge 14A parallel and adjacent to a length edge 16A. As used herein, a grip or grip portion is adjacent to an edge if it is separated from the edge by a separation distance(i.e., smallest distance between the two)less than or equal to nine times its separation distance from an opposite edge. Thus, in FIG.
1, ridge 14A is separated from the edge 16A by a distance no greater than nine times the distance from ridge 14A to edge 16C. In similar fashion, a ridge portion 14B, perpendicular to ridge portion 14A, is also part of grip 14 and is adjacent edge 16B.
The ridges 14A and 14B making up grip 14 allow one to readily separate the card 10 from other cards in an owner's wallet. Additionally, the slight offset between adjacent cards caused by the ridges 14A and 14B reduces the chances that impurities, such as dirt, on one card are transferred to a portion of an adjacent card. The embossed letters and numbers of 11 and 12 may help prevent such transfer, but may catch impurities themselves. In contrast, the ridges 14A and 14B, which preferably project further out from the planar surface than the letters and numbers, help to shield the letters and numbers from getting impurities from another card.
A second embodiment card 20 according to the present invention is shown in FIGS. 3 and 4. The components of this card have numbers in the 20s with the same last digit as the corresponding component, if any, of the _ g _ first embodiment. To avoid unnecessary repetition, the discussion of the second and later embodiments will concentrate on differences from the first embodiment. It will be understood that these additional embodiments are constructed and operable in the same fashion as the first embodiment except where expressly noted otherwise.
Card 20 has account name 21, account number 22, magnetic strip 23, and grip 24. Card 20 differs from card 10 in that grip 24 has ridge portions 24A and 24B
adjacent to edges, but on a surface of card 20 opposite to the surface where name and number information 21 and 22 project out.
A third embodiment card 30 according to the present invention is shown in FIGS. 5 and 6. The components of this card have numbers in the 30s with the same last digit as the corresponding component, if any, of the first embodiment. Card 30 has account name 31, account number 32, magnetic strip 33, and grip 34. Card 30 differs from card 10 in that grip 34 has ridge portions 34A, 34B, 34C, and 34D, each adjacent and parallel to a corresponding edge of the card. The name and number characters are not visible in FIG. 6.
A fourth embodiment card 30 according to the present invention is shown in FIG. 7. The components of this card have numbers in the 40s with the same last digit as the corresponding component, if any, of the first embodiment. Card 40 has account name 41, account number 42, magnetic strip 43, and grip 44. Card 40 differs from card 10 in that grip 44 is a valley or indentation extending parallel to an adjacent edge. A person can use a fingernail to pull the card 40 out from a group of cards by placing the finger on the desired card such that the fingernail catches the valley 44. The valley 44 could have different portions parallel and adjacent to different edges or, alternately, could have a single portion running adjacent to one edge only. (Likewise, the other embodiments could have a grip with a single portion running adjacent to one edge only or with two to four portions each running adjacent to a corresponding edge.) A fifth embodiment card 50 according to the present invention is shown in FIGS. 8 and 9. The components of this card have numbers in the 50s with the same last digit as the corresponding component, if any, of the first embodiment. For ease of illustration, card 50 and the below discussed embodiments, do not show the account name, account number, and magnetic strip, but it will be understood that such components would be included in each of these embodiments. Card 50 differs from card 10 in that grip 54 includes a series of slits 54A and 54B

extending completely through the card. The slits, like the grips in the other embodiments, include some portions offset from the surface (i.e., the surface where a finger is placed to engage the grip) in a direction normal to the surface.
A sixth embodiment card 60 according to the present invention is shown in FIGS. 10 and 11. This card uses a grip 64 having high friction materials in strips 64A and 64B extending parallel to adjacent edges. As the high friction materials such as, sandpaper strips must have bumps and valleys therein sufficiently large to provide gripping, they thus incldde some portions offset from the surface (i.e., the surface where a finger is placed to engage the grip) in a direction normal to the surface.
A seventh embodiment card 70 according to the present invention is shown in FIGS. 12. This card uses a grip 74 extending parallel to an adjacent edge. The grip 74 is a strip of rubber or plastic adhered to the rest of the card 70.
FIG. 13 shows a way in which a card 80 having name 81 and numbers 82 is made using a die stamp having parts 87 and 88 which stamp the name 81 and numbers 82 in the card 80 in known fashion. Additionally, they stamp a ridge 84A and valley 84B in the card at the same time that the name and number information is die stamped into the card. The ridge 84A and/or valley 84B may be used as a grip like ridge 14 or valley 44.
An alternate way of making a card is shown in FIG.
14. This uses a mold having a top mold piece 92 and bottom mold piece 94 in order to mold a card having a ridge corresponding to mold valley 95 and/or a card valley corresponding to mold ridge 96. Plastic, such as liquid plastic, is supplied into the mold and the valley 95 creates a ridge (not shown) in the card (not shown) and the ridge 95 creates a valley (not shown) in the card (not shown). The mold may also make the name and number characters on the card by use of portions 97 and 98. The valley and/or ridges in the cards so made may serve as the grips in numerous of the embodiments discussed above.
Although specific constructions have been presented herein, it is to be understood that these are for illustrative purposes only. Various modifications and adaptations will be apparent to those of skill in the art. In view of possible modifications, it will be appreciated that the scope of the present invention should be determined by reference to the claims appended hereto.

Claims (20)

1. A financial card comprising:
a generally planar substrate having a first surface, a second surface parallel to the first surface, and edges;
legible information, readable by human eyesight, on the card and related to an account associated with the financial card;
machine readable information related to the account associated with the financial card; and a grip engagable by a human finger placed on the first surface, the grip extending parallel to the first surface and having at least some portions offset from the first surface in a direction normal to the first surface.
2. The financial card of Claim 1 wherein the substrate is made of plastic, wherein the edges include four edges and the four edges are first and second width edges and first and second length edges, and wherein the grip extends parallel to one of the four edges.
3. The financial card of Claim 2 wherein the grip is a valley in the first surface.
4. The financial card of Claim 2 wherein the grip is a slit extending between the first surface and the second surface.
5. The financial card of Claim 2 wherein the grip is a high friction surface portion on the first surface.
6. The financial card of Claim 2 wherein the grip is a ridge projecting up from the first surface.
7. The financial card of Claim 6 wherein the ridge is integral with the substrate and is embossed therefrom.
8. The financial card of Claim 6 wherein the ridge is separate from the substrate and attached thereto.
9. The financial card of Claim 2 wherein the grip includes a portion parallel to one of the four edges and a portion parallel to another of the four edges.
10. A financial card comprising:
a generally planar substrate having a first surface, a second surface parallel to the first surface, and edges, wherein the substrate is made of plastic;
legible information, readable by human eyesight, on the card and related to an account associated with the financial card;
machine readable information related to the account associated with the financial card; and a grip engagable by a human finger placed on the first surface, the grip extending along the first surface and adjacent to one of the four edges, the grip having at least some portions offset from the first surface in a direction normal to the first surface.
11. The financial card of Claim 10 wherein the legible information is an account name and/or an account number and the machine legible information is on a magnetic strip on the substrate.
12. The financial card of Claim 11 wherein the grip extends parallel to at least one of the edges of the four edges.
13. The financial card of Claim 11 wherein the grip has portions extending parallel to at least two of the edges of the four edges.
14. The financial card of Claim 11 wherein the grip has portions extending parallel to each of the four edges.
15. The financial card of Claim 11 wherein the grip is a ridge integral with the substrate and extending out from the first surface and wherein the legible information is characters embossed in the substrate and extending out from the first surface.
16. The financial card of Claim 11 wherein the grip is a valley in the first surface.
17. The financial card of Claim 11 wherein the grip is a slit extending between the first surface and the second surface.
18. The financial card of Claim 11 wherein the grip is a high friction surface portion on the first surface.
19. A method of making a financial card comprising the steps of:
making a generally planar substrate of a card, the substrate having a first surface, a second surface parallel to the first surface, and edges;
placing legible information, readable by human eyesight, on the card and related to an account associated with the financial card;
placing machine readable information related to the account associated with the financial card; and locating a grip engagable by a human finger on the first surface, the grip extending parallel to the first surface and having at least some portions offset from the first surface in a direction normal to the first surface.
20. A method of making a financial card comprising 19 wherein the placing of at least some of legible information is accomplished by stamping indentations into the card and wherein the grip is created in the card by the same stamping step that applies at least some of legible information.
CA 2228776 1998-04-07 1998-04-07 Index grip plastic card Abandoned CA2228776A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA 2228776 CA2228776A1 (en) 1998-04-07 1998-04-07 Index grip plastic card

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CA 2228776 CA2228776A1 (en) 1998-04-07 1998-04-07 Index grip plastic card

Publications (1)

Publication Number Publication Date
CA2228776A1 true CA2228776A1 (en) 1999-10-07

Family

ID=29409217

Family Applications (1)

Application Number Title Priority Date Filing Date
CA 2228776 Abandoned CA2228776A1 (en) 1998-04-07 1998-04-07 Index grip plastic card

Country Status (1)

Country Link
CA (1) CA2228776A1 (en)

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