BRPI1014562A2 - método realizado por hardware executando software, meio legível por computador, métodos compreendendo uma pluralidade de etapas, e em um sistema de processamento de pagamento - Google Patents

método realizado por hardware executando software, meio legível por computador, métodos compreendendo uma pluralidade de etapas, e em um sistema de processamento de pagamento

Info

Publication number
BRPI1014562A2
BRPI1014562A2 BRPI1014562A BRPI1014562A BRPI1014562A2 BR PI1014562 A2 BRPI1014562 A2 BR PI1014562A2 BR PI1014562 A BRPI1014562 A BR PI1014562A BR PI1014562 A BRPI1014562 A BR PI1014562A BR PI1014562 A2 BRPI1014562 A2 BR PI1014562A2
Authority
BR
Brazil
Prior art keywords
methods
steps
processing system
computer readable
readable medium
Prior art date
Application number
BRPI1014562A
Other languages
English (en)
Inventor
Christopher Brown
Frederick Liu
Kevin Siegel
Mark Nelsen
Nancy Hilgers
Thomas Dwyer
Original Assignee
Visa Usa Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Usa Inc filed Critical Visa Usa Inc
Publication of BRPI1014562A2 publication Critical patent/BRPI1014562A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Apparatus For Radiation Diagnosis (AREA)
BRPI1014562A 2009-05-07 2010-05-06 método realizado por hardware executando software, meio legível por computador, métodos compreendendo uma pluralidade de etapas, e em um sistema de processamento de pagamento BRPI1014562A2 (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US17621409P 2009-05-07 2009-05-07
US12/774,521 US8924279B2 (en) 2009-05-07 2010-05-05 Risk assessment rule set application for fraud prevention
PCT/US2010/033861 WO2010129764A2 (en) 2009-05-07 2010-05-06 Risk assessment rule set application for fraud prevention

Publications (1)

Publication Number Publication Date
BRPI1014562A2 true BRPI1014562A2 (pt) 2016-04-19

Family

ID=43050870

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI1014562A BRPI1014562A2 (pt) 2009-05-07 2010-05-06 método realizado por hardware executando software, meio legível por computador, métodos compreendendo uma pluralidade de etapas, e em um sistema de processamento de pagamento

Country Status (5)

Country Link
US (3) US8924279B2 (pt)
AU (1) AU2010245845A1 (pt)
BR (1) BRPI1014562A2 (pt)
CA (1) CA2761323A1 (pt)
WO (1) WO2010129764A2 (pt)

Families Citing this family (64)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8078515B2 (en) * 2007-05-04 2011-12-13 Michael Sasha John Systems and methods for facilitating electronic transactions and deterring fraud
US11257080B2 (en) 2007-05-04 2022-02-22 Michael Sasha John Fraud deterrence for secure transactions
US9043861B2 (en) 2007-09-17 2015-05-26 Ulrich Lang Method and system for managing security policies
US10410220B2 (en) 2008-06-12 2019-09-10 Guardian Analytics, Inc. Fraud detection and analysis system
US8924279B2 (en) * 2009-05-07 2014-12-30 Visa U.S.A. Inc. Risk assessment rule set application for fraud prevention
US10290053B2 (en) 2009-06-12 2019-05-14 Guardian Analytics, Inc. Fraud detection and analysis
US20110016052A1 (en) * 2009-07-16 2011-01-20 Scragg Ernest M Event Tracking and Velocity Fraud Rules for Financial Transactions
US8527385B2 (en) * 2010-09-24 2013-09-03 Ethoca Technologies, Inc. Stakeholder collaboration
US11295394B2 (en) * 2010-12-07 2022-04-05 Groupon, Inc. Method and system for credit card holder identification
WO2012082935A2 (en) * 2010-12-14 2012-06-21 Early Warning Services, Llc System and method for detecting fraudulent account access and transfers
US8447693B2 (en) * 2011-04-13 2013-05-21 Citicorp Credit Services, Inc. Methods and systems for routing payment transactions
US8661038B1 (en) 2011-05-31 2014-02-25 Intuit Inc. Method and system for utilizing location data for automatic categorization of financial transactions
US20130024300A1 (en) * 2011-07-21 2013-01-24 Bank Of America Corporation Multi-stage filtering for fraud detection using geo-positioning data
US8924393B1 (en) 2011-07-28 2014-12-30 Intuit Inc. Method and system for improving automatic categorization of financial transactions
WO2013042358A1 (en) * 2011-09-21 2013-03-28 Nec Corporation Communication apparatus, communication system, communication control method, and program
US8996417B1 (en) 2011-10-13 2015-03-31 Intuit Inc. Method and system for automatically obtaining and categorizing cash transaction data using a mobile computing system
US8478688B1 (en) * 2011-12-19 2013-07-02 Emc Corporation Rapid transaction processing
US9436512B2 (en) * 2011-12-22 2016-09-06 Board Of Supervisors Of Louisana State University And Agricultural And Mechanical College Energy efficient job scheduling in heterogeneous chip multiprocessors based on dynamic program behavior using prim model
US8660984B1 (en) 2012-01-13 2014-02-25 Intuit Inc. Method and system for automatic categorization of check-based financial transactions
US8855377B1 (en) 2012-03-09 2014-10-07 Intuit Inc. Method and system for semi-automated setup of accounts within a data management system
US20130346294A1 (en) * 2012-03-21 2013-12-26 Patrick Faith Risk manager optimizer
CN104126189A (zh) * 2012-07-16 2014-10-29 美新纳瑞私人有限公司 交易的授权
US8930267B1 (en) * 2012-08-27 2015-01-06 Jpmorgan Chase Bank, N.A. Automated transactions clearing system and method
US8688573B1 (en) * 2012-10-16 2014-04-01 Intuit Inc. Method and system for identifying a merchant payee associated with a cash transaction
CN105556552A (zh) * 2013-03-13 2016-05-04 加迪安分析有限公司 欺诈探测和分析
US20150006239A1 (en) * 2013-06-28 2015-01-01 Sap Ag System, method, and apparatus for fraud detection
US10296911B2 (en) 2013-10-01 2019-05-21 Ethoca Technologies, Inc. Systems and methods for rescuing purchase transactions
US9508075B2 (en) * 2013-12-13 2016-11-29 Cellco Partnership Automated transaction cancellation
US20150278852A1 (en) * 2014-04-01 2015-10-01 DoubleVerify, Inc. System And Method For Identifying Online Advertisement Laundering And Online Advertisement Injection
US10380575B2 (en) * 2014-06-26 2019-08-13 Capital One Services, Llc Systems and methods for transaction pre authentication
US10380593B2 (en) * 2014-11-10 2019-08-13 Mastercard International Incorporated Systems and methods for detecting compromised automated teller machines
US10147065B1 (en) * 2015-03-30 2018-12-04 EMC IP Holding Company LLC Dynamic generation of risk score thresholds for optimized configuration of policy rules in an adaptive authentication service
US20160364794A1 (en) * 2015-06-09 2016-12-15 International Business Machines Corporation Scoring transactional fraud using features of transaction payment relationship graphs
US20170270496A1 (en) * 2015-07-10 2017-09-21 Dyron Clower Instant funds availablity risk assessment and real-time fraud alert system and method
US11941632B2 (en) * 2015-07-10 2024-03-26 Dyron Clower Instant funds availability risk assessment and real-time fraud alert system and method
CN108352022B (zh) * 2015-08-27 2023-02-17 万事达卡国际股份有限公司 用于监视计算机认证程序的系统和方法
US10430795B2 (en) * 2015-11-18 2019-10-01 Mastercard International Incorporated Rules engine for applying rules from a reviewing network to signals from an originating network
US10339529B2 (en) 2015-11-18 2019-07-02 Mastercard Internatioinal Incorporated Rules engine for applying rules from a reviewing network to signals from an originating network
US10482464B1 (en) * 2015-12-30 2019-11-19 Wells Fargo Bank, N.A. Identification of anomalous transaction attributes in real-time with adaptive threshold tuning
US11080714B2 (en) * 2016-05-27 2021-08-03 Mastercard International Incorporated Systems and methods for providing stand-in authorization
US10997596B1 (en) * 2016-08-23 2021-05-04 Mastercard International Incorporated Systems and methods for use in analyzing declined payment account transactions
US20180144345A1 (en) * 2016-11-23 2018-05-24 Kim Wagner Assurance exchange
US20180174210A1 (en) * 2016-12-15 2018-06-21 Mastercard International Incorporated Systems and methods for detecting data inconsistencies
US11182818B1 (en) * 2017-03-24 2021-11-23 Tango Card, Inc. Computer system for identifying aberrant activity on a reward card platform
US11042892B1 (en) 2017-03-24 2021-06-22 Tango Card, Inc. Triggering and throttling access to reward card supplier interfaces
US20190087820A1 (en) * 2017-09-18 2019-03-21 Mastercard International Incorporated False decline alert network
US11288674B2 (en) 2018-01-08 2022-03-29 Visa International Service Association System, method, and computer program product for determining fraud rules
CN114219497A (zh) * 2018-06-27 2022-03-22 创新先进技术有限公司 账户信息确定方法、装置及服务器
US11354669B2 (en) * 2018-06-28 2022-06-07 International Business Machines Corporation Collaborative analytics for fraud detection through a shared public ledger
US11227287B2 (en) 2018-06-28 2022-01-18 International Business Machines Corporation Collaborative analytics for fraud detection through a shared public ledger
WO2020072049A1 (en) 2018-10-03 2020-04-09 Visa International Service Association A real-time feedback service for resource access rule configuration
US11593743B2 (en) * 2018-12-31 2023-02-28 Paypal, Inc. Risk management system interface
US11748757B1 (en) * 2019-04-19 2023-09-05 Mastercard International Incorporated Network security systems and methods for detecting fraud
US20200410498A1 (en) * 2019-06-26 2020-12-31 Visa International Service Association Method, System, and Computer Program Product for Automatically Generating a Suggested Fraud Rule for an Issuer
US20210103927A1 (en) * 2019-10-03 2021-04-08 Visa International Service Association Method, System, and Computer Program Product for Simulating Fraud Detection Rules
US11403644B2 (en) * 2019-11-12 2022-08-02 Feedzai—Consultadoria e Inovação Tecnológica, S.A. Automated rules management system
US11157914B2 (en) * 2019-12-13 2021-10-26 Visa International Service Association Method, system, and computer program product for processing a potentially fraudulent transaction
US11295310B2 (en) 2020-02-04 2022-04-05 Visa International Service Association Method, system, and computer program product for fraud detection
US11290480B2 (en) 2020-05-26 2022-03-29 Bank Of America Corporation Network vulnerability assessment tool
CN114930368A (zh) 2020-11-17 2022-08-19 维萨国际服务协会 用于确定欺诈的系统、方法和计算机程序产品
US11763312B2 (en) * 2021-01-04 2023-09-19 Capital One Services, Llc Automated rules execution testing and release system
US20220261875A1 (en) * 2021-02-17 2022-08-18 Mastercard International Incorporated Artificial intelligence based product recommendation methods and systems for enhancing approvals of payment processing requests
US11750686B2 (en) 2021-08-03 2023-09-05 The Toronto-Dominion Bank System and method for enabling one or more transfer features associated with a real-time transfer protocol
US20230298028A1 (en) * 2022-03-18 2023-09-21 Fidelity Information Services, Llc Analyzing a transaction in a payment processing system

Family Cites Families (24)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5819226A (en) 1992-09-08 1998-10-06 Hnc Software Inc. Fraud detection using predictive modeling
US7251624B1 (en) 1992-09-08 2007-07-31 Fair Isaac Corporation Score based decisioning
US6601048B1 (en) 1997-09-12 2003-07-29 Mci Communications Corporation System and method for detecting and managing fraud
US6098879A (en) 1997-09-26 2000-08-08 Gilbarco, Inc. Fuel dispensing system providing customer preferences
US6016963A (en) 1998-01-23 2000-01-25 Mondex International Limited Integrated circuit card with means for performing risk management
US6108642A (en) 1998-02-02 2000-08-22 Network Sciences Company, Inc. Device for selectively blocking remote purchase requests
US7657460B2 (en) 2004-02-18 2010-02-02 Findley Thomas A Device for selectively blocking remote purchase requests
US6154746A (en) * 1998-04-22 2000-11-28 At&T Corp. High-dimensional index structure
US6650779B2 (en) * 1999-03-26 2003-11-18 Georgia Tech Research Corp. Method and apparatus for analyzing an image to detect and identify patterns
AU2001249276A2 (en) 2000-03-24 2001-10-08 Access Business Group International Llc System and method for detecting fraudulent transactions
US7263506B2 (en) 2000-04-06 2007-08-28 Fair Isaac Corporation Identification and management of fraudulent credit/debit card purchases at merchant ecommerce sites
WO2002024830A2 (en) * 2000-09-21 2002-03-28 Outlast Technologies, Inc. Stable phase change materials for use in temperature regulating synthetic fibers, fabrics and textiles
US7167856B2 (en) * 2001-05-15 2007-01-23 Jonathan Keir Lawder Method of storing and retrieving multi-dimensional data using the hilbert curve
WO2003048976A1 (en) * 2001-12-04 2003-06-12 University Of Southern California Methods for fast progressive evaluation of polynomial range-sum queries on real-time datacubes
US7231657B2 (en) 2002-02-14 2007-06-12 American Management Systems, Inc. User authentication system and methods thereof
JP3860046B2 (ja) * 2002-02-15 2006-12-20 インターナショナル・ビジネス・マシーンズ・コーポレーション ランダムサンプル階層構造を用いた情報処理のためのプログラム、システムおよび記録媒体
US8386376B2 (en) 2004-02-09 2013-02-26 American Express Travel Related Services Company, Inc. System and method using enhanced authorization data to reduce travel-related transaction fraud
US7527195B2 (en) * 2005-04-11 2009-05-05 Bill Me Later, Inc. Method and system for risk management in a transaction
EP1904965A4 (en) 2005-06-24 2009-06-17 Fair Isaac Corp ANALYTICAL DETECTION OF SIGNIFICANT INTEGRITY INTEGRITY / INTEGRITY INTEGRITY ATTACK AND SYSTEM OF CARD PORTFOLIO MANAGEMENT WHICH INTEGRITY IS REACHED
WO2007041709A1 (en) 2005-10-04 2007-04-12 Basepoint Analytics Llc System and method of detecting fraud
US20080021829A1 (en) 2006-07-06 2008-01-24 Kranzley Arthur D Rule-based selection of financial account for payment card transaction
US7657497B2 (en) 2006-11-07 2010-02-02 Ebay Inc. Online fraud prevention using genetic algorithm solution
US20090106151A1 (en) 2007-10-17 2009-04-23 Mark Allen Nelsen Fraud prevention based on risk assessment rule
US8924279B2 (en) * 2009-05-07 2014-12-30 Visa U.S.A. Inc. Risk assessment rule set application for fraud prevention

Also Published As

Publication number Publication date
US10140616B2 (en) 2018-11-27
WO2010129764A2 (en) 2010-11-11
AU2010245845A1 (en) 2011-12-01
US20180101852A1 (en) 2018-04-12
US20150178735A1 (en) 2015-06-25
WO2010129764A3 (en) 2011-02-03
CA2761323A1 (en) 2010-11-11
US8924279B2 (en) 2014-12-30
US20100287099A1 (en) 2010-11-11
US9842336B2 (en) 2017-12-12

Similar Documents

Publication Publication Date Title
BRPI1014562A2 (pt) método realizado por hardware executando software, meio legível por computador, métodos compreendendo uma pluralidade de etapas, e em um sistema de processamento de pagamento
BRPI1012867A2 (pt) metodo, meio legivel por computador, computador servidor, e, sistema
BRPI1009343A2 (pt) método realizado por hardware que executa software, e, mídia legível por computador não temporária
BR112013023014A2 (pt) método para avaliar uma formação subterrânea, e estrutura de software executável em um sistema de processamento de computador para avaliar uma formação subterrânea
BR112014007447A2 (pt) sistema e método de processamento de informações, e, mídia legível por computador
BR112014001256A2 (pt) aparelho de processamento de informação, método realizado por um aparelho de processamento de informação, e, mídia legível por computador não temporária
BRPI1008645A2 (pt) método, meio legível por computador, e, computador servidor
BR112013030471A2 (pt) método implementado por computador e sistema.
BRPI0814671A2 (pt) Método em um sistema de processamento de pagamento para uma pluralidade de transações e sistema de processamento de pagamento
BRPI1011767A2 (pt) método, meio legível por computador, computador servidor, e, sistema
BR112014030585A2 (pt) sistema de processamento de informação, método executado por um sistema de processamento de informação, e, meio legível por computador não transitório
BR112014004019A2 (pt) aparelho e método de processamento de informação, e, meio legível por computador.
BR112014006757A2 (pt) sistema de processamento de informação, método de processamento de informação, e, mídia
BR112013031345A2 (pt) sistema de recompensa de transação método de realização de uma transação , programa de computador , meio legível por computador , sistema de computador e sinal de dados.
BR112014009988A2 (pt) método, sistema de computador, meio legível por computador
BR112012005449A2 (pt) método implementado por computador, e, sistema de computador
BR112014012419A2 (pt) método implementado por computador e sistema
CO6840292A1 (es) Sistema y método para la realización de transacciones financieras
BRPI1013565A2 (pt) método, meio legível por computador, e, aparelho de computador
BRPI0822827A2 (pt) Mídia legível por computador, método e sistema
BR112013017073A2 (pt) aparelho para detecção de assimetria em um objeto, método para a detecção de assimetria, meio legível por computador tendo um software e sistema para a detecção de doenças cerebrais.
BR112013028905A2 (pt) dispositivo e método de processamento de informação, e, meio de armazenagem legível por computador
EP2688039A4 (en) PICTURE CONTROL DEVICE, PICTURE PROCESSING SYSTEM, PICTURE TEST PROGRAM, COMPUTER READABLE RECORDING MEDIUM AND PICTURE TESTING METHOD
BRPI1014113A2 (pt) método de processamento de dados sísmicos com base em campo de onda , e, sistema configurado para realizar processamento de dados sísmicos com base em campo de onda.
BRPI0910244A2 (pt) método de processamento de dados sísmicos, e, sistema configurado para processar dados sísmicos

Legal Events

Date Code Title Description
B08F Application fees: dismissal - article 86 of industrial property law

Free format text: REFERENTE A 5A E 6A ANUIDADES

B08K Lapse as no evidence of payment of the annual fee has been furnished to inpi (acc. art. 87)

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2368 DE 24-05-2016 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013.