BRPI0910683A2 - sistema de pagamento eletrônico - Google Patents
sistema de pagamento eletrônicoInfo
- Publication number
- BRPI0910683A2 BRPI0910683A2 BRPI0910683A BRPI0910683A BRPI0910683A2 BR PI0910683 A2 BRPI0910683 A2 BR PI0910683A2 BR PI0910683 A BRPI0910683 A BR PI0910683A BR PI0910683 A BRPI0910683 A BR PI0910683A BR PI0910683 A2 BRPI0910683 A2 BR PI0910683A2
- Authority
- BR
- Brazil
- Prior art keywords
- payment system
- electronic payment
- electronic
- payment
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/03—Protecting confidentiality, e.g. by encryption
- H04W12/033—Protecting confidentiality, e.g. by encryption of the user plane, e.g. user's traffic
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
- H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
- H04L63/0435—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload wherein the sending and receiving network entities apply symmetric encryption, i.e. same key used for encryption and decryption
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Finance (AREA)
- Signal Processing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US12/108,717 US9626821B2 (en) | 2008-04-24 | 2008-04-24 | Electronic payment system |
PCT/US2009/040179 WO2009131854A1 (en) | 2008-04-24 | 2009-04-10 | An electronic payment system |
Publications (1)
Publication Number | Publication Date |
---|---|
BRPI0910683A2 true BRPI0910683A2 (pt) | 2018-01-16 |
Family
ID=40790534
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BRPI0910683A BRPI0910683A2 (pt) | 2008-04-24 | 2009-04-10 | sistema de pagamento eletrônico |
Country Status (9)
Country | Link |
---|---|
US (1) | US9626821B2 (pt) |
EP (1) | EP2281273A1 (pt) |
JP (3) | JP5575750B2 (pt) |
KR (1) | KR20110005889A (pt) |
CN (2) | CN105608562A (pt) |
BR (1) | BRPI0910683A2 (pt) |
CA (1) | CA2720119A1 (pt) |
RU (1) | RU2010147838A (pt) |
WO (1) | WO2009131854A1 (pt) |
Families Citing this family (32)
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US10755268B2 (en) * | 2008-05-09 | 2020-08-25 | Verient, Inc. | Apparatus and methods for payment transactions using near field communication |
US11651356B2 (en) | 2008-05-09 | 2023-05-16 | Verient, Inc. | Apparatus and methods for payment transactions using near field communication |
US8955747B2 (en) * | 2009-06-23 | 2015-02-17 | At&T Mobility Ii Llc | Devices, systems and methods for wireless point-of-sale |
US8516255B2 (en) * | 2010-05-10 | 2013-08-20 | Qualcomm Incorporated | Methods and apparatus for peer-to-peer transfer of secure data using near field communications |
US9141945B2 (en) * | 2010-12-02 | 2015-09-22 | Appmobi Iplc, Inc. | Secure distributed single action payment system |
US10453062B2 (en) | 2011-03-15 | 2019-10-22 | Capital One Services, Llc | Systems and methods for performing person-to-person transactions using active authentication |
US10089612B2 (en) | 2011-03-15 | 2018-10-02 | Capital One Services, Llc | Systems and methods for performing ATM fund transfer using active authentication |
US11514451B2 (en) | 2011-03-15 | 2022-11-29 | Capital One Services, Llc | Systems and methods for performing financial transactions using active authentication |
US9240006B2 (en) | 2011-11-30 | 2016-01-19 | At&T Intellectual Property I, L.P. | Wireless transactions for enhancing customer experience |
EP2798594A4 (en) * | 2011-12-29 | 2015-07-01 | Intel Corp | VIRTUAL POINT OF SALE |
US10515363B2 (en) | 2012-06-12 | 2019-12-24 | Square, Inc. | Software PIN entry |
US10115084B2 (en) | 2012-10-10 | 2018-10-30 | Artashes Valeryevich Ikonomov | Electronic payment system |
US10057400B1 (en) | 2012-11-02 | 2018-08-21 | Majen Tech, LLC | Lock screen interface for a mobile device apparatus |
US20160379205A1 (en) | 2013-03-15 | 2016-12-29 | Apple Inc. | Facilitating transactions with a user account using a wireless device |
US9773240B1 (en) | 2013-09-13 | 2017-09-26 | Square, Inc. | Fake sensor input for passcode entry security |
US9558491B2 (en) | 2013-09-30 | 2017-01-31 | Square, Inc. | Scrambling passcode entry interface |
US9613356B2 (en) | 2013-09-30 | 2017-04-04 | Square, Inc. | Secure passcode entry user interface |
US9928501B1 (en) | 2013-10-09 | 2018-03-27 | Square, Inc. | Secure passcode entry docking station |
US10511580B2 (en) | 2014-03-31 | 2019-12-17 | Monticello Enterprises LLC | System and method for providing a social media shopping experience |
US11080777B2 (en) | 2014-03-31 | 2021-08-03 | Monticello Enterprises LLC | System and method for providing a social media shopping experience |
US10726472B2 (en) | 2014-03-31 | 2020-07-28 | Monticello Enterprises LLC | System and method for providing simplified in-store, product-based and rental payment processes |
US11282131B2 (en) | 2014-03-31 | 2022-03-22 | Monticello Enterprises LLC | User device enabling access to payment information in response to user input |
US9299072B2 (en) | 2014-05-29 | 2016-03-29 | Apple Inc. | Apparatuses and methods for operating a portable electronic device to conduct mobile payment transactions |
US9400977B2 (en) * | 2014-05-29 | 2016-07-26 | Apple Inc. | User device enabling access to payment information in response to mechanical input detection |
US11017384B2 (en) | 2014-05-29 | 2021-05-25 | Apple Inc. | Apparatuses and methods for using a primary user device to provision credentials onto a secondary user device |
KR101544722B1 (ko) * | 2014-11-13 | 2015-08-18 | 주식회사 엘지씨엔에스 | 부인 방지 방법, 이를 위한 결제 관리 서버 및 사용자 단말기 |
US20160307186A1 (en) * | 2015-04-20 | 2016-10-20 | Mastercard International Incorporated | Verification of contactless payment card for provisioning of payment credentials to mobile device |
US10410211B2 (en) * | 2015-06-15 | 2019-09-10 | Intel Corporation | Virtual POS terminal method and apparatus |
US11354658B2 (en) * | 2016-02-11 | 2022-06-07 | Mastercard International Incorporated | Method and system for offline blockchain exchanges |
EP3364329B1 (en) * | 2017-02-21 | 2023-07-26 | Mastercard International Incorporated | Security architecture for device applications |
CN109104712B (zh) * | 2018-07-17 | 2021-04-30 | 北京神州安付科技股份有限公司 | 一种基于nfc功能的无线充值加密系统及其加密方法 |
WO2023144624A1 (en) * | 2022-01-25 | 2023-08-03 | Benjamin Firooz Ghassabian | Authentication circuit |
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US6144743A (en) * | 1997-02-07 | 2000-11-07 | Kabushiki Kaisha Toshiba | Information recording medium, recording apparatus, information transmission system, and decryption apparatus |
US6016476A (en) | 1997-08-11 | 2000-01-18 | International Business Machines Corporation | Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security |
US6311167B1 (en) | 1997-12-22 | 2001-10-30 | Motorola, Inc. | Portable 2-way wireless financial messaging unit |
JPH11353237A (ja) | 1998-06-05 | 1999-12-24 | Fujitsu Ltd | 電子取引装置 |
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JP2002279320A (ja) | 2001-03-15 | 2002-09-27 | Kenwood Corp | 携帯電話クレジット決済方法および装置 |
RU2285296C2 (ru) | 2001-04-06 | 2006-10-10 | Георгий Михайлович Казаков | Устройство для расчетов за товары и услуги |
EP1280112A1 (de) | 2001-07-26 | 2003-01-29 | Siemens Aktiengesellschaft | Übertragen von Kartenfunktionalitäten |
US7784684B2 (en) * | 2002-08-08 | 2010-08-31 | Fujitsu Limited | Wireless computer wallet for physical point of sale (POS) transactions |
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FR2887717A1 (fr) * | 2005-06-22 | 2006-12-29 | Orange France Sa | Procede de creation d'un terminal eclate entre un terminal de base et des equipements connectes en serie |
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US7957532B2 (en) * | 2006-06-23 | 2011-06-07 | Microsoft Corporation | Data protection for a mobile device |
CN101114901B (zh) * | 2006-07-26 | 2010-08-25 | 联想(北京)有限公司 | 非接触式无线数据传输的安全认证系统、设备及方法 |
CN101118627A (zh) * | 2006-08-01 | 2008-02-06 | 上海融兴网络科技有限公司 | 移动电子商务支付交易系统及其安全认证方法 |
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US8118223B2 (en) * | 2006-09-28 | 2012-02-21 | Visa U.S.A. Inc. | Smart sign mobile transit fare payment |
GB2444798B (en) * | 2006-12-15 | 2010-06-30 | Innovision Res & Tech Plc | Communications devices comprising near field RF communicators |
US20080208762A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Payments using a mobile commerce device |
US20090094126A1 (en) * | 2007-10-03 | 2009-04-09 | Patrick Killian | Dual use point of sale terminal and methods of operating same |
US8095113B2 (en) * | 2007-10-17 | 2012-01-10 | First Data Corporation | Onetime passwords for smart chip cards |
CN101140649A (zh) * | 2007-10-22 | 2008-03-12 | 中兴通讯股份有限公司 | 利用集成了rfid芯片的手机实现电子商务的方法及系统 |
US7774076B2 (en) * | 2007-10-29 | 2010-08-10 | First Data Corporation | System and method for validation of transactions |
US20090192935A1 (en) * | 2008-01-30 | 2009-07-30 | Kent Griffin | One step near field communication transactions |
US9947002B2 (en) * | 2008-02-15 | 2018-04-17 | First Data Corporation | Secure authorization of contactless transaction |
CN101369365A (zh) | 2008-06-17 | 2009-02-18 | 王美金 | 基于内置证书和虚拟信用卡的手机的pos系统 |
-
2008
- 2008-04-24 US US12/108,717 patent/US9626821B2/en active Active
-
2009
- 2009-04-10 CN CN201610087300.7A patent/CN105608562A/zh active Pending
- 2009-04-10 CA CA2720119A patent/CA2720119A1/en not_active Abandoned
- 2009-04-10 RU RU2010147838/08A patent/RU2010147838A/ru not_active Application Discontinuation
- 2009-04-10 EP EP09734860A patent/EP2281273A1/en not_active Ceased
- 2009-04-10 WO PCT/US2009/040179 patent/WO2009131854A1/en active Application Filing
- 2009-04-10 KR KR1020107026350A patent/KR20110005889A/ko not_active Application Discontinuation
- 2009-04-10 JP JP2011506355A patent/JP5575750B2/ja not_active Expired - Fee Related
- 2009-04-10 BR BRPI0910683A patent/BRPI0910683A2/pt not_active IP Right Cessation
- 2009-04-10 CN CN2009801148450A patent/CN102016891A/zh active Pending
-
2013
- 2013-06-17 JP JP2013126448A patent/JP2013232206A/ja active Pending
-
2015
- 2015-05-26 JP JP2015106495A patent/JP6367148B2/ja active Active
Also Published As
Publication number | Publication date |
---|---|
CN105608562A (zh) | 2016-05-25 |
US20090271276A1 (en) | 2009-10-29 |
RU2010147838A (ru) | 2012-05-27 |
JP2013232206A (ja) | 2013-11-14 |
CN102016891A (zh) | 2011-04-13 |
KR20110005889A (ko) | 2011-01-19 |
JP5575750B2 (ja) | 2014-08-20 |
EP2281273A1 (en) | 2011-02-09 |
CA2720119A1 (en) | 2009-10-29 |
JP2011520186A (ja) | 2011-07-14 |
WO2009131854A1 (en) | 2009-10-29 |
JP2015181037A (ja) | 2015-10-15 |
US9626821B2 (en) | 2017-04-18 |
JP6367148B2 (ja) | 2018-08-01 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
B08F | Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette] | ||
B08K | Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette] |