BR9912173A - Payment system verified - Google Patents

Payment system verified

Info

Publication number
BR9912173A
BR9912173A BR9912173-5A BR9912173A BR9912173A BR 9912173 A BR9912173 A BR 9912173A BR 9912173 A BR9912173 A BR 9912173A BR 9912173 A BR9912173 A BR 9912173A
Authority
BR
Brazil
Prior art keywords
payment
vps
customer
transactions
transaction
Prior art date
Application number
BR9912173-5A
Other languages
Portuguese (pt)
Inventor
Candida Coralie Anne Slater
Iain Downs
Original Assignee
Protx Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Protx Ltd filed Critical Protx Ltd
Publication of BR9912173A publication Critical patent/BR9912173A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems

Abstract

Patente de Invenção: "SISTEMA DE PAGAMENTOVERIFICADO". Sistema de terceiros verificado distribuídomonopolizado ( VPS) (10) e método permitem transaçõeseletrónicas/ digitais através de verificação e autenticação emtempo real com a privacidade e segurança aperfeiçoadasenvolvendo toda a faixa de pagamentos de muito grande a muitopequenos. O VPS 10 inclui centros de conexão (16 - 20) quearmazenam dados do cliente que ligam clientes 22 aos vendedores24 para mediar transações eletrónicas seguras. Os dados podemser pré-registrados por bancos (30) e outros proprietários,controladores e emissores de sistema de pagamentos (32).Proprietários de sistemas de pagamento, tais como cartões decompanhias/compras podem autorizar o uso por terceiros dentrode limites especificados, desse modo, permitindo que elesmonitorem e controlem a autoridade delegada. Uma autoridade deconta central (22) proporciona serviços de registro indicando quecentros de conexão servem a quais clientes. O VPS 10 implementaum sistema de transação de chave dupla, em que instruçõesverificadas devem vir separadamente e completamenteindependentes do cliente (22) e do vendedor (24) antes do términoda transação por intermédio de métodos aceitos por ambas aspartes. O VPS (10) permite que o cliente (22), o vendedor de (24) emétodos e sistemas de pagamento associados (30 - 32) sejamconhecidos, com quantidades fixas e pré-registradas dentro de umgerenciador de autorização. O cliente (22) e o vendedor (24)podem escolher um método de pagamento e a moeda usada emcada final de qualquer transação e o pagamento é feito sempredentro de um sistema fechado sem que uma parte tenha acesso ouconheça os detalhes do sistema de pagamento da outra. Trilhas deauditoria em tempo real para todas as partes relacionadas sãoimplementadas, em que o cliente (22), os vendedores (24) e osbancos (30) podem traçar transações, gerenciar relatórios e iniciarreembolsos para essas transações seguras. O VPS 10 também éindependente de software e hardware, implementados por qualquerconfiguração de rede conhecida para qualquer transaçãoeletrónica ou digital conhecida, usando telefones móveis (28),palm-tops e televisão digital para compras e dispositivos depagamento de crédito/débito para qualquer forma de comérciousando transações eletrónicas.Invention Patent: "CHECKED PAYMENT SYSTEM". Verified third-party distributed monopolized system (VPS) (10) and method allow electronic / digital transactions through verification and authentication in real time with improved privacy and security involving the entire range of payments from very large to very small. VPS 10 includes connection centers (16 - 20) that store customer data that connect customers 22 to vendors24 to mediate secure electronic transactions. Data can be pre-recorded by banks (30) and other payment system owners, controllers and issuers (32). Owners of payment systems, such as company / purchase cards, can authorize third-party use within specified limits, thereby , allowing them to monitor and control delegated authority. A central account authority (22) provides registration services indicating which connection centers serve which customers. VPS 10 implements a double-key transaction system, in which verified instructions must come separately and completely independent from the customer (22) and the seller (24) before the end of the transaction using methods accepted by both parties. The VPS (10) allows the customer (22), the seller of (24) methods and associated payment systems (30 - 32) to be known, with fixed and pre-registered quantities within an authorization manager. The customer (22) and the seller (24) can choose a payment method and the currency used for the end of any transaction, and payment is always made within a closed system without a party having access to or knowing the details of the payment system. another. Real-time audit trails for all related parties are implemented, where the customer (22), salespeople (24) and banks (30) can trace transactions, manage reports and initiate refunds for these secure transactions. VPS 10 is also independent of software and hardware, implemented by any known network configuration for any known electronic or digital transaction, using mobile phones (28), palm-tops and digital television for purchases and credit / debit payment devices for any form of merchandising electronic transactions.

BR9912173-5A 1998-06-19 1999-06-18 Payment system verified BR9912173A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US8982598P 1998-06-19 1998-06-19
PCT/GB1999/001886 WO1999066436A1 (en) 1998-06-19 1999-06-18 Verified payment system

Publications (1)

Publication Number Publication Date
BR9912173A true BR9912173A (en) 2001-11-20

Family

ID=22219761

Family Applications (1)

Application Number Title Priority Date Filing Date
BR9912173-5A BR9912173A (en) 1998-06-19 1999-06-18 Payment system verified

Country Status (12)

Country Link
EP (1) EP1097425A1 (en)
JP (1) JP2002518749A (en)
CN (1) CN1313973A (en)
AU (1) AU4517899A (en)
BR (1) BR9912173A (en)
CA (1) CA2335453C (en)
CZ (1) CZ20004781A3 (en)
HU (1) HUP0103385A2 (en)
IL (1) IL140333A0 (en)
NO (1) NO20006449L (en)
PL (1) PL345032A1 (en)
WO (1) WO1999066436A1 (en)

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Also Published As

Publication number Publication date
EP1097425A1 (en) 2001-05-09
JP2002518749A (en) 2002-06-25
CA2335453A1 (en) 1999-12-23
PL345032A1 (en) 2001-11-19
CA2335453C (en) 2007-11-06
HUP0103385A2 (en) 2002-01-28
CZ20004781A3 (en) 2001-08-15
NO20006449L (en) 2001-01-17
WO1999066436A1 (en) 1999-12-23
IL140333A0 (en) 2002-02-10
AU4517899A (en) 2000-01-05
NO20006449D0 (en) 2000-12-18
CN1313973A (en) 2001-09-19

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B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE 3A, 4A, 5A, 6A, 7A E 8A ANUIDADES.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO 8.6 PUBLICADO NA RPI 1911 DE 21/08/2007.

B15K Others concerning applications: alteration of classification

Ipc: G06Q 20/02 (2012.01), G06Q 20/00 (2012.0