BR112022024724A2 - Nota bancária, método para emitir uma nota bancária, método para usar uma nota bancária, método para processar um pagamento usando um terminal, método para determinar um valor nominal atual de uma nota bancária, método para substituir uma nota bancária - Google Patents

Nota bancária, método para emitir uma nota bancária, método para usar uma nota bancária, método para processar um pagamento usando um terminal, método para determinar um valor nominal atual de uma nota bancária, método para substituir uma nota bancária

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Publication number
BR112022024724A2
BR112022024724A2 BR112022024724A BR112022024724A BR112022024724A2 BR 112022024724 A2 BR112022024724 A2 BR 112022024724A2 BR 112022024724 A BR112022024724 A BR 112022024724A BR 112022024724 A BR112022024724 A BR 112022024724A BR 112022024724 A2 BR112022024724 A2 BR 112022024724A2
Authority
BR
Brazil
Prior art keywords
bank note
payment
banknote
issuing
replacing
Prior art date
Application number
BR112022024724A
Other languages
English (en)
Inventor
Bösch Christoph
Peters Florian
Rückriemen Jörg
Szegvari Piotr
Original Assignee
Bundesdruckerei Gmbh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bundesdruckerei Gmbh filed Critical Bundesdruckerei Gmbh
Publication of BR112022024724A2 publication Critical patent/BR112022024724A2/pt

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/389Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3247Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07DHANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D7/00Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
    • G07D7/004Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using digital security elements, e.g. information coded on a magnetic thread or strip
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07DHANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D7/00Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
    • G07D7/01Testing electronic circuits therein
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/08Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
    • H04L9/0816Key establishment, i.e. cryptographic processes or cryptographic protocols whereby a shared secret becomes available to two or more parties, for subsequent use
    • H04L9/0819Key transport or distribution, i.e. key establishment techniques where one party creates or otherwise obtains a secret value, and securely transfers it to the other(s)
    • H04L9/0825Key transport or distribution, i.e. key establishment techniques where one party creates or otherwise obtains a secret value, and securely transfers it to the other(s) using asymmetric-key encryption or public key infrastructure [PKI], e.g. key signature or public key certificates
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3236Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions
    • H04L9/3239Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions involving non-keyed hash functions, e.g. modification detection codes [MDCs], MD5, SHA or RIPEMD
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06Authentication
    • H04W12/069Authentication using certificates or pre-shared keys
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/12Detection or prevention of fraud
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825Use of electronic signatures
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07DHANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D2207/00Paper-money testing devices
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56Financial cryptography, e.g. electronic payment or e-cash

Landscapes

  • Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Inspection Of Paper Currency And Valuable Securities (AREA)
  • Bakery Products And Manufacturing Methods Therefor (AREA)
  • Compression-Type Refrigeration Machines With Reversible Cycles (AREA)

Abstract

NOTA BANCÁRIA, MÉTODO PARA EMITIR UMA NOTA BANCÁRIA, MÉTODO PARA USAR UMA NOTA BANCÁRIA, MÉTODO PARA PROCESSAR UM PAGAMENTO USANDO UM TERMINAL, MÉTODO PARA DETERMINAR UM VALOR NOMINAL ATUAL DE UMA NOTA BANCÁRIA, MÉTODO PARA SUBSTITUIR UMA NOTA BANCÁRIA. A invenção se refere a uma nota bancária (100) com um elemento de segurança com um processador (124) e uma memória (120). Uma chave criptográfica privada (118) de um par de chaves assimétricas da nota bancária (100) é armazenada em uma área de memória protegida (122) da memória (120). O par de chaves assimétricas é atribuído a um endereço de blockchain específico de nota bancária em um blockchain (148). Um método de pagamento executado com a nota bancária (100) compreende: • receber uma solicitação de pagamento para um pagamento com a nota bancária (100) na forma de uma transação de um montante a ser pago a partir do endereço de blockchain da nota bancária (100) para um endereço de blockchain de um beneficiário, • assinar uma aprovação de transação com a chave criptográfica privada (118) da nota bancária (100), • enviar a aprovação de transação assinada.
BR112022024724A 2020-06-05 2021-06-04 Nota bancária, método para emitir uma nota bancária, método para usar uma nota bancária, método para processar um pagamento usando um terminal, método para determinar um valor nominal atual de uma nota bancária, método para substituir uma nota bancária BR112022024724A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE102020115035.0A DE102020115035A1 (de) 2020-06-05 2020-06-05 Blockchain gestützte Banknote
PCT/EP2021/065025 WO2021245244A2 (de) 2020-06-05 2021-06-04 Blockchain gestützte banknote

Publications (1)

Publication Number Publication Date
BR112022024724A2 true BR112022024724A2 (pt) 2023-02-28

Family

ID=77226771

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112022024724A BR112022024724A2 (pt) 2020-06-05 2021-06-04 Nota bancária, método para emitir uma nota bancária, método para usar uma nota bancária, método para processar um pagamento usando um terminal, método para determinar um valor nominal atual de uma nota bancária, método para substituir uma nota bancária

Country Status (8)

Country Link
US (1) US20230214830A1 (pt)
EP (1) EP4162646A2 (pt)
AU (1) AU2021283713A1 (pt)
BR (1) BR112022024724A2 (pt)
CA (1) CA3181297A1 (pt)
DE (1) DE102020115035A1 (pt)
MX (1) MX2022015372A (pt)
WO (1) WO2021245244A2 (pt)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE102021107379A1 (de) * 2021-03-24 2022-09-29 Bundesdruckerei Gmbh Seriennummernspezifische Blockchain-Stützung für mobile tragbare Endgeräte
US20240020703A1 (en) * 2022-07-18 2024-01-18 Lenovo (Singapore) Pte. Ltd Avoiding irreversible ledger transactions having an incorrect address

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
BR0215271A (pt) 2001-12-21 2004-10-19 Giesecke & Devrient Gmbh Material em folha e aparelhos e métodos para produzir e processar esse material em folha
KR100896342B1 (ko) * 2007-05-31 2009-05-07 고려대학교 산학협력단 Rfid 태그가 내장된 화폐, rfid 태그가 내장된화폐의 암호화 방법, rfid 태그가 내장된 화폐의위변조 검증 방법, rfid 태그가 내장된 화폐의 사용자추적 방법 및 이를 기록한 기록매체
US20130166455A1 (en) * 2011-12-23 2013-06-27 Douglas Feigelson Creating and using digital currency
CZ307164B6 (cs) * 2015-08-20 2018-02-14 Petr Sobotka Způsob přenosu šifrovacích klíčů digitální měny na základě postupu vystavování, ověřování a znehodnocování fyzického nosiče s vícefaktorovou autorizací a fyzický nosič šifrovacích klíčů pro digitální měnu k provádění tohoto způsobu
US20170293899A1 (en) 2016-04-12 2017-10-12 Digicash Pty Ltd. Digital value token processing systems and methods having improved security and scalability
US10540654B1 (en) 2018-02-12 2020-01-21 Winklevoss Ip, Llc System, method and program product for generating and utilizing stable value digital assets
US10402823B1 (en) 2018-12-30 2019-09-03 Alexander Vladimirovich Vlasov System for exchanging private keys for mutual settlements between users of a cryptocurrency outside blockchains

Also Published As

Publication number Publication date
MX2022015372A (es) 2023-05-19
AU2021283713A1 (en) 2023-01-19
EP4162646A2 (de) 2023-04-12
WO2021245244A2 (de) 2021-12-09
WO2021245244A3 (de) 2022-01-27
US20230214830A1 (en) 2023-07-06
DE102020115035A1 (de) 2021-12-09
CA3181297A1 (en) 2021-12-09

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