BR112019000688A2 - método para armazenar um token e os dados associados ao token, e, computador servidor. - Google Patents

método para armazenar um token e os dados associados ao token, e, computador servidor.

Info

Publication number
BR112019000688A2
BR112019000688A2 BR112019000688A BR112019000688A BR112019000688A2 BR 112019000688 A2 BR112019000688 A2 BR 112019000688A2 BR 112019000688 A BR112019000688 A BR 112019000688A BR 112019000688 A BR112019000688 A BR 112019000688A BR 112019000688 A2 BR112019000688 A2 BR 112019000688A2
Authority
BR
Brazil
Prior art keywords
token vault
token
vault
mirror
information stored
Prior art date
Application number
BR112019000688A
Other languages
English (en)
Inventor
Carpenter Andrew
Patterson Barbara
Kurland Dan
Tait Paul
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of BR112019000688A2 publication Critical patent/BR112019000688A2/pt

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/321Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving a third party or a trusted authority
    • H04L9/3213Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving a third party or a trusted authority using tickets or tokens, e.g. Kerberos

Abstract

as modalidades se referem a um primeiro cofre de token gerenciado por um provedor de serviços de token e um segundo cofre de token gerenciado por uma segunda entidade. o primeiro cofre de token é sincronizado continuamente com o segundo cofre de token em tempo real. ou seja, os dados no segundo cofre de token são atualizados simultaneamente com ou imediatamente após os dados no primeiro cofre de token serem atualizados. em algumas modalidades, o primeiro cofre de token pode ser um cofre de token principal e o segundo cofre de token pode ser um cofre de token espelho. o cofre de token espelho pode armazenar as mesmas informações que o cofre de token principal. alternativamente, o cofre de token espelho pode armazenar um subconjunto de informações armazenadas no cofre de token principal. em outras modalidades, as informações armazenadas no primeiro cofre de token e as informações armazenadas no segundo cofre de token podem ser mutuamente exclusivas.
BR112019000688A 2016-08-12 2017-08-11 método para armazenar um token e os dados associados ao token, e, computador servidor. BR112019000688A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201662374711P 2016-08-12 2016-08-12
PCT/US2017/046558 WO2018031914A1 (en) 2016-08-12 2017-08-11 Mirrored token vault

Publications (1)

Publication Number Publication Date
BR112019000688A2 true BR112019000688A2 (pt) 2019-04-24

Family

ID=61163232

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112019000688A BR112019000688A2 (pt) 2016-08-12 2017-08-11 método para armazenar um token e os dados associados ao token, e, computador servidor.

Country Status (7)

Country Link
US (3) US10699270B2 (pt)
EP (1) EP3497648A4 (pt)
CN (1) CN109564662B (pt)
AU (1) AU2017311606A1 (pt)
BR (1) BR112019000688A2 (pt)
SG (2) SG11201811424PA (pt)
WO (1) WO2018031914A1 (pt)

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US10699270B2 (en) 2016-08-12 2020-06-30 Visa International Service Association Mirrored token vault
US11012441B2 (en) * 2017-06-30 2021-05-18 Open Text Corporation Hybrid authentication systems and methods
WO2019166868A1 (en) * 2018-02-27 2019-09-06 Visa International Service Association Method and system for providing attribute data with token
US10783234B2 (en) * 2018-04-06 2020-09-22 The Toronto-Dominion Bank Systems for enabling tokenized wearable devices
SG11202104782TA (en) 2018-11-14 2021-06-29 Visa Int Service Ass Cloud token provisioning of multiple tokens
US11240030B2 (en) * 2018-12-27 2022-02-01 Paypal, Inc. Token management layer for automating authentication during communication channel interactions
EP3712828A1 (en) * 2019-03-19 2020-09-23 Mastercard International Incorporated Payment token mechanism
US20210012026A1 (en) * 2019-07-08 2021-01-14 Capital One Services, Llc Tokenization system for customer data in audio or video
EP3779826A1 (en) * 2019-08-16 2021-02-17 Mastercard International Incorporated Iot devices
EP4022871A4 (en) * 2019-08-30 2022-11-02 Visa International Service Association AGNOSTIC TOKEN PROVISION THROUGH A GATEWAY
US20230004974A1 (en) * 2019-12-13 2023-01-05 Visa International Service Association Plan interaction utilizing cryptogram
WO2021188919A1 (en) * 2020-03-20 2021-09-23 Mastercard International Incorporated Method and system for supporting micro-transactions in a digital asset network via digital tokens

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US10255591B2 (en) * 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
US8453127B2 (en) * 2010-09-20 2013-05-28 Sap Ag Systems and methods providing a token synchronization gateway for a graph-based business process model
US20120173431A1 (en) 2010-12-30 2012-07-05 First Data Corporation Systems and methods for using a token as a payment in a transaction
WO2012142045A2 (en) * 2011-04-11 2012-10-18 Visa International Service Association Multiple tokenization for authentication
US9830595B2 (en) * 2012-01-26 2017-11-28 Visa International Service Association System and method of providing tokenization as a service
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CN105580038A (zh) * 2013-07-24 2016-05-11 维萨国际服务协会 用于可互操作的网络令牌处理的系统和方法
US10496986B2 (en) * 2013-08-08 2019-12-03 Visa International Service Association Multi-network tokenization processing
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KR101623636B1 (ko) * 2014-04-25 2016-05-23 모지도코화이어코리아 유한회사 Cloud SE 기반의 클라우드-SE 시스템, 모바일 단말 및 그의 모바일 결제 방법
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US10699270B2 (en) 2016-08-12 2020-06-30 Visa International Service Association Mirrored token vault

Also Published As

Publication number Publication date
CN109564662B (zh) 2023-12-05
US11842344B2 (en) 2023-12-12
US11334885B2 (en) 2022-05-17
US20220398571A1 (en) 2022-12-15
WO2018031914A1 (en) 2018-02-15
US10699270B2 (en) 2020-06-30
US20190188696A1 (en) 2019-06-20
SG11201811424PA (en) 2019-01-30
EP3497648A1 (en) 2019-06-19
EP3497648A4 (en) 2019-06-26
SG10202008396YA (en) 2020-09-29
AU2017311606A1 (en) 2019-01-17
CN109564662A (zh) 2019-04-02
US20200286080A1 (en) 2020-09-10

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B11A Dismissal acc. art.33 of ipl - examination not requested within 36 months of filing
B11Y Definitive dismissal - extension of time limit for request of examination expired [chapter 11.1.1 patent gazette]
B350 Update of information on the portal [chapter 15.35 patent gazette]