BR112017013223A2 - ?transações de atm pré-estabelecidas? - Google Patents
?transações de atm pré-estabelecidas?Info
- Publication number
- BR112017013223A2 BR112017013223A2 BR112017013223A BR112017013223A BR112017013223A2 BR 112017013223 A2 BR112017013223 A2 BR 112017013223A2 BR 112017013223 A BR112017013223 A BR 112017013223A BR 112017013223 A BR112017013223 A BR 112017013223A BR 112017013223 A2 BR112017013223 A2 BR 112017013223A2
- Authority
- BR
- Brazil
- Prior art keywords
- atm transactions
- established atm
- established
- transactions
- services
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
- G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/206—Software aspects at ATMs
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
trata-se de sistemas para serviços e transações financeiras que operam sem cartão.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201462094320P | 2014-12-19 | 2014-12-19 | |
PCT/US2015/067011 WO2016100965A1 (en) | 2014-12-19 | 2015-12-21 | Pre-staged atm transactions |
Publications (1)
Publication Number | Publication Date |
---|---|
BR112017013223A2 true BR112017013223A2 (pt) | 2018-02-06 |
Family
ID=55168413
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR112017013223A BR112017013223A2 (pt) | 2014-12-19 | 2015-12-21 | ?transações de atm pré-estabelecidas? |
Country Status (5)
Country | Link |
---|---|
US (2) | US11042851B2 (pt) |
EP (1) | EP3234932A1 (pt) |
CN (1) | CN107408246B (pt) |
BR (1) | BR112017013223A2 (pt) |
WO (1) | WO2016100965A1 (pt) |
Families Citing this family (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US11615199B1 (en) * | 2014-12-31 | 2023-03-28 | Idemia Identity & Security USA LLC | User authentication for digital identifications |
US11348077B2 (en) * | 2016-12-12 | 2022-05-31 | Citibank, N.A. | Systems and methods for pre-staging ATM transactions |
US11625699B1 (en) | 2016-12-27 | 2023-04-11 | Wells Fargo Bank, N.A. | Adaptive daily withdrawal limits for smart chip ATM transactions |
SE1751061A1 (en) * | 2017-09-01 | 2019-03-02 | Pej Ab | Computerized method, communication system and computer programs for efficient handling of mobile commerce |
US11037114B2 (en) | 2018-03-22 | 2021-06-15 | Diebold Nixdorf, Incorporated | System and method for financial transactions |
US10965662B2 (en) | 2018-06-27 | 2021-03-30 | Bank Of America Corporation | Method and system for data communication and frictionless authentication |
US11151555B2 (en) | 2018-06-28 | 2021-10-19 | International Business Machines Corporation | Code-based or token-based transfers using automated teller machines |
US11057377B2 (en) * | 2018-08-26 | 2021-07-06 | Ncr Corporation | Transaction authentication |
US11037127B2 (en) | 2019-05-07 | 2021-06-15 | Capital One Services, Llc | Symbols to indicate which ATM to use |
EP3812991A1 (en) | 2019-10-21 | 2021-04-28 | Joachim Walser | Cryptocurrency cash gateway |
US11094174B1 (en) | 2020-06-08 | 2021-08-17 | Bank Of America Corporation | Intelligent processing of broken or failed ATM transactions |
US11769127B2 (en) * | 2020-06-08 | 2023-09-26 | Bank Of America Corporation | Intelligent processing of broken or failed ATM transactions |
US20220405731A1 (en) * | 2021-06-18 | 2022-12-22 | Glory Ltd. | System and method for authenticating a user of a banking device |
Family Cites Families (25)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB9323489D0 (en) * | 1993-11-08 | 1994-01-05 | Ncr Int Inc | Self-service business system |
US20030069856A1 (en) * | 2001-10-10 | 2003-04-10 | First Data Corporation | Method and system for performing money transfer transactions |
AU2001280835A1 (en) * | 2000-07-27 | 2002-02-13 | Eft Datalink, Incorporated | Value transfer system for unbanked customers |
GB2376124A (en) * | 2001-05-23 | 2002-12-04 | Yong Hock Lawrence Sim | Currency conversion machine |
CA2505920A1 (en) * | 2002-04-03 | 2003-10-09 | Swivel Secure Limited | System and method for secure credit and debit card transactions |
US7416112B2 (en) | 2006-04-05 | 2008-08-26 | Diebold Self-Service Systems Division Of Diebold, Incorporated | Automated banking machine system and method |
US20080203150A1 (en) * | 2006-04-07 | 2008-08-28 | John Royce-Winston | System and method for creating digital currency |
US9141956B2 (en) * | 2006-11-13 | 2015-09-22 | Ncr Corporation | Using biometric tokens to pre-stage and complete transactions |
US8423462B1 (en) * | 2009-05-01 | 2013-04-16 | Amazon Technologies, Inc. | Real-time mobile wallet server |
US8639602B2 (en) * | 2010-04-27 | 2014-01-28 | Bindu Rama Rao | System for agent assisted mobile funds transfer and mobile banking |
CA2819696A1 (en) * | 2010-12-23 | 2012-06-28 | Paydiant, Inc. | Mobile phone atm processing methods and systems |
US20140089188A1 (en) * | 2011-10-20 | 2014-03-27 | Bindu Rama Rao | System for funds transfer using source atm and delivering atm |
US20140095383A1 (en) * | 2011-10-20 | 2014-04-03 | Bindu Rama Rao | System for anonymous funds transfer using adhoc staging accounts |
US9922370B2 (en) * | 2011-11-15 | 2018-03-20 | Ncr Corporation | Techniques for automated teller machine (ATM) transactions |
CN103136699A (zh) * | 2011-12-02 | 2013-06-05 | 张艺 | 无银行卡取款及交易方法 |
US10395247B2 (en) * | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | Systems and methods for facilitating a secure transaction at a non-financial institution system |
US11354637B2 (en) * | 2012-03-08 | 2022-06-07 | Citicorp Credit Services, Inc. (Usa) | Methods and systems for performing a financial transaction using a mobile communication device |
US8915426B2 (en) * | 2012-07-11 | 2014-12-23 | Ncr Corporation | Media dispensing self-service terminal |
US11132657B2 (en) * | 2012-08-27 | 2021-09-28 | Ncr Corporation | Transaction flow |
US10650378B2 (en) * | 2012-12-19 | 2020-05-12 | Ncr Corporation | Customer verification |
US20150106267A1 (en) * | 2013-10-15 | 2015-04-16 | Hyunju Lee | Account notifications for required information to complete a financial transaction |
CN103778728A (zh) * | 2014-02-23 | 2014-05-07 | 王恩惠 | 一种在自动柜员机上无银行卡实现交易的方法及系统 |
US9721248B2 (en) * | 2014-03-04 | 2017-08-01 | Bank Of America Corporation | ATM token cash withdrawal |
US9292849B2 (en) * | 2014-07-23 | 2016-03-22 | Bank Of America Corporation | Mobile one-time card number generator for ATM usage |
US9418358B2 (en) * | 2014-12-05 | 2016-08-16 | Bank Of America Corporation | Pre-configure and customize ATM interaction using mobile device |
-
2015
- 2015-12-21 CN CN201580076592.8A patent/CN107408246B/zh active Active
- 2015-12-21 US US15/537,776 patent/US11042851B2/en active Active
- 2015-12-21 BR BR112017013223A patent/BR112017013223A2/pt not_active Application Discontinuation
- 2015-12-21 WO PCT/US2015/067011 patent/WO2016100965A1/en active Application Filing
- 2015-12-21 EP EP15823888.1A patent/EP3234932A1/en not_active Withdrawn
-
2021
- 2021-05-14 US US17/320,494 patent/US20210272081A1/en active Pending
Also Published As
Publication number | Publication date |
---|---|
US20180047000A1 (en) | 2018-02-15 |
US20210272081A1 (en) | 2021-09-02 |
EP3234932A1 (en) | 2017-10-25 |
CN107408246A (zh) | 2017-11-28 |
CN107408246B (zh) | 2021-09-14 |
US11042851B2 (en) | 2021-06-22 |
WO2016100965A1 (en) | 2016-06-23 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
B25D | Requested change of name of applicant approved |
Owner name: DIEBOLD NIXDORF, INCORPORATED (US) |
|
B06U | Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette] | ||
B25M | Entry on limitation or onus of patent assignment [chapter 25.13 patent gazette] |
Owner name: DIEBOLD NIXDORF, INCORPORATED (US) Free format text: ANOTACAO DE LIMITACAO OU ONUSDE ACORDO COM O ART. 59, II, DA LPI, FICA ANOTADO O GRAVAME ? CONTRATO DE GARANTIA DE PROPRIEDADE INDUSTRIAL ? CELEBRADO ENTRE ?DIEBOLD NIXDORF, INCORPORATED? E OUTRO (DEVEDORES PIGNORATICIOS) EM FAVOR DE ?JPMORGAN CHASE BANK., N.A.? (AGENTE ADMINISTRATIVO DO CONTRATO DE CREDITO), CONFORME REQUERIDO NA PETICAO 870190028625 DE 25/03/2019. |
|
B07A | Application suspended after technical examination (opinion) [chapter 7.1 patent gazette] | ||
B07A | Application suspended after technical examination (opinion) [chapter 7.1 patent gazette] | ||
B09B | Patent application refused [chapter 9.2 patent gazette] |