BR112017000327A2 - método para gerenciar uma transação, servidor correspondente, produto de programa de computador e meio de armazenamento - Google Patents

método para gerenciar uma transação, servidor correspondente, produto de programa de computador e meio de armazenamento

Info

Publication number
BR112017000327A2
BR112017000327A2 BR112017000327A BR112017000327A BR112017000327A2 BR 112017000327 A2 BR112017000327 A2 BR 112017000327A2 BR 112017000327 A BR112017000327 A BR 112017000327A BR 112017000327 A BR112017000327 A BR 112017000327A BR 112017000327 A2 BR112017000327 A2 BR 112017000327A2
Authority
BR
Brazil
Prior art keywords
transaction
managing
validation
storage medium
computer program
Prior art date
Application number
BR112017000327A
Other languages
English (en)
Other versions
BR112017000327B1 (pt
Inventor
Rotsaert Christopher
Original Assignee
Roam Data Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Roam Data Inc filed Critical Roam Data Inc
Publication of BR112017000327A2 publication Critical patent/BR112017000327A2/pt
Publication of BR112017000327B1 publication Critical patent/BR112017000327B1/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

método para gerenciar uma transação implantada por um terminal de pagamento eletrônico (10) que tem um leitor de tira magnética para ler um cartão de pagamento de um usuário (u), incluindo as seguintes etapas, em um servidor remoto protegido (12): receber (20), a partir do dito terminal de pagamento eletrônico (10), uma mensagem de transação que contém dados do dito cartão, lida pelo dito leitor de tira magnética e encriptada pelo dito terminal de pagamento eletrônico (10), e um identificador de um terminal de comunicações (11) do dito usuário (u); transmitir (21), ao dito terminal móvel (11), uma mensagem para solicitar a validação da transação, contendo informações sobre a dita transação; receber (22), a partir do dito terminal móvel (11) uma mensagem de validação que contém uma resposta à dita mensagem para solicitar validação; e gerenciar (23) a dita transação.
BR112017000327-9A 2014-07-10 2015-07-10 Método para gerenciar uma transação, servidor correspondente, produto de programa de computador e meio de armazenamento BR112017000327B1 (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
FR1456677A FR3023640B1 (fr) 2014-07-10 2014-07-10 Procede de gestion d'une transaction, serveur, produit programme d'ordinateur et medium de stockage correspondants.
FR14/56677 2014-07-10
PCT/IB2015/055220 WO2016005947A1 (fr) 2014-07-10 2015-07-10 Procédé de gestion d'une transaction, serveur, produit programme d'ordinateur et medium de stockage correspondants

Publications (2)

Publication Number Publication Date
BR112017000327A2 true BR112017000327A2 (pt) 2017-11-07
BR112017000327B1 BR112017000327B1 (pt) 2022-11-29

Family

ID=51894128

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112017000327-9A BR112017000327B1 (pt) 2014-07-10 2015-07-10 Método para gerenciar uma transação, servidor correspondente, produto de programa de computador e meio de armazenamento

Country Status (7)

Country Link
US (1) US10282730B2 (pt)
EP (1) EP3167420B1 (pt)
AU (1) AU2015287224B2 (pt)
BR (1) BR112017000327B1 (pt)
CA (1) CA2952587C (pt)
FR (1) FR3023640B1 (pt)
WO (1) WO2016005947A1 (pt)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2019351906A1 (en) 2018-10-02 2021-03-18 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
FR3123741A1 (fr) * 2021-06-04 2022-12-09 Banks And Acquirers International Holding procédé de traitement d’une transaction, dispositif et programme correspondant.

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US7392388B2 (en) * 2000-09-07 2008-06-24 Swivel Secure Limited Systems and methods for identity verification for secure transactions
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US9031880B2 (en) * 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
US9916581B2 (en) * 2002-02-05 2018-03-13 Square, Inc. Back end of payment system associated with financial transactions using card readers coupled to mobile devices
US20060059110A1 (en) * 2002-04-03 2006-03-16 Ajay Madhok System and method for detecting card fraud
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US8700729B2 (en) * 2005-01-21 2014-04-15 Robin Dua Method and apparatus for managing credentials through a wireless network
US7533047B2 (en) * 2005-05-03 2009-05-12 International Business Machines Corporation Method and system for securing card payment transactions using a mobile communication device
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Also Published As

Publication number Publication date
US10282730B2 (en) 2019-05-07
BR112017000327B1 (pt) 2022-11-29
US20170186016A1 (en) 2017-06-29
EP3167420A1 (fr) 2017-05-17
WO2016005947A1 (fr) 2016-01-14
EP3167420B1 (fr) 2020-11-25
FR3023640A1 (fr) 2016-01-15
FR3023640B1 (fr) 2016-08-12
CA2952587C (en) 2022-09-06
CA2952587A1 (en) 2016-01-14
AU2015287224B2 (en) 2021-02-04
AU2015287224A1 (en) 2017-02-02

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Legal Events

Date Code Title Description
B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B09A Decision: intention to grant [chapter 9.1 patent gazette]
B16A Patent or certificate of addition of invention granted [chapter 16.1 patent gazette]

Free format text: PRAZO DE VALIDADE: 20 (VINTE) ANOS CONTADOS A PARTIR DE 10/07/2015, OBSERVADAS AS CONDICOES LEGAIS