BR112016002298A2 - métodos e sistemas para fornecer serviço 3-d secure em favor de comerciantes - Google Patents

métodos e sistemas para fornecer serviço 3-d secure em favor de comerciantes

Info

Publication number
BR112016002298A2
BR112016002298A2 BR112016002298A BR112016002298A BR112016002298A2 BR 112016002298 A2 BR112016002298 A2 BR 112016002298A2 BR 112016002298 A BR112016002298 A BR 112016002298A BR 112016002298 A BR112016002298 A BR 112016002298A BR 112016002298 A2 BR112016002298 A2 BR 112016002298A2
Authority
BR
Brazil
Prior art keywords
request message
transaction authorization
secure
merchants
systems
Prior art date
Application number
BR112016002298A
Other languages
English (en)
Inventor
Williamson Gregory
A Lone Ishfaq
Delton Chisholm John
Wiesman Mark
J Groarke Peter
Johannes Gerber Theunis
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of BR112016002298A2 publication Critical patent/BR112016002298A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer And Data Communications (AREA)

Abstract

sistemas e métodos para conduzir transações 3-d secure em favor de (obo) comerciantes. em uma modalidade, uma mensagem de resposta de autenticação de sacado (pares) indicando regis-tro no serviço de autenticação de 3-d secure obo de comerciantes é recebida de um servidor de controle de acesso por um computador e armazenada. o computador recebe posteriormente uma mensagem de solicitação de autorização de transação de compra, determina que os dados da mensagem de solicitação de autorização de transação de compra correspondem aos dados de mensagem de pares armazena-dos e, então, injeta um ucaf na mensagem de solicitação de autorização de transação de compra para gerar uma mensagem de solicitação de autorização de transação atualizada. a mensagem de solicitação de transação atualizada é, então, transmitida para uma instituição financeira de emissor para processamento de autorização de transação de compra 3-d secure.
BR112016002298A 2013-08-05 2014-07-17 métodos e sistemas para fornecer serviço 3-d secure em favor de comerciantes BR112016002298A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/958,951 US20150039506A1 (en) 2013-08-05 2013-08-05 Methods and systems for providing 3-d secure service on-behalf-of merchants
PCT/US2014/046953 WO2015020770A1 (en) 2013-08-05 2014-07-17 Methods and systems for providing 3-d secure service on-behalf-of merchants

Publications (1)

Publication Number Publication Date
BR112016002298A2 true BR112016002298A2 (pt) 2017-08-01

Family

ID=52428576

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112016002298A BR112016002298A2 (pt) 2013-08-05 2014-07-17 métodos e sistemas para fornecer serviço 3-d secure em favor de comerciantes

Country Status (5)

Country Link
US (1) US20150039506A1 (pt)
EP (1) EP3031020A4 (pt)
AU (3) AU2014305693A1 (pt)
BR (1) BR112016002298A2 (pt)
WO (1) WO2015020770A1 (pt)

Families Citing this family (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10366391B2 (en) * 2013-08-06 2019-07-30 Visa International Services Association Variable authentication process and system
CN104765999B (zh) * 2014-01-07 2020-06-30 腾讯科技（深圳）有限公司 一种对用户资源信息进行处理的方法、终端及服务器
WO2016166715A1 (en) * 2015-04-16 2016-10-20 Eko India Financial Services Private Limited Systems and methods for executing payment transactions
EP3326127A1 (en) * 2015-07-17 2018-05-30 Cardinal Commerce Corporation System and method for tokenization
US11232453B2 (en) * 2015-09-30 2022-01-25 Mastercard International Incorporated Method and system for authentication data collection and reporting
WO2017142997A1 (en) * 2016-02-16 2017-08-24 Mastercard International Incorporated Systems and methods for distributing payment network services
US20180121891A1 (en) * 2016-11-02 2018-05-03 Mastercard International Incorporated System and method for processing payment transactions at network edge nodes
SG10201704069PA (en) 2017-05-18 2018-12-28 Mastercard International Inc Apparatus and method for dynamic user/issuer pairing
US11461746B1 (en) * 2017-12-15 2022-10-04 Sprint Communications Company L.P. Block chain recordation of in-kind payments
US11188912B2 (en) * 2017-12-21 2021-11-30 Mastercard International Incorporated Systems and methods for use in authenticating users to accounts in connection with network transactions
SG10201807921XA (en) * 2018-09-13 2020-04-29 Mastercard International Inc Computer system and computer-implemented method for processing an electronic commerce transaction using a network
US11880783B2 (en) * 2019-11-14 2024-01-23 Mastercard International Incorporated Electronic methods and systems for faster checkout in an e-commerce transaction
KR102288475B1 (ko) * 2020-11-10 2021-08-10 소프트런치주식회사 결제 기준 데이터와 구매 상품 정보를 매칭시켜 표시하는 방법 및 컴퓨터 프로그램 제품

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US6664891B2 (en) * 2000-06-26 2003-12-16 Koninklijke Philips Electronics N.V. Data delivery through portable devices
US7499889B2 (en) * 2000-10-23 2009-03-03 Cyota Inc. Transaction system
US7805376B2 (en) * 2002-06-14 2010-09-28 American Express Travel Related Services Company, Inc. Methods and apparatus for facilitating a transaction
EP1636680B1 (en) * 2003-06-10 2016-04-13 Mastercard International, Inc. Systems and methods for conducting secure payment transactions using a formatted data structure
US20070162961A1 (en) * 2005-02-25 2007-07-12 Kelvin Tarrance Identification authentication methods and systems
US8261977B2 (en) * 2009-03-27 2012-09-11 Mastercard International Incorporated Methods and systems for using an interface and protocol extensions to perform a financial transaction
US9105027B2 (en) * 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
US8688524B1 (en) * 2011-06-28 2014-04-01 Amazon Technologies, Inc. Tracking online impressions to offline purchases
CA2861489C (en) * 2012-01-30 2017-05-16 Ebay Inc. Systems and methods to provide check-in based payment processes

Also Published As

Publication number Publication date
AU2014305693A1 (en) 2016-03-10
EP3031020A1 (en) 2016-06-15
AU2017254975A1 (en) 2017-11-23
WO2015020770A1 (en) 2015-02-12
US20150039506A1 (en) 2015-02-05
EP3031020A4 (en) 2017-01-25
AU2019283784A1 (en) 2020-01-16

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Legal Events

Date Code Title Description
B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B11B Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements