BR112014028385A2 - método e sistema para aplicar regras de cupom a uma transação financeira - Google Patents

método e sistema para aplicar regras de cupom a uma transação financeira

Info

Publication number
BR112014028385A2
BR112014028385A2 BR112014028385A BR112014028385A BR112014028385A2 BR 112014028385 A2 BR112014028385 A2 BR 112014028385A2 BR 112014028385 A BR112014028385 A BR 112014028385A BR 112014028385 A BR112014028385 A BR 112014028385A BR 112014028385 A2 BR112014028385 A2 BR 112014028385A2
Authority
BR
Brazil
Prior art keywords
financial transaction
coupon rules
applying coupon
applying
rules
Prior art date
Application number
BR112014028385A
Other languages
English (en)
Inventor
Groarke Peter
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of BR112014028385A2 publication Critical patent/BR112014028385A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/201—Price look-up processing, e.g. updating
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
BR112014028385A 2012-05-14 2013-05-13 método e sistema para aplicar regras de cupom a uma transação financeira BR112014028385A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/470,664 US20130304555A1 (en) 2012-05-14 2012-05-14 Method and system for applying coupon rules to a financial transaction
PCT/US2013/040706 WO2013173205A1 (en) 2012-05-14 2013-05-13 Method and system for applying coupon rules to a financial transaction

Publications (1)

Publication Number Publication Date
BR112014028385A2 true BR112014028385A2 (pt) 2018-05-29

Family

ID=49549382

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112014028385A BR112014028385A2 (pt) 2012-05-14 2013-05-13 método e sistema para aplicar regras de cupom a uma transação financeira

Country Status (7)

Country Link
US (1) US20130304555A1 (pt)
EP (1) EP2850581A4 (pt)
AU (2) AU2013263150A1 (pt)
BR (1) BR112014028385A2 (pt)
CA (1) CA2873612A1 (pt)
MX (1) MX2014013859A (pt)
WO (1) WO2013173205A1 (pt)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130339238A1 (en) * 2012-06-15 2013-12-19 JJ&T Holdings LLC Manufacturer-Based Purchase Transaction Benefit Processing
WO2014164382A1 (en) * 2013-03-09 2014-10-09 Paybook, Inc. Thematic repositories for transaction management
US10366457B2 (en) 2013-03-09 2019-07-30 Paybook, Inc. Thematic repositories for transaction management
JP5406392B1 (ja) * 2013-03-19 2014-02-05 ヤフー株式会社 融資システム、信用情報生成装置、融資条件判定方法、及び信用情報生成プログラム
US20160104105A1 (en) * 2014-10-14 2016-04-14 Mastercard International Incorporated Systems and Methods for Identifying Potential Shipments of Prohibited Goods from Merchants
US20170278127A1 (en) 2016-03-28 2017-09-28 Codebroker, Llc Validating digital content presented on a mobile device
EP3610388A4 (en) * 2017-04-12 2020-09-23 Visa International Service Association SYSTEM, METHOD AND DEVICE FOR PROCESSING CUSTOMER RETURN DATA FOR TRANSACTIONS

Family Cites Families (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6009411A (en) * 1997-11-14 1999-12-28 Concept Shopping, Inc. Method and system for distributing and reconciling electronic promotions
AU3366700A (en) * 1999-02-16 2000-09-04 In-Store Media Systems, Inc. Coupon redemption system
US7747524B2 (en) * 2002-06-06 2010-06-29 Kyle Ray Brown Method and system for discount debit card
US20040117250A1 (en) * 2002-12-17 2004-06-17 Allen Lubow Method and system for providing coupon savings using existing credit card processing infrastructure, and barcoded coupon having 2-D component
US20050071227A1 (en) * 2003-09-30 2005-03-31 Visa U.S.A. Method and system for managing concurrent sku-based rewards program
US20070288313A1 (en) * 2006-06-09 2007-12-13 Mark Brodson E-Coupon System and Method
US9767467B2 (en) * 2006-07-18 2017-09-19 American Express Travel Related Services Company, Inc. System and method for providing coupon-less discounts based on a user broadcasted message
US10037535B2 (en) * 2006-08-31 2018-07-31 Visa U.S.A. Inc. Loyalty program parameter collaboration
US8032410B2 (en) * 2006-09-27 2011-10-04 Target Brands, Inc. Multiple offer coupon
CA2670640C (en) * 2006-10-24 2016-10-25 Mastercard International, Inc. Method and apparatus for reward messaging, discounting and redemption at the point of interaction
US8682791B2 (en) * 2006-10-31 2014-03-25 Discover Financial Services Redemption of credit card rewards at a point of sale
US20080208688A1 (en) * 2007-02-22 2008-08-28 First Data Corporation Methods and systems for handling of mobile discount certificates using mobile devices
US20090018908A1 (en) * 2007-07-12 2009-01-15 Oksana Dersovitz Electronic coupon device
US20090037286A1 (en) * 2007-08-03 2009-02-05 Fostered Solutions, Inc. Restaurant patron payment system and method for mobile devices
KR20080044806A (ko) * 2008-04-16 2008-05-21 한국정보통신서비스 주식회사 결제처리 단말장치
KR101061719B1 (ko) * 2008-06-27 2011-09-02 한국정보통신주식회사 단골 고객 확인을 통한 쿠폰 제공 방법 및 시스템
US20100312626A1 (en) * 2009-06-08 2010-12-09 Cervenka Karen L Transaction handler merchant reimbursement for consumer transaction use of sponsor discount coupon card
US8463706B2 (en) * 2009-08-24 2013-06-11 Visa U.S.A. Inc. Coupon bearing sponsor account transaction authorization
US8676639B2 (en) * 2009-10-29 2014-03-18 Visa International Service Association System and method for promotion processing and authorization
KR20110064119A (ko) * 2009-12-07 2011-06-15 에스케이 텔레콤주식회사 결제 처리 서비스 시스템 및 결제 처리 서비스 방법
AU2010100533B4 (en) * 2010-04-02 2010-12-16 Isx Ip Ltd Method and system for verifying transactions
US20120166332A1 (en) * 2010-12-22 2012-06-28 Ebay Inc. Bill splitting system
WO2013049844A2 (en) * 2011-09-30 2013-04-04 Coupons.Com Incorporated Applying mobile digital coupons at the point of sale

Also Published As

Publication number Publication date
AU2018217297A1 (en) 2018-09-06
EP2850581A1 (en) 2015-03-25
US20130304555A1 (en) 2013-11-14
EP2850581A4 (en) 2015-11-18
MX2014013859A (es) 2015-07-14
AU2013263150A1 (en) 2015-01-15
WO2013173205A1 (en) 2013-11-21
CA2873612A1 (en) 2013-11-21

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Legal Events

Date Code Title Description
B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 7A ANUIDADE.

B11B Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements