BR112014015273A2 - processo de roteamento no meio de um terminal móvel, emulando um cartão de pagamento sem contato - Google Patents
processo de roteamento no meio de um terminal móvel, emulando um cartão de pagamento sem contatoInfo
- Publication number
- BR112014015273A2 BR112014015273A2 BR112014015273A BR112014015273A BR112014015273A2 BR 112014015273 A2 BR112014015273 A2 BR 112014015273A2 BR 112014015273 A BR112014015273 A BR 112014015273A BR 112014015273 A BR112014015273 A BR 112014015273A BR 112014015273 A2 BR112014015273 A2 BR 112014015273A2
- Authority
- BR
- Brazil
- Prior art keywords
- different
- request
- payment card
- applications
- list
- Prior art date
Links
- 238000000034 method Methods 0.000 title abstract 4
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/50—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems
- G06F21/52—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems during program execution, e.g. stack integrity ; Preventing unwanted data erasure; Buffer overflow
- G06F21/53—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems during program execution, e.g. stack integrity ; Preventing unwanted data erasure; Buffer overflow by executing in a restricted environment, e.g. sandbox or secure virtual machine
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3226—Use of secure elements separate from M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3574—Multiple applications on card
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- Computer Networks & Wireless Communication (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Software Systems (AREA)
- Computer Hardware Design (AREA)
- General Engineering & Computer Science (AREA)
- Computing Systems (AREA)
- Signal Processing (AREA)
- Mobile Radio Communication Systems (AREA)
- Telephone Function (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
abrege la présente invention concerne le domaine de l'émulation des cartes de paiement sans contact et plus particulièrement le routage de la communication sans contact au sein d'un dispositif comportant plusieurs circuits d'émulation de cartes de paiement sans contact. l'invention propose un procédé de routage des messages au sein du contrôleur nfc. ce contrôleur dispose d'une table des différentes applications hébergées par les différents éléments de sécurité. lorsque le contrôleur reçoit une requête pour la liste des applications contenues dans la carte de paiement virtuelle, il intercepte cette requête et répond avec la liste des différentes applications accessibles sur les différents éléments de sécurité. quand une requête visant à sélectionner une application est reçue, le contrôleur mémorise l'élément de sécurité concerné et redirige tous les messages vers cet élément tant qu'il ne reçoit pas de nouvelle requête de sélection. _________________ tradução do resumo resumo patente de invenção: "processo de roteamento no meio de um terminal móvel, emulando um cartão de pagamen-to sem contato". a presente invenção se refere a o domínio da emulação dos cartões de pagamento sem contato e mais particularmente o rote-amento da comunicação sem contato no meio de um dispositivo que comporta vários circuitos de emulação de cartões de pagamento em contato. a invenção propõe um processo de roteamento das mensa-gens no meio do controlador nfc. esse controlador dispõe de uma mesa das diferentes aplicações hospedadas pelos diferentes elemen-tos de segurança. quando o controlador recebe um pedido para a lista de aplicações contidas no carão de pagamento virtual, ele intercepta e responde com a lista das diferentes aplicações acessíveis sobre os diferentes elemento de segurança. quando um pedido visando a sele-cionar uma aplicação é recebido, o controlador memoriza o elemento de segurança referido e redireciona todas as mensagens para esse elemento, quando ele não recebe novo pedido de seleção.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR11/62120 | 2011-12-21 | ||
FR1162120A FR2985063B1 (fr) | 2011-12-21 | 2011-12-21 | Procede de routage au sein d'un terminal mobile emulant une carte de paiement sans contact |
PCT/EP2012/076280 WO2013092796A1 (fr) | 2011-12-21 | 2012-12-20 | Procédé de routage au sein d'un terminal mobile émulant une carte de paiement sans contact |
Publications (3)
Publication Number | Publication Date |
---|---|
BR112014015273A8 BR112014015273A8 (pt) | 2017-06-13 |
BR112014015273A2 true BR112014015273A2 (pt) | 2017-06-13 |
BR112014015273B1 BR112014015273B1 (pt) | 2021-02-02 |
Family
ID=47557075
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR112014015273-0A BR112014015273B1 (pt) | 2011-12-21 | 2012-12-20 | processo de roteamento em um terminal móvel e terminal móvel |
Country Status (10)
Country | Link |
---|---|
US (1) | US9722971B2 (pt) |
EP (1) | EP2795551B1 (pt) |
JP (1) | JP6193879B2 (pt) |
KR (1) | KR20140103153A (pt) |
CN (1) | CN104115173B (pt) |
BR (1) | BR112014015273B1 (pt) |
FR (1) | FR2985063B1 (pt) |
MY (1) | MY168780A (pt) |
RU (1) | RU2611241C2 (pt) |
WO (1) | WO2013092796A1 (pt) |
Families Citing this family (23)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9337899B2 (en) * | 2012-02-13 | 2016-05-10 | Qualcomm Incorporated | Methods and apparatus for secure updates to persistent data in a near field communication controller |
KR101778755B1 (ko) * | 2012-04-18 | 2017-09-26 | 구글 인코포레이티드 | 보안 요소를 갖지 않는 지불 거래들의 처리 |
FR3020164B1 (fr) * | 2014-04-18 | 2020-10-16 | Compagnie Ind Et Financiere Dingenierie Ingenico | Module d'emulation d'au moins une carte de paiement, procede, dispositif de paiement, produit programme d'ordinateur et medium de stockage correspondants |
JP6292595B2 (ja) * | 2014-06-03 | 2018-03-14 | ホアウェイ・テクノロジーズ・カンパニー・リミテッド | ルート設定方法及び端末デバイス |
US10242356B2 (en) * | 2014-08-25 | 2019-03-26 | Google Llc | Host-formatted select proximity payment system environment response |
CN105682074B (zh) * | 2014-11-20 | 2018-12-28 | 中国移动通信集团公司 | 一种基于hce应用的应用标识aid的更新方法及装置 |
WO2016129863A1 (en) | 2015-02-12 | 2016-08-18 | Samsung Electronics Co., Ltd. | Payment processing method and electronic device supporting the same |
CA2973195A1 (en) * | 2015-02-20 | 2016-08-25 | Visa International Service Association | Contactless data exchange between mobile devices and readers |
US10193700B2 (en) | 2015-02-27 | 2019-01-29 | Samsung Electronics Co., Ltd. | Trust-zone-based end-to-end security |
EP3262582B1 (en) | 2015-02-27 | 2021-03-17 | Samsung Electronics Co., Ltd. | Electronic device providing electronic payment function and operating method thereof |
KR102460459B1 (ko) | 2015-02-27 | 2022-10-28 | 삼성전자주식회사 | 전자 장치를 이용한 카드 서비스 방법 및 장치 |
FR3040226B1 (fr) * | 2015-08-17 | 2018-06-08 | Stmicroelectronics (Rousset) Sas | Dispositif nfc muni de multiples elements securise |
FR3045896A1 (fr) * | 2015-12-18 | 2017-06-23 | Orange | Procede de securisation d'une transaction depuis un terminal mobile |
WO2017128182A1 (zh) * | 2016-01-28 | 2017-08-03 | 华为技术有限公司 | 一种近场通信支付方法及终端 |
CN108604280B (zh) * | 2016-03-30 | 2021-05-04 | 华为技术有限公司 | 交易方法、交易信息处理方法、交易终端及服务器 |
EP3236405B1 (en) * | 2016-04-21 | 2022-11-02 | IDEMIA France | Selecting an application on a card |
KR102648142B1 (ko) * | 2016-09-09 | 2024-03-18 | 삼성전자주식회사 | 결제 서비스를 제공하는 전자 장치 및 방법 |
FR3087307A1 (fr) * | 2018-10-15 | 2020-04-17 | Proton World International N.V. | Gestion de transactions dans un dispositif nfc |
FR3094514A1 (fr) | 2019-03-25 | 2020-10-02 | Proton World International N.V. | Système électronique |
FR3094517A1 (fr) | 2019-03-25 | 2020-10-02 | Proton World International N.V. | Système électronique |
FR3094516A1 (fr) | 2019-03-25 | 2020-10-02 | Proton World International N.V. | Système électronique |
CN111107525B (zh) | 2019-04-26 | 2022-01-14 | 华为技术有限公司 | 一种se的自动路由方法及电子设备 |
CN110381443B (zh) * | 2019-09-05 | 2022-04-22 | 北京小米移动软件有限公司 | 近场通信卡片激活方法和装置 |
Family Cites Families (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP4780434B2 (ja) * | 2001-08-03 | 2011-09-28 | 大日本印刷株式会社 | マルチアプリケーションicカードシステム |
CN101454794A (zh) * | 2006-03-30 | 2009-06-10 | 奥博佩公司 | 移动的个人之间支付系统 |
US8016192B2 (en) * | 2006-06-06 | 2011-09-13 | Motorola Mobility, Inc. | User-configurable priority list for mobile device electronic payment applications |
FR2913550A1 (fr) * | 2007-03-07 | 2008-09-12 | Inside Contactless Sa | Procede de chargement securise de donnees d'acces a un service dans un chipset nfc |
US8249654B1 (en) * | 2007-09-27 | 2012-08-21 | Sprint Communications Company L.P. | Dynamic smart card application loading |
JP2009294821A (ja) * | 2008-06-04 | 2009-12-17 | Sony Corp | 情報処理装置、情報処理方法、およびプログラム、並びに情報処理システム |
EP2211480B1 (en) * | 2009-01-26 | 2013-10-23 | Motorola Mobility LLC | Wireless communication device for providing at least one near field communication service |
JP5290119B2 (ja) * | 2009-10-16 | 2013-09-18 | 株式会社エヌ・ティ・ティ・ドコモ | サービス提供システム及びサービス提供方法 |
TWI429213B (zh) * | 2009-12-11 | 2014-03-01 | Toro Dev Ltd | 用於nfc服務之行動整合散佈與交易系統與方法,及其行動電子裝置 |
JP2011215833A (ja) * | 2010-03-31 | 2011-10-27 | Toshiba Corp | 携帯可能電子装置及びicカード |
EP2393261A1 (en) * | 2010-06-04 | 2011-12-07 | Gemalto SA | A portable device, system and a method for preventing a misuse of data originating from the portable device |
JP5429130B2 (ja) * | 2010-10-13 | 2014-02-26 | ソニー株式会社 | 情報処理装置、および情報処理方法 |
-
2011
- 2011-12-21 FR FR1162120A patent/FR2985063B1/fr active Active
-
2012
- 2012-12-20 BR BR112014015273-0A patent/BR112014015273B1/pt active IP Right Grant
- 2012-12-20 EP EP12813832.8A patent/EP2795551B1/fr active Active
- 2012-12-20 US US14/366,807 patent/US9722971B2/en not_active Expired - Fee Related
- 2012-12-20 WO PCT/EP2012/076280 patent/WO2013092796A1/fr active Application Filing
- 2012-12-20 RU RU2014125072A patent/RU2611241C2/ru active
- 2012-12-20 KR KR1020147019396A patent/KR20140103153A/ko not_active Application Discontinuation
- 2012-12-20 CN CN201280069071.6A patent/CN104115173B/zh active Active
- 2012-12-20 MY MYPI2014001853A patent/MY168780A/en unknown
- 2012-12-20 JP JP2014548000A patent/JP6193879B2/ja not_active Expired - Fee Related
Also Published As
Publication number | Publication date |
---|---|
FR2985063B1 (fr) | 2014-07-04 |
EP2795551A1 (fr) | 2014-10-29 |
CN104115173B (zh) | 2018-03-27 |
JP2015504207A (ja) | 2015-02-05 |
US20150020160A1 (en) | 2015-01-15 |
KR20140103153A (ko) | 2014-08-25 |
WO2013092796A1 (fr) | 2013-06-27 |
EP2795551B1 (fr) | 2016-03-09 |
MY168780A (en) | 2018-12-04 |
BR112014015273B1 (pt) | 2021-02-02 |
BR112014015273A8 (pt) | 2017-06-13 |
CN104115173A (zh) | 2014-10-22 |
RU2611241C2 (ru) | 2017-02-21 |
US9722971B2 (en) | 2017-08-01 |
RU2014125072A (ru) | 2016-02-10 |
FR2985063A1 (fr) | 2013-06-28 |
JP6193879B2 (ja) | 2017-09-06 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
B06F | Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette] | ||
B06U | Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette] | ||
B09A | Decision: intention to grant [chapter 9.1 patent gazette] | ||
B16A | Patent or certificate of addition of invention granted [chapter 16.1 patent gazette] |
Free format text: PRAZO DE VALIDADE: 20 (VINTE) ANOS CONTADOS A PARTIR DE 20/12/2012, OBSERVADAS AS CONDICOES LEGAIS. |
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B25G | Requested change of headquarter approved |
Owner name: MORPHO (FR) |
|
B25D | Requested change of name of applicant approved |
Owner name: SAFRAN IDENTITY AND SECURITY (FR) |
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B25D | Requested change of name of applicant approved |
Owner name: IDEMIA IDENTITY AND SECURITY FRANCE (FR) |