BR112014015273A2 - processo de roteamento no meio de um terminal móvel, emulando um cartão de pagamento sem contato - Google Patents

processo de roteamento no meio de um terminal móvel, emulando um cartão de pagamento sem contato

Info

Publication number
BR112014015273A2
BR112014015273A2 BR112014015273A BR112014015273A BR112014015273A2 BR 112014015273 A2 BR112014015273 A2 BR 112014015273A2 BR 112014015273 A BR112014015273 A BR 112014015273A BR 112014015273 A BR112014015273 A BR 112014015273A BR 112014015273 A2 BR112014015273 A2 BR 112014015273A2
Authority
BR
Brazil
Prior art keywords
different
request
payment card
applications
list
Prior art date
Application number
BR112014015273A
Other languages
English (en)
Other versions
BR112014015273B1 (pt
BR112014015273A8 (pt
Inventor
Gonçalves Louis-Philippe
Poly Sébastien
Original Assignee
Morpho
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Morpho filed Critical Morpho
Publication of BR112014015273A8 publication Critical patent/BR112014015273A8/pt
Publication of BR112014015273A2 publication Critical patent/BR112014015273A2/pt
Publication of BR112014015273B1 publication Critical patent/BR112014015273B1/pt

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352Contactless payments by cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/50Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems
    • G06F21/52Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems during program execution, e.g. stack integrity ; Preventing unwanted data erasure; Buffer overflow
    • G06F21/53Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems during program execution, e.g. stack integrity ; Preventing unwanted data erasure; Buffer overflow by executing in a restricted environment, e.g. sandbox or secure virtual machine
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226Use of secure elements separate from M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229Use of the SIM of a M-device as secure element
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351Virtual cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356Aspects of software for card payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3574Multiple applications on card
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Software Systems (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Computing Systems (AREA)
  • Signal Processing (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Telephone Function (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

abrege la présente invention concerne le domaine de l'émulation des cartes de paiement sans contact et plus particulièrement le routage de la communication sans contact au sein d'un dispositif comportant plusieurs circuits d'émulation de cartes de paiement sans contact. l'invention propose un procédé de routage des messages au sein du contrôleur nfc. ce contrôleur dispose d'une table des différentes applications hébergées par les différents éléments de sécurité. lorsque le contrôleur reçoit une requête pour la liste des applications contenues dans la carte de paiement virtuelle, il intercepte cette requête et répond avec la liste des différentes applications accessibles sur les différents éléments de sécurité. quand une requête visant à sélectionner une application est reçue, le contrôleur mémorise l'élément de sécurité concerné et redirige tous les messages vers cet élément tant qu'il ne reçoit pas de nouvelle requête de sélection. _________________ tradução do resumo resumo patente de invenção: "processo de roteamento no meio de um terminal móvel, emulando um cartão de pagamen-to sem contato". a presente invenção se refere a o domínio da emulação dos cartões de pagamento sem contato e mais particularmente o rote-amento da comunicação sem contato no meio de um dispositivo que comporta vários circuitos de emulação de cartões de pagamento em contato. a invenção propõe um processo de roteamento das mensa-gens no meio do controlador nfc. esse controlador dispõe de uma mesa das diferentes aplicações hospedadas pelos diferentes elemen-tos de segurança. quando o controlador recebe um pedido para a lista de aplicações contidas no carão de pagamento virtual, ele intercepta e responde com a lista das diferentes aplicações acessíveis sobre os diferentes elemento de segurança. quando um pedido visando a sele-cionar uma aplicação é recebido, o controlador memoriza o elemento de segurança referido e redireciona todas as mensagens para esse elemento, quando ele não recebe novo pedido de seleção.
BR112014015273-0A 2011-12-21 2012-12-20 processo de roteamento em um terminal móvel e terminal móvel BR112014015273B1 (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
FR11/62120 2011-12-21
FR1162120A FR2985063B1 (fr) 2011-12-21 2011-12-21 Procede de routage au sein d'un terminal mobile emulant une carte de paiement sans contact
PCT/EP2012/076280 WO2013092796A1 (fr) 2011-12-21 2012-12-20 Procédé de routage au sein d'un terminal mobile émulant une carte de paiement sans contact

Publications (3)

Publication Number Publication Date
BR112014015273A8 BR112014015273A8 (pt) 2017-06-13
BR112014015273A2 true BR112014015273A2 (pt) 2017-06-13
BR112014015273B1 BR112014015273B1 (pt) 2021-02-02

Family

ID=47557075

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112014015273-0A BR112014015273B1 (pt) 2011-12-21 2012-12-20 processo de roteamento em um terminal móvel e terminal móvel

Country Status (10)

Country Link
US (1) US9722971B2 (pt)
EP (1) EP2795551B1 (pt)
JP (1) JP6193879B2 (pt)
KR (1) KR20140103153A (pt)
CN (1) CN104115173B (pt)
BR (1) BR112014015273B1 (pt)
FR (1) FR2985063B1 (pt)
MY (1) MY168780A (pt)
RU (1) RU2611241C2 (pt)
WO (1) WO2013092796A1 (pt)

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KR101778755B1 (ko) * 2012-04-18 2017-09-26 구글 인코포레이티드 보안 요소를 갖지 않는 지불 거래들의 처리
FR3020164B1 (fr) * 2014-04-18 2020-10-16 Compagnie Ind Et Financiere Dingenierie Ingenico Module d'emulation d'au moins une carte de paiement, procede, dispositif de paiement, produit programme d'ordinateur et medium de stockage correspondants
JP6292595B2 (ja) * 2014-06-03 2018-03-14 ホアウェイ・テクノロジーズ・カンパニー・リミテッド ルート設定方法及び端末デバイス
US10242356B2 (en) * 2014-08-25 2019-03-26 Google Llc Host-formatted select proximity payment system environment response
CN105682074B (zh) * 2014-11-20 2018-12-28 中国移动通信集团公司 一种基于hce应用的应用标识aid的更新方法及装置
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FR3040226B1 (fr) * 2015-08-17 2018-06-08 Stmicroelectronics (Rousset) Sas Dispositif nfc muni de multiples elements securise
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Also Published As

Publication number Publication date
FR2985063B1 (fr) 2014-07-04
EP2795551A1 (fr) 2014-10-29
CN104115173B (zh) 2018-03-27
JP2015504207A (ja) 2015-02-05
US20150020160A1 (en) 2015-01-15
KR20140103153A (ko) 2014-08-25
WO2013092796A1 (fr) 2013-06-27
EP2795551B1 (fr) 2016-03-09
MY168780A (en) 2018-12-04
BR112014015273B1 (pt) 2021-02-02
BR112014015273A8 (pt) 2017-06-13
CN104115173A (zh) 2014-10-22
RU2611241C2 (ru) 2017-02-21
US9722971B2 (en) 2017-08-01
RU2014125072A (ru) 2016-02-10
FR2985063A1 (fr) 2013-06-28
JP6193879B2 (ja) 2017-09-06

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Legal Events

Date Code Title Description
B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B09A Decision: intention to grant [chapter 9.1 patent gazette]
B16A Patent or certificate of addition of invention granted [chapter 16.1 patent gazette]

Free format text: PRAZO DE VALIDADE: 20 (VINTE) ANOS CONTADOS A PARTIR DE 20/12/2012, OBSERVADAS AS CONDICOES LEGAIS.

B25G Requested change of headquarter approved

Owner name: MORPHO (FR)

B25D Requested change of name of applicant approved

Owner name: SAFRAN IDENTITY AND SECURITY (FR)

B25D Requested change of name of applicant approved

Owner name: IDEMIA IDENTITY AND SECURITY FRANCE (FR)