BR112012017838A2 - sistema confiável de pagamento de valor armazenado que inclui terminais de ponto de venda não confiáveis. - Google Patents
sistema confiável de pagamento de valor armazenado que inclui terminais de ponto de venda não confiáveis.Info
- Publication number
- BR112012017838A2 BR112012017838A2 BR112012017838A BR112012017838A BR112012017838A2 BR 112012017838 A2 BR112012017838 A2 BR 112012017838A2 BR 112012017838 A BR112012017838 A BR 112012017838A BR 112012017838 A BR112012017838 A BR 112012017838A BR 112012017838 A2 BR112012017838 A2 BR 112012017838A2
- Authority
- BR
- Brazil
- Prior art keywords
- card
- stored value
- amount
- terminal
- payment system
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/29—Payment schemes or models characterised by micropayments
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Abstract
"sistema confiável de pagamento de valor armazenado que inclui terminais de ponto de venda não confiáveis". um sistema de pagamento de valor armazenado inclui cartões confiáveis e terminais de ponto de venda não confiáveis. a segurança é reforçada pelo cartão que recebe uma quantia de valor armazenado somente quando o cartão confirma que uma quantia que é pelo menos igual à quantia recebida é paga pelo cartão no terminal. o cartão pode fornecer ao terminal um registro de pagamento verificável para uma quantidade que é calculada pelo cartão, subtraindo o valor recebido pelo cartão do valor pago pelo cartão. mais recursos de segurança podem incluir um certificado do terminal que é atualizado após a quitação e inclui um tempo de expiração do terminal, e um registro do tempo do cartão que é atualizado após uma transação de pagamento com um terminal válido não expirado.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US29646110P | 2010-01-19 | 2010-01-19 | |
PCT/IB2011/050036 WO2011089533A2 (en) | 2010-01-19 | 2011-01-05 | Trusted stored-value payment system that includes untrusted merchant terminals |
Publications (1)
Publication Number | Publication Date |
---|---|
BR112012017838A2 true BR112012017838A2 (pt) | 2017-12-12 |
Family
ID=44278225
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR112012017838A BR112012017838A2 (pt) | 2010-01-19 | 2011-01-05 | sistema confiável de pagamento de valor armazenado que inclui terminais de ponto de venda não confiáveis. |
Country Status (15)
Country | Link |
---|---|
US (1) | US20110178884A1 (pt) |
EP (1) | EP2526515A2 (pt) |
JP (1) | JP2013527944A (pt) |
CN (1) | CN102893297A (pt) |
AU (1) | AU2011208401A1 (pt) |
BR (1) | BR112012017838A2 (pt) |
CA (1) | CA2787325A1 (pt) |
CL (1) | CL2012002008A1 (pt) |
IL (1) | IL220988A0 (pt) |
MX (1) | MX2012008408A (pt) |
RU (1) | RU2012133283A (pt) |
SG (1) | SG182575A1 (pt) |
TN (1) | TN2012000365A1 (pt) |
WO (1) | WO2011089533A2 (pt) |
ZA (1) | ZA201206128B (pt) |
Families Citing this family (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP2541478A1 (en) * | 2011-06-27 | 2013-01-02 | Accenture Global Services Limited | Dynamic electronic money |
KR101236544B1 (ko) * | 2012-01-12 | 2013-03-15 | 주식회사 엘지씨엔에스 | 결제 방법 및 이와 연관된 결제 게이트웨이 서버, 모바일 단말 및 시점 확인서 발행 서버 |
US9105021B2 (en) * | 2012-03-15 | 2015-08-11 | Ebay, Inc. | Systems, methods, and computer program products for using proxy accounts |
KR20150046080A (ko) * | 2012-08-21 | 2015-04-29 | 방크인터 에스.에이 | 이동전화 애플리케이션을 통해 모바일 비접촉 발권/결제를 가능하게 하는 방법 및 시스템 |
JP5962440B2 (ja) * | 2012-11-01 | 2016-08-03 | 沖電気工業株式会社 | 取引装置及び取引方法 |
DE102016206199A1 (de) * | 2016-04-13 | 2017-10-19 | Bundesdruckerei Gmbh | Gültigkeitsprüfung und Sperrung von Zertifikaten |
US11080714B2 (en) * | 2016-05-27 | 2021-08-03 | Mastercard International Incorporated | Systems and methods for providing stand-in authorization |
US10762481B2 (en) | 2017-03-21 | 2020-09-01 | The Toronto-Dominion Bank | Secure offline approval of initiated data exchanges |
US11463268B2 (en) * | 2019-09-17 | 2022-10-04 | International Business Machines Corporation | Sensor calibration |
Family Cites Families (19)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5744787A (en) * | 1994-09-25 | 1998-04-28 | Advanced Retail Systems Ltd. | System and method for retail |
US5721781A (en) * | 1995-09-13 | 1998-02-24 | Microsoft Corporation | Authentication system and method for smart card transactions |
US6076075A (en) * | 1995-09-25 | 2000-06-13 | Cardis Enterprise International N.V. | Retail unit and a payment unit for serving a customer on a purchase and method for executing the same |
US6467685B1 (en) * | 1997-04-01 | 2002-10-22 | Cardis Enterprise International N.V. | Countable electronic monetary system and method |
IL120585A0 (en) * | 1997-04-01 | 1997-08-14 | Teicher Mordechai | Countable electronic monetary system and method |
IL121192A0 (en) * | 1997-06-30 | 1997-11-20 | Ultimus Ltd | Processing system and method for a heterogeneous electronic cash environment |
AU4350699A (en) * | 1999-08-11 | 2001-02-15 | Khai Hee Kwan | Method, apparatus and program to make payment in any currencies through a communication network system |
US7578439B2 (en) * | 1999-08-19 | 2009-08-25 | E2Interactive, Inc. | System and method for authorizing stored value card transactions |
JP3330578B2 (ja) * | 2000-03-16 | 2002-09-30 | ファナック株式会社 | 成形機の型締機構 |
JP2002073972A (ja) * | 2000-08-31 | 2002-03-12 | Oki Electric Ind Co Ltd | 電子商取引システム |
US6631849B2 (en) * | 2000-12-06 | 2003-10-14 | Bank One, Delaware, National Association | Selectable multi-purpose card |
US20040083170A1 (en) * | 2002-10-23 | 2004-04-29 | Bam Ajay R. | System and method of integrating loyalty/reward programs with payment identification systems |
US20050240526A1 (en) * | 2004-04-26 | 2005-10-27 | Paycenters, Llc | Automated financial service system |
JP2006155045A (ja) * | 2004-11-26 | 2006-06-15 | Sony Corp | 電子価値情報伝送システム及び電子価値情報伝送方法 |
CN1687938A (zh) * | 2004-12-21 | 2005-10-26 | 牟刚 | 基于ic卡及手持收费终端的城市停车场集中收费管理及信息服务方法及其系统 |
WO2007079079A2 (en) * | 2005-12-30 | 2007-07-12 | Ready Credit Corporation | Issuing a value-bearing card associated with only non-personally identifying information |
US20070156579A1 (en) * | 2006-01-05 | 2007-07-05 | Ubequity, Llc | System and method of reducing or eliminating change in cash transaction by crediting at least part of change to buyer's account over electronic medium |
US20070267479A1 (en) * | 2006-05-16 | 2007-11-22 | Chockstone, Inc. | Systems and methods for implementing parking transactions and other financial transactions |
US20090254479A1 (en) * | 2008-04-02 | 2009-10-08 | Pharris Dennis J | Transaction server configured to authorize payment transactions using mobile telephone devices |
-
2011
- 2011-01-05 RU RU2012133283/08A patent/RU2012133283A/ru unknown
- 2011-01-05 SG SG2012052791A patent/SG182575A1/en unknown
- 2011-01-05 US US12/984,608 patent/US20110178884A1/en not_active Abandoned
- 2011-01-05 CA CA2787325A patent/CA2787325A1/en not_active Abandoned
- 2011-01-05 JP JP2012548505A patent/JP2013527944A/ja active Pending
- 2011-01-05 WO PCT/IB2011/050036 patent/WO2011089533A2/en active Application Filing
- 2011-01-05 EP EP11734429A patent/EP2526515A2/en not_active Withdrawn
- 2011-01-05 BR BR112012017838A patent/BR112012017838A2/pt not_active IP Right Cessation
- 2011-01-05 MX MX2012008408A patent/MX2012008408A/es not_active Application Discontinuation
- 2011-01-05 CN CN2011800090676A patent/CN102893297A/zh active Pending
- 2011-01-05 AU AU2011208401A patent/AU2011208401A1/en not_active Abandoned
-
2012
- 2012-07-17 IL IL220988A patent/IL220988A0/en unknown
- 2012-07-18 TN TNP2012000365A patent/TN2012000365A1/en unknown
- 2012-07-19 CL CL2012002008A patent/CL2012002008A1/es unknown
- 2012-08-15 ZA ZA2012/06128A patent/ZA201206128B/en unknown
Also Published As
Publication number | Publication date |
---|---|
ZA201206128B (en) | 2013-05-29 |
JP2013527944A (ja) | 2013-07-04 |
EP2526515A2 (en) | 2012-11-28 |
CA2787325A1 (en) | 2011-07-28 |
WO2011089533A2 (en) | 2011-07-28 |
TN2012000365A1 (en) | 2014-01-30 |
WO2011089533A3 (en) | 2011-10-20 |
RU2012133283A (ru) | 2014-02-27 |
CL2012002008A1 (es) | 2013-01-25 |
IL220988A0 (en) | 2012-09-24 |
SG182575A1 (en) | 2012-08-30 |
AU2011208401A1 (en) | 2012-08-30 |
CN102893297A (zh) | 2013-01-23 |
MX2012008408A (es) | 2014-02-27 |
US20110178884A1 (en) | 2011-07-21 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
B08F | Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette] | ||
B08K | Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette] | ||
B350 | Update of information on the portal [chapter 15.35 patent gazette] | ||
B350 | Update of information on the portal [chapter 15.35 patent gazette] |