BR102016026123A8 - Aplicativo de tecnologias móveis para cobranças e pagamentos de contas, boletos e outros débitos, por meio da telefonia celular e outros dispositivos móveis de comunicação - app - Google Patents

Aplicativo de tecnologias móveis para cobranças e pagamentos de contas, boletos e outros débitos, por meio da telefonia celular e outros dispositivos móveis de comunicação - app

Info

Publication number
BR102016026123A8
BR102016026123A8 BR102016026123A BR102016026123A BR102016026123A8 BR 102016026123 A8 BR102016026123 A8 BR 102016026123A8 BR 102016026123 A BR102016026123 A BR 102016026123A BR 102016026123 A BR102016026123 A BR 102016026123A BR 102016026123 A8 BR102016026123 A8 BR 102016026123A8
Authority
BR
Brazil
Prior art keywords
bills
app
debts
payment
collection
Prior art date
Application number
BR102016026123A
Other languages
English (en)
Other versions
BR102016026123A2 (pt
Inventor
Shiguer Kunimura Celso
Cordeiro Hiluey Edilson
Original Assignee
Cordeiro Hiluey Edilson
Shiguer Kunimura Celso
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cordeiro Hiluey Edilson, Shiguer Kunimura Celso filed Critical Cordeiro Hiluey Edilson
Priority to BR102016026123A priority Critical patent/BR102016026123A8/pt
Priority to US16/348,351 priority patent/US20190259019A1/en
Priority to EP17870424.3A priority patent/EP3539071A4/en
Priority to PCT/IB2017/054846 priority patent/WO2018087609A1/en
Publication of BR102016026123A2 publication Critical patent/BR102016026123A2/pt
Publication of BR102016026123A8 publication Critical patent/BR102016026123A8/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/047—Payment circuits using payment protocols involving electronic receipts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G06Q20/0658—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed locally
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Telephonic Communication Services (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

APLICATIVO DE TECNOLOGIAS MÓVEIS PARA COBRANÇAS E PAGAMENTOS DE CONTAS, BOLETOS E OUTROS DÉBITOS, POR MEIO DA TELEFONIA CELULAR E OUTROS DISPOSITIVOS MÓVEIS DE COMUNICAÇÃO - APP. Para o envio e recebimento, armazenamento e rastreamento de informações eletrônicas, em ambiente seguro e controlado, em tempo real e continuamente atualizadas por usuário, através de um aplicativo APP, em comunicação com todos os tipos de Empresas e Negócios que produzam ou forneçam Produtos e/ou Serviços (Empresas). A comunicação será monitorada através través de uma Central de Controle e Gerenciamento (CCG), integrada com um Software dedicado, para que os Usuários enviem informações relacionadas a pagamentos das suas contas e efetuar esses pagamentos, com rigoroso e completo rastreamento, sem erros e de modo estritamente confidencial dessas informações. Assim, é estabelecido o processamento de quaisquer dados, documentos, boletos, pagamentos etc, graças à comunicação entre a Central de Controle e Gerenciamento (CCG) e o aplicativo APP.
BR102016026123A 2016-08-11 2016-11-08 Aplicativo de tecnologias móveis para cobranças e pagamentos de contas, boletos e outros débitos, por meio da telefonia celular e outros dispositivos móveis de comunicação - app BR102016026123A8 (pt)

Priority Applications (4)

Application Number Priority Date Filing Date Title
BR102016026123A BR102016026123A8 (pt) 2016-11-08 2016-11-08 Aplicativo de tecnologias móveis para cobranças e pagamentos de contas, boletos e outros débitos, por meio da telefonia celular e outros dispositivos móveis de comunicação - app
US16/348,351 US20190259019A1 (en) 2016-08-11 2017-08-08 Mobile Technology Application for Collection and Payment of Bills, Bank Slip and Other Debts
EP17870424.3A EP3539071A4 (en) 2016-11-08 2017-08-08 APPLICATION WITH MOBILE TECHNOLOGY FOR COLLECTION AND PAYMENT OF INVOICES, PAYMENT SLIPS AND OTHER DEBTS
PCT/IB2017/054846 WO2018087609A1 (en) 2016-11-08 2017-08-08 Mobile technology application for collection and payment of bills, bank slip and other debts

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
BR102016026123A BR102016026123A8 (pt) 2016-11-08 2016-11-08 Aplicativo de tecnologias móveis para cobranças e pagamentos de contas, boletos e outros débitos, por meio da telefonia celular e outros dispositivos móveis de comunicação - app

Publications (2)

Publication Number Publication Date
BR102016026123A2 BR102016026123A2 (pt) 2018-05-29
BR102016026123A8 true BR102016026123A8 (pt) 2022-08-23

Family

ID=62109218

Family Applications (1)

Application Number Title Priority Date Filing Date
BR102016026123A BR102016026123A8 (pt) 2016-08-11 2016-11-08 Aplicativo de tecnologias móveis para cobranças e pagamentos de contas, boletos e outros débitos, por meio da telefonia celular e outros dispositivos móveis de comunicação - app

Country Status (4)

Country Link
US (1) US20190259019A1 (pt)
EP (1) EP3539071A4 (pt)
BR (1) BR102016026123A8 (pt)
WO (1) WO2018087609A1 (pt)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111292841B (zh) * 2020-01-21 2023-07-07 广西海数信息技术有限公司 一种基于精准计价的智慧就诊系统及就诊方法

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8527413B2 (en) * 2010-09-23 2013-09-03 Nextlevel Mobile, Llc Method and system for mobile bill presentment and payment messaging and marketing
US20120233073A1 (en) * 2011-01-11 2012-09-13 Diane Salmon Universal Value Exchange Apparatuses, Methods and Systems
US10127528B2 (en) * 2013-12-20 2018-11-13 Movocash, Inc. Financial services ecosystem
US20160012465A1 (en) * 2014-02-08 2016-01-14 Jeffrey A. Sharp System and method for distributing, receiving, and using funds or credits and apparatus thereof

Also Published As

Publication number Publication date
BR102016026123A2 (pt) 2018-05-29
EP3539071A4 (en) 2020-09-02
EP3539071A1 (en) 2019-09-18
WO2018087609A1 (en) 2018-05-17
US20190259019A1 (en) 2019-08-22

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Legal Events

Date Code Title Description
B03A Publication of a patent application or of a certificate of addition of invention [chapter 3.1 patent gazette]
B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B15K Others concerning applications: alteration of classification

Free format text: AS CLASSIFICACOES ANTERIORES ERAM: H04W 4/24 , G06Q 20/02 , G06Q 20/32

Ipc: G06Q 20/32 (2006.01), G06Q 20/02 (2006.01), H04W 4

B07A Application suspended after technical examination (opinion) [chapter 7.1 patent gazette]
B09B Patent application refused [chapter 9.2 patent gazette]